United Community Bank

United Community Bank believes in local decision making, delegated authority and giving back to the communities we serve. We have maintained a hometown community banking philosophy since 1973. UCB is employee owned & managed, allowing us to make smart decisions that provide the best possible services and products for our customers.

Chatham, US
Size (employees)
98 (est)
United Community Bank is headquartered in Chatham, US

United Community Bank Office Locations

United Community Bank has an office in Chatham
Chatham, US (HQ)
301 N Main St

United Community Bank Data and Metrics

United Community Bank Financial Metrics

United Community Bank's revenue was reported to be $5.1 m in FY, 2016 which is a 7% increase from the previous period.

Revenue (FY, 2016)

5.1 m

Revenue growth (FY, 2015 - FY, 2016), %


Gross profit (FY, 2016)

4.5 m

Gross profit margin (FY, 2016), %


Net income (FY, 2016)

3.4 m

EBIT (FY, 2016)

3.4 m

Market capitalization (26-Jun-2017)

76.6 m

Closing share price (26-Jun-2017)


Cash (30-Jun-2016)

29 m
United Community Bank's current market capitalization is $76.6 m.
USDFY, 2014FY, 2015FY, 2016


4.7 m5.1 m

Revenue growth, %


Cost of goods sold

558 k544 k

Gross profit

4.2 m4.5 m

Gross profit Margin, %


Operating expense total

3.6 m


3.3 m3.4 m

EBIT margin, %


Pre tax profit

817 k877 k

Income tax expense

122 k67 k

Net Income

2.3 m695 k3.4 m
USDFY, 2014FY, 2015FY, 2016


18.5 m29 m

Accounts Receivable

132.1 m


803.4 m182.8 m


7 m6.9 m


2.5 m2.5 m

Total Assets

521.2 m526.1 m

Accounts Payable

836 m103.7 m

Additional Paid-in Capital

51.1 m51.3 m

Retained Earnings

30 m32.5 m

Total Equity

71.4 m70.5 m

Financial Leverage

7.3 x7.5 x
USDFY, 2014FY, 2015FY, 2016

Net Income

2.3 m695 k3.4 m

Depreciation and Amortization

419 k395 k


(4.1 m)(7.1 m)(7.1 m)

Accounts Payable

3.2 m(2 m)2.5 m

Cash From Operating Activities

6.8 m5.6 m

Capital Expenditures

(326 k)(256 k)

Cash From Investing Activities

943 k6.4 m

Cash From Financing Activities

(14.2 m)(1.5 m)

Free Cash Flow

6.5 m5.3 m
USDY, 2016


51.7 k

Financial Leverage

7.5 x

United Community Bank Market Value History

United Community Bank Online and Social Media Presence

United Community Bank Company Life and Culture

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