Through its bank subsidiary of ACNB Bank, ACNB Corporation provides a wide array of consumer, commercial and fiduciary services to fulfill the financial needs of individuals, businesses, public entities, and community organizations in its trading area. Originally founded in 1857, ACNB Bank serves its marketplace via a network of 22 retail banking offices located in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York. In addition, the bank operates a loan office in York, PA.

Russell Insurance Group, Inc., the insurance subsidiary of ACNB Corporation, offers a broad range of commercial and personal insurance lines with licenses in 42 states, including Maryland and Pennsylvania. This full service insurance agency is based in Westminster, Carroll County, MD, and has a second location in Germantown, Montgomery County, MD.

ACNB Bank - Member FDIC

Gettysburg, US
Size (employees)
296 (est)
ACNB Bank is headquartered in Gettysburg, US

ACNB Bank Office Locations

ACNB Bank has an office in Gettysburg

ACNB Bank Data and Metrics

ACNB Bank Financial Metrics

ACNB Bank's revenue was reported to be $53.7 m in FY, 2016 which is a 36% increase from the previous period.

Revenue (FY, 2016)

53.7 m

Revenue growth (FY, 2015 - FY, 2016), %


Gross profit (FY, 2016)

49.8 m

Gross profit margin (FY, 2016), %


Net income (FY, 2016)

10.9 m

EBIT (FY, 2016)

36.6 m

Market capitalization (20-Jul-2017)

174.4 m

Closing share price (20-Jul-2017)

ACNB Bank's current market capitalization is $174.4 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016


37.6 m37.5 m39.5 m53.7 m

Revenue growth, %


Cost of goods sold

3.9 m3.9 m

Gross profit

35.6 m49.8 m

Gross profit Margin, %



35.6 m36.6 m

EBIT margin, %


Pre tax profit

14.8 m14.6 m

Net Income

9.3 m10.3 m11 m10.9 m
USDFY, 2013FY, 2014FY, 2015FY, 2016

Accounts Payable

1 b
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

9.3 m10.3 m11 m10.9 m

Depreciation and Amortization

2 m2.1 m1.8 m1.8 m

Accounts Receivable

333 k

Accounts Payable

(433 k)

Cash From Operating Activities

18 m10.8 m14.4 m12.1 m

Capital Expenditures

(2.2 m)(3.1 m)(1.7 m)(2.3 m)

Cash From Investing Activities

(38.1 m)(44.1 m)(64.1 m)(59.4 m)

Dividends Paid

(4.5 m)(4.6 m)(4.8 m)(4.8 m)

Cash From Financing Activities

(13.1 m)34.9 m48.8 m47.5 m

Interest Paid

4.4 m3.6 m3.8 m3.9 m

Income Taxes Paid

2.9 m2.3 m2 m4.4 m

Free Cash Flow

20.2 m14 m16.1 m9.8 m
USDY, 2016


181.4 k

ACNB Bank Market Value History

ACNB Bank Company Life and Culture

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