Your Community Bankshares

The Company operates through its banking subsidiary, Your Community Bank (the Bank). The Bank is a state-chartered commercial bank. The Bank has approximately three subsidiaries to manage its investment portfolio, including CBSI Holdings, Inc. and CBSI Investments, Inc., which together owns CBSI Investment Portfolio Management, LLC, which holds and manages investment securities owned by the Bank. In addition, the Company owns a captive insurance company, CBIN Insurance, Inc., which issues policies to its banking subsidiaries. The Company offers business and personal banking services through a range of deposit products and services that include non-interest and interest-bearing checking accounts, mobile banking, debit cards, savings accounts, money market accounts, certificates of deposit and individual retirement accounts.
Type
Public
HQ
New Albany, US
Size (employees)
339 (est)
Your Community Bankshares is headquartered in New Albany, US

Your Community Bankshares Office Locations

Your Community Bankshares has an office in New Albany
New Albany, US (HQ)
101 W Spring St

Your Community Bankshares Metrics

Your Community Bankshares Financial Metrics

Revenue (2015)

$59.8 m

Revenue growth (2014-15), %

75%

Net income (2015)

$10.4 m

Market capitalization (01-Sep-2016)

$215.2 m

Closing share price (01-Sep-2016)

$39
Your Community Bankshares's current market capitalization is $215.2 m.
Your Community Bankshares's revenue was reported to be $59.8 m in FY, 2015 which is a 75% increase from the previous period.
FY, 2013FY, 2014FY, 2015

Revenue

$33.3 m$34.3 m$59.8 m

Revenue growth, %

3%75%

Net Income

$8.7 m$9 m$10.4 m
FY, 2013FY, 2014FY, 2015

Accounts Receivable

$3.1 m$3.2 m$5.3 m

Inventories

PP&E

$18.6 m$18.1 m$33.3 m

Goodwill

$4.9 m

Total Assets

$846.7 m$888.7 m$1.6 b

Accounts Payable

$106 k$158 k$451 k

Total Debt

$67 m

Additional Paid-in Capital

$44.6 m$44.4 m$90.9 m

Retained Earnings

$25.2 m$32.1 m$39.5 m

Total Equity

$99.5 m$127.1 m

Debt to Assets Ratio

0.1 x

Financial Leverage

8.9 x12.2 x
FY, 2013FY, 2014FY, 2015

Net Income

$8.7 m$9 m$10.4 m

Depreciation and Amortization

$2 m$1.5 m$1.3 m

Accounts Receivable

$57 k($3 k)($537 k)

Inventories

Accounts Payable

($102 k)$52 k($502 k)

Cash From Operating Activities

$14.6 m$11.7 m$10.5 m

Cash From Investing Activities

$46.1 m($40.4 m)$117.2 m

Short-term Borrowings

$130 k$3 m

Cash From Financing Activities

($64.4 m)$26.2 m($110.1 m)

Interest Paid

$2.3 m$1.9 m$4.8 m

Income Taxes Paid

$1.4 m$1.2 m$1.2 m

Your Community Bankshares Company Life

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