OnDeck (ONDK) stock price, revenue, and financials

OnDeck market cap is $108 m, and annual revenue was $16.06 m in FY 2019

$108 M

ONDK Mkt cap, 16-Oct-2020

OnDeck Revenue Q2, 2020

OnDeck Net income (Q2, 2020)-4.1 M

OnDeck Cash, 30-Jun-202071.7 M

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OnDeck revenue breakdown by business segment: 76.6% from Interest income, 20.9% from Gain on sales of loans and 2.5% from Other

USD	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017	FY, 2018	FY, 2019
Revenue	65.2m	158.1m	254.8m	291.3m	351.0m	398.4m	16.1m
Revenue growth, %		142%	61%	14%	20%	14%	(96%)
Cost of goods sold	40.0m	84.6m	95.1m	182.4m	198.4m	195.6m
Gross profit	25.3m	73.4m	159.7m	108.9m	152.6m	202.8m
Gross profit Margin, %	39%	46%	63%	37%	43%	51%
Sales and marketing expense	18.1m	33.2m	60.6m	67.0m	52.8m	44.1m	50.5m
General and administrative expense	12.2m	21.7m	45.3m	48.3m	41.9m	61.3m	63.8m
Operating expense total	44.6m	80.5m	161.6m	194.0m	166.2m	105.4m	114.3m
EBIT			(1.9m)	(85.1m)	(13.6m)
EBIT margin, %			(1%)	(29%)	(4%)
Interest expense							383.8m
Pre tax profit			(2.2m)	(85.5m)	(14.3m)	25.3m	20.1m
Income tax expense							(3.5m)
Net Income	(24.4m)	(18.7m)	(2.2m)	(83.0m)	(11.5m)	27.7m	28.0m

USD	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020
Revenue	56.5m	63.3m	67.4m	62.6m	69.5m	77.4m	92.9m	86.7m	83.7m	90.3m	95.6m	103.0m	110.2m	110.2m	112.6m	106.9m	78.3m
Cost of goods sold	28.1m	20.3m	21.4m	31.2m	40.6m	45.0m	57.5m	44.3m	50.9m	48.1m	45.5m	50.8m	54.6m	54.3m	54.4m
Gross profit	28.3m	43.0m	46.0m	31.5m	28.9m	32.3m	35.4m	42.3m	32.8m	42.2m	50.1m	52.2m	55.5m	55.9m	58.2m
Gross profit Margin, %	50%	68%	68%	50%	42%	42%	38%	49%	39%	47%	52%	51%	50%	51%	52%
Sales and marketing expense	12.7m	15.0m	15.8m	16.5m	16.8m	16.8m	14.8m	15.4m	11.9m	10.6m	11.4m	10.8m	12.0m	13.3m	12.3m	11.7m	5.5m
General and administrative expense	9.6m	10.0m	12.1m	9.7m	12.1m	12.4m	11.9m	9.6m	9.4m	17.7m	16.0m	13.1m	14.0m	16.4m	16.5m	16.3m	13.7m
Operating expense total	33.5m	38.2m	42.5m	44.6m	47.5m	49.4m	46.7m	44.6m	37.3m	44.6m	45.3m	42.7m	26.0m	29.7m	28.7m	27.9m	19.1m
EBIT	(5.2m)	4.8m	3.6m	(13.1m)	(18.7m)	(17.1m)	(11.2m)	(2.3m)	(4.5m)	(2.4m)	4.8m	9.6m
EBIT margin, %	(9%)	8%	5%	(21%)	(27%)	(22%)	(12%)	(3%)	(5%)	(3%)	5%	9%
Interest expense	4.2m			4.1m			10.3m			10.5m			9.9m			95.4m	68.0m
Pre tax profit	(5.3m)	4.7m	3.5m	(13.1m)	(18.7m)	(17.2m)	(11.6m)	(2.6m)	(4.5m)	(2.4m)	4.8m	9.5m	7.3m	4.0m	6.5m	(60.0m)	(4.1m)
Income tax expense													1.7m	1.8m	(1.6m)
Net Income	(5.3m)	4.7m	3.5m	(13.1m)	(18.7m)	(16.6m)	(11.1m)	(1.5m)	(4.1m)	(1.9m)	5.8m	9.8m	5.9m	4.3m	8.7m	(60.0m)	(4.1m)

USD	FY, 2015	FY, 2016	FY, 2017	FY, 2018	FY, 2019
Cash	159.8m	79.6m	71.4m	59.9m	56.3m
Accounts Receivable	499.4m	191.3m	843.8m	1.0b	1.1b
PP&E	26.2m	29.4m	23.6m	16.7m	20.3m
Total Assets	749.3m	1.1b	996.0m	1.2b	1.3b
Accounts Payable	2.7m	5.3m	2.7m	4.0m	6.5m
Total Liabilities	419.8m	800.5m	730.0m	857.3m	993.9m
Common Stock	366.0k		386.0k	396.0k	405.0k
Additional Paid-in Capital	457.0m	477.5m	492.5m	506.2m	513.6m
Retained Earnings	(128.3m)	(211.3m)	(222.8m)	(195.2m)	(169.0m)
Total Equity	329.4m	263.6m	266.1m	304.3m	296.2m
Financial Leverage	2.3 x	4 x	3.7 x	3.8 x	4.4 x

USD	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020
Cash	168.2m	179.7m	165.7m	136.8m	78.1m	85.9m	73.0m	77.9m	64.3m	70.4m	74.3m	71.3m	60.1m	58.7m	59.4m	121.1m	71.7m
Accounts Receivable	499.6m	460.9m	459.8m	601.7m	730.5m	818.0m	928.5m	865.3m	852.3m	892.0m	922.5m	984.2m	1.1b	1.1b	1.1b
PP&E	15.4m	17.5m	18.2m	30.5m	30.4m	30.3m	28.3m	27.0m	25.0m	17.5m	16.9m	16.3m	16.2m	17.1m	18.6m	23.7m	24.6m
Goodwill
Total Assets	725.8m	718.3m	708.6m	828.8m	901.7m	997.9m	1.1b	1.0b	1.0b	1.0b	1.1b	1.1b	1.2b	1.2b	1.3b	1.3b	968.6m
Accounts Payable	4.9m	5.7m	2.6m	5.5m	3.9m	4.1m	4.0m	5.6m	2.9m	3.0m	4.1m	5.7m	4.8m	5.8m	3.7m	6.8m	7.7m
Total Liabilities	418.9m	397.5m	379.2m	506.1m	594.0m	702.1m	853.2m	783.6m	756.3m	773.0m	794.5m	849.7m	911.1m	915.2m	942.7m	1.1b	742.6m
Common Stock	362.0k	363.0k	365.0k	369.0k	370.0k	373.0k	379.0k	382.0k	385.0k	389.0k	391.0k	393.0k	399.0k	401.0k	404.0k	406.0k	408.0k
Additional Paid-in Capital	444.8m	447.0m	453.4m	462.9m	467.2m	472.6m	482.6m	485.6m	489.5m	496.6m	499.3m	503.0m	510.6m	508.6m	511.9m	514.8m	516.9m
Retained Earnings	(132.4m)	(127.4m)	(123.7m)	(140.9m)	(158.8m)	(175.4m)	(222.4m)	(223.9m)	(228.0m)	(224.8m)	(219.0m)	(209.2m)	(189.3m)	(187.0m)	(178.3m)	(217.5m)	(215.3m)
Total Equity	306.9m	320.8m	329.5m	322.7m	307.7m	295.8m	260.7m	259.8m	259.1m	267.5m	277.7m	290.2m	313.6m	317.8m	317.9m	213.4m	219.1m
Financial Leverage	2.4 x	2.2 x	2.2 x	2.6 x	2.9 x	3.4 x	4.3 x	4 x	3.9 x	3.9 x	3.9 x	3.9 x	3.9 x	3.9 x	4 x	6.3 x	4.4 x

USD	FY, 2015	FY, 2016	FY, 2017	FY, 2018	FY, 2019
Net Income	(2.2m)	(85.5m)	(14.3m)	25.3m	23.6m
Depreciation and Amortization	6.5m	9.5m	10.0m	7.8m	6.9m
Accounts Payable	236.0k	2.6m	(2.6m)	1.5m	2.5m
Cash From Operating Activities	118.9m	134.3m	210.2m	263.8m	282.4m
Purchases of PP&E	(13.7m)	(6.6m)	(1.3m)	(1.1m)	(3.2m)
Cash From Investing Activities	(168.4m)	(589.2m)	(156.6m)	(399.6m)	(303.6m)
Long-term Borrowings				(632.7m)	(691.6m)
Dividends Paid			(957.0k)
Cash From Financing Activities	(10.5m)	374.7m	(62.5m)	121.7m	20.9m
Net Change in Cash	(60.6m)	(80.3m)	(8.2m)	(17.2m)	(770.0k)
Interest Paid	15.4m	24.8m	41.9m	42.2m	40.0m
Income Taxes Paid					9.3m

USD	Q1, 2015	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q3, 2017	Q1, 2018	Q2, 2018	Q3, 2018	Q1, 2019	Q2, 2019	Q3, 2019	Q1, 2020	Q2, 2020
Net Income	(5.3m)	(595.0k)	2.9m	(13.1m)	(31.8m)	(47.1m)	(11.1m)	(12.6m)	(16.6m)	(1.9m)	3.9m	13.6m	5.9m	10.0m	18.6m	(59.0m)	(56.8m)
Depreciation and Amortization	1.4m	2.9m	4.6m	2.1m	4.4m	6.9m	2.6m	5.2m	7.6m	2.2m	4.2m	6.2m	1.7m	3.6m	5.2m	1.6m	3.3m
Accounts Payable	2.2m	2.9m	59.0k	2.8m	1.2m	1.4m	(1.2m)	298.0k	(2.4m)	364.0k	1.4m	3.0m	859.0k	1.5m	(587.0k)	518.0k	1.3m
Cash From Operating Activities	28.2m	50.3m	89.7m	19.8m	52.3m	89.5m	44.9m	97.0m	149.1m	53.9m	118.5m	182.2m	68.8m	136.6m	206.7m	57.4m	101.0m
Purchases of PP&E	(1.6m)	(3.9m)	(5.1m)	(4.8m)	(5.5m)	(6.3m)	(145.0k)	(1.1m)	(1.1m)	(313.0k)	(695.0k)	(677.0k)	(536.0k)	(1.4m)	(3.0m)	(2.4m)	(2.9m)
Cash From Investing Activities	(77.0m)	(63.5m)	(98.4m)	(134.3m)	(311.1m)	(449.1m)	(117.4m)	(90.6m)	(131.9m)	(98.7m)	(177.7m)	(294.7m)	(87.5m)	(125.4m)	(208.2m)	(106.8m)	219.1m
Long-term Borrowings													(182.8m)	(359.4m)	(434.7m)	(126.3m)	(508.4m)
Dividends Paid								(960.0k)	(959.0k)
Cash From Financing Activities	(3.4m)	(27.4m)	(44.5m)	91.0m	176.9m	285.2m	65.5m	(8.7m)	(33.3m)	45.4m	64.3m	118.6m	25.9m	(6.1m)	13.6m	102.2m	(267.9m)
Net Change in Cash	(52.2m)	(40.7m)	(54.7m)	(23.0m)	(81.8m)	(73.9m)	(6.6m)	(1.6m)	(15.3m)	300.0k	3.6m	5.4m	7.1m	4.4m	11.7m	53.4m	52.7m
Interest Paid	4.2m	8.1m	11.7m	4.1m	9.4m	16.3m	10.3m	21.3m	31.5m	10.5m	21.4m	32.3m	9.9m	20.0m	30.2m	9.6m	19.1m
Income Taxes Paid																30.0k	67.0k