Zopa stock price, funding rounds, valuation and financials

Zopa has raised $598.81 m in total funding. Zopa annual revenue was £47.03 m in FY 2019

£47 M

Zopa Revenue FY, 2019
Zopa Revenue growth (FY, 2018 - FY, 2019), %22%
Zopa Gross profit (FY, 2019)33.5 M
Zopa Gross profit margin (FY, 2019), %71.2%
Zopa Net income (FY, 2019)-15.4 M
Zopa EBIT (FY, 2019)-17.9 M
Zopa Cash, 31-Dec-20197.2 M

Zopa Revenue

Zopa revenue was £47.03 m in FY, 2019 which is a 22% year over year increase from the previous period.

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Zopa Funding

Summary Metrics

Founding Date

2005

Zopa total Funding

$598.8 m

Zopa latest funding size

$27.74 m

Time since last funding

3 months ago

Zopa investors

Zopa's latest funding round in March 2021 was reported to be $27.7 m. In total, Zopa has raised $598.8 m

Zopa Capital Raised

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Zopa Revenue Breakdown

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Zopa revenue breakdown by business segment: 86.6% from Fee and Commission Income and 13.4% from Other

Zopa Income Statement

Annual

GBPFY, 2017FY, 2018FY, 2019

Revenue

44.0m38.6m47.0m

Revenue growth, %

40%(12%)22%

Cost of goods sold

10.3m4.4m13.6m

Gross profit

33.6m34.1m33.5m

Gross profit Margin, %

76%89%71%

Sales and marketing expense

10.7m8.8m

General and administrative expense

28.4m43.6m51.4m

Operating expense total

39.2m52.4m51.4m

EBIT

(5.6m)(18.3m)(17.9m)

EBIT margin, %

(13%)(47%)(38%)

Interest income

15.6k49.0k

Pre tax profit

(5.5m)(18.3m)(18.1m)

Income tax expense

(1.3m)(434.0k)(2.7m)

Net Income

(4.3m)(17.9m)(15.4m)

Zopa Balance Sheet

Annual

GBPFY, 2017FY, 2018FY, 2019

Cash

9.0m12.6m7.2m

Accounts Receivable

195.9k37.0k16.5m

Prepaid Expenses

1.7m2.6m3.6m

Current Assets

13.6m36.6m

PP&E

3.0m3.4m2.5m

Total Assets

23.8m57.4m55.0m

Accounts Payable

2.5m206.0k665.0k

Total Debt

8.3m

Total Liabilities

7.5m8.5m18.5m

Common Stock

302.2k380.0k389.0k

Additional Paid-in Capital

7.9m56.3m58.0m

Retained Earnings

(49.5m)(67.5m)(83.0m)

Total Equity

16.3m48.9m36.5m

Debt to Equity Ratio

0.2 x

Debt to Assets Ratio

0.2 x

Financial Leverage

1.5 x1.2 x1.5 x

Zopa Cash Flow

Annual

GBPFY, 2017FY, 2018FY, 2019

Depreciation and Amortization

780.7k1.4m

Accounts Receivable

(1.6m)(611.0k)

Accounts Payable

952.6k981.0k

Cash From Operating Activities

(4.5m)(18.9m)(20.2m)

Purchases of PP&E

(1.1m)(1.8m)(531.0k)

Cash From Investing Activities

(4.2m)(26.0m)(5.4m)

Cash From Financing Activities

7.9m48.6m1.6m

Net Change in Cash

(866.4k)3.6m(24.0m)

Zopa Ratios

GBPFY, 2017

Revenue/Employee

164.7k

Financial Leverage

1.5 x

Zopa Operating Metrics

May, 2020

Active Investors

60 k

Customers (UK)

470 k

Interest Generated to Date

£350 m

Loans Originated to Date

£5 b

Zopa Human Capital

Job Roles

FY, 2019FY, 2018FY, 2017
Loan Operations and Servicing56.3%54.7%
Administration43.7%45.3%70%
Distribution30%

Gender

FY, 2014
Male, percent68%
Female, percent32%

Zopa Employee Rating

4.2153 votes
Culture & Values
4.1
Work/Life Balance
4.1
Senior Management
3.9
Salary & Benefits
3.4
Career Opportunities
3.8
Source