Regions Financial (RF) stock price, revenue, and financials

Regions Financial market cap is $14.2 b, and annual revenue was $71 m in FY 2018

$14.2 B

RF Mkt cap, 10-Jun-2019

$494 M

Regions Financial Revenue Q2, 2019
Regions Financial Net income (Q2, 2019)390 M
Regions Financial EBIT (Q2, 2019)390 M
Regions Financial Cash, 30-Jun-20194.5 B
Regions Financial EV18.9 B

Regions Financial Income Statement

Annual

USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

3.5b2.1b2.1b5.7b5.4b5.7b6.0b2.1b71.0m

Revenue growth, %

(5%)5%5%

Sales and marketing expense

68.0m87.0m93.0m92.0m

Operating expense total

1.8b1.3b1.2b1.1b1.1b

EBIT

(539.0m)189.0m1.2b1.3b1.6b

EBIT margin, %

(15%)9%56%60%2208%

Interest expense

1.3b842.0m603.0m373.0m602.0m

Interest income

32.0m10.0m11.0m

Pre tax profit

(885.0m)161.0m1.7b1.6b1.6b1.5b1.7b1.9b2.0b

Income tax expense

(346.0m)(28.0m)482.0m452.0m548.0m455.0m514.0m614.0m387.0m

Net Income

(539.0m)(215.0m)1.1b1.1b1.2b1.1b1.2b1.3b1.8b

Quarterly

USDQ1, 2010Q2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019

Revenue

812.0m756.0m750.0m843.0m781.0m745.0m524.0m507.0m533.0m501.0m497.0m495.0m438.0m457.0m478.0m470.0m590.0m497.0m506.0m526.0m599.0m510.0m525.0m515.0m507.0m512.0m502.0m494.0m

Cost of goods sold

156.0m

Operating expense total

461.0m377.0m395.0m387.0m451.0m356.0m313.0m249.0m256.0m236.0m271.0m266.0m199.0m217.0m205.0m285.0m292.0m258.0m230.0m270.0m281.0m234.0m241.0m228.0m225.0m235.0m922.0m224.0m228.0m

EBIT

69.0m109.0m239.0m351.0m312.0m333.0m268.0m293.0m307.0m299.0m322.0m236.0m289.0m262.0m273.0m272.0m319.0m294.0m317.0m312.0m414.0m378.0m394.0m390.0m

EBIT margin, %

8%14%46%69%59%66%54%59%70%65%67%50%49%53%54%52%53%58%60%61%82%74%78%79%

Interest expense

384.0m324.0m290.0m237.0m222.0m206.0m170.0m156.0m147.0m113.0m99.0m87.0m82.0m77.0m76.0m71.0m63.0m65.0m74.0m78.0m82.0m85.0m89.0m97.0m122.0m136.0m223.0m235.0m

Pre tax profit

(357.0m)(365.0m)(305.0m)57.0m49.0m182.0m321.0m477.0m448.0m447.0m390.0m417.0m435.0m424.0m449.0m331.0m413.0m378.0m386.0m387.0m471.0m422.0m450.0m451.0m542.0m467.0m455.0m499.0m483.0m

Income tax expense

(161.0m)(88.0m)(150.0m)(12.0m)(60.0m)27.0m82.0m126.0m136.0m114.0m122.0m124.0m128.0m125.0m127.0m95.0m124.0m116.0m113.0m115.0m152.0m128.0m133.0m139.0m128.0m89.0m85.0m105.0m93.0m

Net Income

(196.0m)(277.0m)(155.0m)69.0m109.0m155.0m199.0m355.0m301.0m335.0m267.0m293.0m319.0m300.0m325.0m234.0m285.0m258.0m273.0m275.0m320.0m301.0m316.0m311.0m414.0m375.0m564.0m394.0m390.0m

Regions Financial Balance Sheet

Annual

USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cash

6.9b7.2b5.5b1.7b1.6b1.4b1.9b4.0b3.5b

Accounts Receivable

79.7b74.8b72.1b313.0m310.0m319.0m319.0m79.0b82.3b

PP&E

2.6b2.4b2.3b2.2b2.2b2.2b2.1b2.1b2.0b

Goodwill

5.6b4.8b4.8b4.8b4.8b4.9b4.9b4.9b4.8b

Total Assets

132.4b127.1b121.3b117.4b119.7b126.1b126.0b124.3b125.7b

Short-term debt

6.0b3.1b1.6b2.2b2.3b10.0m500.0m1.6b

Long-term debt

13.2b8.1b5.9b4.8b3.5b8.3b7.8b8.1b12.4b

Total Debt

13.2b8.1b5.9b7.0b5.7b8.4b7.8b8.1b12.4b

Total Liabilities

115.6b110.6b105.8b108.1b110.6b

Common Stock

13.0m13.0m15.0m14.0m14.0m13.0m13.0m12.0m11.0m

Preferred Stock

3.4b3.4b450.0m884.0m820.0m820.0m820.0m820.0m

Additional Paid-in Capital

19.1b19.1b19.7b19.2b18.8b17.9b17.1b15.9b13.8b

Retained Earnings

(4.0b)(4.5b)(3.3b)(2.2b)(1.1b)(115.0m)666.0m1.6b2.8b

Total Equity

16.7b16.5b15.5b15.8b17.0b16.8b16.7b16.2b15.1b

Debt to Equity Ratio

0.8 x0.5 x0.4 x0.4 x0.3 x0.5 x0.5 x0.5 x0.8 x

Debt to Assets Ratio

0.1 x0.1 x0 x0.1 x0 x0.1 x0.1 x0.1 x0.1 x

Financial Leverage

7.9 x7.7 x7.8 x7.4 x7 x7.5 x7.6 x7.7 x8.3 x

Quarterly

USDQ1, 2010Q2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019

Cash

6.9b7.3b8.0b8.3b7.5b3.8b3.9b4.9b4.3b3.9b5.2b4.8b4.8b6.0b3.8b5.0b4.4b4.2b4.2b4.4b4.1b3.8b3.2b4.3b3.5b3.8b4.5b

Accounts Receivable

85.0b78.2b78.1b76.5b74.2b73.9b73.2b72.2b73.4b74.4b74.4b75.3b75.4b77.1b79.0b79.9b80.5b80.6b79.8b78.8b79.1b78.3b79.0b79.6b81.0b83.6b82.7b

PP&E

2.6b2.5b2.5b2.4b2.4b2.3b2.3b2.3b2.2b2.2b2.2b2.2b2.2b2.2b2.1b2.1b2.1b2.1b2.1b2.1b2.1b2.1b2.1b2.1b2.1b2.0b2.0b

Goodwill

5.6b5.6b5.6b5.6b4.8b4.8b4.8b4.8b4.8b4.8b4.8b4.8b4.8b4.8b4.8b4.8b4.9b4.9b4.9b4.9b4.9b4.9b4.9b4.9b4.8b4.8b4.8b

Total Assets

137.2b131.8b130.9b129.8b128.3b122.3b121.8b119.7b118.7b116.9b117.9b118.7b119.2b122.4b121.9b124.8b125.5b126.2b125.2b124.5b124.6b123.3b122.9b124.6b124.6b128.8b127.5b

Short-term debt

2.7b3.2b2.7b2.9b2.9b3.3b1.9b1.8b3.9b1.8b2.1b1.8b2.0m600.0m600.0m1.4b3.3b1.6b4.3b

Long-term debt

15.7b12.2b11.6b10.1b7.2b6.2b6.2b5.8b4.9b4.8b4.2b3.8b3.8b3.2b3.6b7.4b7.9b9.0b6.1b6.0b6.8b6.1b7.9b9.9b11.2b13.0b9.2b

Total Debt

15.7b12.2b11.6b10.1b7.2b6.2b6.2b5.8b4.9b4.8b4.2b3.8b3.8b3.2b3.6b7.4b7.9b9.0b6.1b6.0b6.8b6.1b7.9b9.9b11.2b13.0b9.2b

Total Liabilities

119.6b115.1b114.0b112.5b110.7b107.9b106.9b104.0b103.4b101.4b101.8b101.7b102.1b105.4b105.0b107.8b108.3b108.8b107.8b107.8b107.8b106.6b107.0b108.8b109.8b113.3b110.9b

Common Stock

12.0m13.0m13.0m13.0m15.0m15.0m15.0m15.0m14.0m14.0m14.0m14.0m14.0m14.0m14.0m13.0m13.0m13.0m13.0m12.0m12.0m12.0m12.0m12.0m11.0m11.0m11.0m

Preferred Stock

3.4b3.4b3.4b3.4b3.4b474.0m466.0m458.0m442.0m920.0m900.0m868.0m852.0m836.0m820.0m820.0m820.0m820.0m820.0m820.0m820.0m820.0m820.0m820.0m1.3b

Additional Paid-in Capital

18.8b19.0b19.1b19.1b19.9b19.9b19.9b19.6b19.4b19.2b19.2b19.1b19.1b18.6b18.4b18.0b17.7b17.5b17.3b17.0b16.8b16.3b15.6b15.4b14.1b13.6b13.4b

Retained Earnings

(3.5b)(4.0b)(4.0b)(3.9b)(4.4b)(4.1b)(3.8b)(3.0b)(2.7b)(2.4b)(1.9b)(1.6b)(1.3b)(943.0m)(658.0m)(400.0m)62.0m242.0m465.0m873.0m1.1b1.3b1.9b2.2b2.6b3.1b3.3b

Total Equity

17.6b13.0m13.0m16.6b16.9b17.3b17.5b14.5b14.9b15.7b15.3b15.5b16.1b17.0b17.2b17.1b16.9b17.0b17.2b17.4b17.4b16.7b16.9b16.6b15.9b15.8b14.8b15.5b16.6b

Debt to Equity Ratio

0.9 x0.7 x0.7 x0.6 x0.4 x0.4 x0.4 x0.4 x0.3 x0.3 x0.3 x0.2 x0.2 x0.2 x0.2 x0.4 x0.5 x0.5 x0.3 x0.4 x0.4 x0.4 x0.5 x0.6 x0.8 x0.8 x0.6 x

Debt to Assets Ratio

0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0.1 x0 x0 x0 x0 x0 x0 x0 x0 x0.1 x0.1 x0.1 x0 x0 x0.1 x0 x0.1 x0.1 x0.1 x0.1 x0.1 x

Financial Leverage

7.8 x7.9 x7.8 x7.5 x7.3 x8.5 x8.2 x7.6 x7.7 x7.5 x7.3 x7 x6.9 x7.2 x7.2 x7.4 x7.3 x7.3 x7.2 x7.4 x7.4 x7.4 x7.7 x7.9 x8.4 x8.3 x7.7 x

Regions Financial Cash Flow

Annual

USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

(539.0m)(215.0m)1.1b1.1b1.2b1.1b1.2b1.3b1.8b

Depreciation and Amortization

13.0m20.0m717.0m537.0m462.0m

Cash From Operating Activities

4.2b4.8b2.4b3.8b2.1b1.6b2.0b2.3b2.3b

Purchases of PP&E

(978.0m)(1.1b)(1.1b)(985.0m)

Cash From Investing Activities

4.1b659.0m1.0b(125.0m)(3.8b)(6.1b)(631.0m)(785.0m)(3.0b)

Short-term Borrowings

269.0m(870.0m)(564.0m)608.0m71.0m(2.2b)(10.0m)500.0m1.1b

Long-term Borrowings

(9.1b)(6.0b)(2.2b)(6.3b)(17.5b)

Dividends Paid

(49.0m)(51.0m)(54.0m)(346.0m)(452.0m)

Cash From Financing Activities

(9.4b)(5.1b)(5.2b)(3.9b)405.0m5.9b(1.2b)(3.0b)327.0m

Net Change in Cash

(1.1b)326.0m(1.8b)(1.5b)(443.0m)

Interest Paid

1.4b363.0m581.0m

Income Taxes Paid

(555.0m)(98.0m)80.0m181.0m57.0m

Free Cash Flow

4.0b4.6b2.3b

Quarterly

USDQ1, 2010Q2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019

Net Income

(196.0m)(473.0m)(628.0m)69.0m178.0m333.0m199.0m554.0m855.0m335.0m602.0m895.0m319.0m619.0m944.0m234.0m519.0m777.0m273.0m548.0m868.0m301.0m617.0m928.0m414.0m789.0m1.4b394.0m784.0m

Depreciation and Amortization

138.0m205.0m62.0m125.0m530.0m171.0m342.0m497.0m122.0m248.0m391.0m123.0m252.0m384.0m130.0m267.0m425.0m140.0m274.0m410.0m121.0m239.0m355.0m105.0m212.0m

Cash From Operating Activities

1.7b2.8b3.3b1.3b2.8b4.6b755.0m1.0b2.2b1.1b2.2b3.1b421.0m743.0m1.5b294.0m767.0m1.6b790.0m1.1b1.7b736.0m1.2b2.0b154.0m660.0m1.3b578.0m1.3b

Cash From Investing Activities

1.4b3.0b3.7b(925.0m)(676.0m)(430.0m)(1.8b)(562.0m)25.0m(579.0m)(1.5b)(394.0m)(580.0m)(1.6b)(2.7b)(904.0m)(3.1b)(4.3b)(656.0m)(1.1b)(503.0m)(129.0m)(561.0m)38.0m(44.0m)(714.0m)(1.8b)(1.7b)35.0m

Short-term Borrowings

(984.0m)(704.0m)(7.0m)(755.0m)(1.2b)(994.0m)(159.0m)1.2b(202.0m)256.0m2.3b199.0m(201.0m)(364.0m)(289.0m)(168.0m)(407.0m)(2.3b)(10.0m)(8.0m)(10.0m)600.0m600.0m(500.0m)900.0m2.8b2.7b

Long-term Borrowings

(2.9b)(3.9b)(5.0b)(1.6b)(2.5b)(4.0b)(900.0m)(1.9b)(1.9b)(1.7b)(1.7b)(600.0m)(1.0b)(1.0b)(293.0m)(1.1b)(1.1b)(1.0b)(1.0b)(3.9b)(1.7b)(2.3b)(4.5b)(4.5b)(6.3b)(7.7b)(11.5b)(24.1b)

Dividends Paid

(12.0m)(24.0m)(36.0m)(13.0m)(25.0m)(39.0m)(13.0m)(27.0m)(41.0m)(14.0m)(56.0m)(97.0m)(41.0m)(111.0m)(180.0m)(67.0m)(147.0m)(226.0m)(80.0m)(154.0m)(236.0m)(157.0m)(241.0m)(346.0m)(102.0m)(203.0m)(304.0m)(143.0m)(286.0m)

Cash From Financing Activities

(4.3b)(6.4b)(8.1b)(6.0m)(1.1b)(2.8b)1.3b(4.0b)(5.6b)(1.1b)(1.9b)(4.4b)82.0m355.0m655.0m2.6b2.1b3.8b(1.1b)(1.1b)(2.3b)(1.7b)(1.9b)(3.7b)(906.0m)359.0m77.0m1.4b(406.0m)

Net Change in Cash

(1.1b)(600.0m)(1.1b)401.0m1.1b1.3b228.0m(3.5b)(3.3b)(556.0m)(1.2b)(1.6b)(77.0m)(454.0m)(490.0m)2.0b(249.0m)1.0b(924.0m)(1.1b)(1.1b)(1.1b)(1.3b)(1.7b)(796.0m)305.0m(486.0m)269.0m950.0m

Free Cash Flow

1.7b2.7b3.2b1.3b2.7b4.5b718.0m958.0m2.1b1.1b2.1b3.0b384.0m648.0m

Regions Financial Ratios

USDY, 2019

EV/EBIT

54.2 x

EV/CFO

16 x

Debt/Equity

0.6 x

Debt/Assets

0.1 x

Financial Leverage

7.7 x

Regions Financial Operating Metrics

Regions Financial's Total Loans was reported to be $80.1b in Q2, 2017.
FY, 2014Q1, 2015Q2, 2015Q3, 2015FY, 2015Q1, 2016Q2, 2016Q3, 2016FY, 2016Q1, 2017Q2, 2017

ATMs

2 k1.96 k2 k

Bank Branches

1.67 k1.63 k1.67 k

Non-performing Loans

$867 m$832 m$777 m$832 m$820 m$1.02 b$1.06 b$1.09 b$1.01 b$1 b$823 m

Total Loans

$77.31 b$78.24 b$80.15 b$81.06 b$81.16 b$81.61 b$81.70 b$80.88 b$80.10 b$79.87 b$80.13 b

Regions Financial Employee Rating

3.21610 votes
Culture & Values
3.4
Work/Life Balance
3.7
Senior Management
2.9
Salary & Benefits
3.4
Career Opportunities
3.1
Source