Bank of the Ozarks

With a solid record of long-term growth in loans, deposits and earnings, Bank of the Ozarks has earned respect as a great place to do business – and build successful relationships. We are successful because we always remain focused on strong fundamentals of banking: great customer service, prudent lending practices and sound management. This philosophy has helped us grow as a customer-friendly financial institution. Expanding from our headquarters in Little Rock, Arkansas, to more than 100 locations throughout the Southeast and Texas, we provide a personal touch that empowers local decision-making at all levels . What makes us unique is the personal attention we give to every customer. From checking and savings to investment planning and loans, our bankers sit down and actually listen to your needs – so you can be sure you’re walking away with the right banking solution for you. That’s how we’ve made so many customers our friends. We care, and work hard to earn your respect. Since 1903, we've been the kind of bank where people like to do business. That wouldn't be true if we weren't also the kind of bank where people like to work. Talk to any Bank of the Ozarks employee and you'll hear that at our bank, we're dedicated to providing an atmosphere of respect and personal growth for each individual member of our team. At Bank of the Ozarks, we believe in being true to our brand; no matter what your banking needs, you have a friend here. Member FDIC Equal Housing Lender
Company Growth (employees)
Little Rock, US
Size (employees)
2,344 (est)+2%
Bank of the Ozarks was founded in 1903 and is headquartered in Little Rock, US

Bank of the Ozarks Office Locations

Bank of the Ozarks has offices in Little Rock, Amargosa Valley, Dallas, Plano and in 51 other locations
Little Rock, US (HQ)
17901 Chenal Pkwy
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Bank of the Ozarks Financials and Metrics

Bank of the Ozarks Financials

Bank of the Ozarks's revenue was reported to be $662.6 m in FY, 2016

Revenue (Q1, 2017)

242.8 m

Gross profit (Q1, 2017)

219.8 m

Gross profit margin (Q1, 2017), %


Net income (Q1, 2017)

89.2 m

EBIT (Q1, 2017)

190.8 m

Market capitalization (13-Dec-2017)

5.7 b

Cash (31-Mar-2017)

928.8 m


4.8 b
Bank of the Ozarks's current market capitalization is $5.7 b.
USDFY, 2013FY, 2014Y, 2015FY, 2016


212.2 m291.4 m514.7 m662.6 m

Revenue growth, %


Cost of goods sold

27.6 m61.1 m

Gross profit

487.2 m601.5 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017


123.4 m125.6 m141.6 m153.7 m223.6 m242.8 m

Cost of goods sold

6.3 m7.1 m9.2 m11.9 m19.2 m23 m

Gross profit

117 m118.5 m132.4 m141.8 m204.4 m219.8 m

Gross profit Margin, %

USDFY, 2013FY, 2014FY, 2015FY, 2016


196 m150.2 m91 m866.4 m

Accounts Receivable

14.4 m20.2 m25.5 m51.9 m


245.5 m273.6 m296.2 m504.1 m

Total Assets

4.8 b6.8 b9.9 b18.9 b
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017


124.5 m188.4 m110.7 m112.1 m428.8 m514.9 m281.6 m622.8 m806.5 m969.5 m928.8 m


245.1 m255 m265.1 m267.9 m282.1 m285.1 m296.4 m299.9 m305.5 m503.2 m506.5 m

Total Assets

4.7 b5 b6.3 b6.6 b8.3 b8.7 b9.3 b11.4 b12.3 b18.5 b19.2 b

Accounts Payable

3.7 b3.9 b5 b5.1 b6.7 b7.1 b7.6 b9.6 b10.2 b15.1 b15.7 b
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

87.2 m118.6 m182.3 m270.1 m

Depreciation and Amortization

7.2 m8 m10.8 m15.2 m

Accounts Receivable

(34 k)(1.1 m)(2.9 m)(14.1 m)

Cash From Operating Activities

50.2 m61.3 m201.2 m241.9 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

62.8 m25.3 m51.7 m83.8 m39.9 m84.7 m130.9 m51.7 m106.2 m182.2 m89.2 m

Depreciation and Amortization

5.3 m1.9 m3.8 m6 m2.1 m4.6 m7.3 m3 m6 m10.3 m5 m

Accounts Receivable

(900 k)(813 k)(2 m)(1.9 m)(3.3 m)(4.4 m)(5.5 m)(7.8 m)(9.8 m)4.8 m14.4 m

Cash From Operating Activities

42.8 m18.2 m20.1 m48.2 m45.8 m44.9 m77.2 m45.3 m68.3 m160.2 m142 m
USDY, 2017


25.4 x


34.1 x


104.2 k

Financial Leverage

6.7 x
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Bank of the Ozarks Operating Metrics

Bank of the Ozarks's Total Loans Issued was reported to be $14.8 b in Q1, 2017
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017

Total Loans Issued

$5.13 b$6.35 b$6.59 b$7.41 b$8.33 b$9.27 b$9.73 b$14.16 b$14.56 b$14.8 b

Bank Branches


Non-performing Loans

$21.09 m$14.35 m$16.28 m$14.02 m$13.19 m$11.37 m$7.7 m$7.43 m$14.37 m$11.07 m
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Bank of the Ozarks Market Value History

Bank of the Ozarks's Web-traffic and Trends

Bank of the Ozarks Company Life and Culture

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