OverviewSuggest Edit

Established in 1880, Provident Financial is one of the UK’s leading suppliers of personal credit products to the non-standard lending market. We serve over 2.5 million customers through our online businesses: Satsuma and glo and through Provident, our home credit business. Take a look at our careers tab above for all the latest news and vacancies in Provident's Consumer Credit Division. With over 1000 colleagues at our Bradford head office, we have a number of specialist departments that are regularly recruiting due to business growth.

TypePublic
Founded1880
HQBradford, GB
Websiteprovidentfinancial.com

Latest Updates

Employees (est.) (Dec 2018)5,326(+20%)
Job Openings94
Revenue (FY, 2018)£1.1 B(-6%)

Provident Financial Office Locations

Provident Financial has offices in Bradford, London and Liverpool
Bradford, GB (HQ)
1 Godwin St
Liverpool, US
Liverpool, NY, USA
Show all (3)

Provident Financial Financials and Metrics

Provident Financial Revenue

Provident Financial's revenue was reported to be £1.12 b in FY, 2018
GBP

Revenue (FY, 2018)

1.1b

Net income (FY, 2018)

60.3m

Cash (31-Dec-2018)

387.9m

EV

1.0b
GBPFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Revenue

1.1b1.1b1.1b1.2b1.2b1.1b

Pre tax profit

182.4m224.6m273.6m343.9m(123.0m)90.7m

Income tax expense

(41.4m)(49.0m)(55.4m)(81.0m)(11.4m)(30.4m)

Net Income

141.0m175.6m218.2m262.9m(134.4m)60.3m
GBPFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Cash

119.0m145.9m153.4m223.7m282.9m387.9m

Accounts Receivable

100.0k100.0k100.0k100.0k2.0b1.8b

Current Assets

1.7b1.9b2.0b2.3b2.4b2.3b

PP&E

22.8m27.4m29.5m30.3m30.9m24.6m
GBPFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018

Net Income

141.0m175.6m218.2m262.9m(134.4m)60.3m

Cash From Operating Activities

74.2m104.3m81.5m11.7m(56.7m)(39.7m)

Dividends Paid

108.4m123.4m148.9m180.6m

Cash From Financing Activities

(25.4m)59.4m(57.3m)78.2m184.8m152.0m
GBPY, 2018

EV/CFO

-25.5 x

Revenue/Employee

211.1k

Debt/Equity

0.1 x

Financial Leverage

4.2 x
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Provident Financial Operating Metrics

Provident Financial's Customers was reported to be 2.5 m in H1, 2017.
H1, 2014FY, 2014H1, 2015FY, 2015H1, 2016FY, 2016H1, 2017

Agents

7.70 k5.50 k

Customers

2.50 m2.40 m2.40 m2.40 m2.40 m2.40 m2.50 m

Customers (CCD)

1.25 m1.07 m1.01 m948 k875 k862 k801 k

Customers (Vanquis Bank)

1.18 m1.29 m1.36 m1.42 m1.45 m1.55 m1.65 m
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Provident Financial Online and Social Media Presence

Embed Graph

Provident Financial News and Updates

CORRECTION: Provident Financial Holdings Announces Quarterly Cash Dividend

RIVERSIDE, Calif., April 30, 2019 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today announced that the Company’s Board of Directors declared a quarterly cash dividend of $0.14 per share.  Shareholders …

Provident Financial Holdings Announces Extension of April 2018 Stock Repurchase Plan

RIVERSIDE, Calif., April 30, 2019 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today announced that the Company’s Board of Directors authorized a one-year extension of the April 2018 stock repurchase pl…

Provident Financial Holdings Reports Third Quarter of Fiscal 2019 Results

Net Interest Margin Expands 30 Basis Points to 3.53% in the March 2019 Quarter in Comparison to the March 2018 Quarter
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Provident Financial Frequently Asked Questions

  • When was Provident Financial founded?

    Provident Financial was founded in 1880.

  • How many employees does Provident Financial have?

    Provident Financial has 5,326 employees.

  • What is Provident Financial revenue?

    Latest Provident Financial annual revenue is £1.1 b.

  • What is Provident Financial revenue per employee?

    Latest Provident Financial revenue per employee is £211.1 k.

  • Who are Provident Financial competitors?

    Competitors of Provident Financial include Informa, International Personal Finance and Kantox.

  • Where is Provident Financial headquarters?

    Provident Financial headquarters is located at 1 Godwin St, Bradford.

  • Where are Provident Financial offices?

    Provident Financial has offices in Bradford, London and Liverpool.

  • How many offices does Provident Financial have?

    Provident Financial has 3 offices.