Synchrony Financial (SYF) stock price, revenue, and financials

Synchrony Financial market cap is $23.4 b, and annual revenue was $405 m in FY 2020

$23.4 B

SYF Mkt cap, 01-Mar-2021

$405 M

Synchrony Financial Revenue FY, 2020
Synchrony Financial Net income (FY, 2020)1.4 B
Synchrony Financial Cash, 31-Dec-202011.5 B
Synchrony Financial EV35.6 B

Synchrony Financial Revenue Breakdown

Embed Graph

Synchrony Financial revenue breakdown by business segment: 94.5% from Credit Cards and 5.5% from Other

Synchrony Financial Income Statement

Annual

USDFY, 2017FY, 2018FY, 2019FY, 2020

Revenue

16.7b18.3b19.5b405.0m

Revenue growth, %

10%9%7%

Cost of goods sold

9.6b10.5b10.3b

Gross profit

7.1b7.7b9.1b

Gross profit Margin, %

42%42%47%

R&D expense

492.0m

General and administrative expense

1.9b2.2b2.3b

Operating expense total

3.7b4.1b4.2b1.5b

Interest expense

1.7b

Interest income

16.1b

Pre tax profit

3.3b3.6b4.9b1.8b

Income tax expense

1.4b854.0m1.1b412.0m

Net Income

1.9b2.8b3.7b1.4b

EPS

2.43.75.6

Synchrony Financial Balance Sheet

Annual

USDFY, 2017FY, 2018FY, 2019FY, 2020

Cash

11.6b9.4b12.1b11.5b

Accounts Receivable

76.4b86.7b81.6b

Goodwill

991.0m1.0b1.1b1.1b

Total Assets

95.8b106.8b104.8b95.9b

Accounts Payable

56.5b64.0b65.2b

Long-term debt

20.8b24.0b19.9b23.7b

Total Debt

20.8b24.0b19.9b23.7b

Total Liabilities

81.6b92.1b89.7b83.2b

Common Stock

1.0m1.0m1.0m1.0m

Preferred Stock

734.0m734.0m

Additional Paid-in Capital

9.4b9.5b9.5b9.6b

Retained Earnings

6.8b9.0b12.1b10.6b

Total Equity

14.2b14.7b15.1b12.7b

Debt to Equity Ratio

1.5 x1.6 x1.3 x

Debt to Assets Ratio

0.2 x0.2 x0.2 x

Financial Leverage

6.7 x7.3 x6.9 x7.6 x

Synchrony Financial Cash Flow

Annual

USDFY, 2017FY, 2018FY, 2019FY, 2020

Net Income

1.9b2.8b3.7b1.4b

Depreciation and Amortization

254.0m302.0m367.0m383.0m

Accounts Receivable

(298.0m)(280.0m)(391.0m)

Cash From Operating Activities

8.9b9.3b9.0b7.5b

Cash From Investing Activities

(9.4b)(19.0b)(261.0m)(498.0m)

Long-term Borrowings

(5.4b)(3.2b)(9.5b)(3.3b)

Dividends Paid

(446.0m)(534.0m)(581.0m)(520.0m)

Cash From Financing Activities

2.8b8.3b(6.5b)(8.0b)

Net Change in Cash

2.3b(1.4b)2.3b(1.0b)

Interest Paid

1.4b1.8b2.3b

Income Taxes Paid

754.0m772.0m1.0b

Synchrony Financial Ratios

USDFY, 2017

Revenue/Employee

1.0m

Debt/Equity

1.5 x

Debt/Assets

0.2 x

Financial Leverage

6.7 x

Synchrony Financial Operating Metrics

FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017Q3, 2017FY, 2017Q1, 2018Q2, 2018Q3, 2018FY, 2018Q1, 2019Q2, 2019Q3, 2019FY, 2019Q1, 2020Q2, 2020Q3, 2020

Active Accounts

64.29 m59.76 m61.72 m62.83 m68.31 m64.69 m66.49 m66.78 m71.89 m67.91 m69.28 m69.01 m74.54 m68.89 m69.77 m75.46 m80.34 m74.81 m76.07 m77.09 m75.47 m68.85 m63.43 m64.80 m

Accounts (Deposits)

250 k400 k535 k680 k900 k1 m

Customers (Deposits)

150 k230 k300 k360 k449 k491 k

Payments Processed, units

645 m672 m700 m

Credit Cards Offered

85 m59 m50 m

Customer Support Centers

13 14 16

Customers' Calls Handled

209 m230 m260 m285 m319 m300 m

Facilities Leased

31 29 29

Facilities Owned

1 1 1

Locations

338 k350 k365 k380 k390 k410 k

Payment Processing Centers

2 2

Service Centers

14 12 12

Synchrony Financial Human Capital

Ethnicity

Y, 2016
White, percent58 %
Black / African American, percent25 %
Hispanic, percent8 %
Asian, percent6 %
Other3 %