OverviewSuggest Edit

Atlanticus is a holding company primarily focused on providing financial technology and related services. Through its subsidiaries, the Company provides an array of financial products and services to consumers. Atlanticus operates within two reportable segments: Credit and Other Investments; and Auto Finance. Within its Credit and Other Investments segment, the Company facilitates consumer finance programs offered by bank partners to originate consumer loans through multiple channels, including retail point-of-sale, direct mail solicitation, online and partnerships. Within the Auto Finance segment, its CAR subsidiary operations principally purchase and service loans secured by automobiles from or for, and also provide floorplan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, used car business. The Company also provides loan servicing, including risk management and customer service outsourcing for third parties.

TypePublic
Founded1996
HQAtlanta, US
Websiteatlanticus.com
Employee Ratings3.5

Latest Updates

Employees (est.) (Feb 2019)290
Revenue (FY, 2019)$13.8 M(+148%)
Share Price (Sept 2020)$13.5 (+2%)
Cybersecurity ratingAMore

Key People/Management at Atlanticus

David G. Hanna

David G. Hanna

Chief Executive Officer
Jeffrey A. Howard

Jeffrey A. Howard

President
William R. McCamey

William R. McCamey

CFO
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Atlanticus Office Locations

Atlanticus has an office in Atlanta
Atlanta, US (HQ)
The Queen Building, 5 Concourse Pkwy #300
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Atlanticus Financials and Metrics

Atlanticus Revenue

Atlanticus's revenue was reported to be $13.75 m in FY, 2019
USD

Revenue (Q2, 2020)

2.9m

Gross profit (Q2, 2020)

(12.7m)

Gross profit margin (Q2, 2020), %

(436.1%)

Net income (Q2, 2020)

23.1m

Market capitalization (22-Sept-2020)

215.5m

Closing stock price (22-Sept-2020)

13.5

Cash (30-Jun-2020)

139.2m

EV

94.5m
Atlanticus's current market capitalization is $215.5 m.
Annual
USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

46.5m28.0m20.0m26.0m8.3m7.7m6.4m5.6m13.8m

Cost of goods sold

37.1m30.7m31.5m37.1m49.5m

Gross profit

(28.7m)(23.0m)(25.1m)(31.6m)(35.7m)

Gross profit Margin, %

(345%)(298%)(390%)(569%)(260%)
Quarterly
USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Revenue

7.3m9.9m9.2m5.9m1.9m9.0m3.9m4.9m4.7m2.3m3.7m2.9m2.2m1.6m2.5m2.4m1.6m1.5m1.5m1.8m444.0k1.4m2.1m3.0m4.1m2.7m2.9m

Cost of goods sold

9.0m7.3m7.0m7.4m7.8m8.7m9.2m8.9m10.4m11.5m13.2m15.8m15.6m

Gross profit

(6.5m)(4.9m)(5.4m)(5.9m)(6.3m)(6.9m)(8.7m)(7.5m)(8.4m)(8.5m)(9.0m)(13.1m)(12.7m)

Gross profit Margin, %

(257%)(201%)(344%)(382%)(418%)(386%)(1964%)(536%)(407%)(287%)(218%)(481%)(436%)
USDQ2, 2011

Financial Leverage

9.6 x
Show all financial metrics

Atlanticus Cybersecurity Score

Cybersecurity ratingPremium dataset

A

94/100

SecurityScorecard logo

Atlanticus Online and Social Media Presence

Embed Graph

Atlanticus News and Updates

Atlanticus Holdings Corporation Closes Sale Of $167.3 Million Asset Backed Securitization To Support The Fortiva® Brand

ATLANTA, Nov. 5, 2018 /PRNewswire/ -- Atlanticus Holdings Corporation (NASDAQ: ATLC) ("Atlanticus", "we", "our" or "us"), a technology enabled consumer finance company, today announced an agreement to sell $167.3 million of asset backed securities ("ABS") secured by Fortiva® branded...

Atlanticus Reports Second Quarter 2018 Results

ATLANTA, July 30, 2018 /PRNewswire/ -- Atlanticus Holdings Corporation ("Atlanticus", "we" or "us") (NASDAQ: ATLC) today announced three and six months ended June 30, 2018 GAAP net income attributable to controlling interests of $5.6 million and $960,000, respectively, or $0.41 and $0.07...

Atlanticus Reports Second Quarter 2018 Results

ATLANTA, July 30, 2018 /PRNewswire/ -- Atlanticus Holdings Corporation ("Atlanticus", "we" or "us") (NASDAQ: ATLC) today announced three and six months ended June 30, 2018 GAAP net income attributable to controlling interests of $5.6 million and $960,000, respectively, or $0.41 and $0.07...

Atlanticus Holdings Corporation Closes $100 Million Revolving Credit Facility with Credit Suisse to Support the Fortiva® Brand

ATLANTA, June 26, 2018 /PRNewswire/ -- Atlanticus Holdings Corporation (NASDAQ: ATLC) ("Atlanticus", "we", "our" or "us"), a technology enabled consumer finance company, today announced the closing of a $100 million asset-backed, revolving credit facility with Credit Suisse AG, Cayman...

Atlanticus Frequently Asked Questions

  • When was Atlanticus founded?

    Atlanticus was founded in 1996.

  • Who are Atlanticus key executives?

    Atlanticus's key executives are David G. Hanna, Jeffrey A. Howard and William R. McCamey.

  • How many employees does Atlanticus have?

    Atlanticus has 290 employees.

  • What is Atlanticus revenue?

    Latest Atlanticus annual revenue is $13.8 m.

  • What is Atlanticus revenue per employee?

    Latest Atlanticus revenue per employee is $47.4 k.

  • Who are Atlanticus competitors?

    Competitors of Atlanticus include Umpqua Holdings, Ackermans & van Haaren and HPIL Holding.

  • Where is Atlanticus headquarters?

    Atlanticus headquarters is located at The Queen Building, 5 Concourse Pkwy #300, Atlanta.

  • Where are Atlanticus offices?

    Atlanticus has an office in Atlanta.

  • How many offices does Atlanticus have?

    Atlanticus has 2 offices.