Travelers Insurance (TRV) stock price, revenue, and financials

Travelers Insurance market cap is $39.3 b, and annual revenue was $31.98 b in FY 2020

$39.3 B

TRV Mkt cap, 14-Sept-2021

$8.3 B

Travelers Insurance Revenue Q1, 2021
Travelers Insurance Gross profit (Q1, 2021)3.3 B
Travelers Insurance Gross profit margin (Q1, 2021), %40.2%
Travelers Insurance Net income (Q1, 2021)733 M
Travelers Insurance Cash, 31-Mar-2021663 M
Travelers Insurance EV45.2 B
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Travelers Insurance Revenue

Travelers Insurance revenue was $31.98 b in FY, 2020 which is a 1.3% year over year increase from the previous period.

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Travelers Insurance Revenue Breakdown

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Travelers Insurance revenue breakdown by business segment: 7.0% from Net Investment Income, 90.8% from Premiums and 2.2% from Other

Travelers Insurance revenue breakdown by geographic segment: 94.2% from United States and 5.8% from Other

Travelers Insurance Income Statement

Annual

USDFY, 2018FY, 2019FY, 2020

Revenue

30.3b31.6b32.0b

Revenue growth, %

5%4%1%

Cost of goods sold

22.7b19.1b19.1b

Gross profit

7.6b12.4b12.9b

Gross profit Margin, %

25%39%40%

General and administrative expense

4.3b4.4b4.5b

Operating expense total

4.3b4.4b4.5b

Interest expense

352.0m344.0m339.0m

Pre tax profit

3.0b3.1b3.2b

Income tax expense

438.0m516.0m540.0m

Net Income

2.5b2.6b2.7b

EPS

9.39.910.5

Quarterly

USDQ1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020Q1, 2021

Revenue

7.7b7.8b8.0b7.9b7.4b8.3b8.3b

Cost of goods sold

5.6b4.8b5.2b4.8b5.1b4.9b5.0b

Gross profit

2.1b3.0b2.8b3.1b2.3b3.4b3.3b

Gross profit Margin, %

28%38%35%39%31%41%40%

General and administrative expense

1.1b1.1b1.1b1.1b1.1b1.1b1.2b

Operating expense total

1.1b1.1b1.1b1.1b1.1b1.1b1.2b

Interest expense

88.0m89.0m84.0m84.0m85.0m87.0m82.0m

Pre tax profit

967.0m665.0m432.0m720.0m(85.0m)986.0m891.0m

Income tax expense

171.0m108.0m36.0m120.0m(45.0m)159.0m158.0m

Net Income

796.0m557.0m396.0m600.0m(40.0m)827.0m733.0m

EPS

3.02.11.52.3(0.2)3.22.9

Travelers Insurance Balance Sheet

Annual

USDFY, 2018FY, 2019FY, 2020

Cash

373.0m494.0m721.0m

Accounts Receivable

7.5b7.9b7.8b

Inventories

72.3b77.9b84.4b

Goodwill

3.9b4.0b4.0b

Total Assets

104.2b110.1b116.8b

Accounts Payable

51.0b4.6b4.3b

Long-term debt

6.6b6.6b6.6b

Total Debt

6.6b6.6b6.6b

Total Liabilities

81.3b84.2b87.6b

Common Stock

23.1b23.5b23.7b

Retained Earnings

35.2b37.0b38.8b

Total Equity

22.9b25.9b29.2b

Debt to Equity Ratio

0.3 x0.3 x0.2 x

Debt to Assets Ratio

0.1 x0.1 x0.1 x

Financial Leverage

4.6 x4.2 x4 x

Travelers Insurance Cash Flow

Annual

USDFY, 2018FY, 2019FY, 2020

Net Income

2.5b2.6b2.7b

Depreciation and Amortization

803.0m763.0m789.0m

Accounts Receivable

(393.0m)(384.0m)94.0m

Cash From Operating Activities

4.4b5.2b6.5b

Cash From Investing Activities

(2.3b)(2.9b)(4.9b)

Long-term Borrowings

(600.0m)(500.0m)(500.0m)

Dividends Paid

(814.0m)(844.0m)(861.0m)

Cash From Financing Activities

(2.0b)(2.2b)(1.4b)

Net Change in Cash

29.0m121.0m227.0m

Interest Paid

347.0m338.0m339.0m

Income Taxes Paid

408.0m428.0m578.0m

Travelers Insurance Ratios

USDFY, 2018

EV/CFO

8.7 x

Revenue/Employee

996.1k

Debt/Equity

0.3 x

Debt/Assets

0.1 x

Financial Leverage

4.6 x

P/E Ratio

12.9

Travelers Insurance Operating Metrics

FY, 2018FY, 2019FY, 2020

Net Written Premiums (Business Insurance)

$14.96 b$15.63 b$15.43 b

Net Written Premiums (Business Insurance, Workers’ Compensation)

$3.84 b$3.81 b$3.35 b

Net Written Premiums (Business Insurance, Commercial Automobile)

$2.52 b$2.74 b$2.79 b

Net Written Premiums (Business Insurance, Commercial Property)

$1.87 b$2.01 b$2.16 b

Net Written Premiums (Business Insurance, General Liability)

$2.23 b$2.42 b$2.45 b

Net Written Premiums (Business Insurance, Commercial Multi-Peril)

$3.39 b$3.54 b$3.61 b

Net Written Premiums (Business Insurance, Other)

$30 m$43$57 m

Net Written Premiums (Business Insurance, International)

$1.08 b$1.07 b$1.02 b

Net Written Premiums (Business Insurance, Select Accounts)

$2.83 b$2.91 b$2.82 b

Net Written Premiums (Business Insurance, Middle Market)

$8.21 b$8.63 b$8.51 b

Net Written Premiums (Business Insurance, National Accounts)

$1.03 b$1.05 b$996 m

Net Written Premiums (Business Insurance, National Property and Other)

$1.81 b$1.97 b$2.09 b

Net Written Premiums (Bond and Specialty Insurance, Fidelity and Surety)

$1.05 b$1.09 b$845 m

Net Written Premiums (Bond and Specialty Insurance, General Liability)

$1.04 b$1.15 b$1.77 b

Net Written Premiums (Bond and Specialty Insurance, Other)

$204 m$234 m

Net Written Premiums (Bond and Specialty Insurance, International)

$238 m$268 m$337 m

Net Written Premiums (Bond and Specialty Insurance)

$2.53 b$2.74 b$2.95 b

Net Written Premiums (Personal Insurance, Automobile)

$4.97 b$5.12 b$5.08 b

Net Written Premiums (Personal Insurance, Homeowners and Other)

$4.15 b$4.54 b$5.19 b

Net Written Premiums (Personal Insurance, Direct-to-Consumer)

$396 m$412 m$433 m

Net Written Premiums (Personal Insurance, International)

$708 m$707 m$652 m

Net Written Premiums (Personal Insurance)

$10.22 b$10.78 b$11.35 b

Reported Claims (Business Insurance, General Liability)

13.11 k12.17 k8.64 k

Reported Claims (Business Insurance, Commercial Property)

21.55 k22.19 k22.39 k

Reported Claims (Business Insurance, Commercial Multi-Peril)

58.78 k70.8 k59.82 k

Reported Claims (Business Insurance, Commercial Automobile)

185.42 k167.86 k130.73 k

Reported Claims (Business Insurance, Workers’ Compensation)

109 k107.3 k86.46 k

Reported Claims (Bond and Specialty Insurance, General Liability)

2.89 k3.4 k3.45 k

Reported Claims (Bond and Specialty Insurance, Fidelity and Surety)

595592580

Reported Claims (Personal Insurance, Automobile)

960.29 k940.93 k741.37 k

Reported Claims (Personal Insurance, Homeowners)

165.78 k158.33 k192.5 k

Reported Claims (Personal Insurance, International - Canada)

46.88 k44.8 k28.76 k

Travelers Insurance Human Capital

FY, 2020FY, 2019FY, 2018
Male (Directors and Above, USA), percent 32%35%37.5%
Female (USA), percent27.5%27.5%27.5%
Male (USA), percent22.5%22.5%22.5%
Female (Directors and Above, USA), percent 18%15%12.5%

Ethnicity

FY, 2020FY, 2019FY, 2018
White (USA), percent75%75%76%
People of Color (USA), percent25%25%24%

Travelers Insurance Employee Rating

43828 votes
Culture & Values
4.1
Work/Life Balance
4
Senior Management
3.9
Salary & Benefits
4.2
Career Opportunities
4
Source