Republic Bancorp (RBCAA) stock price, revenue, and financials

Republic Bancorp market cap is $864.1 m, and annual revenue was $319.37 m in FY 2020

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+0.17(+0.4%)

$864.1 M

RBCAA Mkt cap, 13-May-2022

$96.8 M

Republic Bancorp Revenue Q1, 2021

Republic Bancorp Net income (Q1, 2021)26.1 M

Republic Bancorp Cash, 31-Mar-2021984.9 M

Republic Bancorp EV-77.9 M

Annual

USD	FY, 2011	FY, 2012	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017	FY, 2018	FY, 2019	FY, 2020
Revenue	119.6m	165.1m	48.0m	42.5m	48.0m	57.5m	58.4m	289.5m	311.1m	319.4m
Revenue growth, %				30%	9%	22%
Sales and marketing expense	3.2m	3.4m	3.4m	3.3m	3.2m	3.8m	5.2m	4.4m	5.0m	4.0m
R&D expense	3.2m	4.3m	3.3m	3.5m	4.3m	6.1m	7.7m	9.6m	9.2m	12.1m
Operating expense total	14.1m	16.8m	15.0m	14.0m	15.0m	18.2m	24.3m	26.6m	26.1m	28.1m
Interest expense	30.3m	22.8m	21.4m	19.6m	18.5m	17.9m	20.3m	30.1m	44.8m	19.9m
Pre tax profit	144.2m	183.9m	40.5m	44.3m	53.2m	69.0m	78.4m	94.3m	113.2m	102.6m
Income tax expense	50.0m	64.6m	15.1m	15.5m	18.1m	23.1m	32.8m	16.4m	21.5m	19.4m
Net Income	94.1m	119.3m	25.4m	28.8m	35.2m	45.9m	45.6m	77.9m	91.7m	83.2m

Source: SEC Filings

Quarterly

USD	Q2, 2011	Q3, 2011	Q1, 2012	Q2, 2012	Q3, 2012	Q1, 2013	Q2, 2013	Q3, 2013	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020	Q3, 2020	Q1, 2021
Revenue	15.4m	10.5m	106.8m	14.1m	34.8m	22.5m	10.8m	7.5m	21.5m	9.5m	7.1m	23.0m	9.5m	7.8m	24.9m	10.8m	11.3m	24.9m	12.9m	10.4m	95.2m	65.4m	64.5m	99.7m	69.1m	68.3m	103.3m	71.0m	72.8m	96.8m
Sales and marketing expense	868.0k	736.0k	938.0k	904.0k	828.0k	902.0k	880.0k	785.0k	592.0k	983.0k	1.0m	585.0k	977.0k	756.0k	507.0k	1.2m	1.1m	1.0m	1.4m	1.7m	916.0k	1.3m	1.4m	1.1m	1.3m	1.4m	833.0k	1.0m	919.0k	773.0k
R&D expense	817.0k	787.0k	1.2m	1.2m	1.0m	716.0k	792.0k	934.0k	841.0k	913.0k	868.0k	966.0k	1.1m	959.0k	1.3m	1.5m	1.7m	1.7m	1.7m	1.8m	2.4m	2.4m	2.4m	2.1m	2.2m	2.3m	2.5m	2.8m	3.3m	7.0m
Operating expense total	3.0m	2.9m	5.4m	3.6m	4.2m	3.7m	3.6m	3.6m	3.8m	3.6m	3.8m	3.3m	3.8m	3.5m	3.6m	4.9m	4.7m	5.2m	5.7m	6.8m	6.1m	6.9m	7.6m	7.0m	6.5m	6.5m	6.9m	6.5m	7.0m	11.8m
Interest expense	7.6m	7.3m	6.4m	5.5m	5.6m	5.3m	5.4m	5.5m	5.2m	4.9m	4.7m	4.7m	4.7m	4.7m	4.6m	4.6m	4.5m	4.4m	4.7m	5.4m	6.2m	7.3m	8.1m	10.3m	11.7m	12.6m	8.4m	4.9m	3.8m	1.8m
Pre tax profit	14.1m	11.3m	127.7m	14.5m	31.6m	21.0m	8.9m	7.6m	18.5m	9.7m	8.3m	20.7m	12.5m	8.8m	26.6m	12.7m	14.7m	30.1m	15.3m	16.4m	34.9m	19.8m	19.2m	37.0m	21.2m	22.7m	33.6m	19.6m	25.8m	33.7m
Income tax expense	5.4m	3.5m	45.2m	4.9m	10.9m	7.6m	2.8m	3.0m	6.5m	3.3m	3.0m	7.0m	4.2m	3.1m	8.9m	4.4m	4.8m	10.1m	5.2m	5.7m	7.4m	4.2m	1.8m	7.5m	3.2m	4.3m	6.9m	3.8m	5.4m	7.7m
Net Income	8.7m	7.9m	82.5m	9.6m	20.7m	13.4m	6.1m	4.6m	12.0m	6.3m	5.2m	13.8m	8.3m	5.6m	17.7m	8.3m	9.8m	20.0m	10.1m	10.7m	27.5m	15.7m	17.4m	29.5m	18.0m	18.4m	26.7m	15.8m	20.4m	26.1m

Source: SEC Filings

Annual

USD	FY, 2011	FY, 2012	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017	FY, 2018	FY, 2019	FY, 2020
Cash	363.0m	137.7m	170.9m	72.9m	210.1m	289.3m	299.4m	351.5m	385.3m	485.6m
Accounts Receivable	2.3b	2.6b	2.6b	3.0b	3.3b		4.0b	4.1b	4.4b	4.8b
Inventories						3.8b
PP&E	34.7m	33.2m	32.9m	33.0m	29.9m	42.9m	42.6m	43.1m	45.4m	39.5m
Goodwill	10.2m	10.2m	10.2m	10.2m	10.2m	16.3m	16.3m	16.3m	16.3m	16.3m
Total Assets	3.4b	3.4b	3.4b	3.7b	4.2b	4.8b	5.1b	5.2b	5.6b	6.2b
Accounts Payable						3.2b
Short-term debt		650.0k
Long-term debt						802.5m			36.5m	44.3m
Total Debt		650.0k	605.0m		699.5m	802.5m	737.5m	810.0m	36.5m	44.3m
Total Liabilities	3.0b	2.9b	2.8b	3.2b	3.7b	4.2b	4.5b	4.6b	4.9b	5.3b
Common Stock	4.9m	4.9m	4.9m	4.9m	4.9m		4.9m	4.9m	4.9m	4.9m
Additional Paid-in Capital	131.5m	132.7m	133.0m	134.9m	136.9m	138.2m	139.4m	141.0m	142.1m	143.6m
Retained Earnings	311.8m	393.5m	401.8m	414.6m	432.7m	460.6m	487.7m	545.0m	614.2m	666.3m
Total Equity	452.4m	536.7m	542.8m	558.7m	576.5m	604.4m	632.4m	689.9m	764.2m	823.3m
Debt to Equity Ratio		0 x	1.1 x		1.2 x	1.3 x	1.2 x	1.2 x
Debt to Assets Ratio		0 x	0.2 x		0.2 x	0.2 x	0.1 x	0.2 x
Financial Leverage	7.6 x	6.3 x	6.2 x	6.7 x	7.3 x	8 x	8 x	7.6 x	7.4 x	7.5 x

Source: SEC Filings

Quarterly

USD	Q2, 2011	Q3, 2011	Q1, 2012	Q2, 2012	Q3, 2012	Q1, 2013	Q2, 2013	Q3, 2013	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020	Q3, 2020	Q1, 2021
Cash	130.3m	75.6m	186.5m	124.4m	96.2m	207.5m	97.7m	141.6m	343.4m	84.3m	69.7m	136.3m	92.8m	90.7m	198.2m	143.0m	302.2m	206.2m	332.7m	329.9m	362.1m	387.0m	365.5m	345.5m	473.8m	397.1m	316.3m	560.2m	342.0m	984.9m
Accounts Receivable	2.2b	2.2b	2.4b	2.4b	2.6b	2.6b	2.6b	2.5b	2.6b	2.7b	2.9b	3.1b	3.3b	3.3b	3.3b	3.7b	3.8b	3.7b	3.9b	3.9b	4.0b	4.2b	4.1b	4.2b	4.4b	4.6b	4.4b	5.0b	4.9b	4.6b
PP&E	36.2m	34.0m	34.3m	33.0m	33.0m	33.5m	32.6m	32.6m	32.9m	32.5m	32.4m	31.8m	31.1m	29.9m	29.1m	43.0m	43.4m	44.0m	44.3m	41.6m	43.9m	43.7m	43.3m	41.9m	42.6m	45.3m	44.2m	42.8m	40.9m	38.3m
Goodwill	10.2m	10.2m	10.2m	10.2m	10.2m	10.2m	10.2m	10.2m	10.2m	10.2m	10.2m	10.2m	10.2m	10.2m	10.2m	16.3m	16.3m	16.3m	16.3m	16.3m	16.3m	16.3m	16.3m	16.3m	16.3m	16.3m	16.3m	16.3m	16.3m	16.3m
Total Assets	3.1b	3.1b	3.3b	3.3b	3.4b	3.4b	3.3b	3.3b	3.5b	3.5b	3.6b	4.0b	4.1b	4.0b	4.2b	4.6b	4.8b	4.7b	5.0b	5.0b	5.1b	5.3b	5.2b	5.4b	5.7b	6.1b	5.7b	6.5b	6.2b	6.5b
Long-term debt																											35.5m	35.6m	44.7m	42.9m
Total Debt								587.0m	582.0m	640.0m	662.0m	596.5m	916.5m	711.5m	517.5m	987.5m	862.5m	467.5m	1.0b	757.5m	440.0m	860.0m	715.0m	560.0m	915.0m	1.2b	35.5m	35.6m	44.7m	42.9m
Total Liabilities	2.7b	2.6b	2.8b	2.7b	2.9b	2.9b	2.8b	2.8b	3.0b	2.9b	3.1b	3.4b	3.5b	3.5b	3.7b	4.1b	4.2b	4.0b	4.3b	4.4b	4.4b	4.6b	4.5b	4.6b	5.0b	5.4b	4.9b	5.7b	5.4b	5.6b
Common Stock	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m	4.9m
Additional Paid-in Capital	130.2m	131.3m	132.3m	132.5m	132.8m	131.7m	132.0m	132.7m	133.1m	133.3m	134.1m	135.2m	135.2m	135.5m	137.2m	137.3m	137.7m	138.6m	139.0m	139.3m	139.6m	140.1m	140.8m	141.2m	141.5m	141.9m	141.9m	142.8m	143.2m	143.6m
Retained Earnings	304.8m	308.8m	391.0m	397.1m	414.1m	400.7m	403.2m	404.1m	409.9m	412.3m	413.5m	424.5m	428.5m	429.9m	446.3m	449.5m	455.0m	475.9m	481.4m	487.6m	510.1m	520.8m	533.2m	569.2m	581.7m	594.5m	628.4m	638.3m	652.7m	682.3m
Total Equity	445.7m	453.1m	533.5m	539.7m	557.8m	542.7m	544.1m	545.5m	550.9m	555.3m	557.4m	569.5m	573.0m	574.7m	591.6m	595.0m	600.6m	620.7m	626.9m	633.3m	653.3m	664.0m	676.8m	717.1m	731.4m	744.4m	784.0m	795.6m	810.4m	837.7m
Debt to Equity Ratio								1.1 x	1.1 x	1.2 x	1.2 x	1 x	1.6 x	1.2 x	0.9 x	1.7 x	1.4 x	0.8 x	1.6 x	1.2 x	0.7 x	1.3 x	1.1 x	0.8 x	1.3 x	1.6 x
Debt to Assets Ratio								0.2 x	0.2 x	0.2 x	0.2 x	0.2 x	0.2 x	0.2 x	0.1 x	0.2 x	0.2 x	0.1 x	0.2 x	0.2 x	0.1 x	0.2 x	0.1 x	0.1 x	0.2 x	0.2 x
Financial Leverage	7 x	6.8 x	6.3 x	6.1 x	6.2 x	6.3 x	6.1 x	6.1 x	6.4 x	6.2 x	6.5 x	6.9 x	7.1 x	7 x	7.2 x	7.8 x	8 x	7.5 x	7.9 x	7.9 x	7.8 x	7.9 x	7.7 x	7.5 x	7.8 x	8.2 x	7.3 x	8.1 x	7.7 x	7.7 x

Source: SEC Filings

Annual

USD	FY, 2011	FY, 2012	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017	FY, 2018	FY, 2019	FY, 2020
Net Income	94.1m	119.3m	25.4m	28.8m	35.2m	45.9m	45.6m	77.9m	91.7m	83.2m
Depreciation and Amortization	4.4m	5.4m	2.1m	6.4m	6.7m	7.5m	8.5m	9.3m	9.2m	9.7m
Cash From Operating Activities	123.6m	89.9m	25.4m	26.7m	50.0m	47.7m	77.8m	119.2m	97.2m	68.4m
Purchases of PP&E	(3.7m)	(3.9m)	(5.0m)	(7.8m)	(5.3m)	(7.0m)	(12.4m)	(9.0m)	(12.9m)	(3.6m)
Cash From Investing Activities	(279.2m)	991.6m	40.4m	(470.9m)	(358.2m)	(296.1m)	(287.1m)	(121.5m)	(427.3m)	(415.0m)
Long-term Borrowings									(820.0m)	(1.1b)
Dividends Paid	(12.3m)	(36.1m)	(14.0m)	(14.9m)	(15.8m)	(16.8m)	(17.7m)	(19.5m)	(21.4m)	(23.2m)
Cash From Financing Activities	(267.8m)	(1.3b)	(32.7m)	346.2m	445.4m	327.7m	219.4m	54.4m	363.9m	446.9m
Net Change in Cash	(423.4m)	(225.3m)	33.2m	(98.0m)	137.2m	79.2m	10.0m	52.1m	33.8m	100.3m
Interest Paid	30.9m	23.1m	21.3m	19.8m	18.5m	18.2m	20.1m	30.1m	43.0m	22.4m
Income Taxes Paid	48.9m	53.8m	31.9m	18.8m	17.9m	26.1m	28.8m	11.1m	17.4m	24.9m

Source: SEC Filings

Quarterly

USD	Q2, 2011	Q3, 2011	Q1, 2012	Q2, 2012	Q3, 2012	Q1, 2013	Q2, 2013	Q3, 2013	Q1, 2014	Q2, 2014	Q3, 2014	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020	Q3, 2020	Q1, 2021
Net Income	80.1m	87.9m	82.5m	92.1m	112.7m	13.4m	19.5m	24.1m	12.0m	18.3m	23.6m	13.8m	22.1m	27.7m	17.7m	26.1m	35.9m	20.0m	30.1m	40.8m	27.5m	43.1m	60.5m	29.5m	47.5m	65.9m	26.7m	42.5m	62.9m	26.1m
Depreciation and Amortization	3.7m	2.4m	3.1m	5.2m	7.3m	462.0k	(216.0k)	929.0k	(167.0k)	3.4m	4.8m	1.6m	3.3m	5.0m	1.7m	3.5m	5.4m	2.1m	4.3m	6.2m	2.4m	5.0m	7.0m	2.3m	4.6m	7.0m	2.5m	5.0m	7.4m	2.2m
Cash From Operating Activities	139.2m	134.0m	118.3m	128.4m	103.3m	17.9m	3.5m	24.4m	21.2m	18.9m	26.8m	16.7m	18.8m	35.3m	25.8m	17.4m	38.4m	45.9m	54.2m	67.5m	52.0m	63.0m	85.7m	44.3m	35.2m	59.9m	28.2m	41.4m	62.0m	15.3m
Purchases of PP&E	(1.8m)	(1.8m)	(1.4m)	(1.1m)	(2.5m)	(1.6m)	(667.0k)	(3.3m)	(1.4m)	(2.3m)	(4.2m)	(374.0k)	(2.5m)	(2.3m)	(887.0k)	(3.1m)	(5.5m)	(3.2m)	(5.6m)	(9.2m)	(3.7m)	(6.1m)	(7.7m)	(1.0m)	(4.1m)	(9.1m)	(1.1m)	(2.1m)	(2.7m)	(1.1m)
Cash From Investing Activities	(166.5m)	(236.1m)	866.4m	847.4m	906.6m	71.2m	52.1m	56.9m	28.3m	(179.0m)	(353.3m)	(136.9m)	(295.2m)	(272.6m)	(25.3m)	(257.9m)	(292.5m)	51.8m	(114.8m)	(157.1m)	56.7m	(99.9m)	(76.0m)	(103.3m)	(307.9m)	(764.0m)	(155.2m)	(651.4m)	(633.3m)	201.5m
Long-term Borrowings																											(602.5m)	(1.0b)	(1.1b)	(235.0m)
Dividends Paid	(5.9m)	(9.1m)	(3.2m)	(6.4m)	(9.8m)	(3.4m)	(6.8m)	(10.4m)	(3.6m)	(7.3m)	(11.1m)	(3.8m)	(7.7m)	(11.8m)	(4.1m)	(8.2m)	(12.5m)	(4.3m)	(8.6m)	(13.1m)	(4.5m)	(9.5m)	(14.5m)	(5.0m)	(10.4m)	(15.9m)	(5.5m)	(11.4m)	(17.3m)	(5.9m)
Cash From Financing Activities	(628.7m)	(608.8m)	(1.2b)	(1.2b)	(1.3b)	(19.3m)	(95.6m)	(77.4m)	123.0m	73.5m	225.3m	183.7m	296.2m	255.2m	(12.4m)	173.4m	346.2m	(180.8m)	104.0m	130.2m	(45.9m)	124.5m	56.5m	53.1m	395.0m	749.7m	58.0m	784.9m	527.9m	282.5m
Net Change in Cash	(656.1m)	(710.8m)	(176.5m)	(238.6m)	(266.8m)	69.8m	(40.0m)	3.9m	172.5m	(86.6m)	(101.2m)	63.5m	19.9m	17.9m	(11.9m)	(67.1m)	92.1m	(83.1m)	43.4m	40.6m	62.8m	87.6m	66.2m	(6.0m)	122.3m	45.6m	(69.0m)	174.9m	(43.3m)	499.3m
Interest Paid	16.7m	24.1m	6.5m	12.2m	17.7m	5.3m	10.6m	16.1m	5.3m	10.2m	15.1m	4.7m	9.5m	14.2m	4.5m	9.1m	13.9m	4.5m	9.2m	14.6m	6.2m	13.5m	21.5m	9.8m	21.6m	33.3m	7.8m	15.0m	19.2m	1.8m
Income Taxes Paid	22.1m	34.7m	1.0m	24.5m	68.6m	2.2m	20.1m	26.7m	397.0k	7.3m	13.7m	585.0k	6.1m	12.2m	156.0k	12.8m	19.0m	331.0k	13.4m	20.6m	365.0k	8.2m	10.2m	387.0k	6.7m	11.5m	465.0k	10.0m	16.2m	441.0k

Source: SEC Filings

USD	Q2, 2011
Financial Leverage	7 x

Republic Bancorp's Total Loans was reported to be $3.9b in Q2, 2017.

	FY, 2014	Q1, 2015	Q2, 2015	Q3, 2015	FY, 2015	Q1, 2016	Q2, 2016	Q3, 2016	FY, 2016	Q1, 2017	Q2, 2017
Bank Branches	41				40				44
Non-accrual Loans	$23.34 m	$24.42 m	$24.62 m	$23.14 m	$21.71 m	$19.91 m	$18.78 m	$17.77 m	$15.89 m	$16.79 m	$15.47 m
Non-performing Loans	$23.66 m	$25 m	$24.62 m	$23.19 m	$21.94 m	$19.91 m	$19.96 m	$17.99 m	$16.06 m	$17 m	$15.8 m
Total Loans	$3.04 b	$3.16 b	$3.32 b	$3.3 b	$3.33 b	$3.35 b	$3.69 b	$3.82 b	$3.81 b	$3.71 b	$3.92 b

Culture & Values

3.6

Work/Life Balance

3.5

Senior Management

3.4

Salary & Benefits

2.9

Career Opportunities

3.2

Source

View Republic Bancorp profile

Competitors

Marlin Business Services

Financial Services - Public

First BanCorp

Financial Services - Public

Valley National Bancorp

Financial Services - Public

First Commonwealth Financial

Financial Services - Public

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Republic Bancorp (RBCAA) stock price, revenue, and financials

$42.93

$864.1 M

$96.8 M

Republic Bancorp Income Statement

Annual

Revenue

Revenue growth, %

Sales and marketing expense

R&D expense

Operating expense total

Interest expense

Pre tax profit

Income tax expense

Net Income

Quarterly

Revenue

Sales and marketing expense

R&D expense

Operating expense total

Interest expense

Pre tax profit

Income tax expense

Net Income

Republic Bancorp Balance Sheet

Annual

Cash

Accounts Receivable

Inventories

PP&E

Goodwill

Total Assets

Accounts Payable

Short-term debt

Long-term debt

Total Debt

Total Liabilities

Common Stock

Additional Paid-in Capital

Retained Earnings

Total Equity

Debt to Equity Ratio

Debt to Assets Ratio

Financial Leverage

Quarterly

Cash

Accounts Receivable

PP&E

Goodwill

Total Assets

Long-term debt

Total Debt

Total Liabilities

Common Stock

Additional Paid-in Capital

Retained Earnings

Total Equity

Debt to Equity Ratio

Debt to Assets Ratio

Financial Leverage

Republic Bancorp Cash Flow

Annual

Net Income

Depreciation and Amortization

Cash From Operating Activities

Purchases of PP&E

Cash From Investing Activities

Long-term Borrowings

Dividends Paid

Cash From Financing Activities

Net Change in Cash

Interest Paid

Income Taxes Paid

Quarterly

Net Income

Depreciation and Amortization

Cash From Operating Activities

Purchases of PP&E

Cash From Investing Activities

Long-term Borrowings