Royal Bank of Canada (RBC) is a diversified financial services company. It provides personal and commercial banking, wealth management, insurance, investor services, and capital markets products and services on a global basis. The company operates through five Business Segments: Personal and Commercial Banking, Wealth Management, Investor and Treasury Services, Capital Markets, and Insurance.
Personal and Commercial Banking comprises of its personal banking operations and certain retail investment businesses. Wealth Management offers a suite of investment, trust, and other wealth management solutions and businesses that provide asset management products and services. Investor and Treasury Services segment serves the needs of institutional investing clients and provides custodial, advisory, financing, and other services. Capital Markets provides public and private companies, institutional investors, governments, and central banks globally with a range of capital markets products and services. Insurance offers life, health, home, auto, travel, wealth, and reinsurance advice and solutions, as well as creditor and business insurance services to individual, business and group clients.