Southwest Georgia Financial Corporation (SGB) stock price, revenue, and financials

Southwest Georgia Financial Corporation market cap is $48.3 m, and annual revenue was $4.82 m in FY 2019

$48.3 M

SGB Mkt cap, 09-Apr-2020

$4.8 M

Southwest Georgia Financial Corporation Revenue FY, 2019
Southwest Georgia Financial Corporation Net income (FY, 2019)5.3 M
Southwest Georgia Financial Corporation Cash, 31-Dec-201937.6 M
Southwest Georgia Financial Corporation EV33.3 M

Southwest Georgia Financial Corporation Income Statement

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

5.2m5.5m5.1m5.0m4.3m4.5m4.3m4.2m4.8m

Revenue growth, %

11%

Sales and marketing expense

164.5k

R&D expense

1.0m1.1m1.1m1.1m1.2m1.4m1.5m1.4m1.6m

Operating expense total

3.6m3.9m3.7m4.0m4.1m1.4m4.6m4.8m5.4m

Depreciation and amortization

215.7k44.9k15.6k15.6k15.6k15.6k3.9k

EBIT

1.7m2.3m

EBIT margin, %

34%42%

Interest expense

2.2m1.9m1.7m1.4m1.3m1.6m1.9m3.3m4.5m

Interest income

35.3k60.0k65.9k52.0k62.1k103.2k195.0k484.7k496.6k

Pre tax profit

3.1m3.6m4.2m5.2m5.4m5.3m6.4m

Income tax expense

287.2k380.9k364.7k739.6k827.2k1.2m1.6m668.4k1.1m

Net Income

1.5m1.9m2.8m2.9m3.4m4.0m3.8m4.6m5.3m

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Revenue

1.4m1.2m1.5m1.6m1.2m1.2m1.1m1.2m1.3m1.2m1.3m1.2m1.0m1.0m1.2m1.1m1.1m1.3m1.1m968.9k994.4k1.1m977.3k1.2m1.3m1.2m

Sales and marketing expense

29.3k50.4k37.4k37.9k

R&D expense

260.3k256.8k278.4k285.1k276.9k276.9k271.6k277.6k273.5k284.0k281.6k293.1k314.3k313.9k343.1k311.4k349.6k386.8k384.3k374.9k353.8k351.1k383.2k403.6k405.3k411.6k

Operating expense total

985.0k880.9k938.0k928.9k1.0m944.6k1.1m913.6k931.3k1.1m975.7k975.3k1.0m1.0m1.0m991.7k1.0m1.1m1.2m1.2m1.2m1.3m1.2m1.3m1.3m1.1m

Depreciation and amortization

53.9k33.2k3.9k3.9k3.9k3.9k3.9k3.9k3.9k3.9k3.9k3.9k3.9k3.9k3.9k3.9k3.9k

EBIT

788.4k23.5k720.5k309.3k480.2k

EBIT margin, %

55%2%49%19%41%

Interest expense

566.8k529.0k491.7k477.6k469.4k432.3k404.6k403.8k401.2k334.3k306.0k315.5k323.7k325.3k375.3k394.0k412.3k435.6k435.6k472.5k614.0k725.5k866.9k1.2m1.1m1.2m

Interest income

6.6k7.2k18.0k11.6k12.3k23.3k13.6k12.5k21.2k12.6k5.8k14.1k13.0k14.4k22.2k16.6k26.0k50.2k40.0k35.2k117.8k148.2k90.4k170.9k129.7k101.7k

Pre tax profit

607.5k613.0k731.3k887.4k932.6k1.0m1.0m1.1m1.1m1.4m1.3m1.3m1.4m1.4m1.2m1.2m1.4m1.4m1.5m1.6m1.8m

Income tax expense

197.4k(75.4k)149.3k4.5k59.6k41.7k39.1k80.7k186.3k195.7k208.2k200.0k216.5k204.5k314.3k258.5k299.9k308.6k315.3k261.1k(643.0)207.3k209.3k243.2k260.5k365.2k

Net Income

591.1k98.9k571.2k304.8k420.6k565.8k573.9k650.6k701.1k736.8k803.6k808.7k864.6k857.3k1.0m1.0m972.8k1.1m1.1m951.5k1.2m1.1m1.1m1.2m1.3m1.4m

Southwest Georgia Financial Corporation Balance Sheet

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

21.1m36.6m35.4m12.6m31.1m26.5m34.1m35.5m37.6m

Accounts Receivable

201.3m215.6m221.3m247.8m327.1m373.3m394.5m

PP&E

9.9m10.1m10.3m11.8m11.2m11.2m12.2m14.6m13.8m

Total Assets

305.7m347.2m373.9m374.3m414.9m448.5m489.1m534.8m555.1m

Accounts Payable

371.5m

Short-term debt

16.9m7.6m

Long-term debt

22.1m28.5m26.0m29.1m21.2m22.7m

Total Debt

17.2m39.0m28.5m26.0m29.1m21.2m22.7m

Total Liabilities

277.1m317.3m342.5m339.9m378.8m410.1m447.9m491.2m504.6m

Common Stock

4.3m4.3m4.3m4.3m4.3m4.3m2.5m2.5m

Additional Paid-in Capital

31.7m31.7m31.7m31.7m

Retained Earnings

19.1m20.7m22.9m25.0m27.4m30.3m33.0m24.8m28.9m

Total Equity

28.6m29.9m31.4m34.3m36.1m38.4m41.1m43.6m50.5m

Debt to Equity Ratio

0.5 x1.1 x0.8 x0.7 x0.7 x0.5 x

Debt to Assets Ratio

0 x0.1 x0.1 x0.1 x0.1 x0 x

Financial Leverage

10.7 x11.6 x11.9 x10.9 x11.5 x11.7 x11.9 x12.3 x11 x

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Cash

12.1m12.5m29.0m26.0m35.1m40.3m13.5m32.5m48.3m13.2m22.1m29.7m21.0m21.3m17.4m13.5m33.0m25.2m16.1m20.3m49.0m35.1m25.5m49.0m30.6m23.8m

Accounts Receivable

173.8m179.5m181.1m191.4m199.7m204.8m216.3m218.4m219.8m224.1m222.8m227.0m233.6m235.9m267.7m284.9m284.1m307.5m319.5m326.6m332.0m342.7m363.6m374.3m384.8m391.1m

PP&E

9.6m9.7m10.6m10.6m10.6m10.2m10.2m10.1m10.9m11.7m11.8m11.7m11.5m11.4m11.1m11.1m11.8m11.3m11.4m11.9m13.0m13.7m14.2m14.4m14.3m14.0m

Total Assets

301.4m293.8m318.8m315.5m332.2m366.1m351.4m372.0m394.8m375.6m380.8m399.9m391.0m392.2m409.1m422.5m443.0m470.9m470.3m477.2m510.1m508.2m515.4m551.1m552.5m547.5m

Total Debt

19.0m17.2m17.2m22.1m22.1m23.3m28.5m28.5m26.9m26.0m26.0m24.8m27.6m27.6m30.6m9.6m27.4m23.2m

Total Liabilities

273.4m265.5m289.8m286.6m303.1m335.7m321.2m341.2m362.5m342.4m347.2m364.6m355.5m355.7m371.6m383.9m403.9m431.6m430.0m436.2m468.8m466.2m472.9m505.8m505.4m499.1m

Common Stock

4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m4.3m2.5m2.5m2.5m2.5m2.5m

Additional Paid-in Capital

31.7m31.7m31.7m31.7m31.7m31.7m31.7m31.7m

Retained Earnings

18.6m18.7m19.6m19.8m20.1m21.1m21.6m22.1m23.4m24.0m24.6m25.6m26.2m26.8m28.2m28.9m29.6m31.1m31.9m32.6m34.0m34.8m35.7m25.8m26.8m27.9m

Total Equity

27.9m28.2m29.0m28.9m29.1m30.3m30.2m30.8m32.3m33.2m33.5m35.3m35.5m36.5m37.5m38.5m39.1m39.3m40.3m41.0m41.3m41.9m42.5m45.3m47.1m48.4m

Debt to Equity Ratio

0.6 x0.5 x0.5 x0.7 x0.6 x0.6 x0.8 x0.7 x0.7 x0.7 x0.6 x0.6 x0.7 x0.7 x0.7 x0.2 x0.6 x0.5 x

Debt to Assets Ratio

0.1 x0 x0 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0 x0 x0 x

Financial Leverage

10.8 x10.4 x11 x10.9 x11.4 x12.1 x11.6 x12.1 x12.2 x11.3 x11.4 x11.3 x11 x10.7 x10.9 x11 x11.3 x12 x11.7 x11.6 x12.3 x12.1 x12.1 x12.2 x11.7 x11.3 x

Southwest Georgia Financial Corporation Cash Flow

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Net Income

965.8k1.1m571.2k876.0k1.3m565.8k1.1m1.8m701.1k1.4m2.2m808.7k1.7m2.5m1.0m2.1m3.0m1.1m2.1m3.1m1.2m2.4m3.5m1.2m2.5m4.0m

Depreciation and Amortization

107.7k599.5k210.2k420.7k647.8k230.3k460.6k840.6k259.3k486.1k708.2k241.2k482.5k723.7k237.1k474.1k700.5k222.3k444.7k667.0k241.4k482.7k734.6k307.7k611.4k915.2k

Cash From Operating Activities

2.6m3.8m1.1m489.9k1.6m612.1k1.4m3.1m731.8k2.2m3.3m1.0m2.0m3.5m1.5m2.4m4.1m1.3m3.0m4.4m1.4m3.5m5.0m1.3m2.9m4.9m

Purchases of PP&E

(741.2k)(1.0m)(887.7k)(1.1m)(1.3m)(257.9k)(487.4k)(668.1k)(798.5k)(1.8m)(2.2m)(134.4k)(267.2k)(319.4k)(220.9k)(390.4k)(1.3m)(269.2k)(629.7k)(1.3m)(966.6k)(1.9m)(2.7m)(178.5k)(440.9k)(501.9k)

Cash From Investing Activities

(9.8m)(2.5m)(5.9m)(5.7m)(14.0m)(15.7m)(28.9m)(30.8m)(8.1m)(24.3m)(21.0m)(8.5m)(8.9m)(9.6m)(7.3m)(24.5m)(25.9m)(23.8m)(32.6m)(35.5m)(7.8m)(20.4m)(37.7m)(2.6m)(21.4m)(23.7m)

Long-term Borrowings

(2.0m)(10.0m)(18.8m)(6.7m)(16.3m)(7.3m)(37.3m)(40.9m)

Dividends Paid

(254.8k)(254.8k)(101.9k)(203.8k)(305.7k)(101.9k)(203.8k)(305.7k)(203.8k)(407.7k)(611.5k)(254.8k)(509.6k)(764.4k)(254.8k)(509.6k)(789.8k)(280.2k)(560.4k)(840.7k)(280.0k)(584.9k)(890.4k)(305.5k)(611.0k)(916.5k)

Cash From Financing Activities

3.2m(4.9m)12.8m10.1m26.4m18.8m4.4m23.6m20.2m(23.8k)4.4m24.6m15.3m14.9m(7.9m)4.5m23.7m21.2m19.2m24.8m21.2m17.8m24.1m14.9m13.6m7.1m

Net Change in Cash

(4.0m)(3.6m)8.0m5.0m14.0m3.7m(23.0m)(4.1m)12.9m(22.2m)(13.3m)17.1m8.5m8.7m(13.7m)(17.6m)1.9m(1.3m)(10.4m)(6.2m)14.8m940.0k(8.6m)13.5m(4.9m)(11.7m)

Income Taxes Paid

291.7k216.4k149.3k153.8k

Southwest Georgia Financial Corporation Ratios

USDQ2, 2011

Financial Leverage

10.8 x