Bank Handlowy is a commercial bank, which offers its products and services under Citibank Handlowy brand. The Bank operates through two segments: Corporate and Investment Banking, and Retail Banking. The Bank’s offer includes cash management, trade services, treasury services, corporate finance, debt instruments, syndicated loans, structured trade finance, securitization services, asset management services, management buy-outs and acquisitions advisory services, custodian services and brokerage.