UBS revenue was $42.96 b in FY, 2018 which is a 17% year over year increase from the previous period.
UBS revenue breakdown by business segment: 13.5% from Personal & Corporate Banking, 26.1% from Investment Bank, 6.0% from AssetManagement and 54.4% from Global Wealth Management
CHF | FY, 2016 | FY, 2017 | FY, 2018 |
---|---|---|---|
Revenue | 35.7b | 36.7b | 43.0b |
Revenue growth, % | (4%) | 3% | 17% |
Cost of goods sold | 7.4b | 7.7b | 12.7b |
Gross profit | 28.3b | 29.1b | 30.2b |
Gross profit Margin, % | 79% | 79% | 70% |
General and administrative expense | 7.4b | 6.8b | 6.8b |
Operating expense total | 24.2b | 23.8b | 24.2b |
Depreciation and amortization | 1.1b | 1.1b | 1.3b |
Pre tax profit | 4.1b | 5.3b | 6.0b |
Income tax expense | 805.0m | 4.1b | 1.5b |
Net Income | 3.3b | 1.1b | 4.5b |
CHF | Q1, 2017 | Q2, 2017 | Q3, 2017 | Q1, 2018 | Q2, 2018 | Q3, 2018 | Q1, 2019 | Q2, 2019 | Q3, 2019 |
---|---|---|---|---|---|---|---|---|---|
Revenue | 9.2b | 9.5b | 9.0b | 9.8b | 11.2b | 10.3b | 10.5b | 10.9b | 10.3b |
Cost of goods sold | 1.7b | 2.3b | 1.9b | 2.1b | 3.6b | 3.0b | 3.3b | 3.4b | 3.2b |
Gross profit | 7.5b | 7.3b | 7.1b | 7.7b | 7.6b | 7.3b | 7.2b | 7.5b | 7.1b |
Gross profit Margin, % | 82% | 76% | 79% | 79% | 68% | 71% | 69% | 69% | 69% |
General and administrative expense | 1.5b | 1.5b | 1.8b | 1.4b | 1.5b | 1.4b | 1.2b | 1.2b | 1.3b |
Operating expense total | 5.8b | 5.8b | 5.9b | 5.7b | 5.9b | 5.6b | 5.7b | 5.8b | 5.7b |
Depreciation and amortization | 276.0m | 265.0m | 272.0m | 288.0m | 300.0m | 319.0m | 443.0m | 445.0m | 448.0m |
Pre tax profit | 1.7b | 1.5b | 1.2b | 2.0b | 1.7b | 1.7b | 1.5b | 1.8b | 1.3b |
Income tax expense | 375.0m | 327.0m | 272.0m | 457.0m | 394.0m | 419.0m | 407.0m | 366.0m | 294.0m |
Net Income | 1.3b | 1.2b | 948.0m | 1.5b | 1.3b | 1.2b | 1.1b | 1.4b | 1.1b |
CHF | FY, 2015 | FY, 2016 | FY, 2017 | FY, 2018 |
---|---|---|---|---|
Cash | 91.3b | 107.8b | 87.8b | 108.4b |
Accounts Receivable | 323.9b | 319.5b | 333.3b | 337.2b |
PP&E | 7.7b | 8.3b | 8.8b | 9.3b |
Goodwill | 6.2b | 6.3b | 6.2b | 6.4b |
Total Assets | 942.8b | 935.0b | 915.6b | 958.5b |
Accounts Payable | 402.0b | 434.3b | 416.5b | 430.8b |
Long-term debt | 93.1b | 103.6b | 139.6b | 189.3b |
Total Debt | 93.1b | 103.6b | 139.6b | 189.3b |
Total Liabilities | 885.5b | 880.7b | 864.4b | 57.0m |
Common Stock | 385.0m | 385.0m | 385.0m | 338.0m |
Additional Paid-in Capital | 31.2b | 28.3b | 25.9b | 20.8b |
Retained Earnings | 29.5b | 31.7b | 32.8b | 30.4b |
Total Equity | 57.3b | 54.3b | 51.3b | 53.1b |
Debt to Equity Ratio | 1.6 x | 1.9 x | 2.7 x | 3.6 x |
Debt to Assets Ratio | 0.1 x | 0.1 x | 0.2 x | 0.2 x |
Financial Leverage | 16.5 x | 17.2 x | 17.9 x | 18 x |
CHF | FY, 2015 | FY, 2016 | FY, 2017 | FY, 2018 |
---|---|---|---|---|
Net Income | 6.4b | 3.3b | 1.1b | 4.5b |
Depreciation and Amortization | 1.0b | 1.1b | 1.1b | 1.3b |
Cash From Operating Activities | 3.1b | (16.5b) | (50.9b) | 28.9b |
Purchases of PP&E | (1.8b) | (1.8b) | (1.6b) | (1.7b) |
Cash From Investing Activities | (8.4b) | 36.3b | 5.1b | (6.1b) |
Short-term Borrowings | (6.4b) | 5.4b | 24.1b | (12.2b) |
Long-term Borrowings | (44.2b) | (33.9b) | (43.3b) | (44.3b) |
Dividends Paid | (2.8b) | (3.2b) | (2.2b) | (2.4b) |
Cash From Financing Activities | (6.6b) | (972.0m) | 26.6b | 190.0m |
Net Change in Cash | (11.9b) | 18.9b | (19.2b) | 23.0b |
Interest Paid | 5.3b | 6.1b | 6.6b | 4.6b |
CHF | Q1, 2017 | Q2, 2017 | Q3, 2017 | Q1, 2018 | Q2, 2018 | Q3, 2018 | Q1, 2019 | Q2, 2019 | Q3, 2019 |
---|---|---|---|---|---|---|---|---|---|
Net Income | 1.3b | 2.5b | 3.4b | 1.5b | 2.8b | 4.1b | 1.1b | 2.5b | 32.3b |
Depreciation and Amortization | 276.0m | 542.0m | 814.0m | 288.0m | 588.0m | 907.0m | 443.0m | 887.0m | 1.3b |
Cash From Operating Activities | (8.7b) | (22.7b) | (37.6b) | 3.3b | 16.3b | 7.4b | 4.0b | 1.6b | (2.8b) |
Purchases of PP&E | (315.0m) | (720.0m) | (1.1b) | (365.0m) | (819.0m) | (1.2b) | (367.0m) | (782.0m) | (1.2b) |
Cash From Investing Activities | (215.0m) | 982.0m | 1.7b | (1.6b) | (3.3b) | (3.0b) | (132.0m) | (623.0m) | (2.0b) |
Short-term Borrowings | 9.4b | 18.7b | 21.9b | (4.5b) | (5.8b) | (7.3b) | (6.9b) | (14.2b) | (12.8b) |
Long-term Borrowings | (10.8b) | (23.4b) | (32.3b) | (10.1b) | (26.1b) | (35.2b) | (10.3b) | (25.9b) | (47.6b) |
Dividends Paid | (2.2b) | (2.2b) | (2.4b) | (2.4b) | (2.5b) | (2.5b) | |||
Cash From Financing Activities | 12.0b | 17.1b | 26.6b | 4.3b | 3.9b | 3.1b | 116.0m | (12.3b) | (14.2b) |
Net Change in Cash | 3.1b | (4.6b) | (9.4b) | 6.0b | 16.9b | 7.5b | 4.0b | (11.3b) | (19.0b) |
Interest Paid | 1.6b | 3.5b | 5.0b | 1.9b | 4.3b | 6.7b | 2.3b | 6.0b | 8.8b |
USD | FY, 2015 |
---|---|
Debt/Equity | 1.6 x |
Debt/Assets | 0.1 x |
Financial Leverage | 16.5 x |
FY, 2014 | FY, 2015 | FY, 2016 | FY, 2017 | Mar, 2018 | FY, 2018 | |
---|---|---|---|---|---|---|
Assets Under Management | CHF650 b | CHF656 b | CHF776 b | $781 b | ||
Assets Under Management (Equities) | CHF219 b | CHF220 b | CHF293 b | $285 b | ||
Assets Under Management (Fixed Income) | CHF208 b | CHF210 b | CHF242 b | $253 b | ||
Assets Under Management (Multi Assets & Solutions) | CHF123 b | CHF121 b | CHF126 b | $120 b | ||
Assets Under Management (Hedge Fund) | CHF39 b | CHF39 b | CHF41 b | $42 b | ||
Assets Under Management (Real Estate & Private Markets) | CHF62 b | CHF67 b | CHF74 b | $81 b | ||
Assets Under Administration | CHF520 b | CHF407 b | CHF420 b | |||
Customers (Asset Management) | 3 k | |||||
Deposits from Customers | CHF390.19 b | CHF423.67 b | CHF409 b | $419.84 b | ||
Deposits from Banks and Financial Institutions | CHF11.84 b | CHF10.65 b | CHF7.53 b | $10.96 b | ||
Deposits from Customers (Demand Deposits) | CHF172.78 b | CHF194.04 b | CHF188.58 b | $181.87 b | ||
Deposits from Customers (Retail Savings) | CHF161.85 b | CHF170.73 b | CHF161.83 b | $165.79 b | ||
Deposits from Customers (Time Deposits) | CHF49.42 b | CHF52.72 b | CHF47.39 b | $53.62 b | ||
Deposits from Customers (Fiduciary Deposits) | CHF6.14 b | CHF6.18 b | CHF11.20 b | $18.56 b | ||
Loans to Customers (Mortgages) | $126.34 b | |||||
Loans to Customers (Large Corporate Clients) | $11.39 b | |||||
Loans to Customers (Real Estate) | $36.47 b | |||||
Loans to Customers (Small and Medium Enterprise Clients) | $9.92 b | |||||
Loans to Customers (Lombard) | CHF107.08 b | CHF105 b | CHF115.06 b | $111.72 b | ||
Loans to Customers (Credit Cards) | $1.53 b | |||||
Loans to Customers (Commodity Trade Finance) | $3.26 b | |||||
Loans to Customers (Residential Mortgages) | CHF141.61 b | CHF142.20 b | CHF144.43 b | |||
Loans to Customers (Commercial Mortgages) | CHF21.51 b | CHF19.77 b | CHF18.72 b | |||
Loans to Customers (Finance Lease Receivables) | CHF1.08 b | CHF986 m | CHF1.07 b | |||
Loans to Customers (Securities) | CHF2.81 b | CHF2.49 b | CHF2.11 b | |||
Loans to Customers (Other) | CHF38.55 b | CHF36.48 b | CHF38.84 b | |||
Loans to Banks and Financial Institutions | CHF11.95 b | CHF13.16 b | CHF13.74 b | $16.87 b | ||
Loans to Customers | CHF311.95 b | CHF306.33 b | CHF319.57 b | $320.35 b | ||
Enterprise Customers (Personal & Corporate Banking) | 121 k | |||||
Active Customers (Personal & Corporate Banking) | 2.50 m | |||||
Branches (Personal & Corporate Banking) | 280 | 279 | ||||
Advisors | 10.68 k | |||||
App Downloads | 1 m | |||||
Countries | 50 | 40 | 40 | 50 | 50 |
FY, 2018 | FY, 2017 | FY, 2016 | |
---|---|---|---|
Male | 61.1 % | 61 % | 61.3 % |
Female | 38.9 % | 39 % | 38.7 % |
FY, 2018 | FY, 2017 | FY, 2016 | |
---|---|---|---|
Female (Senior Management), percent | 24.7 % | 23.9 % | 23.2 % |
Male (Senior Management), percent | 75.3 % | 76.1 % | 76.8 % |