Zions Bancorporation (ZION) stock price, revenue, and financials

Zions Bancorporation market cap is $7.7 b, and annual revenue was $552 m in FY 2018

$7.7 B

ZION Mkt cap, 13-Feb-2020

$146 M

Zions Bancorporation Revenue Q3, 2019
Zions Bancorporation Net income (Q3, 2019)222 M
Zions Bancorporation Cash, 30-Sept-2019796 M
Zions Bancorporation EV8.1 B

Zions Bancorporation Income Statement

Quarterly

USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Revenue

109.4m110.2m134.1m128.3m121.0m107.0m123.0m119.2m121.2m125.1m122.2m138.3m124.9m116.1m421.0k130.8m116.8m125.7m144.9m132.0m132.0m139.0m138.0m138.0m136.0m132.0m132.0m146.0m

Sales and marketing expense

5.8m5.6m6.9m6.0m6.5m5.8m6.6m7.3m5.9m5.8m6.1m6.4m6.8m6.1m6.5m6.1m5.6m5.3m6.0m5.0m6.0m6.0m5.0m7.0m8.0m5.0m5.0m6.0m

Operating expense total

78.8m89.1m73.7m78.7m76.3m69.1m74.0m75.0m84.0m83.9m70.8m79.1m73.8m72.9m59.9m62.4m55.8m55.4m66.8m56.0m60.0m60.0m54.0m56.0m57.0m56.0m56.0m57.0m

Depreciation and amortization

3.6m2.9m2.7m2.7m2.3m2.3m2.0m2.0m2.0m2.0m2.0m2.0m49.0m49.0m

Interest expense

170.4m130.1m128.5m142.5m83.8m81.4m86.2m70.8m66.6m62.6m57.9m51.1m46.9m43.5m31.5m30.9m22.1m22.1m21.5m26.0m30.0m35.0m47.0m58.0m66.0m99.0m115.0m110.0m

Interest income

28.1m24.5m24.4m28.8m30.2m47.4m47.6m49.3m78.0m84.0m84.0m86.0m85.0m86.0m96.0m95.0m88.0m

Investment income

8.9m8.9m8.0m17.2m9.4m9.5m21.5m11.7m12.7m11.3m12.1m7.9m8.0m11.3m12.0m10.0m9.0m11.0m11.0m11.0m9.0m9.0m4.0m

Pre tax profit

(136.3m)(78.6m)89.6m126.9m168.1m141.3m142.5m170.3m171.0m126.1m172.6m157.3m189.5m149.0m19.5m141.8m131.9m174.2m192.0m184.0m248.0m243.0m308.0m253.0m292.0m274.0m256.0m288.0m

Income tax expense

(22.9m)(31.2m)37.0m54.3m59.3m51.9m51.0m60.7m60.6m43.1m61.1m56.1m70.0m53.1m5.5m40.8m41.4m60.2m64.7m45.0m80.0m83.0m70.0m56.0m69.0m61.0m58.0m66.0m

Net Income

(113.0m)(47.3m)52.8m72.9m109.1m89.7m91.7m109.9m110.7m83.0m111.5m101.2m119.6m95.9m92.0m14.0m101.0m90.4m113.9m127.3m139.0m168.0m160.0m238.0m197.0m223.0m213.0m198.0m222.0m

Zions Bancorporation Balance Sheet

Annual

USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cash

924.1m1.2b1.8b1.2b845.9m798.3m737.3m548.0m614.0m

Accounts Receivable

35.3b36.1b36.8b38.3b39.5b40.0b375.3m44.3b46.2b

Inventories

PP&E

721.0m719.3m708.9m726.4m829.8m905.5m1.0b1.1b1.1b

Goodwill

1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b

Total Assets

51.0b53.1b55.5b56.0b57.2b59.7b63.2b66.3b68.7b

Accounts Payable

53.2b

Short-term debt

174.8m320.5m266.7m

Long-term debt

1.9b2.0b2.3b2.3b1.1b817.3m534.9m383.0m724.0m

Total Debt

1.9b2.1b2.7b2.3b1.1b817.3m534.9m383.0m724.0m

Total Liabilities

44.4b46.2b49.5b49.6b49.8b52.2b55.6b58.6b61.2b

Common Stock

4.2b4.2b4.2b4.2b4.7b4.8b4.4b

Preferred Stock

2.1b2.4b1.1b1.0b1.0b828.5m566.0m566.0m

Additional Paid-in Capital

3.8b

Retained Earnings

889.3m1.0b1.2b1.5b1.8b2.0b2.3b2.8b3.5b

Total Equity

6.6b7.0b6.0b6.5b7.4b7.5b7.6b7.7b7.6b

Debt to Equity Ratio

0.3 x0.3 x0.4 x0.4 x0.1 x0.1 x0.1 x0 x0.1 x

Debt to Assets Ratio

0 x0 x0 x0 x0 x0 x0 x0 x0 x

Financial Leverage

7.7 x7.6 x9.2 x8.7 x7.8 x7.9 x8.3 x8.6 x9.1 x

Quarterly

USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Cash

1.1b1.1b949.1m1.0b1.1b1.1b1.1b1.1b928.8m1.2b1.4b1.3b1.4b588.7m720.9m758.2m602.7m517.8m560.3m553.2m566.0m481.0m541.0m470.0m468.0m517.0m536.0m538.0m796.0m

Accounts Receivable

36.4b36.0b35.2b35.6b35.6b35.6b35.9b36.2b36.9b

PP&E

705.4m719.6m721.5m722.6m726.5m715.8m714.9m709.2m706.7m717.3m720.4m785.5m803.2m811.1m844.9m856.6m873.8m925.4m955.5m986.6m1.0b1.1b1.1b1.1b1.1b1.1b1.1b1.1b1.1b

Goodwill

1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b

Total Assets

52.1b51.0b50.8b51.4b51.5b52.9b53.4b53.1b54.1b54.9b55.2b56.1b55.1b55.5b57.6b58.4b58.4b59.2b59.6b61.0b65.5b65.4b65.6b66.5b66.5b66.7b69.2b70.1b70.4b

Accounts Payable

48.1b

Long-term debt

1.9b1.9b1.9b1.9b1.9b2.3b2.3b2.3b2.4b2.2b2.3b2.2b1.9b1.1b1.1b1.1b944.8m802.4m698.7m570.4m383.0m383.0m383.0m383.0m383.0m879.0m1.2b1.2b1.2b

Total Debt

1.9b1.9b1.9b1.9b1.9b2.3b2.3b2.3b2.4b2.2b2.3b2.2b1.9b1.1b1.1b1.1b944.8m802.4m698.7m570.4m383.0m383.0m383.0m383.0m383.0m879.0m1.2b1.2b1.2b

Total Liabilities

45.7b44.6b44.1b44.4b44.6b46.5b46.9b47.2b47.8b48.0b48.9b49.5b48.4b48.1b50.1b50.8b50.8b51.6b52.0b53.4b57.7b57.7b57.8b58.8b58.8b59.2b61.6b62.5b62.9b

Common Stock

4.0b4.1b4.2b4.2b4.2b4.2b4.2b4.2b4.2b4.2b4.2b4.2b4.2b4.7b4.7b4.8b4.8b4.8b4.7b4.7b4.7b4.6b4.3b4.2b

Preferred Stock

1.8b1.9b2.2b2.3b2.4b1.7b1.8b1.1b1.3b1.7b1.0b1.0b1.0b1.0b1.0b1.0b828.5m709.6m709.6m710.0m566.0m566.0m566.0m566.0m566.0m566.0m566.0m566.0m

Additional Paid-in Capital

4.1b3.5b3.3b3.0b

Retained Earnings

1.1b1.0b904.2m931.3m994.4m1.1b1.1b1.2b1.3b1.3b1.5b1.5b1.6b1.7b1.8b1.8b1.9b2.0b2.1b2.2b2.4b2.6b2.7b3.0b3.1b3.3b3.6b3.7b3.9b

Total Equity

6.4b6.5b6.7b6.9b6.9b6.4b6.5b5.9b6.4b6.9b6.3b6.6b6.7b7.3b7.5b7.5b7.6b7.6b7.6b7.7b7.7b7.7b7.8b7.6b7.6b7.6b7.6b7.6b7.5b

Debt to Equity Ratio

0.3 x0.3 x0.3 x0.3 x0.3 x0.4 x0.4 x0.4 x0.4 x0.3 x0.4 x0.3 x0.3 x0.2 x0.1 x0.1 x0.1 x0.1 x0.1 x0 x0 x0 x0.1 x0.1 x0.1 x0.2 x0.2 x

Debt to Assets Ratio

0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x

Financial Leverage

8.1 x7.9 x7.5 x7.4 x7.4 x8.3 x8.2 x9 x8.5 x8 x8.7 x8.5 x8.2 x7.6 x7.7 x7.8 x7.6 x7.8 x7.8 x7.9 x8.5 x8.4 x8.4 x8.7 x8.7 x8.8 x9.1 x9.2 x9.4 x

Zions Bancorporation Cash Flow

Quarterly

USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Net Income

(173.2m)(220.5m)52.8m125.7m234.8m89.7m181.4m291.3m110.7m193.7m304.9m101.2m220.8m316.6m92.0m106.0m207.0m90.4m204.4m331.6m139.0m308.0m469.0m238.0m435.0m658.0m213.0m411.0m633.0m

Depreciation and Amortization

13.0m208.0m89.8m195.6m247.9m57.1m119.3m167.1m46.2m91.8m133.9m32.4m63.6m97.4m34.2m69.3m109.6m40.7m86.0m135.9m39.0m88.0m136.0m43.0m92.0m141.0m44.0m93.0m143.0m

Cash From Operating Activities

758.6m1.1b269.2m615.4m831.4m248.1m508.8m602.4m210.3m521.4m793.8m126.6m139.0m337.2m88.8m173.8m386.4m222.8m234.6m462.8m380.0m576.0m803.0m275.0m438.0m825.0m(42.0m)220.0m346.0m

Purchases of PP&E

(32.9m)(58.2m)(20.2m)(39.5m)(62.2m)(15.2m)(32.8m)(48.0m)(15.8m)(42.5m)(63.4m)(76.9m)(112.7m)(138.9m)(67.4m)(106.1m)(40.0m)(91.9m)(143.2m)(50.0m)(94.0m)(133.0m)(28.0m)(54.0m)(90.0m)(25.0m)

Cash From Investing Activities

(2.2b)(1.4b)28.5m(627.3m)(888.1m)(63.9m)(631.8m)(317.9m)399.7m(269.4m)(510.2m)75.9m1.3b103.7m(413.2m)(1.2b)(1.5b)136.1m(22.6m)(1.5b)(2.9b)(3.1b)(3.1b)(429.0m)(329.0m)(739.0m)87.0m(715.0m)(603.0m)

Short-term Borrowings

(241.4m)(66.3m)(80.1m)110.6m145.1m168.8m(149.2m)243.4m25.9m96.0m10.0m

Long-term Borrowings

(65.3m)(73.4m)(156.0k)(331.0k)(8.5m)(141.0k)(255.2m)(262.8m)(18.4m)(570.0m)(570.2m)(124.8m)(361.2m)(1.2b)(8.2m)(52.6m)(164.1m)(10.6m)(115.1m)(244.0m)(153.0m)(153.0m)(153.0m)

Dividends Paid

(3.1m)(74.6m)(34.6m)(74.9m)(115.2m)(40.8m)(76.3m)(109.1m)(24.2m)(59.3m)(94.2m)(23.7m)(47.9m)(71.2m)(52.3m)(79.7m)(27.4m)(50.2m)(81.1m)(29.0m)(55.0m)(89.0m)(49.0m)(104.0m)(172.0m)(66.0m)(127.0m)(196.0m)

Cash From Financing Activities

1.1b(16.8m)(272.7m)122.8m235.4m(326.4m)23.3m(447.9m)(1.5b)(910.8m)(760.5m)(36.2m)(1.2b)(1.0b)203.3m965.6m868.8m(639.4m)(450.0m)771.2m2.3b2.2b2.1b76.0m(189.0m)(117.0m)(123.0m)419.0m439.0m

Net Change in Cash

(301.4m)(309.5m)25.0m110.9m178.6m(142.2m)(99.7m)(163.4m)(913.1m)(658.8m)(476.8m)166.2m209.0m(586.4m)(83.7m)(239.2m)(280.5m)(238.1m)(245.2m)(171.0m)(256.0m)(196.0m)(78.0m)(80.0m)(31.0m)(78.0m)(76.0m)182.0m

Interest Paid

192.3m284.9m91.3m142.3m213.5m62.8m107.3m172.7m62.1m103.9m149.0m40.8m81.7m122.8m22.1m51.1m73.2m18.4m43.1m61.3m22.0m52.0m79.0m44.0m100.0m157.0m95.0m199.0m315.0m

Income Taxes Paid

(324.6m)(324.8m)(108.0k)428.0k428.0k(21.7m)(11.9m)127.5m3.6m124.0m156.5m(81.0k)122.7m181.3m91.8m100.5m(84.0k)101.4m153.9m(6.0m)122.0m206.0m1.0m91.0m142.0m(2.0m)132.0m179.0m

Zions Bancorporation Ratios

USDY, 2019

EV/CFO

23.4 x

Financial Leverage

9.4 x

Zions Bancorporation Operating Metrics

Zions Bancorporation's Total Loans was reported to be $43.2b in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Bank Branches

460 450 436

Non-accrual Loans

$307 m$382 m$373 m$359 m$350 m$542 m$548 m$579 m$569 m$585 m$486 m

Total Loans

$40.06 b$40.18 b$40.02 b$40.11 b$40.65 b$41.42 b$42.50 b$42.49 b$42.65 b$42.57 b$43.24 b

Zions Bancorporation Employee Rating

3.2363 votes
Culture & Values
3.1
Work/Life Balance
3.6
Senior Management
3.0
Salary & Benefits
2.9
Career Opportunities
3.2
Source