UMB Financial (UMBF) stock price, revenue, and financials

UMB Financial market cap is $3.5 b, and annual revenue was $426.77 m in FY 2019

$3.5 B

UMBF Mkt cap, 25-Jan-2021

$113 M

UMB Financial Revenue Q3, 2020
UMB Financial Net income (Q3, 2020)73.1 M
UMB Financial Cash, 30-Sept-20202 B
UMB Financial EV1.8 B

UMB Financial Revenue Breakdown

Embed Graph

UMB Financial revenue breakdown by business segment: 90.0% from Bank, 9.0% from Asset Servicing and 1.0% from Other

UMB Financial Income Statement

Quarterly

USDQ1, 2010Q2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Revenue

86.4m89.1m90.1m107.8m107.9m101.0m132.3m110.2m106.3m121.0m113.6m121.6m123.0m134.0m126.5m125.2m119.6m109.1m116.4m121.4m121.9m120.8m110.3m104.3m105.5m100.3m100.9m107.4m105.4m103.6m98.4m120.5m113.0m

Sales and marketing expense

3.7m4.4m4.4m4.1m5.2m4.9m4.3m6.0m7.4m4.3m5.7m5.5m4.6m6.3m6.1m4.6m6.5m5.8m4.4m6.3m5.3m4.5m5.7m5.1m5.0m6.2m6.7m4.9m7.3m5.7m4.6m3.3m3.0m

Operating expense total

9.5m13.5m10.1m10.1m10.8m13.1m10.2m14.0m13.9m12.8m10.6m13.0m15.0m13.3m14.4m9.9m13.1m12.8m12.7m14.8m11.1m13.6m12.1m11.2m10.3m11.8m12.8m13.0m14.8m14.2m11.5m11.7m8.6m

Depreciation and amortization

2.1m3.2m3.1m3.1m3.0m2.8m2.6m3.5m3.2m3.1m3.0m2.9m1.9m1.7m1.6m1.5m1.4m1.3m1.3m1.3m1.7m1.7m1.5m

EBIT

44.8m48.9m57.5m55.4m57.8m57.7m57.0m62.4m

EBIT margin, %

41%47%55%55%57%54%54%60%

Interest expense

10.3m9.1m8.5m7.5m6.6m6.6m5.6m5.0m4.6m4.4m3.9m3.6m3.6m3.6m3.3m3.6m4.5m5.3m6.2m6.7m7.3m10.4m13.8m17.0m19.7m26.3m34.6m47.4m50.2m50.8m37.5m14.5m12.6m

Investment income

2.5m3.5m2.5m(842.0k)(1.1m)(5.0m)(381.0k)978.0k1.6m(614.0k)(195.0k)(584.0k)

Pre tax profit

36.5m32.5m30.1m43.6m36.6m36.1m65.0m41.4m36.3m48.1m40.6m47.6m31.7m48.7m48.0m48.2m39.9m31.2m48.5m50.4m53.9m57.3m56.3m61.8m67.6m66.3m65.2m68.3m67.4m73.0m(4.3m)68.7m83.4m

Income tax expense

10.3m9.5m7.4m12.7m10.3m10.1m18.6m12.2m10.2m13.2m10.7m13.2m8.3m14.0m12.4m14.4m9.7m8.8m12.3m13.1m12.0m13.1m11.5m13.0m10.0m10.9m7.4m10.5m10.5m10.6m(815.0k)8.1m10.3m

Net Income

26.2m23.0m22.8m30.9m26.3m26.0m46.4m29.2m26.1m34.9m29.9m34.4m23.4m34.7m35.6m33.8m30.2m22.5m36.2m37.3m41.9m44.2m42.8m48.1m56.8m55.4m57.8m57.7m57.0m62.4m(3.4m)60.5m73.1m

UMB Financial Balance Sheet

Quarterly

USDQ1, 2010Q2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Cash

740.3m757.6m800.4m2.2b1.6b571.2m1.3b641.5m541.5m1.9b999.2m1.9b1.3b783.5m1.2b1.0b1.0b1.0b599.1m625.8m710.6m696.6m661.6m548.2m929.5m472.4m984.7m1.5b1.3b793.0m1.4b2.1b2.0b

Accounts Receivable

4.2b4.4b4.5b4.6b4.7b4.7b5.1b5.2b5.3b5.9b6.3b6.4b6.7b6.8b7.0b7.4b8.8b9.0b9.6b10.0b10.2b10.7b10.8b10.9b11.4b11.5b11.9b12.4b12.8b12.9b13.8b15.1b15.7b

PP&E

213.3m213.6m215.6m219.4m220.5m225.6m227.9m234.8m239.2m244.7m246.3m247.8m247.8m250.7m257.3m263.5m280.0m281.7m279.1m277.1m287.3m282.4m276.4m277.5m272.6m274.4m277.1m279.0m278.7m290.3m297.7m300.2m295.1m

Goodwill

131.4m131.4m163.6m211.1m211.1m211.1m211.1m211.1m209.8m209.8m209.8m209.8m209.8m209.8m209.8m209.8m228.2m228.0m228.4m228.4m228.4m228.4m180.9m180.9m180.9m180.9m180.9m180.9m180.9m180.9m180.9m180.9m180.9m

Total Assets

10.7b11.1b11.3b13.4b12.8b12.1b13.6b13.2b13.3b15.7b15.3b16.2b15.9b15.6b16.3b16.7b18.4b18.6b19.3b19.7b19.7b20.6b20.4b20.3b21.0b20.5b21.5b23.6b24.0b24.1b26.2b29.8b30.3b

Short-term debt

21.9m28.6m27.8m23.9m23.7m30.7m10.0m10.0m71.4m415.0k514.0k211.0k5.0m5.0m5.0m15.0m15.0m15.0m

Long-term debt

24.2m9.3m9.0m7.7m7.5m7.8m5.4m5.3m5.6m4.4m4.1m5.1m5.8m5.7m7.1m7.6m88.3m83.5m85.2m85.3m75.4m76.1m76.1m76.1m78.7m78.7m78.5m81.6m88.6m87.0m121.6m71.0m269.0m

Total Debt

46.1m37.9m36.9m31.6m31.3m38.5m15.4m15.3m77.0m4.8m4.6m5.1m5.8m5.7m7.1m7.6m88.3m83.5m85.2m85.3m75.4m76.1m76.1m76.1m78.7m78.7m78.5m81.6m88.6m87.0m136.6m86.0m284.0m

Total Liabilities

9.7b10.0b10.2b12.3b11.6b11.0b12.4b11.9b12.0b14.4b14.0b14.7b14.4b14.0b14.7b15.0b16.6b16.7b17.4b17.7b17.7b18.6b18.3b18.2b18.8b18.3b19.3b21.2b21.5b21.6b23.6b27.0b27.4b

Common Stock

55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m55.1m

Additional Paid-in Capital

713.1m715.0m716.3m718.2m720.0m721.5m723.0m726.7m730.3m732.2m736.5m862.2m883.2m887.1m891.4m892.7m1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.0b1.1b1.1b1.1b1.1b1.1b1.1b1.1b1.1b

Retained Earnings

581.4m597.0m612.3m646.4m664.8m682.9m736.0m756.8m774.6m813.2m834.4m860.1m897.8m922.3m947.7m986.9m1.0b1.0b1.1b1.1b1.1b1.2b1.2b1.2b1.4b1.4b1.5b1.5b1.6b1.6b1.6b1.7b1.8b

Total Equity

1.0b1.1b1.1b1.1b1.1b1.2b1.2b1.3b1.3b1.3b1.2b1.5b1.5b1.6b1.6b1.7b1.9b1.9b1.9b2.0b2.0b2.0b2.1b2.1b2.2b2.2b2.2b2.4b2.5b2.6b2.7b2.8b2.9b

Debt to Equity Ratio

0 x0 x0 x0 x0 x0 x0 x0 x0.1 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x

Debt to Assets Ratio

0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x

Financial Leverage

10.4 x10.4 x10.4 x12.4 x11.3 x10.4 x11.2 x10.5 x10.3 x12.2 x12.4 x11.1 x10.3 x9.7 x10.1 x9.9 x9.9 x9.8 x9.9 x9.9 x9.7 x10.2 x9.8 x9.6 x9.7 x9.3 x9.7 x10 x9.7 x9.4 x9.9 x10.7 x10.6 x

UMB Financial Cash Flow

Quarterly

USDQ1, 2010Q2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Net Income

26.2m49.2m72.0m30.9m57.2m83.2m46.4m75.5m101.7m34.9m64.9m99.3m23.4m58.1m93.7m33.8m64.0m86.4m36.2m73.5m115.9m44.2m87.0m135.1m56.8m112.2m170.1m57.7m114.7m177.1m(3.4m)57.1m130.2m

Depreciation and Amortization

9.2m18.7m28.8m11.2m22.4m32.7m10.2m20.5m30.6m11.0m22.0m33.0m11.3m22.7m34.4m11.8m24.0m37.2m13.1m26.5m39.2m13.5m28.5m41.5m13.4m26.5m39.8m13.6m27.3m41.4m15.6m31.1m46.4m

Cash From Operating Activities

45.9m92.8m138.9m71.6m118.7m132.9m10.2m95.1m177.1m35.3m121.9m193.1m(17.9m)90.6m181.6m22.3m105.7m172.7m27.7m82.2m169.8m16.7m119.2m244.3m19.6m98.8m224.1m46.2m134.0m190.5m9.4m101.7m215.6m

Purchases of PP&E

(3.1m)(10.5m)(19.8m)(7.2m)(15.2m)(26.8m)(6.9m)(20.3m)(31.5m)(8.0m)(17.4m)(27.0m)(6.9m)(19.3m)(35.2m)(14.9m)(29.5m)(42.1m)(8.5m)(17.5m)(38.9m)(5.0m)(11.3m)(24.7m)(8.6m)(22.2m)(36.7m)(10.1m)(22.8m)(47.7m)(17.7m)(35.4m)(46.8m)

Cash From Investing Activities

414.0m112.4m(93.0m)148.9m157.8m(173.4m)(252.3m)(493.4m)(701.7m)(237.2m)(904.5m)(910.7m)(286.5m)(436.7m)(767.0m)25.9m(401.3m)(572.3m)(412.4m)(769.3m)(708.1m)(228.4m)(57.0m)(146.5m)(79.8m)(82.8m)(540.0m)(270.5m)(815.5m)(1.3b)231.1m(2.5b)(3.1b)

Short-term Borrowings

9.8m2.9m10.2m10.3m3.3m2.0m2.0m12.0m99.0k200.0k

Long-term Borrowings

(1.2m)(14.9m)(15.2m)(2.4m)(2.5m)(2.7m)(1.1m)(1.3m)(1.4m)(972.0k)(1.1m)(1.2m)(1.1m)(1.1m)(1.3m)(1.2m)(10.6m)(10.6m)(1.1m)(1.3m)(11.3m)(938.0k)(1.2m)(1.5m)(898.0k)(1.1m)(1.6m)(1.3m)(1.4m)(3.2m)

Dividends Paid

(7.5m)(15.0m)(22.4m)(7.8m)(15.7m)(23.5m)(8.3m)(16.6m)(24.9m)(8.5m)(17.3m)(26.0m)(10.2m)(20.4m)(30.7m)(10.7m)(22.3m)(34.1m)(12.1m)(24.2m)(36.4m)(12.7m)(25.5m)(38.2m)(14.5m)(29.1m)(43.5m)(14.8m)(29.5m)(44.2m)(15.1m)(30.0m)(44.9m)

Cash From Financing Activities

(949.3m)(677.2m)(475.1m)925.8m275.7m(421.9m)109.7m(419.9m)(393.5m)763.3m415.3m1.3b(999.1m)(1.5b)(776.8m)(800.5m)(479.9m)(356.8m)164.6m493.8m429.8m(155.6m)(464.6m)(613.5m)(726.7m)(1.3b)(415.6m)40.4m283.0m258.7m(490.4m)2.9b3.3b

Net Change in Cash

(489.3m)(472.0m)(429.2m)1.1b552.2m(462.4m)(132.4m)(818.2m)(918.2m)561.4m(367.2m)573.8m(1.3b)(1.8b)(1.4b)(752.4m)(775.4m)(756.4m)(220.0m)(193.3m)(108.5m)(367.3m)(402.4m)(515.8m)(786.8m)(1.2b)(731.6m)(184.0m)(398.5m)(881.2m)(249.9m)479.4m350.1m

Interest Paid

13.3m21.9m31.6m8.2m15.3m21.8m6.2m11.6m16.4m4.6m8.7m12.6m3.7m7.4m10.7m3.7m7.4m12.8m6.5m13.2m20.6m10.3m23.6m40.2m19.2m43.9m76.1m39.5m95.5m145.9m42.1m59.6m73.1m

Income Taxes Paid

783.0k24.3m37.5m266.0k13.6m28.1m10.7m23.9m31.7m9.3m20.8m34.4m16.1m26.1m40.8m14.5m25.1m36.4m12.1m19.3m31.0m668.0k20.7m37.1m6.0m51.7m62.8m(12.0k)606.0k2.1m(1.5m)17.4m33.3m

UMB Financial Ratios

USDQ1, 2010

Financial Leverage

10.4 x

UMB Financial Operating Metrics

UMB Financial's Total Loans was reported to be $10.8b in Q2, 2017.

UMB Financial Employee Rating

3.6350 votes
Culture & Values
4
Work/Life Balance
3.9
Senior Management
3.4
Salary & Benefits
3.9
Career Opportunities
3.5
Source