Bank OZK (formerly Bank of the Ozarks) provides various retail and commercial banking products and services. Its deposit services include checking, savings, money market, time deposit, and individual retirement accounts. The Company's loan services include various types of real estate, consumer, commercial, industrial and agricultural loans, and various leasing services. Bank also provides mortgage lending; treasury management services for businesses, individuals and non-profit and governmental entities, including wholesale lockbox services; remote deposit capture services; trust and wealth management services for businesses, individuals and non-profit and governmental entities, including financial planning, money management, custodial services, and corporate trust services; real estate appraisals; automated teller machines (ATMs); telephone banking; online and mobile banking services, including electronic bill pay and consumer mobile deposits, and debit cards, gift cards, and safe deposit boxes.