United Bankshares (UBSI) stock price, revenue, and financials

United Bankshares market cap is $4.9 b, and annual revenue was $263.25 m in FY 2020

View Company

+1.14 (+2.99%)

$4.9 B

UBSI Mkt cap, 01-Mar-2021

$263.2 M

United Bankshares Revenue FY, 2020

United Bankshares Net income (FY, 2020)289 M

United Bankshares Cash, 31-Dec-2020297.4 M

United Bankshares EV4.8 B

Annual

USD	FY, 2010	FY, 2011	FY, 2012	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017	FY, 2018	FY, 2019	FY, 2020
Revenue	62.2m	345.1m	66.3m	67.8m	466.1m	73.6m	519.0m	763.8m	128.7m	150.5m	263.2m
Sales and marketing expense		4.2m	4.3m
R&D expense	10.8m	11.6m	12.5m	11.4m	14.5m	14.9m	15.3m	21.0m	23.8m	22.2m	35.4m
Operating expense total	57.5m	63.2m	71.7m	60.8m	74.5m	69.7m	73.7m	101.6m	100.4m	103.5m	155.1m
Interest expense	85.2m	55.8m	46.2m	36.3m	42.8m	39.5m	45.0m	74.8m	129.1m	184.6m	108.6m
Pre tax profit	104.4m	110.4m	121.5m	125.0m	194.9m	203.5m	222.7m	284.8m	327.2m	324.4m	359.7m
Income tax expense	32.5m	34.8m	38.9m	39.4m	65.0m	65.5m	75.6m	134.2m	70.8m	64.3m	70.7m
Net Income	71.9m	75.6m	82.6m	85.6m	129.9m	138.0m	147.1m	150.6m	256.3m	260.1m	289.0m

Quarterly

USD	Q2, 2010	Q3, 2010	Q1, 2011	Q2, 2011	Q1, 2012	Q2, 2012	Q3, 2012	Q1, 2013	Q2, 2013	Q3, 2013	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020
Revenue	17.6m	15.7m	14.7m	13.3m	48.0m	16.6m	16.6m	18.3m	19.1m	18.3m	121.3m	19.1m	16.3m	18.2m	19.5m	17.8m	16.4m	18.0m	19.0m	20.1m	40.5m	38.2m	31.2m	36.0m	31.7m	31.2m	39.8m	42.2m	36.8m	88.4m
R&D expense	2.7m	2.6m	2.9m	2.8m	3.2m	2.6m	3.7m	2.7m	2.8m	2.9m	3.2m	3.6m	3.8m	3.7m	3.9m	3.6m	3.6m	3.6m	3.9m	4.0m	5.3m	5.6m	5.9m	5.8m	6.1m	5.2m	5.6m	5.8m	5.5m	15.9m
Operating expense total	14.4m	14.2m	13.8m	13.2m	16.0m	15.8m	20.2m	15.6m	15.2m	15.2m	18.2m	18.3m	18.0m	18.4m	18.3m	16.8m	17.8m	19.9m	18.2m	19.5m	27.2m	25.6m	24.2m	24.8m	25.3m	23.8m	25.5m	26.0m	29.1m	46.3m
Interest expense	22.0m	20.9m	14.5m	13.8m	12.8m	12.1m	11.3m	9.5m	9.3m	9.1m	9.9m	10.9m	10.9m	9.8m	9.6m	10.0m	10.2m	10.4m	12.1m	13.1m	18.7m	21.3m	23.1m	28.9m	36.3m	44.9m	48.7m	48.4m	39.0m	28.1m
Pre tax profit	26.2m	24.7m	26.1m	25.5m	30.9m	31.0m	28.4m	31.7m	31.8m	32.6m	46.0m	49.6m	49.6m	49.9m	52.0m	51.3m	52.6m	48.2m	60.3m	59.0m	56.4m	84.6m	79.6m	85.5m	82.3m	81.0m	84.7m	83.0m	50.1m	63.7m
Income tax expense	8.2m	7.3m	8.2m	8.0m	9.9m	9.9m	9.1m	10.2m	9.6m	10.4m	15.9m	16.4m	16.4m	15.3m	17.1m	16.2m	17.9m	16.4m	18.8m	20.2m	19.3m	27.8m	17.9m	19.2m	17.9m	17.3m	17.5m	17.0m	9.9m	11.0m
Net Income	17.9m	17.3m	17.9m	17.5m	21.0m	21.0m	19.3m	21.6m	22.2m	22.2m	30.1m	33.2m	33.3m	34.6m	34.8m	35.0m	34.7m	31.8m	41.5m	38.8m	37.1m	56.7m	61.7m	66.3m	64.4m	63.6m	67.2m	66.0m	40.2m	52.7m

Annual

USD	FY, 2010	FY, 2011	FY, 2012	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017	FY, 2018	FY, 2019	FY, 2020
Cash	461.4m	636.0m	432.1m	416.6m	753.1m	857.3m	1.4b	196.7m	187.9m	185.2m	297.4m
Accounts Receivable	5.2b	6.2b	6.4b	6.6b	9.0b	9.3b	39.4m	12.9b	13.3b	13.6b	17.4b
Inventories							10.4b
PP&E	55.4m	76.4m	72.2m	69.9m	77.5m	73.1m		104.9m	95.2m	96.6m	175.8m
Goodwill	311.8m	371.7m	375.6m	375.5m	709.8m	710.3m	863.8m	1.5b	1.5b	1.5b	1.8b
Total Assets	7.2b	8.5b	8.4b	8.7b	12.3b	12.6b	14.5b	19.1b	19.3b	19.7b	26.2b
Accounts Payable							10.8b
Short-term debt		54.9m	29.0m							124.7m	142.3m
Long-term debt		345.4m	284.9m								73.2m
Total Debt		400.3m	313.9m	592.1m					1.4b	124.7m	215.5m
Total Liabilities	6.4b	7.5b	7.4b	7.7b	10.7b	10.9b	12.3b	15.8b	16.0b	16.3b	21.9b
Common Stock	110.8m	127.2m	127.2m	127.2m	173.3m	174.1m		262.7m	263.1m	263.7m	334.5m
Preferred Stock
Additional Paid-in Capital	93.4m	238.8m	238.7m	237.7m	743.0m	753.0m		2.1b	2.1b	2.1b	2.9b
Retained Earnings	673.3m	692.0m	712.3m	734.9m	776.3m	824.6m	873.0m	891.8m	1.0b	1.1b	1.2b
Total Equity	793.0m	968.8m	992.3m	1.0b	1.7b	1.7b	2.2b	3.2b	3.3b	3.4b	4.3b
Debt to Equity Ratio		0.4 x	0.3 x	0.6 x					0.4 x
Debt to Assets Ratio		0 x	0 x	0.1 x					0.1 x
Financial Leverage	9 x	8.7 x	8.5 x	8.4 x	7.4 x	7.3 x	6.5 x	5.9 x	5.9 x	5.8 x	6.1 x

Quarterly

USD	Q2, 2010	Q3, 2010	Q1, 2011	Q2, 2011	Q3, 2011	Q1, 2012	Q2, 2012	Q3, 2012	Q1, 2013	Q2, 2013	Q3, 2013	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020
Cash	450.3m	712.6m	530.8m	508.1m	668.5m	789.8m	673.2m	436.3m	362.6m	379.0m	342.0m	579.4m	715.4m	591.3m	667.5m	917.1m	1.0b	904.8m	1.1b	1.1b	1.7b	203.1m	212.7m	178.1m	231.0m	191.8m	201.8m	198.2m	228.0m	248.2m	274.3m
Accounts Receivable	5.4b	5.3b	5.1b	5.2b	6.2b	6.1b	6.2b	6.3b	6.4b	6.5b	6.5b	8.7b	8.8b	8.9b	9.0b	9.0b	9.1b	9.3b	10.4b	10.4b	10.3b	13.3b	13.1b	12.9b	13.4b	13.2b	13.5b	13.6b	13.6b	13.7b	17.8b
PP&E	56.5m	56.0m	55.9m	56.3m	76.3m	75.7m	74.3m	73.4m	70.9m	69.8m	69.5m	78.0m	78.3m	78.0m	76.9m	74.4m	73.9m	72.0m	77.2m	76.6m	75.8m	96.3m	104.3m	103.0m	100.3m	99.7m	94.5m	94.5m	94.8m	96.2m	181.2m
Goodwill	311.9m	311.8m	311.6m	311.6m	373.0m	371.7m	371.7m	375.6m	375.6m	375.6m	375.6m	709.3m	710.2m	712.1m	710.3m	710.3m	710.3m	710.3m	866.2m	867.3m	863.8m	1.5b	1.5b	1.5b	1.5b	1.5b	1.5b	1.5b	1.5b	1.5b	1.8b
Total Assets	7.5b	7.6b	7.2b	7.1b	8.6b	8.5b	8.5b	8.4b	8.3b	8.5b	8.5b	11.9b	12.1b	12.1b	12.1b	12.4b	12.6b	12.6b	14.3b	14.3b	14.8b	19.0b	19.1b	18.6b	19.2b	19.2b	19.6b	19.9b	19.8b	20.4b	26.2b
Short-term debt						55.0m			69.0m	381.0m
Long-term debt				285.0m	274.0m	141.7m	86.6k	86.5k	126.3m	438.2m	435.0m										887.5m	1.1b	1.3b	1.1b	1.6b	1.3b	1.6b	1.5b	1.7b	2.4b	1.4b
Total Debt				285.0m	274.0m	196.7m	86.6k	86.5k	195.3m	819.2m	435.0m	756.4m	861.3m	930.7m		704.9m	664.9m	885.9m	1.3b	1.0b	887.5m	1.1b	1.3b	1.1b	1.6b	1.3b	1.6b	1.5b	1.7b	2.4b	1.4b
Total Liabilities	6.7b	6.8b	6.4b	6.3b	7.6b	7.6b	7.5b	7.4b	7.3b	7.5b	7.5b	10.3b	10.4b	10.4b	10.5b	10.7b	10.8b	10.9b	12.3b	12.3b	12.5b	15.8b	15.9b	15.4b	16.0b	15.9b	16.4b	16.5b	16.4b	17.0b	22.0b
Common Stock	110.8m	110.8m	110.8m	110.8m	127.2m	127.2m	127.2m	127.2m	127.2m	127.2m	127.2m	173.0m	173.0m	173.1m	173.6m	173.8m	174.0m	174.3m	190.8m	191.2m	202.9m	262.4m	262.5m	263.0m	263.0m	263.1m	263.5m	263.5m	263.7m	264.2m	334.3m
Preferred Stock
Additional Paid-in Capital	93.8m	93.7m	93.0m	93.4m	238.5m	237.2m	237.7m	238.2m	237.2m	237.5m	237.4m	739.4m	739.0m	740.0m	746.0m	748.6m	751.3m	754.3m	1.0b	1.0b	1.2b	2.1b	2.1b	2.1b	2.1b	2.1b	2.1b	2.1b	2.1b	2.1b	2.9b
Retained Earnings	662.8m	667.1m	678.1m	682.4m	687.4m	697.5m	702.9m	706.7m	718.3m	724.9m	731.4m	743.0m	754.1m	765.2m	788.7m	801.3m	814.1m	836.3m	842.9m	859.2m	885.0m	887.5m	909.6m	924.3m	955.0m	984.1m	1.0b	1.1b	1.1b	1.1b	1.1b
Total Equity	777.6m	784.6m	799.5m	804.2m	972.8m	976.3m	981.2m	988.4m	1.0b	1.0b	1.0b	1.6b	1.6b	1.7b	1.7b	1.7b	1.7b	1.7b	2.0b	2.0b	2.3b	3.2b	3.3b	3.3b	3.2b	3.3b	3.3b	3.3b	3.4b	3.3b	4.2b
Debt to Equity Ratio				0.4 x	0.3 x	0.2 x	0 x	0 x	0.2 x	0.8 x	0.4 x	0.5 x	0.5 x	0.6 x		0.4 x	0.4 x	0.5 x	0.6 x	0.5 x	0.4 x	0.3 x	0.4 x	0.3 x	0.5 x	0.4 x	0.5 x	0.5 x
Debt to Assets Ratio				0 x	0 x	0 x	0 x	0 x	0 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x		0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x
Financial Leverage	9.6 x	9.7 x	9 x	8.9 x	8.8 x	8.7 x	8.6 x	8.5 x	8.3 x	8.4 x	8.4 x	7.4 x	7.4 x	7.3 x	7.2 x	7.4 x	7.3 x	7.3 x	7.1 x	7.1 x	6.6 x	5.9 x	5.9 x	5.7 x	5.9 x	5.9 x	6 x	6 x	5.9 x	6.1 x	6.2 x

Annual

USD	FY, 2010	FY, 2011	FY, 2012	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017	FY, 2018	FY, 2019	FY, 2020
Net Income	71.9m	75.6m	82.6m	85.6m	129.9m	138.0m	147.1m	150.6m	256.3m	260.1m	289.0m
Depreciation and Amortization	6.8m	7.0m	7.8m	11.7m	1.6m	746.0k	(8.7m)	(21.6m)	(21.1m)	(20.5m)	13.7m
Cash From Operating Activities	100.8m	118.6m	129.4m	142.2m	144.8m	178.3m	166.7m	253.9m	292.5m	147.7m	140.4m
Purchases of PP&E	(3.3m)	(8.0m)	(5.2m)	(6.0m)	(8.9m)	(5.3m)	(7.3m)	(14.4m)	(5.8m)	(11.1m)	(19.0m)
Cash From Investing Activities	631.9m	158.3m	(208.1m)	(373.1m)	(204.8m)	(189.7m)	31.0m	266.7m	(871.5m)	(379.0m)	137.6m
Dividends Paid	(52.3m)	(54.3m)	(62.3m)	(62.4m)	(82.5m)	(88.9m)	(96.4m)	(121.4m)	(142.3m)	(138.9m)	(162.7m)
Cash From Financing Activities	(721.1m)	(102.3m)	(125.2m)	215.5m	396.5m	115.7m	379.5m	(289.0m)	(66.8m)	48.5m	1.1b
Net Change in Cash	11.6m	174.6m	(203.9m)	(15.5m)	336.4m	104.3m	577.2m	231.6m	(645.8m)	(182.9m)	1.4b
Interest Paid							44.6m	72.7m	124.7m	182.5m	115.3m
Income Taxes Paid		34.5m	27.1m				61.9m	73.1m	55.3m	56.5m	65.4m

Quarterly

USD	Q2, 2010	Q3, 2010	Q1, 2011	Q2, 2011	Q3, 2011	Q1, 2012	Q2, 2012	Q3, 2012	Q1, 2013	Q2, 2013	Q3, 2013	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020
Net Income	35.3m	52.7m	17.9m	35.3m	55.4m	21.0m	42.1m	61.4m	21.6m	43.8m
Depreciation and Amortization							1.5m	2.2m	534.0k	1.0m
Cash From Operating Activities	63.5m	70.7m	36.6m	55.1m	78.9m	32.9m	61.1m	89.2m	44.0m	72.3m	106.7m	35.3m	57.5m	99.5m	53.9m	72.4m	127.7m	57.9m	74.9m	123.9m	65.0m	35.9m	125.2m	158.5m	98.5m	218.8m	93.2m	31.8m	91.0m	21.5m	72.1m
Purchases of PP&E	(1.5m)	(2.4m)	(1.8m)	(3.5m)	(5.3m)	(1.1m)	(3.2m)	(4.4m)	(610.0k)	(1.5m)	(3.1m)	(1.7m)	(4.3m)	(6.3m)	(1.5m)	(2.3m)	(3.9m)	(789.0k)	(2.5m)	(4.1m)	(1.7m)	(2.8m)	(11.1m)	(756.0k)	(2.2m)	(4.4m)	(1.8m)	(4.1m)	(6.8m)	(2.0m)	(6.8m)
Cash From Investing Activities	308.9m	469.7m	19.0m	44.3m	95.4m	64.0m	8.4m	(153.3m)	18.3m	(153.3m)	(229.2m)	64.3m	51.0m	(115.6m)	86.8m	69.9m	4.3m	13.8m	(92.1m)	(96.5m)	(31.9m)	179.3m	384.5m	(187.0m)	(718.5m)	(592.2m)	(175.9m)	(177.4m)	(286.8m)	(122.4m)	(157.3m)
Dividends Paid	(26.1m)	(39.2m)	(13.1m)	(26.2m)	(39.3m)	(15.6m)	(31.1m)	(46.7m)	(15.6m)	(31.2m)	(46.8m)	(16.1m)	(38.2m)	(60.4m)	(22.2m)	(44.4m)	(66.6m)	(23.0m)	(46.0m)	(71.1m)	(25.3m)	(52.1m)	(86.7m)	(35.7m)	(71.5m)	(107.0m)	(35.0m)	(69.7m)	(104.4m)	(36.2m)	(71.9m)
Cash From Financing Activities	(371.9m)	(277.5m)	13.7m	(52.7m)	32.8m	56.9m	(32.2m)	135.5m	(131.7m)	27.9m	32.5m	63.2m	190.2m	190.8m	(226.3m)	21.8m	123.4m	(24.2m)	261.3m	233.8m	199.8m	(238.7m)	(197.1m)	(498.5m)	46.8m	(38.0m)	234.9m	378.7m	151.6m	600.2m	1.3b
Net Change in Cash	542.0k	262.8m	69.4m	46.7m	207.1m	153.8m	37.2m	(199.7m)	(69.4m)	(53.0m)	(90.0m)	162.8m	298.8m	174.7m	(85.6m)	164.0m	255.4m	47.5m	244.1m	261.2m	232.8m	(23.5m)	312.5m	(527.0m)	(573.2m)	(411.5m)	152.3m	233.2m	(44.2m)	499.3m	1.2b

USD	Q2, 2010
Financial Leverage	9.6 x

United Bankshares's Total Loans was reported to be $13.4b in Q2, 2017.

	FY, 2014	Q1, 2015	Q2, 2015	Q3, 2015	FY, 2015	Q1, 2016	Q2, 2016	Q3, 2016	FY, 2016	Q1, 2017	Q2, 2017
Bank Branches	130				129				128
Non-accrual Loans		$75.87 m	$86.84 m	$87.39 m	$91.19 m	$92.90 m	$82.51 m	$77.04 m	$83.53 m	$90.60 m	$90.50 m
Non-performing Loans	$108.96 m	$114.35 m	$120.47 m	$125.04 m	$126.71 m	$124.95 m	$113.05 m	$109.74 m	$113.26 m	$121.34 m	$154.21 m
Total Loans	$9.10 b	$9.04 b	$9.08 b	$9.17 b	$9.38 b	$9.38 b	$10.42 b	$10.44 b	$10.34 b	$10.41 b	$13.39 b

Culture & Values

3.1

Work/Life Balance

3.4

Senior Management

Salary & Benefits

2.8

Career Opportunities

2.8

Source

View United Bankshares profile

Competitors

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Old Line Bancshares

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United Bankshares (UBSI) stock price, revenue, and financials

$39.22

$4.9 B

$263.2 M

United Bankshares Income Statement

Annual

Revenue

Sales and marketing expense

R&D expense

Operating expense total

Interest expense

Pre tax profit

Income tax expense

Net Income

Quarterly

Revenue

R&D expense

Operating expense total

Interest expense

Pre tax profit

Income tax expense

Net Income

United Bankshares Balance Sheet

Annual

Cash

Accounts Receivable

Inventories

PP&E

Goodwill

Total Assets

Accounts Payable

Short-term debt

Long-term debt

Total Debt

Total Liabilities

Common Stock

Preferred Stock

Additional Paid-in Capital

Retained Earnings

Total Equity

Debt to Equity Ratio

Debt to Assets Ratio

Financial Leverage

Quarterly

Cash

Accounts Receivable

PP&E

Goodwill

Total Assets

Short-term debt

Long-term debt

Total Debt

Total Liabilities

Common Stock

Preferred Stock

Additional Paid-in Capital

Retained Earnings

Total Equity

Debt to Equity Ratio

Debt to Assets Ratio

Financial Leverage

United Bankshares Cash Flow

Annual

Net Income

Depreciation and Amortization

Cash From Operating Activities

Purchases of PP&E

Cash From Investing Activities

Dividends Paid

Cash From Financing Activities

Net Change in Cash

Interest Paid

Income Taxes Paid

Quarterly

Net Income

Depreciation and Amortization

Cash From Operating Activities

Purchases of PP&E

Cash From Investing Activities

Dividends Paid