The Unmortgage bridges the gap between renting and owning, by getting Pension Funds to co-own with you. You pay rent on the portion you don't own, and can increase ownership in your home at will. Or not.
There’s no loan. With this reduced risk, we just need to make sure you can afford the rent. This also allows us to buy a home worth up to 10x your income (as opposed to the 4x a bank mortgage lends). This means you can buy the home you want to live in, in the area of your choice. Avoid that undesirable first step on the ladder.
We believe if you can afford your rent, you can afford to own.