TCF Financial Corporation

TCF is a national bank holding company based in Wayzata, MN. As of December 31, 2015, TCF had $20.7 billion in total assets and 375 branches in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana, Arizona and South Dakota, providing retail and commercial banking services. Through its subsidiaries, TCF also conducts commercial leasing, equipment finance and auto finance business in all 50 states and commercial inventory finance business in all 50 states and Canada.
Type
Public
HQ
Wayzata, US
Founded
1923
Size (employees)
6,427 (est)-4%
TCF Financial Corporation was founded in 1923 and is headquartered in Wayzata, US

TCF Financial Corporation Office Locations

TCF Financial Corporation has offices in Wayzata, Ann Arbor, Chicago, Buffalo and in 83 other locations
Wayzata, US (HQ)
200 Lake St E

TCF Financial Corporation Data and Metrics

TCF Financial Corporation Financial Metrics

TCF Financial Corporation's revenue was reported to be $1.4 b in FY, 2016 which is a 5% increase from the previous period.
USD

Revenue (FY, 2016)

1.4 b

Revenue growth (FY, 2015 - FY, 2016), %

5%

Gross profit (FY, 2016)

1.3 b

Gross profit margin (FY, 2016), %

94%

Net income (FY, 2016)

221.7 m

EBIT (FY, 2016)

848.1 m

Market capitalization (05-May-2017)

2.8 b

Closing share price (05-May-2017)

17

Cash (31-Dec-2016)

609.6 m

EV

3.3 b
TCF Financial Corporation's current market capitalization is $2.8 b.
USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

1.3 b1.3 b1.3 b1.4 b

Revenue growth, %

3%2%5%

Cost of goods sold

71.5 m82.6 m

Gross profit

1.3 b1.3 b

Gross profit Margin, %

95%94%

Operating expense total

894.7 m909.9 m

EBIT

820.4 m848.1 m

EBIT margin, %

62%61%

Pre tax profit

314.7 m338.2 m

Income tax expense

108.9 m116.5 m

Net Income

158.7 m181.6 m205.8 m221.7 m
USDFY, 2015FY, 2016

Cash

889.3 m609.6 m

PP&E

445.9 m418.4 m

Goodwill

225.6 m225.6 m

Total Assets

20.7 b21.4 b

Total Debt

1 b1.1 b

Additional Paid-in Capital

851.8 m862.8 m

Total Equity

2.3 b2.4 b

Debt to Equity Ratio

0.5 x0.4 x

Debt to Assets Ratio

0.1 x0.1 x

Financial Leverage

9 x8.8 x
USDFY, 2015FY, 2016

Net Income

221.7 m

Depreciation and Amortization

157.3 m182.2 m

Cash From Operating Activities

363.7 m289.3 m

Cash From Investing Activities

(1.6 b)(1.1 b)

Short-term Borrowings

1.1 m(1.2 m)

Dividends Paid

(19.4 m)(19.4 m)

Cash From Financing Activities

1 b484.2 m
USDY, 2016

EV/EBIT

3.9 x

EV/CFO

11.4 x

Revenue/Employee

206.8 k

Debt/Equity

0.4 x

Debt/Assets

0.1 x

Financial Leverage

8.8 x

TCF Financial Corporation Market Value History

TCF Financial Corporation Online and Social Media Presence

TCF Financial Corporation Company Life and Culture

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