1st Constitution Bancorp is the bank holding company for 1st Constitution Bank. It is a commercial bank, which is engaged in the business of commercial and retail banking. The Company operates through the Community Banking segment, that consists of construction, commercial, retail and mortgage banking operations. As a community bank, the Bank offers a range of services, including demand, savings and time deposits and commercial and consumer/installment loans to individuals, small businesses and not-for-profit organizations principally in the Fort Lee area of Bergen County and in Middlesex, Mercer, Somerset and Monmouth Counties of New Jersey.

Employee Rating

2.6More
TypePublic
HQCranbury Township, US
Founded1989
Size (employees)176 (est)-9%
Website1stconstitution.com
1st Constitution Bank was founded in 1989 and is headquartered in Cranbury Township, US
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1st Constitution Bank Office Locations

1st Constitution Bank has offices in Cranbury Township, West Windsor Township, Shrewsbury, Rumson and in 13 other locations
Cranbury Township, US (HQ)
2650 Rte 130 & Dey Rd
Asbury Park, US
511 Cookman Ave
Cranbury Township, US
N Main St
Cranbury Township, US
US-130
Fair Haven, US
636 River Rd
Fort Lee, US
180 Main St
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1st Constitution Bank Financials and Metrics

1st Constitution Bank Revenue

1st Constitution Bank's revenue was reported to be $49.90 m in FY, 2017
USD

Revenue (Q3, 2018)

15.9m

Gross profit (Q3, 2018)

13.6m

Gross profit margin (Q3, 2018), %

85%

Net income (Q3, 2018)

4.0m

EBIT (Q3, 2018)

11.2m

Market capitalization (22-Jan-2019)

163.1m

Closing stock price (22-Jan-2019)

19.4

Cash (30-Sep-2018)

19.3m

EV

243.3m
1st Constitution Bank's current market capitalization is $163.1 m.
Annual
USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

29.0m37.4m48.2m47.7m49.9m

Revenue growth, %

29%10%17%

Cost of goods sold

4.6m5.2m5.5m

Gross profit

43.6m42.6m44.4m
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q2, 2018Q3, 2018

Revenue

11.3m11.4m12.6m12.3m11.9m12.9m14.9m15.9m

Cost of goods sold

1.2m1.3m1.4m1.3m1.3m1.5m1.9m2.4m

Gross profit

10.1m10.2m11.2m11.0m10.6m11.5m13.1m13.6m

Gross profit Margin, %

90%89%89%90%89%89%88%85%
Annual
USDFY, 2013FY, 2015FY, 2016FY, 2017

Cash

69.3m11.4m14.9m18.8m

Accounts Receivable

3.1m

Inventories

373.3m682.1m724.8m789.9m

PP&E

10.0m11.1m10.7m10.7m
Annual
USDFY, 2013FY, 2015FY, 2016FY, 2017

Net Income

5.8m8.7m9.3m6.9m

Depreciation and Amortization

1.1m2.4m1.4m1.4m

Inventories

Accounts Payable

(174.6k)
Quarterly
USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Net Income

4.4m641.7k201.8k2.3m2.3m2.2m4.5m7.2m1.9m3.9m6.4m2.9m4.7m8.7m

Depreciation and Amortization

805.8k487.8k880.6k1.3m407.0k352.0k646.0k970.0k350.0k694.0k1.0m332.0k683.0k1.1m

Accounts Payable

(269.9k)(93.3k)(125.7k)(227.7k)364.0k(52.0k)(151.0k)(29.0k)8.4m1.8m

Cash From Operating Activities

31.2m9.5m6.7m10.8m456.0k7.9m5.9m4.8m12.5m15.0m16.4m6.3m8.9m12.2m
USDY, 2018

EV/EBIT

21.8 x

EV/CFO

19.9 x

EV/FCF

20.8 x

Debt/Equity

0.8 x

Debt/Assets

0.1 x

Financial Leverage

9.6 x
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1st Constitution Bank Online and Social Media Presence

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1st Constitution Bank Company Life and Culture

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1st Constitution Bank Frequently Asked Questions

  • When was 1st Constitution Bank founded?

    1st Constitution Bank was founded in 1989.

  • How many employees does 1st Constitution Bank have?

    1st Constitution Bank has 176 employees.

  • What is 1st Constitution Bank revenue?

    Latest 1st Constitution Bank annual revenue is $49.9 m.

  • What is 1st Constitution Bank revenue per employee?

    Latest 1st Constitution Bank revenue per employee is $283.5 k.

  • Who are 1st Constitution Bank competitors?

    Competitors of 1st Constitution Bank include Royal Bank Of Canada, Isabella Bank and Northwest Indiana Bancorp.

  • Where is 1st Constitution Bank headquarters?

    1st Constitution Bank headquarters is located at 2650 Rte 130 & Dey Rd, Cranbury Township.

  • Where are 1st Constitution Bank offices?

    1st Constitution Bank has offices in Cranbury Township, West Windsor Township, Shrewsbury, Rumson and in 13 other locations.

  • How many offices does 1st Constitution Bank have?

    1st Constitution Bank has 19 offices.