BillingTree (also known as Electronic Payment Providers) is a company that specializes in payment processing. It focuses on payment channels such as credit and debit card, online, phone, interactive voice response, SMS, point of sale, etc. The company offers the Payrazr omni-channel payment platform, the CareView payment solution for healthcare, 2-Way Text Pay, and Account Updater. BillingTree caters to the ARM (accounts receivable management), financial services, healthcare, commercial, B2B payments, auto finance, and energy industries.