Aflac is a financial services company that offers supplemental and renewable insurance solutions to individuals and businesses in the United States. The company offers a range of insurance products to individuals and families, employers, brokers, and agents. Its product portfolio includes accident, cancer, critical illness, life, hospital, short-term disability, dental, and vision insurance policies. It also offers many services to employers, including cafeteria plans, policyholder change plans, COBRA administration, commuter spending accounts, HSA and HRA incentives, and enrollment solutions.
Company Growth (employees)
Columbus, US
Size (employees)
10,212 (est)
Aflac was founded in 1955 and is headquartered in Columbus, US

Key People at Aflac

Daniel Amos

Daniel Amos

Chairman and Chief Executive Officer
Teresa White

Teresa White

Paul Amos

Paul Amos

Kriss Cloninger

Kriss Cloninger

Charles Lake

Charles Lake

Frederick Crawford

Frederick Crawford

Executive Vice President and Chief Financial Officer

Aflac Office Locations

Aflac has offices in Columbus, Columbia, Omaha, Albany and in 10 other locations
Columbus, US (HQ)
1932 Wynnton Rd
Albany, US
22 Corporate Woods Blvd
Columbia, US
500 Taylor St
Columbia, US
400 Laurel St
Omaha, US
9500 W Dodge Rd
Columbia, US
2801 Devine St
Columbus, US
1104 Lockwood Ave
Columbus, US
1909 Buena Vista Rd
Columbus, US
2 Aflac Pkwy
Columbus, US
917 Brown Ave
Columbus, US
1 Aflac Pkwy

Aflac Data and Metrics

Aflac Financial Metrics

Aflac's revenue was reported to be $22.6 b in FY, 2016 which is a 8% increase from the previous period.
Numbers are in $, USD

Revenue (FY, 2016)

22.6 b

Revenue growth (FY, 2015 - FY, 2016), %


Net income (FY, 2016)

2.7 b

Market capitalization (28-Apr-2017)

30.1 b

Closing share price (28-Apr-2017)


Cash (31-Dec-2016)

4.9 b


35.9 b
Aflac's current market capitalization is $30.1 b.
Numbers are in $, USDFY, 2013FY, 2014FY, 2015FY, 2016


23.9 b22.7 b20.9 b22.6 b

Revenue growth, %


Operating expense total

19.1 b18.2 b17 b18.5 b

Interest expense

293 m317 m289 m268 m

Pre tax profit

4.8 b4.5 b3.9 b4.1 b

Net Income

3.2 b3 b2.5 b2.7 b
Numbers are in $, USDFY, 2013FY, 2014FY, 2015FY, 2016


2.5 b4.7 b4.4 b4.9 b

Accounts Receivable

2.2 m274 k


717 k

Total Assets

121.3 b119.8 b118.3 b129.8 b

Accounts Payable

1.2 m

Total Debt

9.8 b10.6 b10 b10.7 b

Additional Paid-in Capital

1.6 b1.7 b1.8 b2 b

Retained Earnings

19.9 b22.2 b24 b26 b

Total Equity

14.6 b18.3 b17.7 b20.5 b

Debt to Equity Ratio

0.7 x0.6 x0.6 x0.5 x

Debt to Assets Ratio

0.1 x0.1 x0.1 x0.1 x

Financial Leverage

8.3 x6.5 x6.7 x6.3 x
Numbers are in $, USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

3.2 b3 b2.5 b2.7 b

Accounts Receivable

2 m78 k


(214 k)

Accounts Payable

1.8 m

Cash From Operating Activities

10.5 b6.6 b6.8 b6 b

Cash From Investing Activities

(11.1 b)(4.2 b)(4.9 b)(3.9 b)

Dividends Paid

(635 m)(654 m)(656 m)(658 m)

Cash From Financing Activities

1.1 b(147 m)(2.2 b)(1.6 b)

Interest Paid

210 m241 m236 m211 m

Income Taxes Paid

754 m1.4 b996 m1.5 b
Numbers are in $, USDY, 2016


6 x


2.2 m


0.5 x


0.1 x

Financial Leverage

6.3 x

Aflac Market Value History

Aflac Online and Social Media Presence

Aflac Company Life and Culture

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