Regions Financial (RF) stock price, revenue, and financials

Regions Financial market cap is $20.3 b, and annual revenue was $84 m in FY 2020

+0.11 (+0.52%)

$20.3 B

RF Mkt cap, 07-Apr-2021

Regions Financial Revenue FY, 2020

Regions Financial Net income (FY, 2020)1.1 B

Regions Financial EBIT (FY, 2020)1.1 B

Regions Financial Cash, 31-Dec-20201.6 B

Regions Financial EV22.3 B

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Regions Financial revenue breakdown by business segment: 32.8% from Corporate Bank, 58.8% from Consumer Bank and 8.5% from Wealth Management

USD	FY, 2017	FY, 2018	FY, 2019	FY, 2020
Revenue	6.1b	6.4b	6.8b	84.0m
Revenue growth, %		5%	5%
Cost of goods sold	373.0m	602.0m	851.0m
Gross profit	5.7b	5.8b	5.9b
Gross profit Margin, %	94%	91%	87%
General and administrative expense	2.6b	2.6b	2.6b
Operating expense total	3.6b	3.6b	3.5b	882.0m
EBIT				1.1b
EBIT margin, %				1302%
Interest expense				368.0m
Pre tax profit	1.9b	2.2b	2.0b	1.3b
Income tax expense	622.0m	467.0m	403.0m	220.0m
Net Income	1.3b	1.8b	1.6b	1.1b
EPS	1.0	1.5	1.5

USD	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020	Q3, 2020
Revenue	1.6b	1.6b	1.6b	1.7b	1.7b	1.7b	1.6b	1.6b	1.7b
Cost of goods sold	122.0m	136.0m	156.0m	223.0m	235.0m	213.0m	151.0m	91.0m	71.0m
Gross profit	1.4b	1.5b	1.5b	1.5b	1.4b	1.5b	1.4b	1.5b	1.6b
Gross profit Margin, %	92%	91%	90%	87%	86%	88%	90%	94%	96%
General and administrative expense	659.0m	676.0m	636.0m	636.0m	633.0m	644.0m	629.0m	689.0m	694.0m
Operating expense total	884.0m	911.0m	922.0m	860.0m	861.0m	871.0m	836.0m	924.0m	896.0m
Pre tax profit	542.0m	464.0m	729.0m	499.0m	483.0m	516.0m	204.0m	(261.0m)	634.0m
Income tax expense	128.0m	89.0m	165.0m	105.0m	93.0m	107.0m	42.0m	(47.0m)	104.0m
Net Income	414.0m	375.0m	564.0m	394.0m	390.0m	409.0m	162.0m	(214.0m)	530.0m
EPS	0.4	0.3	0.5	0.4	0.4	0.4	0.1	(0.2)	0.5

USD	FY, 2017	FY, 2018	FY, 2019	FY, 2020
Cash	4.0b	3.5b	4.1b	1.6b
Accounts Receivable	79.0b	82.3b	82.1b	83.1b
PP&E	2.1b	2.0b	2.0b	1.9b
Goodwill	4.9b	4.8b	4.8b	5.2b
Total Assets	124.3b	125.7b	126.2b	147.4b
Accounts Payable	96.9b	94.5b	97.5b
Short-term debt	500.0m	1.6b	2.1b
Long-term debt	8.1b	12.4b	7.9b	3.6b
Total Debt	8.6b	14.0b	9.9b	3.6b
Total Liabilities	108.1b	110.6b	109.9b	129.3b
Common Stock	12.0m	11.0m	10.0m	10.0m
Preferred Stock	820.0m	820.0m	1.3b	1.7b
Additional Paid-in Capital	15.9b	13.8b	12.7b	12.7b
Retained Earnings	1.6b	2.8b	3.8b	3.8b
Total Equity	16.2b	15.1b	16.3b	18.1b
Debt to Equity Ratio	0.5 x	0.9 x	0.6 x
Debt to Assets Ratio	0.1 x	0.1 x	0.1 x
Financial Leverage	7.7 x	8.3 x	7.7 x	8.1 x

USD	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020	Q3, 2020
Cash	3.2b	4.3b	3.5b	3.8b	4.5b	5.1b	5.3b	13.2b	13.5b
Accounts Receivable	79.0b	79.6b	81.0b	83.6b	82.7b	81.9b	86.5b	88.3b	86.1b
PP&E	2.1b	2.1b	2.1b	2.0b	2.0b	1.9b	1.9b	1.9b	1.9b
Goodwill	4.9b	4.9b	4.8b	4.8b	4.8b	4.8b	4.8b	5.2b	5.2b
Total Assets	122.9b	124.6b	124.6b	128.8b	127.5b	128.1b	133.5b	144.1b	145.2b
Accounts Payable	97.0b	95.3b	93.3b	95.7b	95.0b	94.3b	100.0b	116.8b	118.4b
Short-term debt		1.4b	3.3b	1.6b	4.3b	5.4b	3.2b
Long-term debt	7.9b	9.9b	14.4b	13.0b	9.2b	9.1b	23.4b	6.4b	4.9b
Total Debt	7.9b	11.3b	17.7b	14.6b	13.5b	14.5b	26.5b	6.4b	4.9b
Total Liabilities	107.0b	108.8b	109.8b	113.3b	110.9b	111.6b	116.2b	126.4b	127.3b
Common Stock	12.0m	12.0m	11.0m	11.0m	11.0m	10.0m	10.0m	10.0m	10.0m
Preferred Stock	820.0m	820.0m	820.0m	820.0m	1.3b	1.3b	1.3b	1.7b	1.7b
Additional Paid-in Capital	15.6b	15.4b	14.1b	13.6b	13.4b	12.8b	12.7b	12.7b	12.7b
Retained Earnings	1.9b	2.2b	2.6b	3.1b	3.3b	3.5b	3.4b	3.0b	3.3b
Total Equity	15.9b	15.8b	14.8b	15.5b	16.6b	16.6b	17.3b	17.6b	17.9b
Debt to Equity Ratio	0.5 x	0.7 x	1.2 x	0.9 x	0.8 x	0.9 x	1.5 x	0.4 x	0.3 x
Debt to Assets Ratio	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.2 x	0 x	0 x
Financial Leverage	7.7 x	7.9 x	8.4 x	8.3 x	7.7 x	7.7 x	7.7 x	8.2 x	8.1 x

USD	FY, 2017	FY, 2018	FY, 2019	FY, 2020
Net Income	1.3b	1.8b	1.6b	1.1b
Depreciation and Amortization	537.0m	462.0m	426.0m	421.0m
Accounts Receivable	(84.0m)	(3.4b)	766.0m
Accounts Payable	(2.1b)	(2.4b)	3.0b
Cash From Operating Activities	2.3b	2.3b	2.6b	2.3b
Cash From Investing Activities	(785.0m)	(3.0b)	509.0m	(4.9b)
Short-term Borrowings	500.0m	1.1b	450.0m
Long-term Borrowings	(6.3b)	(17.5b)	(25.9b)	(10.9b)
Dividends Paid	(346.0m)	(452.0m)	(577.0m)	(595.0m)
Cash From Financing Activities	(3.0b)	327.0m	(2.5b)	16.4b
Net Change in Cash	(1.5b)	(443.0m)	576.0m	13.8b

USD	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020	Q3, 2020
Net Income	414.0m	789.0m	1.4b	394.0m	784.0m	1.2b	162.0m	(52.0m)	478.0m
Depreciation and Amortization	121.0m	239.0m	355.0m	105.0m	212.0m	321.0m	100.0m	228.0m	360.0m
Accounts Receivable	(164.0m)	(767.0m)	(2.0b)	(1.4b)	(398.0m)	456.0m	(4.5b)	(4.9b)	(2.5b)
Accounts Payable	101.0m	(1.6b)	(3.6b)	1.2b	480.0m	(186.0m)	2.6b	19.3b	21.0b
Cash From Operating Activities	154.0m	660.0m	1.3b	578.0m	1.3b	2.1b	787.0m	1.6b	2.3b
Cash From Investing Activities	(44.0m)	(714.0m)	(1.8b)	(1.7b)	35.0m	222.0m	(5.3b)	(6.4b)	(6.8b)
Short-term Borrowings	(500.0m)	900.0m	2.8b		2.7b	3.8b	1.1b	(2.0b)	2.1b
Long-term Borrowings	(4.5b)	(6.3b)	(7.7b)	(11.5b)	(24.1b)	(24.7b)	(1.8b)	(8.1b)	(9.6b)
Dividends Paid	(102.0m)	(203.0m)	(304.0m)	(143.0m)	(286.0m)	(426.0m)	(149.0m)	(298.0m)	(446.0m)
Cash From Financing Activities	(906.0m)	359.0m	77.0m	1.4b	(406.0m)	(777.0m)	5.6b	13.9b	13.9b
Net Change in Cash	(796.0m)	305.0m	(486.0m)	269.0m	950.0m	1.5b	1.1b	9.1b	9.4b

Regions Financial's Total Loans was reported to be $88.4b in Q3, 2020. Regions Financial's Total Deposits was reported to be $118.4b in Q3, 2020.

	FY, 2017	Q1, 2018	Q2, 2018	Q3, 2018	FY, 2018	Q1, 2019	Q2, 2019	Q3, 2019	FY, 2019	Q1, 2020	Q2, 2020	Q3, 2020
ATMs	1.90 k				1.95 k				2.03 k
Bank Branches	1.47 k				1.45 k				1.43 k
Non-performing Loans	$667 m	$609 m	$605 m	$554 m	$506 m	$536 m	$544 m	$470 m	$520 m	$641 m	$624 m	$772 m
Total Deposits	$96.89 b	$96.99 b	$95.28 b	$93.26 b	$94.49 b	$95.72 b	$94.97 b	$94.31 b	$97.48 b	$100.03 b	$116.78 b	$118.45 b
Total Loans	$80.10 b	$79.82 b	$80.48 b	$81.82 b	$83.15 b	$84.43 b	$83.55 b	$81.82 b	$82.96 b	$88.10 b	$90.55 b	$88.36 b