United Overseas Bank (U11.SI) stock price, revenue, and financials

United Overseas Bank market cap is S$47.8 b, and annual revenue was S$11.61 b in FY 2021

S$47.8 B

U11.SI Mkt cap, 13-May-2022

S$11.6 B

United Overseas Bank Revenue FY, 2021
United Overseas Bank Gross profit (FY, 2021)9.8 B
United Overseas Bank Gross profit margin (FY, 2021), %84.4%
United Overseas Bank Net income (FY, 2021)4.1 B
United Overseas Bank Cash, 31-Dec-202136.6 B
United Overseas Bank EV46.2 B
Get notified regarding key financial metrics and revenue changes at United Overseas BankLearn more
Banner background

United Overseas Bank Revenue

United Overseas Bank revenue was S$11.61 b in FY, 2021

Embed Graph

United Overseas Bank Income Statement

Annual

USDFY, 2018FY, 2019FY, 2020FY, 2021

Revenue

13.1b14.6b11.6b11.6b

Revenue growth, %

11%(20%)

Cost of goods sold

4.9b6.0b3.6b1.8b

Gross profit

8.2b8.6b8.0b9.8b

Gross profit Margin, %

62%59%69%84%

General and administrative expense

2.4b2.7b2.5b2.6b

Operating expense total

4.0b4.5b4.2b4.3b

Pre tax profit

4.8b5.2b3.5b4.9b

Income tax expense

805.0m813.0m606.0m850.0m

Net Income

4.0b4.4b2.9b4.1b

EPS

2.4

Half Year

USDH1, 2019H1, 2020H1, 2021

Revenue

7.3b6.3b5.3b

Cost of goods sold

3.1b2.3b946.0m

Gross profit

4.2b4.0b4.3b

Gross profit Margin, %

58%63%82%

General and administrative expense

1.3b1.3b1.3b

Operating expense total

2.2b2.1b2.1b

Pre tax profit

2.7b1.9b2.4b

Income tax expense

432.0m336.0m427.0m

Net Income

2.2b1.6b2.0b

United Overseas Bank Balance Sheet

Annual

SGDFY, 2019FY, 2020FY, 2021

Cash

25.9b36.8b36.6b

Accounts Receivable

265.5b277.2b306.7b

PP&E

2.8b3.0b3.2b

Total Assets

404.4b431.8b459.3b

Accounts Payable

326.0b340.6b368.2b

Long-term debt

25.9b30.4b35.0b

Total Debt

25.9b30.4b35.0b

Total Liabilities

364.5b390.7b416.5b

Common Stock

7.3b7.4b7.4b

Retained Earnings

23.4b24.1b26.4b

Total Equity

39.9b41.1b42.9b

Debt to Equity Ratio

0.6 x0.7 x0.8 x

Debt to Assets Ratio

0.1 x0.1 x0.1 x

Financial Leverage

10.1 x10.5 x10.7 x

Half Year

SGDH1, 2019H1, 2020H1, 2021

Cash

26.7b31.0b37.4b

Accounts Receivable

269.8b277.0b294.4b

PP&E

2.6b2.8b3.1b

Total Assets

406.4b429.6b446.5b

Accounts Payable

322.9b346.6b357.8b

Long-term debt

32.1b24.7b32.0b

Total Debt

32.1b24.7b32.0b

Total Liabilities

367.1b389.3b404.3b

Common Stock

7.1b7.4b7.5b

Retained Earnings

22.7b23.4b25.4b

Total Equity

39.2b40.3b42.3b

Debt to Equity Ratio

0.8 x0.6 x0.8 x

Debt to Assets Ratio

0.1 x0.1 x0.1 x

Financial Leverage

10.4 x10.7 x10.6 x

United Overseas Bank Cash Flow

Annual

SGDFY, 2019FY, 2019FY, 2021

Net Income

4.4b2.9b4.1b

Depreciation and Amortization

399.0m454.0m489.0m

Cash From Operating Activities

8.3b9.6b(2.8b)

Purchases of PP&E

(573.0m)(563.0m)(550.0m)

Cash From Investing Activities

(500.0m)(511.0m)(440.0m)

Long-term Borrowings

(41.6b)(27.4b)(24.8b)

Dividends Paid

(2.1b)(1.8b)(1.6b)

Cash From Financing Activities

(7.6b)2.1b3.0b

Net Change in Cash

571.0m11.2b(392.0m)

Income Taxes Paid

803.0m707.0m675.0m

Half Year

SGDH1, 2019H1, 2019H1, 2019

Net Income

2.2b1.6b2.0b

Depreciation and Amortization

188.0m223.0m236.0m

Cash From Operating Activities

2.0b8.3b87.0m

Purchases of PP&E

(270.0m)(261.0m)(257.0m)

Cash From Investing Activities

(239.0m)(220.0m)(187.0m)

Long-term Borrowings

(17.2b)(15.4b)(15.4b)

Dividends Paid

(1.2b)(1.3b)(605.0m)

Cash From Financing Activities

(768.0m)(3.1b)593.0m

Net Change in Cash

1.2b5.8b548.0m

Income Taxes Paid

390.0m157.0m341.0m

United Overseas Bank Ratios

SGDFY, 2018

Revenue/Employee

508.3k

United Overseas Bank Operating Metrics

United Overseas Bank's Total Loans was reported to be S$310.8b in FY, 2021. United Overseas Bank's Total Deposits was reported to be S$352.6b in FY, 2021.

United Overseas Bank Human Capital

FY, 2020FY, 2019FY, 2018
Male, percent12.9%12.9%
Female (Senior Management), percent11.7%11.5%
Male (Senior Management), percent21.7%21.8%
Female (Middle Management), percent17.3%17.3%
Male (Middle Management), percent16%16.1%
Female, percent20.4%20.5%
Male38.4%
Female59.7%
Other1.9%

United Overseas Bank Employee Rating

3.812 votes
Culture & Values
N/A
Work/Life Balance
N/A
Senior Management
N/A
Salary & Benefits
N/A
Career Opportunities
N/A
Source