Visa (V) stock price, revenue, and financials

Visa market cap is $421 b, and annual revenue was $22.98 b in FY 2019

$421 B

V Mkt cap, 06-Jul-2020

$5.9 B

Visa Revenue Q2, 2020
Visa Net income (Q2, 2020)3.1 B
Visa EBIT (Q2, 2020)3.9 B
Visa Cash, 31-Mar-20209.7 B
Visa EV429.2 B

Visa Income Statement

Annual

USDFY, 2016FY, 2017FY, 2018FY, 2019

Revenue

15.1b18.4b20.6b23.0b

Revenue growth, %

9%22%12%

Cost of goods sold

538.0m620.0m686.0m

Gross profit

14.5b17.7b19.9b

Gross profit Margin, %

96%97%97%

Sales and marketing expense

869.0m922.0m988.0m1.1b

R&D expense

721.0m

General and administrative expense

3.0b3.7b4.3b1.2b

Operating expense total

6.2b5.0b6.4b3.0b

Depreciation and amortization

502.0m556.0m613.0m716.0m

EBIT

7.9b12.1b13.0b15.0b

EBIT margin, %

52%66%63%65%

Interest expense

427.0m563.0m612.0m533.0m

Pre tax profit

8.0b11.7b12.8b14.9b

Income tax expense

2.0b5.0b2.5b2.8b

Net Income

6.0b6.7b10.3b12.1b

Visa Balance Sheet

Annual

USDFY, 2016FY, 2017FY, 2018FY, 2019

Cash

5.6b9.9b8.2b7.8b

Accounts Receivable

1.0b1.1b1.2b1.5b

Prepaid Expenses

712.0m

Current Assets

14.3b19.0b18.2b21.0b

PP&E

2.2b2.3b2.5b2.7b

Goodwill

15.1b15.1b15.2b15.7b

Total Assets

64.0b68.0b69.2b72.6b

Accounts Payable

203.0m179.0m183.0m156.0m

Short-term debt

1.7b

Current Liabilities

8.0b10.0b11.3b13.4b

Long-term debt

15.9b16.6b16.6b16.7b

Total Debt

15.9b18.4b16.6b16.7b

Total Liabilities

31.1b35.2b35.2b37.9b

Preferred Stock

5.7b5.5b5.5b

Additional Paid-in Capital

17.4b16.9b16.7b16.5b

Retained Earnings

10.5b9.5b11.3b13.5b

Total Equity

32.9b32.8b34.0b34.7b

Debt to Equity Ratio

0.5 x0.6 x0.5 x

Debt to Assets Ratio

0.2 x0.3 x0.2 x

Financial Leverage

1.9 x2.1 x2 x2.1 x

Quarterly

USDQ1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Cash

12.8b15.9b5.9b5.8b6.4b7.4b8.1b8.1b8.5b8.3b7.6b7.9b8.8b9.7b

Accounts Receivable

922.0m944.0m1.1b1.1b1.1b1.1b1.3b1.3b1.2b1.4b1.4b1.5b1.7b1.5b

Prepaid Expenses

765.0m648.0m580.0m889.0m

Current Assets

25.5b24.3b14.4b14.7b15.5b15.7b17.3b18.5b18.5b20.1b18.5b18.3b22.3b19.9b

PP&E

1.9b1.9b2.1b2.2b2.1b2.2b2.2b2.4b2.4b2.4b2.5b2.5b2.7b2.8b

Goodwill

11.8b11.8b15.0b14.9b14.8b15.0b15.2b15.4b15.2b15.1b15.1b15.3b15.8b15.8b

Total Assets

55.0b54.3b63.9b63.4b63.2b64.0b67.2b69.0b68.2b71.7b69.9b70.2b74.8b72.8b

Accounts Payable

118.0m90.0m115.0m118.0m120.0m130.0m108.0m136.0m145.0m124.0m119.0m150.0m133.0m161.0m

Short-term debt

2.3b1.7b1.7b3.0b4.0b

Current Liabilities

5.4b5.1b7.8b10.3b10.2b9.5b8.4b9.6b10.9b13.4b11.4b10.8b17.6b15.9b

Long-term debt

15.9b15.9b15.9b14.1b14.1b14.1b16.6b16.6b16.6b16.6b16.6b16.7b13.7b13.9b

Total Debt

15.9b15.9b15.9b16.5b15.9b15.9b16.6b16.6b16.6b16.6b16.6b16.7b16.7b17.9b

Total Liabilities

25.5b25.2b31.0b31.6b32.4b32.1b33.8b34.9b34.9b37.6b35.6b35.3b39.5b38.2b

Preferred Stock

5.7b5.6b5.5b5.5b5.5b5.5b5.5b5.5b5.5b

Additional Paid-in Capital

17.8b17.6b17.5b17.2b17.1b17.0b16.8b16.7b16.7b16.5b16.5b16.6b16.4b16.4b

Retained Earnings

11.7b11.6b10.3b10.5b9.1b9.3b10.0b10.2b10.4b11.9b12.5b13.0b13.9b13.4b

Total Equity

29.5b29.1b32.8b31.7b30.8b31.9b33.4b34.1b33.3b34.1b34.3b35.0b35.3b34.6b

Debt to Equity Ratio

0.5 x0.5 x0.5 x0.5 x0.5 x0.5 x0.5 x0.5 x0.5 x0.5 x0.5 x

Debt to Assets Ratio

0.3 x0.3 x0.2 x0.3 x0.3 x0.2 x0.2 x0.2 x0.2 x0.2 x0.2 x

Financial Leverage

1.9 x1.9 x1.9 x2 x2.1 x2 x2 x2 x2 x2.1 x2 x2 x2.1 x2.1 x

Visa Cash Flow

Annual

USDFY, 2016FY, 2017FY, 2018FY, 2019

Net Income

6.0b6.7b10.3b12.1b

Depreciation and Amortization

502.0m556.0m613.0m656.0m

Accounts Receivable

(65.0m)(54.0m)(70.0m)(333.0m)

Accounts Payable

43.0m(30.0m)3.0m(24.0m)

Cash From Operating Activities

5.6b9.2b12.7b12.8b

Purchases of PP&E

(523.0m)(707.0m)(718.0m)(756.0m)

Cash From Investing Activities

(10.9b)735.0m(3.1b)(591.0m)

Long-term Borrowings

(1.7b)

Dividends Paid

(1.3b)(1.6b)(1.9b)(2.3b)

Cash From Financing Activities

7.5b(5.9b)(11.2b)(12.1b)

Net Change in Cash

2.1b4.3b(1.7b)(145.0m)

Interest Paid

244.0m489.0m545.0m537.0m

Income Taxes Paid

2.8b3.0b2.3b2.6b

Quarterly

USDQ1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Net Income

1.9b3.6b4.1b2.1b2.5b4.6b2.5b5.1b7.5b3.0b6.0b9.1b3.3b6.4b

Depreciation and Amortization

120.0m241.0m361.0m146.0m277.0m409.0m145.0m298.0m450.0m159.0m319.0m484.0m182.0m374.0m

Accounts Receivable

(75.0m)(97.0m)(92.0m)(89.0m)(40.0m)(34.0m)(146.0m)(113.0m)(82.0m)(200.0m)(203.0m)(319.0m)(107.0m)38.0m

Accounts Payable

(34.0m)(35.0m)(102.0m)(83.0m)(71.0m)(51.0m)(26.0m)(18.0m)(46.0m)(48.0m)(22.0m)(12.0m)14.0m

Cash From Operating Activities

2.0b2.8b3.1b2.5b2.9b6.4b2.8b5.6b9.2b3.3b5.4b8.7b3.9b5.3b

Purchases of PP&E

(126.0m)(250.0m)(382.0m)(171.0m)(317.0m)(512.0m)(141.0m)(354.0m)(523.0m)(157.0m)(313.0m)(507.0m)(191.0m)(407.0m)

Cash From Investing Activities

(6.2b)(1.8b)(10.2b)(417.0m)2.3b1.6b(707.0m)(1.1b)(1.3b)(70.0m)(396.0m)413.0m562.0m2.4b

Long-term Borrowings

(1.7b)(1.7b)(1.7b)

Dividends Paid

(340.0m)(676.0m)(1.0b)(399.0m)(795.0m)(1.2b)(458.0m)(948.0m)(1.4b)(572.0m)(1.1b)(1.7b)(671.0m)(1.3b)

Cash From Financing Activities

13.5b11.5b9.5b(1.7b)(4.2b)(6.3b)(3.9b)(6.4b)(9.2b)(3.0b)(5.5b)(9.4b)(3.1b)(5.9b)

Net Change in Cash

9.3b12.4b2.4b205.0m808.0m1.8b(1.8b)(1.7b)(1.4b)138.0m(695.0m)(308.0m)1.4b2.0b

Interest Paid

244.0m244.0m244.0m489.0m241.0m276.0m510.0m234.0m269.0m503.0m234.0m269.0m

Income Taxes Paid

79.0m1.5b2.0b96.0m1.6b2.2b183.0m1.2b1.6b168.0m1.4b2.0b345.0m1.7b

Visa Ratios

USDQ1, 2016

Debt/Equity

0.5 x

Debt/Assets

0.3 x

Financial Leverage

1.9 x

Visa Operating Metrics

FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017Q3, 2017

Active Cards

2.20 b2.40 b3.01 b

Countries

200 200 200 200 200 200 200 200 200 200 200 200

Currencies

160

Customers (Financial Institutions)

14 k14 k16.80 k

Locations

107

Merchant Locations

44 m

Total Payment Volume

$1.22 t$1.24 t$1.17 t$4.88 t$1.26 t$1.31 t$1.25 t$5.65 t$1.86 t$1.80 t$1.73 t

Transactions

64.99 b70.97 b83.16 b

Transactions per Second

65 k

Visa Sustainability Metrics

 Y, 2017

Volunteer Hours

34 k

Greenhouse Gas Emissions (Scope 3)

55.18 k metric tons of carbon dioxide equivalent

Greenhouse Gas Emissions (Scope 2)

56.63 k metric tons of carbon dioxide equivalent

Greenhouse Gas Emissions (Scope 1)

9.14 k metric tons of carbon dioxide equivalent

Electricity Used from Renewable Energy Sources, percent

35%

Electricity Used from Non-renewable Energy Sources, percent

65%

Diversion Rate

77%

Visa Human Capital

Ethnicity

Y, 2017
Hispanic, percent12 %
Asian, percent36 %
White, percent44 %
Other8 %

Gender

Y, 2017
Male, percent60 %
Female, percent40 %