$8 B

WU Mkt cap, 22-Mar-2019

Western Union Revenue Breakdown

Embed Graph

Western Union revenue breakdown by business segment: 6.9% from Business Solutions, 78.8% from Consumer-to-Consumer and 14.2% from Other

Western Union revenue breakdown by geographic segment: 60.9% from International and 39.1% from United States

Western Union Income Statement

Annual

USDFY, 2015FY, 2016FY, 2017

Revenue

5.5b5.4b5.5b

Revenue growth, %

(2%)(1%)2%

Cost of goods sold

3.2b3.3b3.4b

Gross profit

2.3b2.2b2.2b

Gross profit Margin, %

42%40%39%

General and administrative expense

1.2b1.7b1.2b

Operating expense total

1.2b1.7b1.2b

EBIT

1.1b483.7m473.4m

EBIT margin, %

20%9%9%

Interest expense

167.9m152.5m142.1m

Interest income

10.9m3.5m4.9m

Pre tax profit

941.8m341.7m347.5m

Income tax expense

104.0m88.5m904.6m

Net Income

837.8m253.2m(557.1m)

Western Union Balance Sheet

Annual

USDFY, 2015FY, 2016FY, 2017FY, 2018

Cash

1.3b877.5m838.2m

PP&E

231.8m220.5m214.2m

Goodwill

3.2b3.2b2.7b2.7b

Total Assets

9.4b9.4b9.2b

Accounts Payable

606.6m1.1b718.5m

Long-term debt

3.2b2.8b3.0b

Total Debt

3.2b2.8b3.0b

Total Liabilities

8.0b8.5b9.7b

Common Stock

5.0m4.8m4.6m

Additional Paid-in Capital

566.5m640.9m697.8m

Retained Earnings

977.3m419.3m(965.9m)

Total Equity

1.4b902.2m(491.4m)

Debt to Equity Ratio

2.3 x3.1 x-6.2 x

Debt to Assets Ratio

0.3 x0.3 x0.3 x

Financial Leverage

6.7 x10.4 x-18.8 x

Quarterly

USDQ1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Cash

1.2b1.2b1.3b1.3b1.1b1.0b934.3m938.3m767.6m

PP&E

226.3m221.7m224.4m209.3m215.3m211.9m215.7m241.8m266.8m

Goodwill

3.2b3.2b3.2b3.2b3.2b3.2b2.7b2.7b2.7b

Total Assets

9.4b9.4b9.5b9.5b9.4b9.9b9.2b9.1b9.0b

Accounts Payable

579.0m512.4m557.4m973.7m523.8m590.5m594.1m587.2m593.4m

Long-term debt

3.2b3.2b3.2b3.5b3.6b3.5b3.1b3.3b3.3b

Total Debt

3.2b3.2b3.2b3.5b3.6b3.5b3.1b3.3b3.3b

Total Liabilities

8.2b8.1b8.1b8.7b8.7b9.2b9.6b9.6b9.4b

Common Stock

4.9m4.9m4.9m4.7m4.6m4.6m4.6m4.5m4.4m

Additional Paid-in Capital

585.3m597.3m628.7m659.7m672.1m685.2m715.4m732.1m743.7m

Retained Earnings

827.9m877.2m930.9m259.7m193.9m247.9m(819.8m)(939.9m)(916.8m)

Total Equity

1.2b1.3b1.4b750.3m661.2m709.4m(375.8m)(451.3m)(415.3m)

Debt to Equity Ratio

2.6 x2.5 x2.3 x4.7 x5.5 x5 x-8.4 x-7.4 x-7.9 x

Debt to Assets Ratio

0.3 x0.3 x0.3 x0.4 x0.4 x0.4 x0.3 x0.4 x0.4 x

Financial Leverage

7.6 x7.1 x6.9 x12.6 x14.2 x13.9 x-24.4 x-20.2 x-21.6 x

Western Union Cash Flow

Annual

USDFY, 2015FY, 2016FY, 2017

Net Income

837.8m253.2m(557.1m)

Depreciation and Amortization

270.2m263.2m262.9m

Accounts Payable

14.2m522.8m(417.6m)

Cash From Operating Activities

1.1b1.0b735.8m

Purchases of PP&E

(94.4m)(68.8m)(69.1m)

Cash From Investing Activities

(286.4m)(271.1m)(204.6m)

Long-term Borrowings

(500.0m)(1.0b)(500.0m)

Dividends Paid

(316.5m)(312.2m)(325.6m)

Cash From Financing Activities

(1.3b)(1.2b)(570.5m)

Net Change in Cash

(467.3m)(438.4m)(39.3m)

Interest Paid

161.8m159.0m128.0m

Income Taxes Paid

92.8m68.4m(11.6m)

Quarterly

USDQ1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018

Net Income

185.7m391.3m608.2m161.7m328.2m563.8m213.6m431.2m639.8m

Depreciation and Amortization

65.6m131.5m197.9m66.4m131.6m197.1m66.7m132.4m196.0m

Accounts Payable

(51.0m)(99.5m)(50.2m)(192.7m)(606.9m)(538.4m)(123.2m)(140.4m)(109.7m)

Cash From Operating Activities

212.7m485.6m821.9m86.3m(24.0m)423.1m132.7m298.7m518.5m

Purchases of PP&E

(14.6m)(27.4m)(51.4m)(7.9m)(32.2m)(48.9m)(20.2m)(58.3m)(101.2m)

Cash From Investing Activities

(63.3m)(157.1m)(233.9m)(50.6m)(91.3m)(286.1m)(32.9m)(68.7m)(229.8m)

Long-term Borrowings

(407.2m)

Dividends Paid

(79.3m)(157.4m)(235.1m)(83.3m)(164.8m)(245.3m)(87.5m)(173.3m)(257.8m)

Cash From Financing Activities

(305.3m)(481.8m)(623.2m)410.1m297.0m20.2m9.5m(124.4m)(356.4m)

Net Change in Cash

(155.9m)(153.3m)35.2m445.8m181.7m157.2m109.3m105.6m(67.7m)

Interest Paid

9.5m78.4m88.4m13.7m58.4m90.0m23.0m68.0m92.3m

Income Taxes Paid

14.3m50.6m46.8m13.1m33.4m(22.0m)13.7m149.1m304.1m
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Western Union Operating Metrics

FY, 2014FY, 2015FY, 2016

Countries

50 50 50

Customer Locations

500 k500 k500 k

Facilities

400 400 400
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