Provident Financial Services

Established in 1880, Provident Financial is one of the UK’s leading suppliers of personal credit products to the non-standard lending market. We serve over 2.5 million customers through our online businesses: Satsuma and glo and through Provident, our home credit business. Take a look at our careers tab above for all the latest news and vacancies in Provident's Consumer Credit Division. With over 1000 colleagues at our Bradford head office, we have a number of specialist departments that are regularly recruiting due to business growth.

Bradford, GB
Size (employees)
3,310 (est)
Provident Financial Services was founded in 1880 and is headquartered in Bradford, GB

Provident Financial Services Office Locations

Provident Financial Services has offices in Bradford, London
Bradford, GB (HQ)
1 Godwin St

Provident Financial Services Metrics

Provident Financial Services Financial Metrics

Revenue (2016)

$357.7 m

Revenue growth (2015-16), %


Gross profit

$314 m

Gross profit margin (2016), %


Net income (2016)

$87.8 m

Market capitalization (22-Mar-2017)

£4.2 b

Closing share price (22-Mar-2017)


Cash (31-Dec-2016)

$144.3 m
Provident Financial Services's current market capitalization is £4.2 b.
Provident Financial Services's revenue was reported to be $357.7 m in FY, 2016 which is a 67.9% decrease from the previous period.
FY, 2013FY, 2014FY, 2015FY, 2016


£1.1 b£1.1 b£1.1 b$357.7 m

Revenue growth, %


Cost of goods sold

£41.9 m$43.7 m

Gross profit

£1.1 b$314 m

Gross profit Margin, %



£245.5 m$253.2 m

EBIT margin, %


Pre tax profit

£120.2 m$124.8 m

Net Income

£83.7 m$87.8 m
FY, 2013FY, 2014FY, 2015FY, 2016


$102.2 m$144.3 m

Accounts Receivable

$25.8 m$27.1 m


Total Assets

$8.9 b$9.5 b

Accounts Payable

Additional Paid-in Capital

$1 b$1 b

Retained Earnings

$507.7 m$550.8 m

Total Equity

$1.2 b$1.3 b

Financial Leverage

7.5 x7.6 x
FY, 2013FY, 2014FY, 2015FY, 2016

Net Income

$70.5 m$73.6 m$83.7 m$87.8 m

Depreciation and Amortization

$4.1 m$3.4 m

Accounts Receivable

$23 m$25.2 m


Accounts Payable

Cash From Operating Activities

$114.9 m$127.3 m

Purchases of PP&E

($95.3 m)($28.6 m)

Cash From Investing Activities

($408.7 m)($580.8 m)

Cash From Financing Activities

$292.3 m$495.6 m

Income Taxes Paid

$40.6 m$33.9 m

Provident Financial Services Market Value History

Provident Financial Services Job Categories

Provident Financial Services Online Presence

Provident Financial Services Company Life

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