Wintrust Financials

$321.2 M

Revenue Q2, 2017

$4.9 B

Mkt cap, 16-Feb-2018
Gross profit (Q2, 2017)294.4 M
Gross profit margin (Q2, 2017), %92%
Net income (Q2, 2017)64.9 M
EBIT (Q2, 2017)204.4 M

Market Value

Revenue/Financials

Income Statement

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

630.7 m886.5 m990.1 m1.1 b

Revenue growth, %

41%12%15%

Cost of goods sold

76.9 m90.3 m

Gross profit

913.1 m1 b

Gross profit Margin, %

92%92%

EBIT

224.4 m246.4 m251.8 m722.2 m

EBIT margin, %

36%28%25%63%

Pre tax profit

251.8 m331.9 m

Income tax expense

95 m125 m

Net Income

137.2 m151.4 m156.7 m206.9 m

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Revenue

252.3 m250.3 m261 m281.9 m294.8 m284.5 m321.2 m

Cost of goods sold

18.3 m19.8 m20.7 m21.8 m23.5 m23.2 m26.8 m

Gross profit

233.9 m230.5 m240.3 m260.1 m271.2 m261.3 m294.4 m

Gross profit Margin, %

93%92%92%92%92%92%92%

Sales and marketing expense

94.4 m97.7 m95.8 m100.9 m103.7 m99.3 m106.5 m

R&D expense

6.1 m8.1 m6.5 m7.1 m7.4 m7.9 m7.8 m

Operating expense total

154.3 m160 m153.7 m171 m176.6 m168.1 m183.5 m

EBIT

156.9 m165.5 m171.5 m175.3 m184.6 m192.6 m204.4 m

EBIT margin, %

62%66%66%62%63%68%64%

Pre tax profit

70.1 m62.2 m78.5 m80 m85.1 m88 m101.9 m

Income tax expense

26.3 m23.8 m29.4 m29.9 m31.9 m29.6 m37 m

Net Income

35.6 m34.5 m38.5 m40.2 m39.1 m43.8 m38.4 m49.1 m50 m53.1 m58.4 m64.9 m

Cash Flow

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

137.2 m151.4 m156.7 m206.9 m

Depreciation and Amortization

26.2 m32.1 m36.7 m

Cash From Operating Activities

321.8 m235.8 m38 m309.1 m

Cash From Investing Activities

(240.8 m)(1.9 b)(1.6 b)(2.5 b)

Dividends Paid

(13.9 m)(24.9 m)(29.9 m)(38.6 m)

Cash From Financing Activities

(132.2 m)1.6 b1.6 b2.2 b

Interest Paid

83.4 m73.3 m77.7 m91.4 m

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Net Income

101.9 m34.5 m73 m113.3 m39.1 m82.9 m121.2 m49.1 m99.2 m152.3 m58.4 m123.3 m

Depreciation and Amortization

21.1 m7.8 m15.5 m24 m7.9 m15.8 m25 m

Cash From Operating Activities

220.4 m162.3 m126.8 m158.7 m(118.3 m)(54.5 m)37.1 m66.4 m(92.7 m)(83 m)129.7 m124.7 m

Cash From Investing Activities

(177.5 m)(487.2 m)(999.7 m)(990.4 m)37.7 m(429.2 m)(847.5 m)(517.7 m)(1.1 b)(2 b)(306.3 m)(1.2 b)

Dividends Paid

(12.1 m)(6.2 m)(12.4 m)(18.7 m)(6.8 m)(13.6 m)(20.5 m)(9.4 m)(18.9 m)(28.7 m)(11 m)(20.8 m)

Cash From Financing Activities

(27.3 m)403.8 m965.9 m855.3 m140.8 m505.2 m830.4 m387.8 m1.1 b2.1 b123.7 m1.1 b

Ratios

USDY, 2017

Revenue/Employee

82.8 k

Operating Metrics

Wintrust's Total Loans was reported to be $20.8 b in Q2, 2017