Through its bank subsidiary of ACNB Bank, ACNB Corporation provides a wide array of consumer, commercial and fiduciary services to fulfill the financial needs of individuals, businesses, public entities, and community organizations in its trading area. ACNB Bank serves its marketplace via a network of 22 retail banking offices located in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York. In addition, the bank operates a loan office in York, PA. ACNB Bank is Member FDIC.

Company Growth (employees)
Gettysburg, US
Size (employees)
303 (est)
ACNB Bank was founded in 1857 and is headquartered in Gettysburg, US

ACNB Bank Office Locations

ACNB Bank has an office in Gettysburg
Gettysburg, US (HQ)
ACNB Bank P.O. Box 3129
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ACNB Bank Financials and Metrics

ACNB Bank Financials

ACNB Bank's revenue was reported to be $53.7 m in FY, 2016

Revenue (Q2, 2017)

14.5 m

Gross profit (Q2, 2017)

13.4 m

Gross profit margin (Q2, 2017), %


Net income (Q2, 2017)

2.7 m

EBIT (Q2, 2017)

9.8 m

Market capitalization (16-Feb-2018)

191.9 m
ACNB Bank's current market capitalization is $191.9 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016


37.6 m37.5 m39.5 m53.7 m

Revenue growth, %


Cost of goods sold

3.9 m3.9 m

Gross profit

35.6 m49.8 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017


13.3 m13 m12.8 m13.8 m13.5 m13.6 m14.5 m

Cost of goods sold

989 k959 k957 k980 k996 k1.1 m1.1 m

Gross profit

12.3 m12 m11.9 m12.8 m12.5 m12.5 m13.4 m

Gross profit Margin, %

USDFY, 2016

Accounts Payable

1 b
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

9.3 m10.3 m11 m10.9 m

Depreciation and Amortization

2 m2.1 m1.8 m1.8 m

Accounts Receivable

333 k

Accounts Payable

(433 k)
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Net Income

7 m2.5 m5.2 m7.8 m2.5 m5.4 m8.2 m2.5 m5.5 m8.3 m2.6 m5.4 m

Depreciation and Amortization

1.5 m496 k1 m1.5 m425 k862 k1.3 m453 k873 k1.3 m470 k942 k

Accounts Receivable

2 k144 k

Accounts Payable

(419 k)(68 k)(301 k)(15 k)(8 k)(13 k)(10 k)
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ACNB Bank Operating Metrics

ACNB Bank's Total Loans was reported to be $969.7 m in Q2, 2017. ACNB Bank's Assets Under Management was reported to be $195 m in FY, 2016, which is a 10% increase from the previous period
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Bank Branches


Non-accrual Loans

$6.65 m$3.7 m$4.5 m

Non-performing Loans

$8.28 m$5.83 m$5.85 m

Total Loans

$799.27 m$815.21 m$817 m$825.25 m$852.96 m$866.99 m$866.83 m$872.02 m$907.91 m$952.48 m$969.66 m
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ACNB Bank Market Value History

ACNB Bank's Web-traffic and Trends

ACNB Bank Company Life and Culture

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