United Community Bank

United Community Bank believes in local decision making, delegated authority and giving back to the communities we serve. We have maintained a hometown community banking philosophy since 1973. UCB is employee owned & managed, allowing us to make smart decisions that provide the best possible services and products for our customers.

Chatham, US
Size (employees)
98 (est)
United Community Bank is headquartered in Chatham, US

United Community Bank Office Locations

United Community Bank has an office in Chatham
Chatham, US (HQ)
301 N Main St

United Community Bank Metrics

United Community Bank Financial Metrics

Revenue (2016)

$5.1 m

Revenue growth (2015-16), %


Gross profit

$4.5 m

Gross profit margin (2016), %


Net income (2016)

$3.4 m

Market capitalization (28-Apr-2017)

$71.9 m

Closing share price (28-Apr-2017)


Cash (30-Jun-2016)

$29 m
United Community Bank's current market capitalization is $71.9 m.
United Community Bank's revenue was reported to be $5.1 m in FY, 2016 which is a 7% increase from the previous period.
FY, 2014FY, 2015FY, 2016


$4.7 m$5.1 m

Revenue growth, %


Cost of goods sold

$558 k$544 k

Gross profit

$4.2 m$4.5 m

Gross profit Margin, %


Operating expense total

$3.6 m


$3.3 m$3.4 m

EBIT margin, %


Pre tax profit

$817 k$877 k

Income tax expense

$122 k$67 k

Net Income

$2.3 m$695 k$3.4 m
FY, 2014FY, 2015FY, 2016


$18.5 m$29 m

Accounts Receivable

$132.1 m


$803.4 m$182.8 m


$7 m$6.9 m


$2.5 m$2.5 m

Total Assets

$521.2 m$526.1 m

Accounts Payable

$836 m$103.7 m

Additional Paid-in Capital

$51.1 m$51.3 m

Retained Earnings

$30 m$32.5 m

Total Equity

$71.4 m$70.5 m

Financial Leverage

7.3 x7.5 x
FY, 2014FY, 2015FY, 2016

Net Income

$2.3 m$695 k$3.4 m

Depreciation and Amortization

$419 k$395 k


($4.1 m)($7.1 m)($7.1 m)

Accounts Payable

$3.2 m($2 m)$2.5 m

Cash From Operating Activities

$6.8 m$5.6 m

Capital Expenditures

($326 k)($256 k)

Cash From Investing Activities

$943 k$6.4 m

Cash From Financing Activities

($14.2 m)($1.5 m)

Free Cash Flow

$6.5 m$5.3 m

United Community Bank Market Value History

United Community Bank Online Presence

United Community Bank Company Life

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