Bank of the Ozarks

With a solid record of long-term growth in loans, deposits and earnings, Bank of the Ozarks has earned respect as a great place to do business – and build successful relationships. We are successful because we always remain focused on strong fundamentals of banking: great customer service, prudent lending practices and sound management. This philosophy has helped us grow as a customer-friendly financial institution. Expanding from our headquarters in Little Rock, Arkansas, to more than 100 locations throughout the Southeast and Texas, we provide a personal touch that empowers local decision-making at all levels . What makes us unique is the personal attention we give to every customer. From checking and savings to investment planning and loans, our bankers sit down and actually listen to your needs – so you can be sure you’re walking away with the right banking solution for you. That’s how we’ve made so many customers our friends. We care, and work hard to earn your respect. Since 1903, we've been the kind of bank where people like to do business. That wouldn't be true if we weren't also the kind of bank where people like to work. Talk to any Bank of the Ozarks employee and you'll hear that at our bank, we're dedicated to providing an atmosphere of respect and personal growth for each individual member of our team. At Bank of the Ozarks, we believe in being true to our brand; no matter what your banking needs, you have a friend here. Member FDIC Equal Housing Lender
Little Rock, US
Size (employees)
2,315 (est)+41%
Bank of the Ozarks was founded in 1903 and is headquartered in Little Rock, US

Bank of the Ozarks Office Locations

Bank of the Ozarks has offices in Little Rock, Amargosa Valley, Dallas, Plano and in 47 other locations
Little Rock, US (HQ)
17901 Chenal Pkwy

Bank of the Ozarks Data and Metrics

Bank of the Ozarks Financial Metrics

Bank of the Ozarks's revenue was reported to be $662.6 m in FY, 2016
$, USD

Revenue (FY, 2016)

662.6 m

Revenue growth (FY, 2015 - FY, 2016), %


Gross profit (FY, 2016)

601.5 m

Gross profit margin (FY, 2016), %


Net income (FY, 2016)

270.1 m

EBIT (FY, 2016)

601.5 m

Market capitalization (26-May-2017)

5.6 b

Closing share price (26-May-2017)


Cash (31-Dec-2016)

866.4 m
Bank of the Ozarks's current market capitalization is $5.6 b.
$, USDFY, 2013FY, 2014Y, 2015FY, 2016


212.2 m291.4 m514.7 m662.6 m

Revenue growth, %


Cost of goods sold

27.6 m61.1 m

Gross profit

487.2 m601.5 m

Gross profit Margin, %


Operating expense total

191 m255.8 m


127.3 m172.4 m382.2 m601.5 m

EBIT margin, %


Pre tax profit

276.8 m424.4 m

Income tax expense

94.5 m154.3 m

Net Income

87.2 m118.6 m182.3 m270.1 m
$, USDFY, 2013FY, 2014FY, 2015FY, 2016


196 m150.2 m91 m866.4 m

Accounts Receivable

14.4 m20.2 m25.5 m51.9 m


245.5 m273.6 m296.2 m504.1 m

Total Assets

4.8 b6.8 b9.9 b18.9 b

Additional Paid-in Capital

143.4 m324.4 m756 m1.9 b

Retained Earnings

484.9 m571.5 m706.6 m914.4 m

Total Equity

628.4 m911.8 m1.5 b2.8 b

Financial Leverage

7.6 x7.4 x6.7 x6.8 x
$, USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

87.2 m118.6 m182.3 m270.1 m

Depreciation and Amortization

7.2 m8 m10.8 m15.2 m

Accounts Receivable

(34 k)(1.1 m)(2.9 m)(14 m)

Cash From Operating Activities

50.2 m61.3 m201.2 m241.9 m

Cash From Investing Activities

(75.1 m)(529.1 m)(1.3 b)(2.3 b)

Cash From Financing Activities

13 m422 m1.1 b2.8 b
$, USDY, 2016


402.5 k

Financial Leverage

6.8 x

Bank of the Ozarks Market Value History

Bank of the Ozarks Job Categories

Bank of the Ozarks Company Life and Culture

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