1st Constitution Bancorp is the bank holding company for 1st Constitution Bank. It is a commercial bank, which is engaged in the business of commercial and retail banking. The Company operates through the Community Banking segment, that consists of construction, commercial, retail and mortgage banking operations. As a community bank, the Bank offers a range of services, including demand, savings and time deposits and commercial and consumer/installment loans to individuals, small businesses and not-for-profit organizations principally in the Fort Lee area of Bergen County and in Middlesex, Mercer, Somerset and Monmouth Counties of New Jersey.

Cranbury Township, US
Size (employees)
194 (est)
1st Constitution Bank was founded in 1989 and is headquartered in Cranbury Township, US
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1st Constitution Bank Office Locations

1st Constitution Bank has offices in Cranbury Township, Montgomery, Asbury Park, Fair Haven and in 13 other locations
Cranbury Township, US (HQ)
2650 Rte 130 & Dey Rd
Asbury Park, US
511 Cookman Ave
Cranbury Township, US
Cranbury Township, US
N Main St
Fair Haven, US
636 River Rd
Fort Lee, US
180 Main St
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1st Constitution Bank Financials and Metrics

1st Constitution Bank Financials

1st Constitution Bank's revenue was reported to be $47.75 m in FY, 2016 which is a 16.6% increase from the previous period.

Net income (FY, 2017)

6.9 m

EBIT (FY, 2017)

36.2 m

Market capitalization (18-Apr-2018)

180.4 m

Cash (31-Dec-2017)

18.8 m
1st Constitution Bank's current market capitalization is $180.4 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017


29 m37.4 m40.9 m47.7 m

Revenue growth, %


Cost of goods sold

5.2 m5.5 m

Gross profit

42.6 m
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015

Net Income

1.5 m641.7 k(439.9 k)2.1 m2.3 m
USDFY, 2016FY, 2017


14.9 m18.8 m

Accounts Receivable

3.1 m


724.8 m789.9 m


10.7 m10.7 m
USDFY, 2016FY, 2017

Net Income

9.3 m6.9 m

Depreciation and Amortization

1.4 m1.4 m


Accounts Payable

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015

Net Income

4.4 m641.7 k201.8 k2.3 m2.3 m

Depreciation and Amortization

805.8 k487.8 k880.6 k1.3 m407 k

Accounts Payable

(269.9 k)(93.3 k)(125.7 k)(227.7 k)364 k

Cash From Operating Activities

31.2 m9.5 m6.7 m10.8 m456 k
USDY, 2017

Financial Leverage

9.7 x
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