United Community Bank

United Community Bank believes in local decision making, delegated authority and giving back to the communities we serve. We have maintained a hometown community banking philosophy since 1973. UCB is employee owned & managed, allowing us to make smart decisions that provide the best possible services and products for our customers.

Company Growth (employees)
Type
Public
HQ
Chatham, US
Size (employees)
98 (est)
United Community Bank is headquartered in Chatham, US

United Community Bank Office Locations

United Community Bank has an office in Chatham
Chatham, US (HQ)
301 N Main St

United Community Bank Data and Metrics

United Community Bank Financial Metrics

United Community Bank's revenue was reported to be $5.1 m in Q3, 2017
USD

Revenue (Q3, 2017)

5.1 m

Gross profit (Q3, 2017)

4.6 m

Gross profit margin (Q3, 2017), %

90%

Net income (Q3, 2017)

2.5 m

EBIT (Q3, 2017)

3.5 m

Market capitalization (16-Aug-2017)

146 m

Cash (31-Mar-2017)

35.5 m
United Community Bank's current market capitalization is $146 m.
USDFY, 2014FY, 2015FY, 2016

Revenue

4.7 m5.1 m

Revenue growth, %

7%

Cost of goods sold

558 k544 k

Gross profit

4.2 m4.5 m

Gross profit Margin, %

88%89%

Operating expense total

3.6 m

EBIT

3.3 m3.4 m

EBIT margin, %

70%67%

Pre tax profit

817 k877 k

Income tax expense

122 k67 k

Net Income

2.3 m695 k3.4 m
USDQ1, 2014Q2, 2014Q3, 2015Q1, 2015Q2, 2015Q3, 2016Q1, 2016Q2, 2016Q3, 2017

Revenue

5 m5.2 m5.3 m5.2 m5.1 m

Cost of goods sold

601 k526 k530 k625 k550 k533 k

Gross profit

4.4 m4.7 m4.6 m4.7 m4.6 m

Gross profit Margin, %

88%90%88%89%90%

EBIT

3.3 m3.3 m3.3 m3.3 m3.4 m3.5 m

EBIT margin, %

66%63%63%65%69%

Pre tax profit

755 k1.1 m1.2 m947 k998 k1.2 m

Net Income

479 k668 k694 k699 k1.7 m2.6 m782 k1.5 m2.5 m
USDFY, 2015FY, 2016

Cash

18.5 m29 m

Accounts Receivable

132.1 m

Inventories

803.4 m872 k

PP&E

7 m6.9 m

Goodwill

2.5 m2.5 m

Total Assets

521.2 m526.1 m

Accounts Payable

836 m438.9 m

Total Liabilities

455.6 m

Additional Paid-in Capital

51.1 m51.3 m

Retained Earnings

30 m32.5 m

Total Equity

71.4 m70.5 m

Financial Leverage

7.3 x7.5 x
USDQ1, 2015Q2, 2015Q3, 2016Q1, 2016Q2, 2016Q3, 2017

Cash

22 m23.5 m23.2 m28.2 m31.8 m35.5 m

Inventories

884 k882 k909 k826 k856 k866 k

PP&E

6.9 m6.8 m6.8 m6.8 m6.7 m6.7 m

Goodwill

2.5 m2.5 m2.5 m2.5 m2.5 m2.5 m

Total Assets

519.9 m510.2 m518 m528.1 m525.6 m545.6 m

Accounts Payable

431.2 m427.1 m432 m442 m443.5 m463.3 m

Additional Paid-in Capital

51.2 m51.3 m51.4 m51.4 m51.5 m51.6 m

Retained Earnings

30.5 m31.2 m31.9 m33 m33.5 m34.2 m

Total Equity

71.4 m67.3 m68.8 m70.7 m68.8 m70 m

Financial Leverage

7.3 x7.6 x7.5 x7.5 x7.6 x7.8 x
USDFY, 2014FY, 2015FY, 2016

Net Income

2.3 m695 k3.4 m

Depreciation and Amortization

419 k395 k

Accounts Receivable

(60 k)

Inventories

(4.1 m)(7.1 m)(7.1 m)

Accounts Payable

3.2 m(2 m)2 k

Cash From Operating Activities

6.8 m5.6 m

Capital Expenditures

(326 k)(256 k)

Cash From Investing Activities

943 k6.4 m

Cash From Financing Activities

(14.2 m)(1.5 m)

Free Cash Flow

6.5 m5.3 m
USDQ1, 2014Q2, 2014Q3, 2015Q1, 2015Q2, 2015Q3, 2016Q1, 2016Q2, 2016Q3, 2017

Net Income

479 k668 k694 k699 k1.7 m2.6 m782 k1.5 m2.5 m

Depreciation and Amortization

97 k194 k293 k107 k212 k312 k

Accounts Receivable

(74 k)(47 k)(42 k)115 k(49 k)

Accounts Payable

(2 k)(2 k)(1 k)

Cash From Operating Activities

760 k1.6 m5.5 m(908 k)(254 k)2.9 m

Capital Expenditures

(17 k)(91 k)(16 k)(42 k)(90 k)

Cash From Investing Activities

5.2 m15.1 m5.4 m(2.9 m)520 k(17.1 m)

Cash From Financing Activities

(2.5 m)(11.8 m)(6.2 m)3 m2.5 m20.7 m

Free Cash Flow

760 k1.6 m5.4 m(924 k)(296 k)2.8 m
USDY, 2017

Revenue/Employee

52.2 k

Financial Leverage

7.8 x

United Community Bank Market Value History

Traffic Overview of United Community Bank

United Community Bank Online and Social Media Presence

United Community Bank Company Life and Culture

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