Porter Bancorp Financials

35.6 M

Revenue FY, 2016

81.8 M

Mkt cap, 13-Nov-2017
Revenue growth (FY, 2015 - FY, 2016), %(3%)
Net income (FY, 2016)(2.8 M)
EBIT (FY, 2016)32.1 M

Market Value

Revenue/Financials

Income Statement

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016

Revenue

43.2 m39.5 m36.6 m35.6 m

Revenue growth, %

(9%)(7%)(3%)

Sales and marketing expense

16.5 m

General and administrative expense

3.5 m

Operating expense total

20 m

EBIT

32.1 m

EBIT margin, %

90%

Pre tax profit

(2.7 m)

Income tax expense

21 k

Net Income

(1.6 m)(11.2 m)(3.2 m)(2.8 m)

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q2, 2015

Sales and marketing expense

3.8 m3.7 m3.9 m4 m4 m

General and administrative expense

884 k892 k896 k857 k828 k

Operating expense total

4.7 m4.6 m4.8 m4.9 m4.9 m

EBIT

7.8 m7.3 m7.6 m7.3 m7.3 m

Pre tax profit

298 k(287 k)(381 k)(887 k)(2.1 m)

Income tax expense

(424 k)(38 k)(1.3 m)

Net Income

298 k(287 k)43 k(849 k)(2.1 m)

Balance Sheet

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016

Cash

111.1 m80.2 m93.3 m66.3 m

PP&E

20 m19.5 m18.8 m17.8 m

Total Assets

1.1 b1 b948.7 m945.2 m

Accounts Payable

849.9 m

Long-term debt

4.5 m15.8 m3.1 m22.5 m

Total Debt

22.5 m

Total Liabilities

912.4 m

Preferred Stock

35 m35 m2.8 m2.8 m

Additional Paid-in Capital

20.9 m21.4 m23.7 m24.1 m

Retained Earnings

(130.2 m)(107.6 m)(110.8 m)(113.6 m)

Total Equity

35.9 m33.5 m32 m32.7 m

Debt to Equity Ratio

0.7 x

Debt to Assets Ratio

0 x

Financial Leverage

29.9 x30.4 x29.6 x28.9 x

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Cash

53.4 m106.7 m102.3 m84.8 m71.4 m

PP&E

20.2 m19.8 m19.8 m19.6 m19.2 m

Total Assets

1 b1.1 b1.1 b1 b979.3 m

Accounts Payable

946.9 m974.9 m950.8 m933.5 m904.2 m

Long-term debt

4.7 m4.3 m14.1 m16.9 m3.4 m

Total Debt

4.7 m4.3 m14.1 m16.9 m3.4 m

Total Liabilities

1 b1 b1 b1 b949.3 m

Preferred Stock

35 m35 m35 m35 m2.8 m

Additional Paid-in Capital

20.7 m21 m21.2 m21.4 m21.6 m

Retained Earnings

(129 m)(131.3 m)(132 m)(139.9 m)(109.1 m)

Total Equity

37.1 m36.3 m37.8 m29.3 m30 m

Financial Leverage

28 x29.3 x27.9 x35.1 x32.6 x

Cash Flow

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016

Net Income

(1.6 m)(11.2 m)(3.2 m)(2.8 m)

Depreciation and Amortization

2 m1.7 m1.7 m1.7 m

Cash From Operating Activities

4.1 m6.1 m

Cash From Investing Activities

72.9 m(25.8 m)

Cash From Financing Activities

(63.8 m)(7.4 m)

Interest Paid

10.7 m9.5 m7.1 m5.3 m

Income Taxes Paid

(12.7 m)21 k

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017

Net Income

(1.1 m)(287 k)(244 k)(7.4 m)(2.1 m)

Depreciation and Amortization

1.5 m418 k852 k1.3 m814 k

Cash From Operating Activities

8.4 m(279 k)1.1 m3 m2.1 m

Cash From Investing Activities

114.3 m9.3 m17.7 m13.7 m24.6 m

Cash From Financing Activities

(118.8 m)(13.4 m)(27.7 m)(43.1 m)(35.5 m)

Interest Paid

8.2 m2.5 m4.9 m7.2 m3.6 m