Aflac is a financial services company that offers supplemental and renewable insurance solutions to individuals and businesses in the United States. The Company offers a range of insurance products to individuals and families, employers, brokers, and agents. Its product portfolio includes accident, cancer, critical illness, life, hospital, short-term disability, dental, and vision insurance policies. It also offers many services to employers, including cafeteria plans, policyholder change plans, COBRA administration, commuter spending accounts, HSA and HRA incentives, and enrollment solutions.

Employee Rating

3.4More
TypePublic
HQColumbus, US
Founded1955
Size (employees)11,318 (est)+4%
Websiteaflac.com
Aflac was founded in 1955 and is headquartered in Columbus, US
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Key People/Management at Aflac

Daniel Amos

Daniel Amos

Chairman and Chief Executive Officer
Teresa White

Teresa White

President
Paul Amos

Paul Amos

President
Kriss Cloninger

Kriss Cloninger

President
Charles Lake

Charles Lake

President
Frederick Crawford

Frederick Crawford

Executive Vice President and Chief Financial Officer
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Aflac Office Locations

Aflac has offices in Columbus, San Antonio, Omaha, Norcross and in 10 other locations
Columbus, US (HQ)
1932 Wynnton Rd
Albany, US
22 Corporate Woods Blvd
Columbia, US
500 Taylor St
Columbia, US
400 Laurel St
Columbia, US
2801 Devine St
Columbus, US
1104 Lockwood Ave
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Aflac Financials and Metrics

Aflac Revenue

Aflac's revenue was reported to be $21.67 b in FY, 2017
USD

Revenue (Q3, 2018)

5.6b

Net income (Q3, 2018)

845.0m

Market capitalization (11-Jan-2019)

34.8b

Closing stock price (11-Jan-2019)

45.7

Cash (30-Sep-2018)

3.4b

EV

41.9b
Aflac's current market capitalization is $34.8 b.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

23.9b22.7b20.9b22.6b21.7b

Revenue growth, %

(5%)(8%)8%

Operating expense total

17.6b

Interest expense

293.0m317.0m289.0m268.0m240.0m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Revenue

5.9b5.6b5.8b5.7b5.2b5.3b5.0b5.5b5.4b5.7b5.3b5.4b5.5b5.5b5.6b5.6b

Operating expense total

4.8b4.5b4.6b4.7b4.2b4.4b4.2b4.3b4.6b4.8b4.4b4.4b4.4b4.5b4.5b4.4b

Interest expense

71.0m80.0m81.0m77.0m83.0m74.0m67.0m65.0m66.0m65.0m62.0m61.0m59.0m56.0m54.0m53.0m

Pre tax profit

1.1b1.1b1.2b1.1b1.0b874.0m864.0m1.1b834.0m963.0m898.0m1.0b1.1b982.0m1.1b1.1b
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Cash

2.5b4.7b4.4b4.9b3.5b

Accounts Receivable

2.2m274.0k827.0m

Inventories

717.0k

Total Assets

121.3b119.8b118.3b129.8b137.2b
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Cash

2.7b2.0b2.3b2.7b4.4b3.1b3.5b3.4b3.7b5.3b4.2b4.3b4.9b4.1b3.8b3.4b

Accounts Receivable

950.0m884.0m870.0m839.0m762.0m723.0m758.0m689.0m618.0m871.0m937.0m906.0m892.0m784.0m

Total Assets

119.9b123.0b127.9b127.3b121.0b115.6b117.5b127.8b141.3b144.1b133.7b135.4b136.1b147.4b142.0b137.9b

Accounts Payable

72.7b71.7b73.8b70.1b67.3b66.7b69.0b75.1b82.6b85.2b79.6b80.7b81.1b87.3b85.0b83.9b
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

3.2b3.0b2.5b2.7b4.6b

Inventories

(214.0k)

Accounts Payable

1.8m

Cash From Operating Activities

10.5b6.6b6.8b6.0b6.1b
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Net Income

2.5b732.0m1.5b2.2b663.0m1.2b1.8b731.0m1.3b1.9b592.0m1.3b2.0b717.0m1.6b2.4b

Cash From Operating Activities

7.2b1.6b3.1b4.6b1.5b3.1b4.8b1.3b2.9b4.1b1.8b3.2b4.6b1.2b2.8b4.7b

Dividends Paid

(472.0m)(163.0m)(324.0m)(486.0m)(165.0m)(328.0m)(489.0m)(167.0m)(330.0m)(492.0m)(166.0m)(328.0m)(491.0m)(195.0m)(396.0m)(595.0m)

Cash From Financing Activities

1.1b(32.0m)201.0m(322.0m)322.0m(1.1b)(1.8b)(766.0m)(1.3b)(835.0m)(876.0m)(1.2b)(1.6b)(473.0m)(988.0m)(1.5b)
USDY, 2018

EV/CFO

9 x

Debt/Equity

0.5 x

Debt/Assets

0.1 x

Financial Leverage

5.9 x
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Aflac Operating Metrics

FY, 2014FY, 2015FY, 2016

Policies Exceeded (Japan)

23 m23 m24 m

Shares Traded

19.70 m21.20 m21.60 m
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Aflac Revenue Breakdown

Embed Graph

Aflac revenue breakdown by business segment: 70.4% from Aflac Japan, 28.4% from Aflac U.S. and 1.2% from Other

Human Capital Metrics

Source: fortune.com
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Aflac Online and Social Media Presence

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Aflac News and Updates

Black Enterprise Names Aflac to Prestigious Diversity List

COLUMBUS, Ga., Jan. 4, 2019 /PRNewswire/ -- Aflac, the leader in voluntary insurance sales at U.S. worksites, is once again listed on Black Enterprise's 2018 prestigious list of the 50 Best Companies for Diversity. This marks the 12th time that Aflac has appeared on this annual list....

Aflac Incorporated Announces $20 Million Minority Equity Investment in Singapore Life Pte. Ltd.; American Family Life Assurance Company of Columbus to Enter into Reinsurance Agreement with Singapore Life Pte. Ltd.

COLUMBUS, Ga., Dec. 31, 2018 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that it has made a $20 million minority equity investment in Singapore Life Pte. Ltd., a digitally-focused life insurance company based in Singapore. At the same time, the company announced that...

Japan Post to buy 7% of US insurer Aflac

Japan Post on Wednesday said it will buy 7 percent of U.S. insurer Aflac for about $2.4 billion, as the postal and financial conglomerate seeks new profit-drivers to counter weak growth prospects.

UPDATE 1-Japan Post to buy 7 pct of U.S. insurer Aflac

Japan Post Holdings Co Ltd on Wednesday said it will buy 7 percent of U.S. insurer Aflac Inc for about $2.4 billion, as the postal and financial conglomerate seeks new profit-drivers to counter weak growth prospects.

Aflac Incorporated Further Strengthens its Relationship with Japan Post Holdings; Japan Post Holdings to Purchase in the Open Market a Strategic Stake Representing Approximately 7% of Aflac Incorporated; Conference Call to be Held on December 19th at 8:00 a.m. (ET)

COLUMBUS, Ga., Dec. 19, 2018 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that it has further strengthened its longstanding distribution and business relationship with Japan Post Holdings Co., Ltd. (Japan Post Holdings). In conjunction with today's announced agreement,...

Study Puts Aflac in Top 5 for Workplace Culture

COLUMBUS, Ga., Dec. 14, 2018 /PRNewswire/ -- Aflac, the leader in voluntary insurance sales at U.S. worksites, is listed as a top five company in Comparably's 2018 list of the 50 Best Company Cultures. Comparably is a California-based culture data website that rates companies' workplace...
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Aflac Company Life and Culture

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Aflac Frequently Asked Questions

  • When was Aflac founded?

    Aflac was founded in 1955.

  • Who are Aflac key executives?

    Aflac's key executives are Daniel Amos, Teresa White and Paul Amos.

  • How many employees does Aflac have?

    Aflac has 11,318 employees.

  • What is Aflac revenue?

    Latest Aflac annual revenue is $21.7 b.

  • What is Aflac revenue per employee?

    Latest Aflac revenue per employee is $1.9 m.

  • Who are Aflac competitors?

    Competitors of Aflac include Colonial Life, Allstate and MetLife.

  • Where is Aflac headquarters?

    Aflac headquarters is located at 1932 Wynnton Rd, Columbus.

  • Where are Aflac offices?

    Aflac has offices in Columbus, San Antonio, Omaha, Norcross and in 10 other locations.

  • How many offices does Aflac have?

    Aflac has 21 offices.