American Federal is a financially-strong, long-established, employee-owned community bank serving agriculture, business and individuals in the Red River Valley of North Dakota and northwestern Minnesota for more than a century. American Federal Bankers develop long-term, personal relationships with clients, built on a deep understanding of the client and a comprehensive knowledge of the client’s business and industry which allows them to develop and implement tailor-made solutions. Our Bankers are experienced and have expertise in agricultural, business, and banking, insurance and investments for individual and business clients. They have extensive technical knowledge, business know-how and a broad understanding of a wide range of financial products and services. Clients see American Federal as their primary bank because they value the trusted advice, long-standing relationship and business expertise and capability of their American Federal Banker. American Federal Bankers are client focused and driven to understand their clients’ goals. They contribute value by proactively generating ideas, stimulating their clients’ thinking and simplifying what may seem complex. They know best practices and current market trends and what others are doing. They help clients sort through options, see the pros and cons and provide prospective on potential problems or issues. They develop alternative approaches the client can use to reach their goals. Clients seek out their American Federal Banker for their advice, knowledge and opinions. They have confidence in their recommendations and value the relationship and understanding that is brought to the table. The American Federal Banker is often the first person our clients call in times of significant challenge or decisions, and with good news, too.