SLM Corporation (SLM) stock price, revenue, and financials

SLM Corporation market cap is $5.8 b, and annual revenue was $331.45 m in FY 2020

$5.8 B

SLM Mkt cap, 22-Oct-2021

$331.4 M

SLM Corporation Revenue FY, 2020
SLM Corporation Net income (FY, 2020)880.7 M
SLM Corporation Cash, 31-Dec-20204.5 B
SLM Corporation EV6.6 B
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SLM Corporation Income Statement

Quarterly

USDQ1, 2010Q2, 2010Q3, 2010Q1, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Revenue

255.0m384.6m(139.5m)(5.6m)(300.0m)(108.0m)203.0m(7.0m)277.0m510.0m69.0m1.3b7.7m96.0m11.3m89.4m9.9m20.7m15.8m23.0m6.0m7.0m6.1m13.5m7.5m(85.7m)16.1m19.4m17.2m292.1m28.8m9.6m

Cost of goods sold

224.0m208.0m198.0m185.0m189.0m196.0m199.0m198.0m294.0m

Gross profit

(229.6m)(508.0m)(306.0m)18.0m(196.0m)81.0m311.0m(129.0m)1.0b

Gross profit Margin, %

4099%169%283%9%2800%29%61%(187%)77%

Operating expense total

26.3m17.7m11.1m3.6m1.0m5.0m3.0m2.0m132.0m24.0m12.0m26.0m13.5m14.1m4.7m744.0k910.0k40.0m53.6m57.5m47.8m67.0m79.2m53.8m65.0m79.8m54.2m61.9m63.3m

Depreciation and amortization

370.0k260.0k117.0k92.0k

EBIT

240.1m337.8m(498.2m)

EBIT margin, %

94%88%357%

Interest expense

531.4m568.9m638.6m594.6m591.0m666.0m657.0m645.0m571.0m553.0m541.0m530.0m21.0m24.2m30.4m30.2m33.5m39.6m42.5m49.3m61.4m72.2m84.2m104.6m121.4m141.0m164.2m176.9m185.3m174.8m136.0m117.8m

Pre tax profit

396.1m534.1m(625.7m)276.1m(116.0m)178.0m459.0m291.0m557.0m807.0m388.0m355.0m76.1m137.8m79.4m151.2m63.7m104.8m91.8m104.5m146.0m115.3m117.0m167.3m149.9m50.2m214.5m184.1m169.2m483.7m(115.9m)226.2m

Income tax expense

155.8m196.1m(127.6m)99.7m(46.0m)67.0m168.0m104.0m211.0m300.0m136.0m136.0m31.9m54.9m31.7m60.2m18.0m38.9m34.6m47.6m51.0m44.7m40.6m41.0m40.1m(53.7m)56.3m33.8m40.7m121.5m(30.7m)55.2m

Net Income

240.1m337.8m(494.9m)174.7m(47.0m)112.0m292.0m188.0m346.0m543.0m260.0m219.0m44.1m82.9m47.7m91.0m45.7m65.9m57.2m57.0m94.9m70.6m76.4m126.3m109.8m103.9m158.2m150.3m128.5m362.2m(85.2m)171.0m

SLM Corporation Balance Sheet

Quarterly

USDQ1, 2010Q2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Cash

6.8b6.3b5.9b3.9b4.1b3.5b3.0b3.0b3.1b3.7b3.3b4.3b3.7b1.5b1.6b875.6m1.3b1.3b938.5m1.0b1.5b1.1b1.3b1.2b1.4b2.0b1.8b2.2b4.0b3.9b7.3b5.0b4.4b

Accounts Receivable

8.8b9.1b10.9b10.4b11.9b13.1b13.2b14.8b16.6b16.6b18.0b20.2b20.3b22.0b23.5b23.3b24.7b

PP&E

77.8m78.8m79.8m80.4m80.2m81.3m86.5m86.7m88.0m89.0m89.0m97.2m101.3m105.1m130.5m129.7m135.2m143.6m147.7m148.8m

Goodwill

421.0m

Total Assets

207.5b207.3b206.1b203.4b200.4b197.5b191.7b189.1b184.2b174.1b161.5b161.6b156.5b11.4b11.7b12.9b12.9b14.5b15.3b15.6b17.7b19.2b19.5b21.0b23.4b24.2b25.7b27.6b29.6b31.2b31.8b30.4b30.6b

Short-term debt

41.1b46.5b45.4b32.3b30.8b31.7b27.1b24.5b20.5b17.3b16.6b15.6b11.6b710.0m526.5m350.0m300.0m297.8m

Long-term debt

158.0b152.3b153.0b161.9b160.8b156.8b155.6b155.5b154.8b147.9b135.9b136.9b136.2b593.7m558.5m1.0b1.6b2.8b2.9b2.7b3.7b4.2b4.5b4.5b4.9b4.6b4.7b4.4b4.9b

Total Debt

199.1b198.7b198.4b194.2b191.5b188.6b182.7b180.0b175.2b165.1b152.4b152.6b147.6b1.3b1.1b1.0b1.9b2.8b2.9b3.0b3.7b4.2b4.5b4.5b4.9b4.9b4.7b4.4b4.9b

Total Liabilities

202.8b202.2b201.5b198.1b195.3b192.8b186.6b184.1b179.3b168.9b156.0b155.9b150.9b9.6b9.9b11.1b10.9b12.5b13.2b13.4b15.5b16.8b17.2b18.6b20.8b21.5b22.9b24.6b26.5b28.0b29.6b28.4b28.4b

Common Stock

110.7m110.7m110.8m105.5m105.7m106.0m106.0m107.0m107.0m108.0m109.0m109.0m110.0m84.7m84.8m85.6m86.0m86.1m86.7m86.8m86.9m88.1m88.4m88.5m89.8m89.9m90.0m90.7m90.7m90.7m91.3m91.3m91.3m

Preferred Stock

400.0m400.0m400.0m400.0m400.0m400.0m400.0m400.0m

Additional Paid-in Capital

5.1b5.1b5.1b4.1b4.1b4.1b4.2b4.2b4.2b4.3b4.4b4.4b4.5b1.1b1.1b1.1b1.1b1.1b1.1b1.1b1.2b1.2b1.2b1.2b1.3b1.3b1.3b1.3b1.3b1.3b1.2b1.2b1.2b

Retained Earnings

72.1m391.2m(122.6m)479.7m417.7m315.0m814.0m1.0b1.2b1.7b2.2b2.4b2.7b20.2m98.2m154.8m241.0m281.8m427.0m478.9m530.6m684.2m751.0m824.3m990.4m1.1b1.2b1.5b1.6b1.7b1.2b1.1b1.3b

Total Equity

4.8b5.1b4.6b5.2b5.0b4.8b5.0b4.9b4.9b5.2b5.4b5.6b5.6b1.7b1.8b1.9b2.0b2.0b2.1b2.2b2.3b2.4b2.3b2.4b2.6b2.7b2.8b3.0b3.1b3.2b2.1b2.0b2.2b

Debt to Equity Ratio

41.9 x39.1 x43.4 x37.3 x38.2 x39.4 x36.2 x36.4 x35.4 x32 x28.1 x27.1 x26.4 x0.7 x0.5 x0.5 x0.9 x1.2 x1.2 x1.3 x1.4 x1.5 x1.6 x1.5 x1.6 x1.5 x

Debt to Assets Ratio

1 x1 x1 x1 x1 x1 x1 x1 x1 x0.9 x0.9 x0.9 x0.9 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.2 x0.2 x0.2 x0.2 x0.2 x0.2 x

Financial Leverage

43.6 x40.8 x45.1 x39.1 x40 x41.3 x38 x38.3 x37.2 x33.8 x29.7 x28.7 x28 x6.5 x6.4 x6.9 x6.6 x7.2 x7.1 x7.1 x7.9 x7.9 x8.3 x8.7 x9 x8.9 x9 x9.1 x9.6 x9.8 x15 x15.1 x13.9 x

SLM Corporation Cash Flow

Quarterly

USDQ1, 2010Q2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Net Income

240.3m578.0m83.0m174.7m169.0m122.0m112.0m403.0m591.0m346.0m889.0m1.1b219.0m91.1m174.1m47.7m138.7m184.4m65.9m123.1m180.1m94.9m165.6m241.9m126.3m236.1m340.0m158.2m308.5m436.9m362.2m277.0m448.0m

Depreciation and Amortization

4.6m6.5m2.0m4.2m6.5m2.4m2.6m7.6m2.7m5.6m8.5m3.2m6.7m10.3m3.6m7.0m10.9m3.9m7.7m11.4m

Accounts Receivable

(193.8m)(193.8m)

Cash From Operating Activities

(5.5b)(8.6b)(8.7b)758.9m1.4b2.1b555.0m1.0b1.8b529.0m954.0m1.4b558.0m(231.9m)(238.2m)(19.2m)(83.9m)(128.8m)(47.8m)(106.7m)(139.4m)(3.6m)(105.6m)(121.3m)(14.2m)(79.5m)(92.4m)16.7m(63.0m)(77.4m)144.4m(62.1m)(209.2m)

Cash From Investing Activities

1.6b2.9b5.2b2.5b5.3b7.2b2.0b4.1b8.5b2.2b5.6b6.6b992.0m(832.4m)(1.0b)(1.4b)(779.8m)(2.3b)(1.5b)(1.6b)(3.1b)(1.4b)(1.4b)(2.8b)(1.5b)(1.6b)(3.2b)(1.2b)(1.0b)(2.6b)2.1b1.1b612.9m

Dividends Paid

(18.5m)(37.1m)(55.9m)(3.9m)(52.3m)(103.0m)(63.0m)(123.0m)(180.0m)(68.0m)(134.0m)(199.0m)(64.0m)(3.2m)(8.1m)(4.8m)(9.7m)(14.6m)(5.1m)(10.4m)(15.7m)(5.6m)(9.5m)(12.6m)(3.4m)(7.3m)(11.4m)(13.0m)(25.8m)(38.5m)(12.6m)(23.8m)(35.1m)

Cash From Financing Activities

4.8b5.8b3.2b(3.7b)(6.9b)(10.1b)(2.3b)(4.9b)(10.0b)(2.9b)(7.1b)(7.6b)(3.0b)405.6m650.8m(97.1m)(217.2m)1.3b31.3m320.5m2.3b590.9m879.6m2.3b1.5b2.2b3.6b804.9m2.6b4.0b(501.0m)(1.6b)(1.6b)

Net Change in Cash

770.9m197.0m(194.5m)(470.9m)(197.6m)(820.0m)249.0m226.0m289.0m(215.0m)(573.0m)429.0m(1.4b)(658.7m)(612.5m)(1.5b)(1.1b)(1.1b)(1.5b)(1.4b)(961.3m)(841.2m)(600.6m)(671.0m)(80.4m)522.3m318.5m(372.1m)1.5b1.3b1.8b(616.6m)(1.2b)

Interest Paid

549.1m1.1b1.8b612.5m1.2b1.8b632.0m1.3b1.9b568.0m1.1b1.6b519.0m42.8m65.0m25.4m52.8m79.9m32.8m75.2m119.8m54.6m121.6m191.5m94.7m207.9m327.8m147.2m323.3m489.6m151.0m304.1m402.2m

Income Taxes Paid

(493.1m)(450.9m)(451.1m)165.2m364.2m496.0m46.0m310.0m416.0m15.0m282.0m520.0m38.0m199.8m294.1m17.8m91.5m171.1m56.1m149.2m201.2m1.4m139.8m216.3m1.9m111.2m161.2m3.7m132.0m185.1m3.6m27.7m248.1m

SLM Corporation Ratios

USDQ1, 2010

Debt/Equity

41.9 x

Debt/Assets

1 x

Financial Leverage

43.6 x

SLM Corporation Operating Metrics

FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

Consumers (Sallie Mae)

700 k400 k200 k

FFELP Loans Issued

$1.35 b$1.21 b$1.18 b$1.14 b$1.18 b$1.09 b$1.06 b$1.03 b$1.06 b$990.61 m$968.4 m

Merchants

1 k850

Non-performing Loans

$10.7 m$12.9 m$10.07 m$12.84 m$20.99 m$29.48 m$23.67 m$21.83 m$24.17 m$32.64 m$30.34 m

Private Education Loans

$7.56 b$9.7 b$9.25 b$10.77 b$9.82 b$12.02 b$12.18 b$13.73 b$12.75 b$15.52 b$15.52 b

Total Cardholders

340 k390 k380 k

SLM Corporation Employee Rating

3.6459 votes
Culture & Values
3.4
Work/Life Balance
3.6
Senior Management
3.2
Salary & Benefits
3.9
Career Opportunities
3.4
Source