Select Bank

Select Bank & Trust has been in business since May 2000 as a local community bank. We firmly believe in the mission of local banking. We meet local needs with local resources. Our mission is “to be the bank of choice in the communities we serve, by providing exceptional customer service, superior products and experienced bankers using a common sense approach to banking.”

We serve communities in North Carolina through 13 full-service banking offices. While our presence in these communities is important, we are committed to offering banking services that allow our customers to bank with us on their own schedules from wherever they are.

Our goal is to provide knowledgeable staff, great products and services, and time to listen to what is important to our customers. That is what sets us apart.

Because Select Bank & Trust is a small business, we understand the needs of small business owners and design our services to meet those needs. When you bank local, you are keeping the community strong. Local decisions are made right here, by the people who live and work in our communities. As a true, local community bank – we are committed to the communities we serve by volunteerism, donations and support.

Dunn, US
Size (employees)
153 (est)
Select Bank is headquartered in Dunn, US

Select Bank Office Locations

Select Bank has offices in Dunn, Burlington, Leland, Clinton and in 9 other locations
Dunn, US (HQ)
700 W Cumberland St
Greenville, US
3600 Charles Blvd
Washington, US
103 155 N Market St
Goldsboro, US
431 N Spence Ave
Fayetteville, US
2818 Raeford Rd
Morehead City, US
168 Nc 24
Elizabeth City, US
416 S Hughes Blvd
Lumberton, US
4400 Fayetteville Rd
Lillington, US
818 Mc Kinney Pkwy
Clinton, US
111 Northeast Blvd
Leland, US
1101 New Pointe Blvd
Burlington, US
3158 S Church St

Select Bank Metrics

Select Bank Financial Metrics

Revenue (2016)

$37.9 m

Revenue growth (2015-16), %


Gross profit

$34.2 m

Gross profit margin (2016), %


Net income (2016)

$6.8 m

Market capitalization (28-Apr-2017)

$131.3 m

Closing share price (28-Apr-2017)


Cash (31-Dec-2016)

$14.4 m
Select Bank's current market capitalization is $131.3 m.
Select Bank's revenue was reported to be $37.9 m in 2016
FY, 2013FY, 2014FY, 2015Y, 2016


$22.9 m$26.1 m$33.3 m$37.9 m

Revenue growth, %


Cost of goods sold

$5.3 m$4.5 m$3.5 m$3.7 m

Gross profit

$17.6 m$21.6 m$29.8 m$34.2 m

Gross profit Margin, %


Operating expense total

$15.9 m$20.7 m$22.2 m$22.3 m


$17.6 m$21.6 m$29.8 m$31 m

EBIT margin, %


Pre tax profit

$4.7 m$3.8 m$10 m$10.4 m

Net Income

$2.9 m$2.4 m$6.6 m$6.8 m
FY, 2013FY, 2014FY, 2015FY, 2016


$20.2 m$14.4 m$12.6 m$14.4 m

Accounts Receivable

$1.7 m$2.4 m$2.4 m$2.8 m



$10.9 m$17.6 m$19.1 m$17.9 m


$7.1 m$6.9 m$6.9 m

Total Assets

$525.6 m$766.1 m$817 m$846.6 m

Accounts Payable

$225 k$276 k$232 k$221 k

Additional Paid-in Capital

$42.1 m$68.4 m$69.1 m$69.6 m

Retained Earnings

$7.1 m$9.4 m$15.9 m$22.7 m

Total Equity

$56 m$104.7 m$104.3 m

Financial Leverage

9.4 x7.8 x8.1 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$2.9 m$2.4 m$6.6 m$6.8 m

Accounts Receivable


Accounts Payable

Cash From Operating Activities

$4.7 m$3.4 m$6.9 m$8.5 m

Cash From Investing Activities

$16.2 m$28.5 m($17 m)($40.2 m)

Long-term Borrowings

($2 m)($6.7 m)($5.7 m)

Dividends Paid

($38 k)($77 k)($4 k)

Cash From Financing Activities

($61.6 m)($46.4 m)$15.1 m$24 m

Interest Paid

$5.3 m$4.5 m$3.6 m

Income Taxes Paid

$1.6 m$213 k$3 m

Select Bank Market Value History

Select Bank Company Life

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