Acceptance Insurance is a provider of personal automobile insurance. The company's core business involves issuing automobile insurance policies categorized as “non-standard” to individuals based primarily on their inability or unwillingness to obtain insurance coverage from standard carriers due to various factors, including their payment history or need for monthly payment plans, failure to maintain continuous insurance coverage or driving record. In addition to non-standard personal automobile insurance, Acceptance also offers its customers optional products that provide ancillary reimbursements and benefits in the event of an automobile accident.