Salisbury Bank

The Bank is a Connecticut-chartered and Federal Deposit Insurance Corporation (the FDIC) insured commercial bank. The Bank provides commercial banking, consumer financing, retail banking and trust and wealth advisory services through a network of over 10 banking offices and approximately nine automated teller machines (ATMs). The Bank originates commercial loans, commercial real estate loans, residential and commercial construction loans, residential real estate loans collateralized by one- to four- family residences, home equity lines of credit, fixed rate loans and other consumer loans. The Bank's securities portfolio include the United States Government and Agency securities, mortgage-backed securities, collateralized mortgage obligations and tax exempt municipal bonds. The Bank uses deposits, repayments and sales, and borrowings to fund lending, investing and general operations.

Salisbury, US
Size (employees)
158 (est)
Salisbury Bank was founded in 1868 and is headquartered in Salisbury, US

Salisbury Bank Office Locations

Salisbury Bank has an office in Salisbury
Salisbury, US (HQ)
5 Bissell St

Salisbury Bank Metrics

Salisbury Bank Financial Metrics

Revenue (2015)

$41.9 m

Revenue growth (2014-15), %


Net income (2015)

$8.5 m

Market capitalization (21-Mar-2017)

$106 m

Closing share price (21-Mar-2017)


Cash (31-Dec-2015)

$62.1 m
Salisbury Bank's current market capitalization is $106 m.
Salisbury Bank's revenue was reported to be $41.9 m in FY, 2015 which is a 43.9% increase from the previous period.
FY, 2013FY, 2014FY, 2015


$28.1 m$29.1 m$41.9 m

Revenue growth, %


Operating expense total

$18.9 m$22.1 m$25.9 m


$17.6 m$19 m$30.6 m

EBIT margin, %


Interest expense

$3.1 m$2.7 m$3 m

Pre tax profit

$5 m$3.1 m$12 m

Income tax expense

$909 k$610 k$3.6 m

Net Income

$4.1 m$2.5 m$8.5 m
FY, 2013FY, 2014FY, 2015


$12.7 m$36.1 m$62.1 m

Accounts Receivable

$1.8 m$2.3 m$2.3 m



$9.8 m$12.6 m$12.6 m

Total Assets

$587.1 m$855.4 m$891.2 m

Accounts Payable

Additional Paid-in Capital

$13.7 m$41.1 m$41.4 m

Retained Earnings

$42.2 m$42.7 m$47.9 m

Total Equity

$72.8 m$101.8 m$90.6 m

Financial Leverage

8.1 x8.4 x9.8 x
FY, 2013FY, 2014FY, 2015

Net Income

$4.1 m$2.5 m$8.5 m

Depreciation and Amortization

$652 k

Accounts Receivable


Accounts Payable

Cash From Operating Activities

$9.7 m$4.5 m$8.4 m

Capital Expenditures

($556 k)($2.2 m)($779 k)

Cash From Investing Activities

($23.8 m)($10.3 m)

Interest Paid

$3.1 m$2.5 m$3.5 m

Income Taxes Paid

$732 k$1.3 m$3.2 m

Free Cash Flow

$10.2 m$6.6 m$9.1 m

Salisbury Bank Market Value History

Salisbury Bank Online Presence

Salisbury Bank Company Life

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