TCF Financial market cap is $6.3 b, and annual revenue was $470.89 m in FY 2018

TCF Financial Net income (Q2, 2019)90.4 M

TCF Financial Cash, 30-Jun-2019555.3 M

TCF Financial EV9.7 B

TCF Financial revenue breakdown by business segment: 62.0% from Consumer Banking and 38.0% from Wholesale Banking

USD | FY, 2010 | FY, 2011 | FY, 2012 | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 | FY, 2017 | FY, 2018 |
---|---|---|---|---|---|---|---|---|---|

## Revenue | 538.0m | 1.4b | 1.4b | 1.3b | 1.3b | 1.3b | 1.4b | 1.5b | 470.9m |

| 3% | 2% | 5% | ||||||

## Sales and marketing expense | 13.1m | 10.0m | 16.6m | 19.1m | 22.9m | 22.8m | |||

## Operating expense total | 159.3m | 155.5m | 180.5m | 186.9m | 202.8m | 209.0m | 231.4m | 345.5m | 260.6m |

## Interest expense | 270.7m | 238.3m | 104.6m | 61.9m | 58.6m | 71.5m | 82.6m | 93.8m | 150.3m |

## Pre tax profit | 237.6m | 178.8m | (339.6m) | 243.0m | 281.4m | 314.7m | 338.2m | 245.2m | 401.7m |

## Income tax expense | 87.8m | 64.4m | (132.9m) | 84.3m | 99.8m | 108.9m | 116.5m | (33.6m) | 86.1m |

## Net Income | 146.6m | 109.4m | (212.9m) | 151.7m | 174.2m | 197.1m | 212.1m | 268.6m | 304.4m |

- Source: SEC Filings

- Source: SEC Filings

- Source: SEC Filings

- Source: SEC Filings

USD | FY, 2010 | FY, 2011 | FY, 2012 | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 | FY, 2017 | FY, 2018 |
---|---|---|---|---|---|---|---|---|---|

## Net Income | 146.6m | 109.4m | (212.9m) | 151.7m | 174.2m | 197.1m | 221.7m | 278.8m | 315.6m |

## Depreciation and Amortization | 86.6m | 73.2m | 109.2m | 118.0m | 128.7m | 157.3m | 182.2m | 206.6m | 222.6m |

## Cash From Operating Activities | 515.7m | 496.5m | 497.6m | 411.0m | 311.8m | 363.7m | 289.3m | 239.5m | 556.8m |

## Purchases of PP&E | (36.1m) | (34.9m) | (44.1m) | (37.9m) | (45.5m) | (53.6m) | (34.5m) | (48.4m) | (56.1m) |

## Cash From Investing Activities | (646.6m) | (98.3m) | 122.6m | (481.8m) | (824.9m) | (1.6b) | (1.1b) | (1.4b) | (902.3m) |

## Short-term Borrowings | 117.8m | 120.4m | 3.8m | ||||||

## Long-term Borrowings | (135.7m) | (376.1m) | (4.2b) | (1.1b) | (3.0b) | (4.7b) | (5.5b) | (9.8b) | (9.2b) |

## Dividends Paid | (27.6m) | (30.8m) | (31.9m) | (32.2m) | (32.7m) | (37.3m) | (50.2m) | (50.6m) | (99.5m) |

## Cash From Financing Activities | 495.6m | 327.6m | (909.5m) | (114.5m) | 713.3m | 1.0b | 484.2m | 1.2b | 310.8m |

## Net Change in Cash | 364.8m | 725.8m | (289.4m) | (185.3m) | 200.2m | (225.9m) | (279.7m) | 12.2m | (34.7m) |

## Interest Paid | 258.8m | 231.4m | 108.5m | 61.5m | 56.0m | 64.9m | 78.9m | 86.4m | 139.0m |

## Income Taxes Paid | 72.8m | (12.0m) | (13.4m) | (28.5m) | 113.6m | 79.7m | 23.1m | 62.1m | (26.3m) |

- Source: SEC Filings

- Source: SEC Filings

USD | Q2, 2010 |
---|---|

## Debt/Equity | 3.1 x |

## Debt/Assets | 0.3 x |

## Financial Leverage | 12.2 x |

TCF Financial's Total Loans was reported to be $18.4b in Q2, 2017.

FY, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | FY, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | FY, 2016 | Q1, 2017 | Q2, 2017 | |
---|---|---|---|---|---|---|---|---|---|---|---|

## Bank Branches | 379 | 375 | 339 | ||||||||

## Dealers | 10.50 k | 11.80 k | 11.40 k | ||||||||

## Non-accrual Loans | $216.73 m | $222.14 m | $205.71 m | $206.11 m | $200.47 m | $198.65 m | $195.54 m | $190.05 m | $181.45 m | $138.98 m | $129.27 m |

## Total Loans | $16.40 b | $17.06 b | $16.88 b | $17.20 b | $17.44 b | $17.85 b | $17.47 b | $17.38 b | $17.84 b | $17.97 b | $18.37 b |