Regions Financial (RF) stock price, revenue, and financials

Regions Financial market cap is $18.9 b, and annual revenue was $6.66 b in FY 2020

+0.17(+0.86%)

$18.9 B

RF Mkt cap, 09-Sept-2021

Regions Financial Revenue Q1, 2021

Regions Financial Gross profit (Q1, 2021)1.6 B

Regions Financial Gross profit margin (Q1, 2021), %97.2%

Regions Financial Net income (Q1, 2021)642 M

Regions Financial Cash, 31-Mar-202124.9 B

Regions Financial EV-3.1 B

Regions Financial revenue was $6.66 b in FY, 2020 which is a 1.5% year over year decrease from the previous period.

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Regions Financial revenue breakdown by business segment: 37.7% from Corporate Bank, 54.6% from Consumer Bank and 7.7% from Wealth Management

USD	FY, 2017	FY, 2018	FY, 2019	FY, 2020
Revenue	6.1b	6.4b	6.8b	6.7b
Revenue growth, %		5%	5%	(1%)
Cost of goods sold	373.0m	602.0m	851.0m	368.0m
Gross profit	5.7b	5.8b	5.9b	6.3b
Gross profit Margin, %	94%	91%	87%	94%
General and administrative expense	2.6b	2.6b	2.6b	2.8b
Operating expense total	3.6b	3.6b	3.5b	3.6b
Pre tax profit	1.9b	2.2b	2.0b	1.3b
Income tax expense	622.0m	467.0m	403.0m	220.0m
Net Income	1.3b	1.8b	1.6b	1.1b
EPS	1.0	1.5	1.5	1.0

USD	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020	Q3, 2020	Q1, 2021
Revenue	1.6b	1.6b	1.6b	1.7b	1.7b	1.7b	1.6b	1.6b	1.7b	1.7b
Cost of goods sold	122.0m	136.0m	156.0m	223.0m	235.0m	213.0m	151.0m	91.0m	71.0m	46.0m
Gross profit	1.4b	1.5b	1.5b	1.5b	1.4b	1.5b	1.4b	1.5b	1.6b	1.6b
Gross profit Margin, %	92%	91%	90%	87%	86%	88%	90%	94%	96%	97%
General and administrative expense	659.0m	676.0m	636.0m	636.0m	633.0m	644.0m	629.0m	689.0m	694.0m	713.0m
Operating expense total	884.0m	911.0m	922.0m	860.0m	861.0m	871.0m	836.0m	924.0m	896.0m	928.0m
Pre tax profit	542.0m	464.0m	729.0m	499.0m	483.0m	516.0m	204.0m	(261.0m)	634.0m	822.0m
Income tax expense	128.0m	89.0m	165.0m	105.0m	93.0m	107.0m	42.0m	(47.0m)	104.0m	180.0m
Net Income	414.0m	375.0m	564.0m	394.0m	390.0m	409.0m	162.0m	(214.0m)	530.0m	642.0m
EPS	0.4	0.3	0.5	0.4	0.4	0.4	0.1	(0.2)	0.5	0.6

USD	FY, 2017	FY, 2018	FY, 2019	FY, 2020
Cash	4.0b	3.5b	4.1b	18.0b
Accounts Receivable	79.0b	82.3b	82.1b	83.1b
PP&E	2.1b	2.0b	2.0b	1.9b
Goodwill	4.9b	4.8b	4.8b	5.2b
Total Assets	124.3b	125.7b	126.2b	147.4b
Accounts Payable	96.9b	94.5b	97.5b	122.5b
Short-term debt	500.0m	1.6b	2.1b
Long-term debt	8.1b	12.4b	7.9b	3.6b
Total Debt	8.6b	14.0b	9.9b	3.6b
Total Liabilities	108.1b	110.6b	109.9b	129.3b
Common Stock	12.0m	11.0m	10.0m	10.0m
Preferred Stock	820.0m	820.0m	1.3b	1.7b
Additional Paid-in Capital	15.9b	13.8b	12.7b	12.7b
Retained Earnings	1.6b	2.8b	3.8b	3.8b
Total Equity	16.2b	15.1b	16.3b	18.1b
Debt to Equity Ratio	0.5 x	0.9 x	0.6 x	0.2 x
Debt to Assets Ratio	0.1 x	0.1 x	0.1 x	0 x
Financial Leverage	7.7 x	8.3 x	7.7 x	8.1 x

USD	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020	Q3, 2020	Q1, 2021
Cash	3.2b	4.3b	3.5b	3.8b	4.5b	5.1b	5.3b	13.2b	13.5b	24.9b
Accounts Receivable	79.0b	79.6b	81.0b	83.6b	82.7b	81.9b	86.5b	88.3b	86.1b	82.8b
PP&E	2.1b	2.1b	2.1b	2.0b	2.0b	1.9b	1.9b	1.9b	1.9b	1.9b
Goodwill	4.9b	4.9b	4.8b	4.8b	4.8b	4.8b	4.8b	5.2b	5.2b	5.2b
Total Assets	122.9b	124.6b	124.6b	128.8b	127.5b	128.1b	133.5b	144.1b	145.2b	153.3b
Accounts Payable	97.0b	95.3b	93.3b	95.7b	95.0b	94.3b	100.0b	116.8b	118.4b	129.6b
Short-term debt		1.4b	3.3b	1.6b	4.3b	5.4b	3.2b
Long-term debt	7.9b	9.9b	14.4b	13.0b	9.2b	9.1b	23.4b	6.4b	4.9b	2.9b
Total Debt	7.9b	11.3b	17.7b	14.6b	13.5b	14.5b	26.5b	6.4b	4.9b	2.9b
Total Liabilities	107.0b	108.8b	109.8b	113.3b	110.9b	111.6b	116.2b	126.4b	127.3b	135.5b
Common Stock	12.0m	12.0m	11.0m	11.0m	11.0m	10.0m	10.0m	10.0m	10.0m	10.0m
Preferred Stock	820.0m	820.0m	820.0m	820.0m	1.3b	1.3b	1.3b	1.7b	1.7b	1.7b
Additional Paid-in Capital	15.6b	15.4b	14.1b	13.6b	13.4b	12.8b	12.7b	12.7b	12.7b	12.7b
Retained Earnings	1.9b	2.2b	2.6b	3.1b	3.3b	3.5b	3.4b	3.0b	3.3b	4.2b
Total Equity	15.9b	15.8b	14.8b	15.5b	16.6b	16.6b	17.3b	17.6b	17.9b	17.9b
Debt to Equity Ratio	0.5 x	0.7 x	1.2 x	0.9 x	0.8 x	0.9 x	1.5 x	0.4 x	0.3 x	0.2 x
Debt to Assets Ratio	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.1 x	0.2 x	0 x	0 x	0 x
Financial Leverage	7.7 x	7.9 x	8.4 x	8.3 x	7.7 x	7.7 x	7.7 x	8.2 x	8.1 x	8.6 x

USD	FY, 2017	FY, 2018	FY, 2019	FY, 2020
Net Income	1.3b	1.8b	1.6b	1.1b
Depreciation and Amortization	537.0m	462.0m	426.0m	421.0m
Accounts Receivable	(84.0m)	(3.4b)	766.0m	546.0m
Accounts Payable	(2.1b)	(2.4b)	3.0b	25.0b
Cash From Operating Activities	2.3b	2.3b	2.6b	2.3b
Cash From Investing Activities	(785.0m)	(3.0b)	509.0m	(4.9b)
Short-term Borrowings	500.0m	1.1b	450.0m	(2.0b)
Long-term Borrowings	(6.3b)	(17.5b)	(25.9b)	(10.9b)
Dividends Paid	(346.0m)	(452.0m)	(577.0m)	(595.0m)
Cash From Financing Activities	(3.0b)	327.0m	(2.5b)	16.4b
Net Change in Cash	(1.5b)	(443.0m)	576.0m	13.8b

USD	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020	Q3, 2020	Q1, 2021
Net Income	414.0m	789.0m	1.4b	394.0m	784.0m	1.2b	162.0m	(52.0m)	478.0m	642.0m
Depreciation and Amortization	121.0m	239.0m	355.0m	105.0m	212.0m	321.0m	100.0m	228.0m	360.0m	101.0m
Accounts Receivable	(164.0m)	(767.0m)	(2.0b)	(1.4b)	(398.0m)	456.0m	(4.5b)	(4.9b)	(2.5b)	596.0m
Accounts Payable	101.0m	(1.6b)	(3.6b)	1.2b	480.0m	(186.0m)	2.6b	19.3b	21.0b	7.1b
Cash From Operating Activities	154.0m	660.0m	1.3b	578.0m	1.3b	2.1b	787.0m	1.6b	2.3b	719.0m
Cash From Investing Activities	(44.0m)	(714.0m)	(1.8b)	(1.7b)	35.0m	222.0m	(5.3b)	(6.4b)	(6.8b)	(67.0m)
Short-term Borrowings	(500.0m)	900.0m	2.8b		2.7b	3.8b	1.1b	(2.0b)	2.1b
Long-term Borrowings	(4.5b)	(6.3b)	(7.7b)	(11.5b)	(24.1b)	(24.7b)	(1.8b)	(8.1b)	(9.6b)
Dividends Paid	(102.0m)	(203.0m)	(304.0m)	(143.0m)	(286.0m)	(426.0m)	(149.0m)	(298.0m)	(446.0m)	(149.0m)
Cash From Financing Activities	(906.0m)	359.0m	77.0m	1.4b	(406.0m)	(777.0m)	5.6b	13.9b	13.9b	6.3b
Net Change in Cash	(796.0m)	305.0m	(486.0m)	269.0m	950.0m	1.5b	1.1b	9.1b	9.4b	7.0b

Regions Financial's Total Loans was reported to be $84.8b in Q1, 2021. Regions Financial's Total Deposits was reported to be $129.6b in Q1, 2021.

	FY, 2017	Q1, 2018	Q2, 2018	Q3, 2018	FY, 2018	Q1, 2019	Q2, 2019	Q3, 2019	FY, 2019	Q1, 2020	Q2, 2020	Q3, 2020	FY, 2020	Q1, 2021
ATMs	1.9 k				1.95 k				2.03 k				2.08 k
Bank Branches	1.47 k				1.45 k				1.43 k				1.37 k
Non-performing Loans	$667 m	$609 m	$605 m	$554 m	$506 m	$536 m	$544 m	$470 m	$520 m	$641 m	$624 m	$772 m	$751 m	$746 m
Total Deposits	$96.89 b	$96.99 b	$95.28 b	$93.26 b	$94.49 b	$95.72 b	$94.97 b	$94.31 b	$97.48 b	$100.03 b	$116.78 b	$118.45 b	$122.48 b	$129.6 b
Total Loans	$80.1 b	$79.82 b	$80.48 b	$81.82 b	$83.15 b	$84.43 b	$83.55 b	$81.82 b	$82.96 b	$88.1 b	$90.55 b	$88.36 b	$85.27 b	$84.76 b