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Lending Club operates as an online marketplace that connects borrowers and investors. Its marketplace facilitates various types of loan products for consumers and small businesses, including unsecured personal loans, unsecured education and patient finance loans, auto refinance loans, and small business loans and lines of credit. The Company also offers investors an opportunity to invest in a range of loans based on term and credit characteristics. It serves retail investors, high-net-worth individuals and family offices, banks and finance companies, insurance companies, hedge funds, foundations, pension plans, and university endowments.