Western Union (WU) stock price, revenue, and financials

Western Union market cap is $8.2 b, and annual revenue was $5.29 b in FY 2019

$8.2 B

WU Mkt cap, 29-May-2020

$1.1 B

Western Union Revenue Q1, 2020
Western Union Gross profit (Q1, 2020)439.2 M
Western Union Gross profit margin (Q1, 2020), %39.1%
Western Union Net income (Q1, 2020)176.7 M
Western Union EBIT (Q1, 2020)233.2 M
Western Union Cash, 31-Mar-20201.1 B
Western Union EV10.2 B

Western Union Revenue

Western Union revenue was $5.29 b in FY, 2019

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Western Union Revenue Breakdown

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Western Union revenue breakdown by business segment: 6.9% from Business Solutions, 79.7% from Consumer-to-Consumer and 13.4% from Other

Western Union revenue breakdown by geographic segment: 62.0% from International and 38.0% from United States

Western Union Income Statement

Annual

USDFY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

5.5b5.4b5.5b5.6b5.3b

Revenue growth, %

(2%)(1%)2%1%

Cost of goods sold

3.2b3.3b3.4b3.3b3.1b

Gross profit

2.3b2.2b2.2b2.3b2.2b

Gross profit Margin, %

42%40%39%41%42%

General and administrative expense

1.2b1.7b1.2b1.2b1.3b

Operating expense total

1.2b1.7b1.2b1.2b1.3b

EBIT

1.1b483.7m473.4m1.1b

EBIT margin, %

20%9%9%20%

Interest expense

167.9m152.5m142.1m149.6m387.4m

Interest income

10.9m3.5m4.9m4.8m

Investment income

6.3m

Pre tax profit

941.8m341.7m347.5m991.4m1.3b

Income tax expense

104.0m88.5m904.6m139.5m263.1m

Net Income

837.8m253.2m(557.1m)851.9m1.1b

Western Union Balance Sheet

Annual

USDFY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

1.3b877.5m838.2m973.4m1.5b

PP&E

231.8m220.5m214.2m270.4m186.9m

Goodwill

3.2b3.2b2.7b2.7b2.6b

Total Assets

9.4b9.4b9.2b9.0b8.8b

Accounts Payable

606.6m1.1b718.5m564.9m601.9m

Short-term debt

961.5m

Long-term debt

3.2b2.8b3.0b3.4b3.2b

Total Debt

3.2b2.8b3.0b3.4b4.2b

Total Liabilities

8.0b8.5b9.7b9.3b

Common Stock

5.0m4.8m4.6m4.4m4.2m

Additional Paid-in Capital

566.5m640.9m697.8m755.6m841.2m

Retained Earnings

977.3m419.3m(965.9m)(838.8m)(675.9m)

Total Equity

1.4b902.2m(491.4m)(309.8m)(39.5m)

Debt to Equity Ratio

2.3 x3.1 x-6.2 x-11.1 x

Debt to Assets Ratio

0.3 x0.3 x0.3 x0.4 x

Financial Leverage

6.7 x10.4 x-18.8 x-29 x-221.7 x

Western Union Cash Flow

Annual

USDFY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Net Income

837.8m253.2m(557.1m)581.9m1.1b

Depreciation and Amortization

270.2m263.2m262.9m264.7m257.7m

Accounts Payable

14.2m522.8m(417.6m)(126.5m)94.3m

Cash From Operating Activities

1.1b1.0b735.8m821.3m914.6m

Purchases of PP&E

(94.4m)(68.8m)(69.1m)(136.7m)(48.1m)

Cash From Investing Activities

(286.4m)(271.1m)(204.6m)(328.8m)632.3m

Long-term Borrowings

(500.0m)(1.0b)(500.0m)(414.4m)(824.9m)

Dividends Paid

(316.5m)(312.2m)(325.6m)(341.7m)(340.8m)

Cash From Financing Activities

(1.3b)(1.2b)(570.5m)(357.2m)(1.1b)

Net Change in Cash

(467.3m)(438.4m)(39.3m)135.3m477.1m

Interest Paid

161.8m159.0m128.0m142.5m151.3m

Income Taxes Paid

92.8m68.4m(11.6m)339.4m318.9m

Western Union Ratios

USDY, 2020

EV/EBIT

43.8 x

EV/CFO

91 x

Financial Leverage

-55.9 x

Western Union Operating Metrics

FY, 2014FY, 2015FY, 2016Q1, 2017Q2, 2017Q3, 2017FY, 2017Q1, 2018Q2, 2018Q3, 2018FY, 2018Q1, 2019Q2, 2019Q3, 2019

Transactions

254.90 m261.50 m268.30 m65.30 m69.90 m69.20 m275.80 m67.80 m73.10 m71.80 m287 m69.10 m73.50 m73 m

Customer Locations

500 k500 k500 k550 k

Countries

50 50 50 50

Western Union Human Capital

Western Union's employees are reported to be approximately 50% female and 50% male.

Job Roles

FY, 2018FY, 2015
Male (Senior Leadership), percent66 %69 %
Female (Senior Leadership), percent34 %31 %

Gender

FY, 2018
Male49.5 %
Female50.5 %