1st Constitution Bank

1ST Constitution Bancorp is a diversified financial services holding company and parent company of 1ST Constitution Bank, a state chartered commercial bank.

Recognized for its strong financial performance, prudent risk management, technology, capital generation, and product quality, 1ST Constitution Bank provides a wide range of financial services for consumers, businesses, and government entities.

1ST Constitution's branch network primarily serves Central New Jersey, offering consumer and business banking services, to include credit products for creditworthy borrowers, and deposit products designed to enhance the value of client's assets.

1ST Constitution was founded in 1989 by a small group of business people with the vision and goal to establish a community bank with the means to deliver a superior level of service through a staff of well trained employees, dedicated to a positive customer experience and a commitment to enhance shareholder value.

Cranbury Township, US
Size (employees)
173 (est)
1st Constitution Bank is headquartered in Cranbury Township, US

1st Constitution Bank Office Locations

1st Constitution Bank has offices in Cranbury Township, Asbury Park, Fair Haven, Fort Lee and in 13 other locations
Cranbury Township, US (HQ)
West Windsor Township, US
44 Washington Rd
Cranbury Township, US
N Main St
Shrewsbury, US
500 Broad St
Rumson, US
20 Bingham Ave
Montgomery, US
995 Co Rd 518
Princeton, US
2000 Windrow Dr
Plainsboro Center, US
11 Schalks Crossing Rd
Perth Amboy, US
145 Fayette St
Little Silver, US
517 Prospect Ave
Lawrence Township, US
150 Lawrenceville Pennington Rd
Jamesburg, US
1 Harrison St
Hopewell, US
86 E Broad St
Hamilton Township, US
3659 Nottingham Way
Hightstown, US
140 Mercer St
Fort Lee, US
180 Main St
Fair Haven, US
636 River Rd
Asbury Park, US
511 Cookman Ave

1st Constitution Bank Metrics

1st Constitution Bank Financial Metrics

Revenue (2016)

$47.7 m

Revenue growth (2015-16), %


Gross profit

$42.6 m

Gross profit margin (2016), %


Net income (2016)

$9.3 m

Market capitalization (21-Mar-2017)

$147.9 m

Closing share price (21-Mar-2017)


Cash (31-Dec-2016)

$14.9 m
1st Constitution Bank's current market capitalization is $147.9 m.
1st Constitution Bank's revenue was reported to be $47.7 m in 2016
FY, 2013FY, 2014FY, 2015Y, 2016


$29 m$37.4 m$40.9 m$47.7 m

Revenue growth, %


Cost of goods sold

$5.2 m

Gross profit

$42.6 m

Gross profit Margin, %



$35.7 m

EBIT margin, %


Pre tax profit

$13.9 m

Net Income

$5.8 m$4.4 m$8.7 m$9.3 m
FY, 2016


$14.9 m

Accounts Receivable

$3.1 m



$10.7 m

Total Assets

$1 b

Accounts Payable

$866 k

Retained Earnings

$34.1 m

Total Equity

$104.8 m

Financial Leverage

9.9 x
FY, 2016

Net Income

$9.3 m

Depreciation and Amortization

$1.4 m

Accounts Receivable


Accounts Payable

Cash From Operating Activities

$2.6 m

Capital Expenditures

($457 k)

Cash From Investing Activities

($60.7 m)

Dividends Paid

($399 k)

Interest Paid

$5.1 m

Income Taxes Paid

$4.6 m

Free Cash Flow

$3.1 m

1st Constitution Bank Market Value History

1st Constitution Bank Company Life

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