The Community Financial Corporation

The story of Community Bank of the Chesapeake starts in 1950 with Mr. Leo Middleton. Along with other community leaders, he opened Tri-County Building and Loan in Waldorf, Maryland. But this young bank was more than a business venture. It was a way for Mr. Middleton to help his neighbors and community. Life after World War II had its challenges, and many working class families had a hard time getting the credit they needed to buy or build a home. At the Building and Loan, these families would sit down with Mr. Middleton and discuss their needs. Once terms were agreed upon, he’d pull out his ledger from the bottom drawer of his desk, recording the transactions in longhand. Technology has changed, one branch has become 12 and Tri-County Building and Loan is now called Community Bank of the Chesapeake. But the heart and soul of this institution has never changed. We’re here to be a resource and a support for our friends and neighbors in Southern Maryland and the Fredericksburg region. The communities we serve have come to expect personal service, financial solutions and warm, meaningful relationships. And we never get tired of exceeding those expectations. If you don’t yet know Community Bank of the Chesapeake, we hope you’ll get to know our products, our people and our passion for service.
Company Growth (employees)
Type
Public
HQ
Waldorf, US
Founded
1950
Size (employees)
162 (est)-5%
Website
cbtc.com
The Community Financial Corporation was founded in 1950 and is headquartered in Waldorf, US

The Community Financial Corporation Office Locations

The Community Financial Corporation has an office in Waldorf
Waldorf, US (HQ)
3035 Leonardtown Rd

The Community Financial Corporation Financials and Metrics

The Community Financial Corporation Financials

The Community Financial Corporation's revenue was reported to be $13.8 m in Q1, 2017
USD

Revenue (Q1, 2017)

13.8 m

Gross profit (Q1, 2017)

11.5 m

Gross profit margin (Q1, 2017), %

84%

Net income (Q1, 2017)

2.3 m

EBIT (Q1, 2017)

10.3 m

Market capitalization (16-Oct-2017)

167.8 m

Cash (31-Mar-2017)

9.3 m
The Community Financial Corporation's current market capitalization is $167.8 m.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

39.7 m45.9 m47.2 m51.4 m

Revenue growth, %

16%3%9%

Cost of goods sold

7.3 m8.1 m

Gross profit

39.8 m43.3 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Revenue

11.9 m11.5 m12.2 m12.7 m13.1 m13.8 m

Cost of goods sold

1.9 m1.9 m1.9 m2 m2.1 m2.2 m

Gross profit

10 m9.6 m10.2 m10.7 m11 m11.5 m

Gross profit Margin, %

84%83%84%84%84%84%
USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

11.4 m17.3 m9.1 m9.9 m

Accounts Receivable

3 m3 m3.2 m1.3 m

PP&E

19.5 m20.6 m20.2 m22.2 m

Total Assets

1 b1.1 b1.1 b1.3 b
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Cash

10.9 m10.6 m10.5 m30 m12.3 m9.5 m8.9 m13 m9.3 m

Accounts Receivable

434 k326 k331 k7.6 m1.3 m482 k4 m1.4 m1.5 m

PP&E

19.7 m20.4 m21.3 m21.4 m19.7 m22.5 m22.8 m22.8 m22.2 m

Total Assets

1 b1 b1.1 b1.1 b1.1 b1.2 b1.2 b1.3 b1.4 b
USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

6.7 m6.5 m6.3 m7.3 m

Depreciation and Amortization

1.3 m1.3 m1.4 m1.5 m

Accounts Payable

1.8 m1.4 m

Cash From Operating Activities

8.5 m10.6 m12.5 m12.9 m
USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017

Net Income

3.1 m4.9 m1.8 m1.7 m1.3 m1.6 m3.3 m5.3 m2.3 m

Depreciation and Amortization

632 k954 k349 k699 k1.1 m354 k746 k1.1 m394 k

Accounts Payable

1.5 m1.4 m1.7 m

Cash From Operating Activities

4.7 m9.1 m4 m6.5 m9.3 m1.6 m4.6 m9.6 m3.8 m
USDY, 2017

Revenue/Employee

80.7 k

Financial Leverage

12.7 x
Show all financial metrics

The Community Financial Corporation Operating Metrics

The Community Financial Corporation's Total Loans Issued was reported to be $1.1 b in Q2, 2017
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Non-accrual Loans, units

3124374038303328292724

ATMs

161616

Bank Branches

121212

Total Loans Issued

$862.41 m$881.45 m$885.91 m$889.87 m$909.2 m$935.5 m$995.52 m$1.04 b$1.08 b$1.1 b$1.13 b
Show all operating metrics

The Community Financial Corporation Market Value History

Traffic Overview of The Community Financial Corporation

The Community Financial Corporation Online and Social Media Presence

The Community Financial Corporation Company Life and Culture

You may also be interested in