Bank of the Ozarks

With a solid record of long-term growth in loans, deposits and earnings, Bank of the Ozarks has earned respect as a great place to do business – and build successful relationships. We are successful because we always remain focused on strong fundamentals of banking: great customer service, prudent lending practices and sound management. This philosophy has helped us grow as a customer-friendly financial institution. Expanding from our headquarters in Little Rock, Arkansas, to more than 100 locations throughout the Southeast and Texas, we provide a personal touch that empowers local decision-making at all levels . What makes us unique is the personal attention we give to every customer. From checking and savings to investment planning and loans, our bankers sit down and actually listen to your needs – so you can be sure you’re walking away with the right banking solution for you. That’s how we’ve made so many customers our friends. We care, and work hard to earn your respect. Since 1903, we've been the kind of bank where people like to do business. That wouldn't be true if we weren't also the kind of bank where people like to work. Talk to any Bank of the Ozarks employee and you'll hear that at our bank, we're dedicated to providing an atmosphere of respect and personal growth for each individual member of our team. At Bank of the Ozarks, we believe in being true to our brand; no matter what your banking needs, you have a friend here. Member FDIC Equal Housing Lender
Little Rock, US
Size (employees)
2,315 (est)+41%
Bank of the Ozarks was founded in 1903 and is headquartered in Little Rock, US

Bank of the Ozarks Office Locations

Bank of the Ozarks has offices in Little Rock, Amargosa Valley, Dallas, Plano and in 46 other locations
Little Rock, US (HQ)
17901 Chenal Pkwy

Bank of the Ozarks Metrics

Bank of the Ozarks Financial Metrics

Revenue (2016)

$662.6 m

Revenue growth (2015-16), %


Gross profit

$601.5 m

Gross profit margin (2016), %


Net income (2016)

$270.1 m

Market capitalization (17-Mar-2017)

$6.6 b

Closing share price (17-Mar-2017)


Cash (31-Dec-2016)

$866.4 m
Bank of the Ozarks's current market capitalization is $6.6 b.
Bank of the Ozarks's revenue was reported to be $662.6 m in FY, 2016
FY, 2013FY, 2014Y, 2015FY, 2016


$212.2 m$291.4 m$514.7 m$662.6 m

Revenue growth, %


Cost of goods sold

$27.6 m$61.1 m

Gross profit

$487.2 m$601.5 m

Gross profit Margin, %


Operating expense total

$191 m$255.8 m


$127.3 m$172.4 m$382.2 m$601.5 m

EBIT margin, %


Pre tax profit

$276.8 m$424.4 m

Income tax expense

$94.5 m$154.3 m

Net Income

$87.2 m$118.6 m$182.3 m$270.1 m
FY, 2013FY, 2014FY, 2015FY, 2016


$196 m$150.2 m$91 m$866.4 m

Accounts Receivable

$14.4 m$20.2 m$25.5 m$51.9 m



$245.5 m$273.6 m$296.2 m$504.1 m

Total Assets

$4.8 b$6.8 b$9.9 b$18.9 b

Accounts Payable

Additional Paid-in Capital

$143.4 m$324.4 m$756 m$1.9 b

Retained Earnings

$484.9 m$571.5 m$706.6 m$914.4 m

Total Equity

$628.4 m$911.8 m$1.5 b$2.8 b

Financial Leverage

7.6 x7.4 x6.7 x6.8 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$87.2 m$118.6 m$182.3 m$270.1 m

Depreciation and Amortization

$7.2 m$8 m$10.8 m$15.2 m

Accounts Receivable

($34 k)($1.1 m)($2.9 m)($14 m)


Accounts Payable

Cash From Operating Activities

$50.2 m$61.3 m$201.2 m$241.9 m

Cash From Investing Activities

($75.1 m)($529.1 m)($1.3 b)($2.3 b)

Cash From Financing Activities

$13 m$422 m$1.1 b$2.8 b

Bank of the Ozarks Market Value History

Bank of the Ozarks Job Categories

Bank of the Ozarks Company Life

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