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Bread Financial Holdings

Bread Financial Holdings

AIR MILES Reward Miles Redeemed

739.4 M

Q1, 2021

Revenue

$7.4 B

FY, 2021

Market Capitalization

$2 B

2022-08-04

Bread Financial Holdings Summary

Company summary

Overview
Bread Financial Holdings (formerly known as Alliance Data Systems) is a provider of tech-forward payment and lending solutions, serving customers and consumer-based industries. It operates in two segments: LoyaltyOne and Card Services. The LoyaltyOne segment operates the AIR MILES Reward Program, a full service outsourced coalition loyalty program for sponsors, and BrandLoyalty that designs, implements, conducts and evaluates loyalty programs for grocers. The Card Services segment provides risk management solutions, account origination, processing, funding, and marketing services.
Type
Public
Founded
1996
HQ
Columbus, OH, US | view all locations
Website
https://www.breadfinancial.com/
Cybersecurity rating
ESG rating
out of 100 | View all ESG data
Sectors

Key people

  • Ralph J. Andretta

    Ralph J. Andretta, President and Chief Executive Officer, Director

  • Perry Beberman

    Perry Beberman, Executive VP, Chief Financial Officer

  • Valerie Greer

    Valerie Greer, Executive VP, Chief Commercial Officer

  • Tammy McConnaughey

    Tammy McConnaughey, Executive VP, Operations and Credit Risk

Operating MetricsView all

Active Accounts

40.2M

FY, 2020

Credit Card Statements Generated

235M
16.4%

FY, 2020

Enterprise Customers

900
125.0%

FY, 2020

LocationsView all

8 locations detected

  • Columbus, OH HQ

    United States

    3095 Loyalty Circle

  • Columbus, OH

    United States

    PO box 182084

  • Plano, TX

    United States

    7500 Dallas Pkwy #700

  • Chadds Ford, PA

    United States

  • Coeur d'Alene, ID

    United States

  • Draper, UT

    United States

and 2 others

Bread Financial Holdings Financials

Summary financials

Cash (Q2, 2022)
$3.1B
Enterprise value
$742.1M

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