APACPAY is a fintech company providing financial services that simplify cross-border payment in emerging markets through alternative payment methods (APMs), and bespoke payment solutions. The company offers i-RiskCloud, a proprietary fraud management solution that uses artificial intelligence and machine learning to help customers avoid fraudulent attacks. APACPAY also provides Global Money Exchange and Remittance Solution (GMERS), a cross-border payment network to facilitate currency conversion and money remittance.