Hanover Insurance (THG) stock price, revenue, and financials

Hanover Insurance market cap is $4.5 b, and annual revenue was $4.83 b in FY 2020

$4.5 B

THG Mkt cap, 12-Nov-2021

$4.8 B

Hanover Insurance Revenue FY, 2020
Hanover Insurance Gross profit (FY, 2020)2 B
Hanover Insurance Gross profit margin (FY, 2020), %41.1%
Hanover Insurance Net income (FY, 2020)358.7 M
Hanover Insurance Cash, 31-Dec-2020120.6 M
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Hanover Insurance Revenue Breakdown

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Hanover Insurance revenue breakdown by business segment: 50.3% from Commercial Lines, 31.4% from Personal Lines, 18.1% from Chaucer and 0.2% from Other

Hanover Insurance Income Statement

Annual

USDFY, 2010FY, 2011FY, 2012FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019FY, 2020

Revenue

3.2b3.9b4.6b5.0b4.9b5.2b4.5b4.9b4.8b

Revenue growth, %

(1%)(2%)5%(13%)

Cost of goods sold

1.9b2.6b3.0b2.9b2.8b

Gross profit

1.3b1.4b1.6b2.0b2.0b

Gross profit Margin, %

41%35%35%41%41%

Operating expense total

1.1b1.3b1.5b538.9m

EBIT

153.2m31.9m75.1m

EBIT margin, %

5%1%2%

Interest expense

40.3m55.0m61.9m54.9m37.5m37.1m

Interest income

265.9m286.5m

Pre tax profit

211.1m22.3m28.7m192.3m301.5m282.5m522.1m444.8m

Income tax expense

57.9m(9.6m)(17.4m)98.5m43.5m93.1m82.8m

Net Income

154.8m37.1m55.9m155.1m186.2m391.0m425.1m358.7m

Hanover Insurance Balance Sheet

Quarterly

USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Cash

260.9m271.6m218.8m721.6m922.7m628.3m520.8m462.0m691.0m690.4m602.2m476.3m606.2m509.6m403.9m583.7m385.1m406.7m361.6m315.9m257.0m317.8m227.2m258.0m244.9m117.9m168.5m179.8m157.6m143.9m182.6m231.5m

Goodwill

179.1m179.4m178.8m178.8m200.6m184.4m184.6m184.8m184.4m184.4m184.8m185.0m185.2m184.8m184.3m184.2m184.0m185.7m185.2m185.1m184.9m185.2m185.3m192.6m192.1m178.8m178.8m178.8m178.8m178.8m178.8m178.8m

Total Assets

8.4b8.6b8.5b9.0b12.7b12.9b13.1b13.3b13.4b13.3b13.5b13.6b14.0b14.0b13.9b14.1b14.0b14.0b14.2b14.4b14.5b14.8b15.4b15.3b15.4b15.6b12.0b12.2b12.6b12.3b12.8b13.4b

Accounts Payable

500.7m523.7m479.6m519.0m672.8m613.8m580.4m618.5m660.3m632.1m638.4m576.1m569.7m636.4m637.8m653.1m689.3m594.1m594.0m662.3m599.1m671.3m676.0m662.0m643.3m538.6m556.9m563.1m613.3m704.8m

Long-term debt

632.4m640.0m561.0m857.9m901.6m918.1m917.4m917.5m978.1m938.6m938.7m903.9m903.9m903.4m841.5m835.1m812.8m803.4m797.8m797.9m786.6m786.7m786.8m787.0m787.1m777.6m653.0m653.1m

Total Debt

632.4m640.0m561.0m857.9m901.6m918.1m917.4m917.5m978.1m938.6m938.7m903.9m903.9m903.4m841.5m835.1m812.8m803.4m797.8m797.9m786.6m786.7m786.8m787.0m787.1m777.6m653.0m653.1m

Total Liabilities

6.0b6.1b6.0b6.5b10.2b10.3b10.5b10.6b10.8b10.8b10.9b11.0b11.2b11.2b11.0b11.2b11.2b11.1b11.2b11.3b11.6b11.8b12.4b12.4b12.5b12.6b9.1b9.2b9.5b9.5b9.8b10.2b

Common Stock

600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k600.0k

Additional Paid-in Capital

1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.8b1.9b1.9b1.9b1.9b1.9b1.8b1.8b1.9b1.9b1.9b

Retained Earnings

1.2b1.2b1.3b1.2b1.2b1.2b1.3b1.3b1.3b1.3b1.3b1.4b1.5b1.5b1.6b1.7b1.7b1.9b1.8b1.9b1.9b2.0b1.9b2.1b2.2b2.3b2.3b2.3b2.4b2.3b2.4b2.5b

Total Equity

2.4b2.5b2.5b2.5b2.5b2.6b2.6b2.7b2.6b2.5b2.5b2.7b2.8b2.8b2.9b2.9b2.9b3.0b3.0b3.0b2.9b3.0b3.0b2.9b2.9b3.0b2.9b2.9b3.1b2.7b3.1b13.4b

Debt to Equity Ratio

0.3 x0.3 x0.2 x0.3 x0.4 x0.4 x0.4 x0.3 x0.4 x0.4 x0.4 x0.3 x0.3 x0.3 x0.3 x0.3 x0.3 x0.3 x0.3 x0.3 x0.3 x0.3 x0.3 x0.3 x0.3 x0.3 x0.2 x0.2 x

Debt to Assets Ratio

0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0 x0.1 x0.1 x

Financial Leverage

3.6 x3.5 x3.4 x3.6 x5.2 x5 x5 x4.9 x5.1 x5.3 x5.3 x5.1 x5 x5 x4.8 x4.9 x4.9 x4.7 x4.7 x4.7 x5 x5 x5.2 x5.3 x5.2 x5.2 x4.1 x4.1 x4.1 x4.5 x4.2 x1 x

Hanover Insurance Cash Flow

Quarterly

USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Net Income

44.1m96.4m29.3m(2.5m)(12.2m)49.7m70.5m110.9m66.2m119.6m180.9m54.6m137.2m192.1m54.9m175.6m253.9m78.2m80.2m168.6m45.2m123.6m134.7m67.7m167.0m122.4m196.4m315.3m75.2m194.1m

Depreciation and Amortization

7.8m12.0m4.2m7.6m12.3m9.1m17.6m26.0m8.4m17.4m25.4m9.1m16.9m25.3m8.1m16.8m22.8m8.4m16.2m24.6m7.6m15.4m23.0m6.9m14.1m21.0m6.9m16.8m5.1m9.5m13.9m

Accounts Payable

(147.2m)(104.6m)(64.5m)(11.5m)62.7m(28.2m)(45.9m)(23.8m)(101.4m)(111.4m)(102.8m)(76.5m)(101.8m)(55.9m)(62.9m)(60.3m)(5.1m)(98.9m)(96.1m)(31.2m)(107.4m)(74.1m)(53.9m)(69.1m)(62.4m)(49.7m)(88.0m)(80.8m)(55.1m)(112.7m)(61.3m)

Cash From Operating Activities

(92.5m)(15.0m)24.2m102.7m286.3m12.7m59.3m204.6m(17.5m)33.3m181.9m62.9m167.4m408.1m84.2m102.7m354.4m77.0m231.6m558.1m54.2m249.8m532.2m31.4m179.5m466.4m37.2m150.6m423.9m36.6m225.8m546.6m

Purchases of PP&E

(4.3m)(6.6m)(2.1m)(4.5m)(9.8m)(3.2m)(6.7m)(11.2m)(5.7m)(10.7m)(17.0m)(3.1m)(7.4m)(8.5m)(3.8m)(8.1m)(14.5m)(6.4m)(8.5m)(12.2m)(4.3m)(8.6m)(10.7m)(3.5m)(7.8m)(12.4m)(3.9m)(6.5m)(10.2m)(3.2m)(7.8m)(12.1m)

Cash From Investing Activities

36.6m(53.4m)(37.5m)130.7m231.2m(211.1m)(326.0m)(528.5m)83.5m133.2m(94.6m)(60.0m)(22.9m)(347.2m)36.2m243.1m(111.8m)61.0m9.0m(319.0m)(47.8m)(145.9m)(499.2m)(144.4m)(234.2m)(465.5m)(279.3m)(215.4m)(505.2m)(99.9m)(156.7m)(480.3m)

Long-term Borrowings

(400.0k)(400.0k)(50.5m)(57.2m)(86.8m)(800.0k)(800.0k)(800.0k)(46.3m)(96.8m)(96.8m)(100.0k)(700.0k)(78.2m)(86.5m)(114.3m)(461.3m)(461.3m)(151.1m)(151.1m)(151.1m)(900.0k)(175.8m)

Dividends Paid

(24.3m)(35.9m)(12.5m)(25.0m)(37.5m)(13.5m)(27.0m)(40.3m)(14.8m)(29.3m)(43.8m)(16.3m)(32.6m)(48.9m)(18.2m)(36.3m)(54.3m)(19.8m)(39.6m)(59.2m)(21.4m)(42.6m)(63.8m)(22.9m)(45.9m)(68.9m)(217.0m)(241.5m)(265.3m)(24.8m)(49.5m)

Cash From Financing Activities

500.0k24.7m(60.5m)195.5m140.8m(13.8m)(41.0m)(58.6m)66.9m(34.8m)(49.5m)(14.5m)(33.0m)(35.9m)(89.5m)(137.2m)(229.2m)(70.0m)(217.7m)(259.8m)(32.1m)(66.5m)(92.1m)(7.6m)(76.0m)(123.5m)(610.6m)(779.4m)(785.1m)(8.5m)(102.2m)(50.5m)

Net Change in Cash

(55.4m)(43.7m)(73.8m)428.9m658.3m(192.1m)(299.7m)(358.5m)126.7m125.5m37.3m(9.9m)120.0m23.4m30.6m210.4m11.8m67.9m22.8m(22.9m)(25.6m)39.0m(55.4m)(118.4m)(131.5m)(125.1m)(852.7m)(844.2m)(866.4m)(71.8m)(33.1m)15.8m

Income Taxes Paid

28.1m11.2m4.0m3.5m34.9m

Hanover Insurance Ratios

USDQ2, 2010

Debt/Equity

0.3 x

Debt/Assets

0.1 x

Financial Leverage

3.6 x

Hanover Insurance Operating Metrics

FY, 2014FY, 2015FY, 2016

Locations

404042

Hanover Insurance Employee Rating

4.2644 votes
Culture & Values
4.2
Work/Life Balance
4.2
Senior Management
3.8
Salary & Benefits
4
Career Opportunities
3.8
Source