BSB Bancorp was founded in 1885 and is headquartered in Belmont, US

BSB Bancorp has offices in Belmont, Watertown, Waltham, Cambridge and in 1 other location

Belmont, US (HQ)

2 Leonard Street

Newton, US

33 Austin Street

Cambridge, US

699 Mount Auburn Street

Waltham, US

1070 Lexington Street

Watertown, US

53 Mt Auburn St

Belmont, US

277 Trapelo Rd

BSB Bancorp's revenue was reported to be $18.1 m in Q1, 2017

USD

## Revenue (Q1, 2017) | 18.1 m |

## Gross profit (Q1, 2017) | 13.9 m |

## Gross profit margin (Q1, 2017), % | 77% |

## Net income (Q1, 2017) | 3.7 m |

## EBIT (Q1, 2017) | 12.4 m |

## Market capitalization (18-Aug-2017) | 262.3 m |

## Cash (31-Mar-2017) | 60.5 m |

BSB Bancorp's current market capitalization is $262.3 m.

USD | FY, 2013^{} | FY, 2014^{} | FY, 2015^{} | FY, 2016^{} |
---|---|---|---|---|

## Revenue | 31 m | 38.7 m | 48.4 m | 64.4 m |

## Revenue growth, % | 25% | 25% | 33% | |

## Cost of goods sold | 5 m | 7.1 m | 10.2 m | 14.2 m |

## Gross profit | 26 m | 31.6 m | 38.2 m | 50.1 m |

## Gross profit Margin, % | 84% | 82% | 79% | 78% |

## Operating expense total | 25.1 m | 26.5 m | 27.8 m | 28.3 m |

## EBIT | 24.5 m | 30.1 m | 35.9 m | 45 m |

## EBIT margin, % | 79% | 78% | 74% | 70% |

## Pre tax profit | 3 m | 6.9 m | 11.2 m | 19.4 m |

## Income tax expense | 1 m | 2.6 m | 4.3 m | 7.4 m |

## Net Income | 2 m | 4.3 m | 6.9 m | 12 m |

USD | Q2, 2014^{} | Q3, 2014^{} | Q1, 2015^{} | Q2, 2015^{} | Q3, 2015^{} | Q1, 2016^{} | Q2, 2016^{} | Q3, 2016^{} | Q1, 2017^{} |
---|---|---|---|---|---|---|---|---|---|

## Revenue | 10.1 m | 10.8 m | 11.8 m | 12.5 m | 13.1 m | 15.1 m | 15.9 m | 16.4 m | 18.1 m |

## Cost of goods sold | 1.7 m | 1.9 m | 2.3 m | 2.5 m | 2.6 m | 3.2 m | 3.5 m | 3.7 m | 4.2 m |

## Gross profit | 8.5 m | 8.9 m | 9.5 m | 10 m | 10.5 m | 11.9 m | 12.4 m | 12.7 m | 13.9 m |

## Gross profit Margin, % | 84% | 82% | 81% | 80% | 80% | 79% | 78% | 77% | 77% |

## Sales and marketing expense | 256 k | 228 k | 252 k | 266 k | 190 k | 221 k | 208 k | 220 k | 278 k |

## R&D expense | 727 k | 751 k | 755 k | 772 k | 789 k | 882 k | 879 k | 679 k | 694 k |

## General and administrative expense | 424 k | 403 k | 438 k | 404 k | 400 k | 355 k | 349 k | 362 k | 389 k |

## Operating expense total | 1.4 m | 1.4 m | 1.4 m | 1.4 m | 1.4 m | 1.5 m | 1.4 m | 1.3 m | 1.4 m |

## EBIT | 7.3 m | 7.8 m | 8.4 m | 8.7 m | 9.1 m | 10.7 m | 11 m | 11.6 m | 12.4 m |

## EBIT margin, % | 72% | 72% | 71% | 70% | 69% | 71% | 69% | 71% | 69% |

## Pre tax profit | 1.7 m | 2 m | 2.2 m | 2.6 m | 3 m | 4.1 m | 4.7 m | 5.2 m | 5.6 m |

## Income tax expense | 614 k | 782 k | 867 k | 1 m | 1.2 m | 1.6 m | 1.7 m | 2 m | 1.9 m |

## Net Income | 1.7 m | 2.9 m | 1.4 m | 3 m | 4.8 m | 2.5 m | 5.5 m | 8.7 m | 3.7 m |

USD | FY, 2013^{} | FY, 2014^{} | FY, 2015^{} | FY, 2016^{} |
---|---|---|---|---|

## Cash | 38 m | 51.8 m | 51.3 m | 58.9 m |

## Accounts Receivable | 2.2 m | 3 m | 3.8 m | 4.6 m |

## PP&E | 3.3 m | 3.1 m | 2.7 m | 2.4 m |

## Total Assets | 1.1 b | 1.4 b | 1.8 b | 2.2 b |

## Accounts Payable | 683 k | 961 k | 993 k | 1.5 b |

## Total Debt | 508.9 m | |||

## Total Liabilities | 2 b | |||

## Common Stock | 91 k | |||

## Additional Paid-in Capital | 85.4 m | 87.4 m | 89.6 m | |

## Retained Earnings | 49.3 m | 53.6 m | 60.5 m | 72.5 m |

## Total Equity | 130.4 m | 137 m | 146.2 m | 160.9 m |

## Debt to Equity Ratio | 3.2 x | |||

## Debt to Assets Ratio | 0.2 x | |||

## Financial Leverage | 8.1 x | 10.4 x | 12.4 x | 13.4 x |

USD | Q2, 2014^{} | Q3, 2014^{} | Q1, 2015^{} | Q2, 2015^{} | Q3, 2015^{} | Q1, 2016^{} | Q2, 2016^{} | Q3, 2016^{} | Q1, 2017^{} |
---|---|---|---|---|---|---|---|---|---|

## Cash | 48.9 m | 45.5 m | 41.1 m | 47.5 m | 42.6 m | 56.1 m | 53.8 m | 49.8 m | 60.5 m |

## PP&E | 3.2 m | 3.2 m | 2.9 m | 2.9 m | 2.7 m | 2.6 m | 2.6 m | 2.4 m | 2.3 m |

## Total Assets | 1.2 b | 1.3 b | 1.5 b | 1.6 b | 1.7 b | 1.9 b | 2 b | 2.1 b | 2.3 b |

## Accounts Payable | 891.9 m | 932.6 m | 1 b | 1.1 b | 1.2 b | 1.4 b | 1.4 b | 1.4 b | 1.6 b |

## Additional Paid-in Capital | 86.4 m | 86.9 m | 87.9 m | 88.5 m | 89 m | 90.1 m | 90.7 m | 91.2 m | 92.3 m |

## Retained Earnings | 51 m | 52.2 m | 55 m | 56.6 m | 58.4 m | 63.1 m | 66 m | 69.2 m | 76.2 m |

## Total Equity | 133.4 m | 135.1 m | 138.9 m | 141.2 m | 143.6 m | 149.3 m | 153 m | 156.8 m | 165 m |

## Financial Leverage | 9.2 x | 9.9 x | 10.6 x | 11 x | 11.8 x | 12.8 x | 12.9 x | 13.2 x | 13.9 x |

USD | FY, 2013^{} | FY, 2014^{} | FY, 2015^{} | FY, 2016^{} |
---|---|---|---|---|

## Net Income | 2 m | 4.3 m | 6.9 m | 12 m |

## Depreciation and Amortization | 1.3 m | 1.4 m | 1.5 m | 1.5 m |

## Accounts Receivable | (24 k) | (736 k) | (804 k) | (854 k) |

## Accounts Payable | 228 k | 278 k | 32 k | 30 k |

## Cash From Operating Activities | 17.2 m | 20.9 m | 18.1 m | 12.8 m |

## Purchases of PP&E | (129.3 m) | (169.5 m) | (288.9 m) | (350.7 m) |

## Capital Expenditures | (1.2 m) | (503 k) | (323 k) | (335 k) |

## Cash From Investing Activities | (240.2 m) | (369.9 m) | (395.8 m) | (339.6 m) |

## Long-term Borrowings | (23 m) | (9 m) | (14.1 m) | (7 m) |

## Cash From Financing Activities | 208.3 m | 362.7 m | 377.2 m | 334.5 m |

## Interest Paid | 4.8 m | 6.8 m | 10.2 m | 14.2 m |

## Income Taxes Paid | 988 k | 3.6 m | 4.6 m | 9.4 m |

## Free Cash Flow | 18.4 m | 21.5 m | 18.4 m | 12.4 m |

USD | Q2, 2014^{} | Q3, 2014^{} | Q1, 2015^{} | Q2, 2015^{} | Q3, 2015^{} | Q1, 2016^{} | Q2, 2016^{} | Q3, 2016^{} | Q1, 2017^{} |
---|---|---|---|---|---|---|---|---|---|

## Net Income | 1.7 m | 2.9 m | 1.4 m | 3 m | 4.8 m | 2.5 m | 5.5 m | 8.7 m | 3.7 m |

## Depreciation and Amortization | 663 k | 1 m | 345 k | 717 k | 1.1 m | 328 k | 689 k | 1.1 m | 359 k |

## Accounts Receivable | (328 k) | (574 k) | (88 k) | (266 k) | (631 k) | (407 k) | (570 k) | (481 k) | (222 k) |

## Accounts Payable | 77 k | 239 k | 117 k | 30 k | 64 k | 54 k | 23 k | 20 k | 90 k |

## Cash From Operating Activities | 8.1 m | 12 m | 789 k | 13.9 m | 16.3 m | 3.1 m | 5.7 m | 8.3 m | 7.6 m |

## Purchases of PP&E | (64.4 m) | (123.8 m) | (36 m) | (96.4 m) | (212.1 m) | (98.2 m) | (149.5 m) | (278.6 m) | (102.1 m) |

## Capital Expenditures | (306 k) | (410 k) | (51 k) | (205 k) | (218 k) | (128 k) | (212 k) | (257 k) | (156 k) |

## Cash From Investing Activities | (162.4 m) | (281.3 m) | (53.8 m) | (140.5 m) | (285.8 m) | (101.2 m) | (165.8 m) | (262.6 m) | (126.6 m) |

## Long-term Borrowings | (1 m) | ||||||||

## Cash From Financing Activities | 165.2 m | 276.7 m | 42.4 m | 122.3 m | 260.3 m | 103 m | 162.8 m | 252.9 m | 120.5 m |

## Interest Paid | 3 m | 4.7 m | 2.2 m | 4.7 m | 7.3 m | 3.1 m | 6.6 m | 10.3 m | 4.2 m |

## Income Taxes Paid | 1.9 m | 2.5 m | 761 k | 2.5 m | 3.4 m | 643 k | 4.8 m | 7.7 m | 2.3 m |

## Free Cash Flow | 7.8 m | 11.6 m | 738 k | 13.7 m | 16.1 m | 2.9 m | 5.5 m | 8 m | 7.5 m |

USD | Y, 2017 |
---|---|

## Revenue/Employee | 147.4 k |

## Financial Leverage | 13.9 x |