OverviewSuggest Edit

Xinja is a company operating as an online bank. It enables users to open an online account, get instant balance updates on payments, deposits, and spending, as well as set and follow financial goals, withdraw money in international ATMs with no fees, etc.
HQHaymarket, AU
Employee Ratings3.7

Latest Updates

Employees (est.) (Feb 2021)74(-7%)
Cybersecurity ratingAMore

Key People/Management at Xinja

Eric Wilson

Eric Wilson

Founder & CEO
Van Le

Van Le

Andy Rigg

Andy Rigg

Deputy Chief Executive Officer
Tony Taylor

Tony Taylor

Chief Financial Officer
Camilla Cooke

Camilla Cooke

Co-Founder & Brand, Marketing & Communications Director
Anna Burton

Anna Burton

Chief Performance Officer
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Xinja Office Locations

Xinja has an office in Haymarket
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Xinja Financials and Metrics

Summary Metrics

Founding Date


Xinja total Funding

$40.6 m

Xinja latest funding size

$1.87 m

Time since last funding

3 years ago
Xinja's latest funding round in January 2019 was reported to be $1.9 m. In total, Xinja has raised $40.6 m
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Xinja Operating Metrics

Xinja's Customers was reported to be 25 k in Mar, 2020.
Mar, 2020


25 k
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Xinja Cybersecurity Score

Cybersecurity ratingPremium dataset



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Xinja Online and Social Media Presence

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Xinja News and Updates

Xinja is officially no longer a bank

Xinja is no longer a neobank. Despite last minute efforts by a group of the company’s shareholders pushing for the fintech to keep its banking licence, after it was the startup’s most valuable asset, the financial regulator, the Australian Prudential Regulation Authority (APRA) revoked Xinja’s licen…

Xinja investors are fighting a rearguard action for the fintech to keep its banking license

A group of shareholders with more than 20% of the issued capital in failed neobank Xinja are pushing the company to keep its banking license. Xinja announced in December that it was handing back its backing licence and has since returned more than $250 million in deposits to customers Investors have…

Australian neobank Xinja ceases operations after a year due to the pandemic

Summary List PlacementXinja announced plans to shutter by mid-January 2021, citing pandemic impacts and a difficult capital-raising environment, ZDNet reports. Xinja will discontinue its transaction and savings account products and return its authorized deposit-banking institution license, which it…

Australian neobank Xinja throws in the towel

Australian neobank Xinja has pulled the plug on its banking operations, blaming a tough capital raising environment in the midst of the global coronavirus pandemic.

Neobank Xinja is shutting up shop

Xinja’s neobank adventure is over after just three years, with the fintech startup announcing it will hand back its banking license. The company hopes to continue with its US share trading platform, Dabble “should circumstances allow”, but that project has already been delayed indefinitely. The bank…

Xinja cuts the cap for paying interest on its Stash account once again to just $50,000

Less than a year after “Australia’s best savings account”, the high interest rate on Xinja’s Stash savings account appears to be a millstone around the neobank’s neck, with the fintech slashing the interest-bearing cap by two-thirds to just $50,000 on any deposits. With the launch of Xinja US share …
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Xinja Blogs

Media Release: Xinja successfully completes return of deposits

Xinja confirmed today it has successfully completed its return of deposits. It has returned 99.97% of customer deposits to its customers. Xinja’s customers have been regularly reminded, since Xinja announced on 16th December 2020 it would be withdrawing its Transaction and Savings account products a…

Media Release: Xinja Bank withdraws deposit accounts and will hand back ADI licence

Xinja Bank has today announced its plans to withdraw its Transaction and Savings account products and return its ADI licence. “After a year marked by COVID 19 and an increasingly difficult capital-raising environment, and following a review of the market in Australia, Xinja has decided to withdraw t…

Open Banking: so what’s opening up?

October meant many things. 10 weeks till Christmas, strange American holidays and nearly the end of an ‘interesting’ year for all us. For banks it was also our deadline to comply with the first phase of the new Consumer Data Rights (CDR) regulations – a cornerstone of Open Banking. Xinja has done th…

Xinja emails get maximum security score

Email. It is hard to imagine life without it. Although invented back in the seventies, it became mainstream in the nineties. Unlike overalls and bandanas, it remained popular until this day. So popular in fact, that spam and so called ‘spoofing’ has become a real threat on the internet. This is how …

A Fork in the Roadmap

We’ve decided to close our public roadmap on Trello. “What the….? “some will cry. “What roadmap?” will others. So below our Customer Experience Director, Camilla Cooke, goes through why we opened it, why we’re closing it, and what you can expect to hear from Xinja about our plans moving forward.  Wh…

Secret lives of Xinjas: #xinjabob

  We think it’s important to really get to know our Xinja work comrades; unpack what they’re really into – as you never know where that hobby might come in handy when you’re designing and building a bank. In this series, we bring you the secret lives of Xinjas; an exploration of what rocks their […]
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Xinja Frequently Asked Questions

  • When was Xinja founded?

    Xinja was founded in 2017.

  • Who are Xinja key executives?

    Xinja's key executives are Eric Wilson, Van Le and Andy Rigg.

  • How many employees does Xinja have?

    Xinja has 74 employees.

  • Who are Xinja competitors?

    Competitors of Xinja include PayPay, Vipps and Transfast.

  • Where are Xinja offices?

    Xinja has an office in Haymarket.

  • How many offices does Xinja have?

    Xinja has 1 office.