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TCF Financial (TCF) stock price, revenue, and financials

TCF Financial market cap is $6.3 b, and annual revenue was $470.89 m in FY 2018

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$6.3 B

TCF Mkt cap, 22-Jan-2021

$113.5 M

TCF Financial Revenue Q2, 2019

TCF Financial Net income (Q2, 2019)90.4 M

TCF Financial Cash, 30-Jun-2019555.3 M

TCF Financial EV9.7 B

TCF Financial Revenue Breakdown

Business Segment

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TCF Financial revenue breakdown by business segment: 62.0% from Consumer Banking and 38.0% from Wholesale Banking

Annual

USD	FY, 2010	FY, 2011	FY, 2012	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017	FY, 2018
Revenue	538.0m	1.4b	1.4b	1.3b	1.3b	1.3b	1.4b	1.5b	470.9m
Revenue growth, %					3%	2%	5%
Sales and marketing expense	13.1m	10.0m	16.6m	19.1m	22.9m	22.8m
Operating expense total	159.3m	155.5m	180.5m	186.9m	202.8m	209.0m	231.4m	345.5m	260.6m
Interest expense	270.7m	238.3m	104.6m	61.9m	58.6m	71.5m	82.6m	93.8m	150.3m
Pre tax profit	237.6m	178.8m	(339.6m)	243.0m	281.4m	314.7m	338.2m	245.2m	401.7m
Income tax expense	87.8m	64.4m	(132.9m)	84.3m	99.8m	108.9m	116.5m	(33.6m)	86.1m
Net Income	146.6m	109.4m	(212.9m)	151.7m	174.2m	197.1m	212.1m	268.6m	304.4m

Source: SEC Filings

Quarterly

USD	Q2, 2010	Q3, 2010	Q1, 2011	Q2, 2011	Q3, 2011	Q1, 2012	Q2, 2012	Q3, 2012	Q1, 2013	Q2, 2013	Q3, 2013	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019
Revenue	135.9m	137.9m	114.2m	350.4m	353.2m	392.9m	331.1m	331.9m	308.3m	317.4m	321.6m	318.0m	324.1m	335.8m	320.4m	336.5m	335.9m	344.9m	352.0m	352.4m	345.8m	363.2m	366.8m	112.2m	114.1m	116.4m	107.0m	113.5m
Sales and marketing expense	3.7m	3.4m	3.2m	3.5m	1.1m	2.6m	5.4m	4.2m	5.7m	5.5m	4.6m	5.5m	5.9m	5.3m	6.5m	5.2m	5.8m	5.9m	5.7m	5.5m
Operating expense total	38.8m	42.8m	37.7m	40.5m	35.9m	39.9m	42.4m	40.4m	43.7m	47.5m	48.3m	46.8m	48.5m	53.2m	54.7m	51.0m	51.5m	49.2m	55.7m	55.3m	64.0m	61.1m	61.4m	58.8m	89.1m	58.0m	56.4m	54.8m
Interest expense	67.7m	67.4m	61.9m	60.1m	59.4m	47.4m	20.0m	19.3m	16.5m	15.6m	15.8m	13.4m	14.0m	15.5m	16.4m	17.1m	18.3m	20.7m	21.0m	20.7m	20.2m	21.4m	23.5m	32.1m	35.5m	38.1m	52.3m	56.6m
Pre tax profit	74.3m	60.7m	49.1m	50.3m	51.8m	(451.7m)	54.0m	19.5m	49.4m	60.7m	69.0m	73.1m	87.0m	84.8m	64.5m	83.8m	85.2m	77.1m	90.4m	88.9m	69.4m	89.3m	93.8m	98.1m	78.6m	116.9m	94.7m	113.4m
Income tax expense	28.1m	22.9m	18.4m	18.8m	18.9m	(170.2m)	20.5m	6.3m	17.6m	19.4m	24.6m	26.6m	31.4m	30.8m	22.8m	28.9m	30.5m	26.8m	29.7m	30.3m	20.8m	25.8m	30.7m	21.6m	16.4m	28.0m	21.3m	19.3m
Net Income	45.0m	36.9m	29.7m	29.8m	31.7m	(282.9m)	31.5m	9.3m	30.0m	38.9m	42.8m	44.8m	53.1m	52.3m	39.8m	52.3m	52.6m	48.0m	57.7m	56.3m	46.3m	60.4m	60.5m	73.8m	58.7m	86.2m	70.5m	90.4m

Source: SEC Filings

Annual

USD	FY, 2010	FY, 2011	FY, 2012	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017	FY, 2018
Cash	663.9m	1.4b	1.1b	915.1m	1.1b	889.3m	609.6m	621.8m	587.1m
Accounts Receivable	14.5b	13.9b	15.2b	15.6b	16.2b	17.3b		18.9b	18.9b
Inventories
PP&E	443.8m	436.3m	440.5m	437.6m	436.4m	445.9m	418.4m	421.5m	427.5m
Goodwill	152.6m	225.6m	225.6m	225.6m	225.6m	225.6m	225.6m	154.8m	154.8m
Total Assets	18.5b	19.0b	18.2b	18.4b	19.4b	20.7b	21.4b	23.0b	23.7b
Accounts Payable							17.2b
Short-term debt	126.8m	6.4m	2.6m	4.9m	4.4m	5.4m	4.4m
Long-term debt	4.9b	4.4b	1.9b	1.5b	1.2b	2.1b	1.1b	1.2b	1.4b
Total Debt	5.0b	4.4b	1.9b	1.5b	1.2b	1.0b	1.1b	1.2b	1.4b
Total Liabilities	17.0b	17.1b	16.3b	16.4b	17.3b	18.4b	19.0b	20.3b	21.1b
Common Stock	1.4m	1.6m	1.6m	1.7m	1.7m	1.7m		1.7m	1.7m
Preferred Stock			263.2m	263.2m	263.2m	263.2m		265.8m	169.3m
Additional Paid-in Capital	459.9m	715.2m	750.0m	779.6m	817.1m	851.8m	862.8m	877.2m	885.1m
Retained Earnings									1.8b
Total Equity	1.5b	1.9b	1.9b	2.0b	2.1b	2.3b	2.4b	2.7b	2.6b
Debt to Equity Ratio	3.4 x	2.3 x	1 x	0.8 x	0.6 x	0.5 x	0.4 x	0.5 x	0.6 x
Debt to Assets Ratio	0.3 x	0.2 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x
Financial Leverage	12.5 x	10.1 x	9.7 x	9.4 x	9.1 x	9 x	8.8 x	8.6 x	9.3 x

Source: SEC Filings

Quarterly

USD	Q2, 2010	Q3, 2010	Q1, 2011	Q2, 2011	Q3, 2011	Q1, 2012	Q2, 2012	Q3, 2012	Q1, 2013	Q2, 2013	Q3, 2013	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019
Cash	387.7m	386.7m	702.8m	752.5m	1.2b	705.6m	865.3m	922.1m	1.2b	1.1b	983.8m	866.9m	881.4m	840.8m	925.1m	912.5m	786.1m	870.2m	668.0m	656.5m	468.6m	551.5m	711.7m	588.9m	581.9m	570.0m	463.8m	555.3m
Accounts Receivable	14.4b	14.6b	14.5b	14.4b	14.1b	14.9b	15.0b	15.0b	15.3b	15.3b	15.4b	16.0b	15.8b	16.2b	16.9b	16.7b	17.0b	17.7b	17.3b	17.2b	17.8b	18.2b	18.8b	19.2b	18.4b	18.3b	19.2b	19.0b
PP&E	447.3m	446.4m	443.1m	439.9m	434.3m	433.4m	442.3m	442.4m	438.6m	439.0m	437.1m	440.8m	436.6m	436.3m	434.0m	435.6m	445.0m	439.5m	428.5m	424.5m	423.1m	423.7m	425.1m	427.5m	431.0m	429.6m	429.7m	432.8m
Goodwill	152.6m	152.6m	152.6m	152.6m	152.6m	225.6m	225.6m	225.6m	225.6m	225.6m	225.6m	225.6m	225.6m	225.6m	225.6m	225.6m	225.6m	225.6m	225.6m	225.6m	225.6m	227.1m	227.8m	154.8m	154.8m	154.8m	154.8m	154.8m
Total Assets	18.0b	18.3b	18.7b	18.8b	19.1b	17.8b	17.9b	17.9b	18.5b	18.4b	18.4b	18.8b	18.8b	19.0b	20.0b	19.8b	20.1b	21.3b	21.1b	21.1b	21.8b	22.1b	23.0b	23.4b	23.2b	22.9b	24.4b	24.6b
Short-term debt	14.8m	344.7m	12.9m	9.5m	7.2m	1.2b	7.5m	115.5m	3.7m	3.0m	8.2m	180.6m	8.3m	3.4m	8.3m	7.3m	36.5m	2.4m	4.7m	1.5m	5.4m	8.5m		775.0k	761.0k	2.3m	356.0m	350.8m
Long-term debt	4.6b	4.6b	4.5b	4.4b	4.4b	2.0b	2.1b	1.9b	1.9b	1.8b	1.5b	1.3b	1.2b	1.2b	1.2b	2.4b	2.4b	2.0b	1.5b	1.4b	2.5b	2.5b	1.4b	2.9b	3.1b	2.3b	3.2b	3.6b
Total Debt	4.6b	4.9b	4.5b	4.4b	4.4b	3.1b	2.1b	2.1b	1.9b	1.8b	1.5b	1.5b	1.2b	1.2b	1.2b	1.2b	1.2b	1.0b	748.4m	715.5m	1.2b	1.3b	1.4b	1.5b	1.6b	1.2b	1.8b	3.9b
Total Liabilities	16.6b	16.8b	17.0b	17.1b	17.2b	16.3b	16.1b	16.1b	16.6b	16.5b	16.4b	16.7b	16.8b	16.9b	17.8b	17.6b	17.9b	19.0b	18.6b	18.6b	19.3b	19.5b	20.4b	20.8b	20.7b	20.4b	21.8b	21.9b
Common Stock	1.4m	1.4m	1.6m	1.6m	1.6m	1.6m	1.6m	1.6m	1.6m	1.6m	1.6m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m
Preferred Stock							166.7m	166.7m	263.2m	263.2m	263.2m	263.2m	263.2m	263.2m	263.2m	263.2m	263.2m	263.2m	263.2m	263.2m	263.2m	263.2m	266.0m	169.3m	169.3m	169.3m	169.3m	169.3m
Additional Paid-in Capital	451.4m	454.1m	695.9m	702.2m	708.6m	736.3m	738.4m	746.5m	757.3m	763.3m	771.6m	797.4m	806.6m	809.8m	828.1m	838.8m	846.2m	860.3m	862.2m	860.5m	853.0m	858.5m	864.6m	878.1m	877.4m	882.3m	875.8m	868.0m
Retained Earnings																									1.6b	1.7b	1.8b	1.9b
Total Equity	1.5b	1.5b	1.7b	1.8b	1.9b	1.5b	1.8b	1.8b	1.9b	1.9b	1.9b	2.0b	2.1b	2.1b	2.2b	2.2b	2.3b	2.4b	2.4b	2.5b	2.5b	2.5b	2.6b	2.6b	2.5b	2.5b	2.6b	2.7b
Debt to Equity Ratio	3.1 x	3.3 x	2.6 x	2.5 x	2.4 x	2 x	1.2 x	1.2 x	1 x	0.9 x	0.8 x	0.7 x	0.6 x	0.6 x	0.6 x	0.5 x	0.5 x	0.4 x	0.3 x	0.3 x	0.5 x	0.5 x	0.5 x	0.6 x	0.6 x	0.5 x	0.7 x	1.5 x
Debt to Assets Ratio	0.3 x	0.3 x	0.2 x	0.2 x	0.2 x	0.2 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0 x	0 x	0 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.2 x
Financial Leverage	12.2 x	12.2 x	10.9 x	10.6 x	10.2 x	11.5 x	10.2 x	10.1 x	9.7 x	9.7 x	9.5 x	9.3 x	9.1 x	9 x	9.2 x	8.9 x	8.9 x	9 x	8.7 x	8.6 x	8.8 x	8.6 x	8.9 x	9.2 x	9.3 x	9.1 x	9.2 x	9.1 x

Source: SEC Filings

Annual

USD	FY, 2010	FY, 2011	FY, 2012	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017	FY, 2018
Net Income	146.6m	109.4m	(212.9m)	151.7m	174.2m	197.1m	221.7m	278.8m	315.6m
Depreciation and Amortization	86.6m	73.2m	109.2m	118.0m	128.7m	157.3m	182.2m	206.6m	222.6m
Cash From Operating Activities	515.7m	496.5m	497.6m	411.0m	311.8m	363.7m	289.3m	239.5m	556.8m
Purchases of PP&E	(36.1m)	(34.9m)	(44.1m)	(37.9m)	(45.5m)	(53.6m)	(34.5m)	(48.4m)	(56.1m)
Cash From Investing Activities	(646.6m)	(98.3m)	122.6m	(481.8m)	(824.9m)	(1.6b)	(1.1b)	(1.4b)	(902.3m)
Short-term Borrowings	117.8m	120.4m	3.8m
Long-term Borrowings	(135.7m)	(376.1m)	(4.2b)	(1.1b)	(3.0b)	(4.7b)	(5.5b)	(9.8b)	(9.2b)
Dividends Paid	(27.6m)	(30.8m)	(31.9m)	(32.2m)	(32.7m)	(37.3m)	(50.2m)	(50.6m)	(99.5m)
Cash From Financing Activities	495.6m	327.6m	(909.5m)	(114.5m)	713.3m	1.0b	484.2m	1.2b	310.8m
Net Change in Cash	364.8m	725.8m	(289.4m)	(185.3m)	200.2m	(225.9m)	(279.7m)	12.2m	(34.7m)
Interest Paid	258.8m	231.4m	108.5m	61.5m	56.0m	64.9m	78.9m	86.4m	139.0m
Income Taxes Paid	72.8m	(12.0m)	(13.4m)	(28.5m)	113.6m	79.7m	23.1m	62.1m	(26.3m)

Source: SEC Filings

Quarterly

USD	Q2, 2010	Q3, 2010	Q1, 2011	Q2, 2011	Q3, 2011	Q1, 2012	Q2, 2012	Q3, 2012	Q1, 2013	Q2, 2013	Q3, 2013	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019
Net Income	78.9m	115.8m	29.7m	59.5m	91.2m	(282.9m)	(251.4m)	(242.0m)	30.0m	68.9m	111.7m	44.8m	97.9m	150.2m	39.8m	92.1m	144.6m	48.0m	105.7m	162.0m	48.6m	112.1m	175.1m	76.4m	138.6m	227.5m	73.4m	167.5m
Depreciation and Amortization	44.4m	65.7m	19.9m	40.3m	55.2m	18.1m	38.4m	79.0m	29.9m	55.0m	85.2m	29.4m	62.1m	95.4m	36.8m	74.8m	111.3m	46.0m	91.9m	135.1m	45.5m	94.9m	149.3m	56.6m	110.2m	167.1m	56.5m	114.5m
Cash From Operating Activities	252.6m	369.0m	109.7m	274.4m	399.1m	111.9m	255.6m	395.7m	369.3m	221.9m	315.8m	45.4m	87.6m	195.5m	(63.3m)	155.9m	332.7m	137.7m	276.0m	324.4m	(142.2m)	(54.4m)	52.6m	116.9m	263.4m	403.9m	136.9m	212.9m
Purchases of PP&E	(19.4m)	(28.5m)	(8.8m)	(15.6m)	(22.2m)	(8.4m)	(26.9m)	(34.5m)	(9.7m)	(17.4m)	(24.5m)	(12.6m)	(22.9m)	(33.0m)	(8.4m)	(20.6m)	(38.5m)	(7.7m)	(13.9m)	(22.2m)	(9.6m)	(21.9m)	(36.4m)	(18.1m)	(33.5m)	(45.5m)	(41.1m)	(68.3m)
Cash From Investing Activities	(194.3m)	(575.6m)	(342.6m)	(243.0m)	(356.3m)	461.6m	396.8m	360.4m	(500.6m)	(267.9m)	(377.5m)	(423.6m)	(452.2m)	(698.4m)	(738.9m)	(707.3m)	(1.2b)	(704.3m)	(615.5m)	(686.6m)	(391.4m)	(448.9m)	(1.3b)	(543.8m)	(361.0m)	(206.7m)	(697.5m)	(760.4m)
Short-term Borrowings	229.8m	(100.1m)	113.9m	117.3m	119.6m	(1.2b)	(957.0k)	887.0k	(1.1m)	(411.0k)
Long-term Borrowings	(22.0m)	(31.7m)	(302.5m)	(402.9m)	(376.2m)	(4.1b)	(4.0b)	(4.2b)	(10.9m)	(241.1m)	(510.4m)	(705.9m)	(1.3b)	(2.1b)	(1.2b)	(2.7b)	(3.7b)	(1.3b)	(2.5b)	(3.6b)	(3.4b)	(5.6b)	(7.6b)	(2.1b)	(4.7b)	(7.1b)	(662.1m)	(1.7b)
Dividends Paid	(13.5m)	(20.5m)	(7.1m)	(15.0m)	(22.9m)	(7.9m)	(15.9m)	(23.9m)	(8.0m)	(16.1m)	(24.1m)	(8.1m)	(16.3m)	(24.5m)	(8.2m)	(16.5m)	(24.8m)	(12.5m)	(25.1m)	(37.6m)	(12.6m)	(25.2m)	(37.9m)	(25.3m)	(50.2m)	(74.9m)	(24.3m)	(48.6m)
Cash From Financing Activities	30.3m	294.1m	271.7m	57.2m	459.1m	(1.3b)	(1.2b)	(1.2b)	244.7m	78.1m	(54.7m)	330.0m	330.9m	428.7m	612.1m	348.6m	562.5m	547.4m	118.1m	129.4m	392.5m	445.1m	1.3b	394.0m	57.7m	(249.0m)	437.3m	515.7m
Net Change in Cash	88.5m	87.5m	38.9m	88.6m	501.8m	(684.1m)	(524.4m)		113.4m	32.1m	(116.5m)	(48.1m)	(33.7m)	(74.2m)	(190.1m)	(202.8m)	(329.2m)	(19.2m)	(221.3m)	(232.9m)	(141.0m)	(58.1m)	102.1m	(32.9m)	(39.9m)	(51.8m)	(123.2m)	(31.8m)
Interest Paid	131.1m	195.6m	61.0m	118.1m	176.9m	55.7m	72.2m	91.1m	16.8m	32.1m	47.3m	12.1m	25.6m	39.9m	13.4m	28.4m	46.9m	20.6m	40.2m	59.8m	18.7m	38.7m	60.6m	29.9m	64.3m	99.3m	48.3m	103.4m
Income Taxes Paid	36.3m	70.6m	4.9m	519.0k	(12.5m)	2.1m	14.6m	14.2m	4.2m	(32.3m)	(31.1m)	6.2m	58.6m	89.1m	(38.1m)	(2.2m)	43.1m	(37.5m)	(21.7m)	(12.2m)	18.8m	51.0m	53.6m	(28.1m)	(22.4m)	(21.0m)	(140.0k)	7.4m

Source: SEC Filings

USD	Q2, 2010
Debt/Equity	3.1 x
Debt/Assets	0.3 x
Financial Leverage	12.2 x

TCF Financial's Total Loans was reported to be $18.4b in Q2, 2017.

	FY, 2014	Q1, 2015	Q2, 2015	Q3, 2015	FY, 2015	Q1, 2016	Q2, 2016	Q3, 2016	FY, 2016	Q1, 2017	Q2, 2017
Bank Branches	379				375				339
Dealers	10.50 k				11.80 k				11.40 k
Non-accrual Loans	$216.73 m	$222.14 m	$205.71 m	$206.11 m	$200.47 m	$198.65 m	$195.54 m	$190.05 m	$181.45 m	$138.98 m	$129.27 m
Total Loans	$16.40 b	$17.06 b	$16.88 b	$17.20 b	$17.44 b	$17.85 b	$17.47 b	$17.38 b	$17.84 b	$17.97 b	$18.37 b

Culture & Values

3.5

Work/Life Balance

3.5

Senior Management

3.2

Salary & Benefits

3.2

Career Opportunities

3.3

Source

View TCF Financial profile

Competitors

Wintrust

Financial Services - Public

Synovus Financial

Financial Services - Public

Wells Fargo

Financial Services - Public

First Northern Community Bancorp

Financial Services - Public

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TCF Financial (TCF) stock price, revenue, and financials

$41.29

$6.3 B

$113.5 M

TCF Financial Revenue Breakdown

TCF Financial Income Statement

Annual

Revenue

Revenue growth, %

Sales and marketing expense

Operating expense total

Interest expense

Pre tax profit

Income tax expense

Net Income

Quarterly

Revenue

Sales and marketing expense

Operating expense total

Interest expense

Pre tax profit

Income tax expense

Net Income

TCF Financial Balance Sheet

Annual

Cash

Accounts Receivable

Inventories

PP&E

Goodwill

Total Assets

Accounts Payable

Short-term debt

Long-term debt

Total Debt

Total Liabilities

Common Stock

Preferred Stock

Additional Paid-in Capital

Retained Earnings

Total Equity

Debt to Equity Ratio

Debt to Assets Ratio

Financial Leverage

Quarterly

Cash

Accounts Receivable

PP&E

Goodwill

Total Assets

Short-term debt

Long-term debt

Total Debt

Total Liabilities

Common Stock

Preferred Stock

Additional Paid-in Capital

Retained Earnings

Total Equity

Debt to Equity Ratio

Debt to Assets Ratio

Financial Leverage

TCF Financial Cash Flow

Annual

Net Income

Depreciation and Amortization

Cash From Operating Activities

Purchases of PP&E

Cash From Investing Activities

Short-term Borrowings

Long-term Borrowings

Dividends Paid

Cash From Financing Activities

Net Change in Cash

Interest Paid

Income Taxes Paid

Quarterly

Net Income

Depreciation and Amortization

Cash From Operating Activities