OnDeck (ONDK) stock price, revenue and financials

$497.6 M

ONDK Mkt cap, 14-Dec-2018

OnDeck Revenue Q2, 2018

OnDeck Gross profit (Q2, 2018)-1.3 M

OnDeck Gross profit margin (Q2, 2018), %(1.4%)

OnDeck Net income (Q2, 2018)2.3 M

OnDeck EBIT (Q2, 2018)2.4 M

OnDeck Cash, 30-Jun-201874.3 M

OnDeck revenue was $152.59 m in FY, 2017

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OnDeck revenue breakdown by business segment: 76.6% from Interest income, 20.9% from Gain on sales of loans and 2.5% from Other

USD	FY, 2013	FY, 2014	FY, 2015	FY, 2016	FY, 2017
Revenue	65.2m	158.1m	159.7m	108.9m	152.6m
Revenue growth, %		142%	61%	(57%)
Cost of goods sold	40.0m	84.6m	95.1m	182.4m	198.4m
Gross profit	25.3m	73.4m	64.6m	(73.5m)	(45.8m)
Gross profit Margin, %	39%	46%	40%	(67%)	(30%)
Sales and marketing expense	18.1m	33.2m	60.6m	67.0m	52.8m
General and administrative expense	12.2m	21.7m	45.3m	48.3m	41.9m
Operating expense total	44.6m	80.5m	161.6m	194.0m	166.2m
EBIT			(1.9m)	(85.1m)	(13.6m)
EBIT margin, %			(1%)	(78%)	(9%)
Interest expense			306.0k	414.0k	764.0k
Interest income			195.0m	264.8m	334.6m
Pre tax profit			(2.2m)	(85.5m)	(14.3m)
Income tax expense
Net Income	(24.4m)	(18.7m)	(2.2m)	(85.5m)	(14.3m)

USD	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q1, 2018	Q2, 2018
Revenue	43.0m	46.0m	31.5m	28.9m	32.3m	35.4m	42.3m	42.2m	92.3m
Cost of goods sold	20.3m	21.4m	31.2m	40.6m	45.0m	57.5m	44.3m	48.1m	93.6m
Gross profit	22.7m	24.7m	297.0k	(11.8m)	(12.7m)	(22.0m)	(2.0m)	(5.9m)	(1.3m)
Gross profit Margin, %	53%	54%	1%	(41%)	(39%)	(62%)	(5%)	(14%)	(1%)
Sales and marketing expense	15.0m	15.8m	16.5m	16.8m	16.8m	14.8m	15.4m	10.6m	22.0m
General and administrative expense	10.0m	12.1m	9.7m	12.1m	12.4m	11.9m	9.6m	17.7m	33.8m
Operating expense total	38.2m	42.5m	44.6m	47.5m	49.4m	46.7m	44.6m	44.6m	89.9m
EBIT	4.8m	3.6m	(13.1m)	(18.7m)	(17.1m)	(11.2m)	(2.3m)	(2.4m)	2.4m
EBIT margin, %	11%	8%	(42%)	(65%)	(53%)	(32%)	(5%)	(6%)	3%
Interest expense	74.0k	70.0k	38.0k	37.0k	111.0k	353.0k	318.0k	51.0k	94.0k
Interest income	50.2m	48.6m	53.5m	63.9m	71.4m	87.1m	83.7m	86.4m	178.7m
Pre tax profit	4.7m	3.5m	(13.1m)	(18.7m)	(17.2m)	(11.6m)	(2.6m)	(2.4m)	2.3m
Net Income	4.7m	3.5m	(13.1m)	(18.7m)	(17.2m)	(11.6m)	(2.6m)	(2.4m)	2.3m

USD	FY, 2015	FY, 2016	FY, 2017
Cash	159.8m	79.6m	71.4m
Accounts Receivable		191.3m
PP&E	26.2m	29.4m	23.6m
Total Assets	749.3m	1.1b	996.0m
Accounts Payable	2.7m	5.3m	2.7m
Total Liabilities	419.8m	800.5m	730.0m
Additional Paid-in Capital	457.0m	477.5m	492.5m
Retained Earnings	(128.3m)	(211.3m)	(222.8m)
Total Equity	329.4m	263.6m	266.1m
Financial Leverage	2.3 x	4 x	3.7 x

USD	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q1, 2018	Q2, 2018
Cash	179.7m	165.7m	136.8m	78.1m	85.9m	73.0m	77.9m	70.4m	74.3m
Inventories	513.9m	512.4m
PP&E	17.5m	18.2m	30.5m	30.4m	30.3m	28.3m	27.0m	17.5m	16.9m
Total Assets	718.3m	708.6m	828.8m	901.7m	997.9m	1.1b	1.0b	1.0b	1.1b
Accounts Payable	5.7m	2.6m	5.5m	3.9m	4.1m	4.0m	5.6m	3.0m	4.1m
Total Liabilities	397.5m	379.2m	506.1m	594.0m	702.1m	853.2m	783.6m	773.0m	794.5m
Additional Paid-in Capital	447.0m	453.4m	462.9m	467.2m	472.6m	482.6m	485.6m	496.6m	499.3m
Retained Earnings	(127.4m)	(123.7m)	(140.9m)	(158.8m)	(175.4m)	(222.4m)	(223.9m)	(224.8m)	(219.0m)
Total Equity	320.8m	329.5m	322.7m	307.7m	295.8m	260.7m	259.8m	267.5m	277.7m
Financial Leverage	2.2 x	2.2 x	2.6 x	2.9 x	3.4 x	4.3 x	4 x	3.9 x	3.9 x

USD	FY, 2015	FY, 2016	FY, 2017
Net Income	(2.2m)	(85.5m)	(14.3m)
Depreciation and Amortization	6.5m	9.5m	10.0m
Accounts Payable	236.0k	2.6m	(2.6m)
Cash From Operating Activities	118.9m	134.3m	210.2m
Cash From Investing Activities	(168.4m)	(589.2m)	(156.6m)
Long-term Borrowings	(220.0m)	(398.7m)	(219.5m)
Cash From Financing Activities	(10.5m)	374.7m	(62.5m)
Interest Paid	15.4m	24.8m	41.9m

USD	Q2, 2015	Q3, 2015	Q1, 2016	Q2, 2016	Q3, 2016	Q1, 2017	Q2, 2017	Q1, 2018	Q2, 2018
Net Income	(595.0k)	2.9m	(13.1m)	(31.8m)	(49.0m)	(11.6m)	(14.2m)	(2.4m)	2.3m
Depreciation and Amortization	2.9m	4.6m	2.1m	4.4m	6.9m	2.6m	5.2m	2.2m	4.2m
Accounts Payable	2.9m	59.0k	2.8m	1.2m	1.4m	(1.2m)	298.0k	364.0k	1.4m
Cash From Operating Activities	50.3m	89.7m	19.8m	52.3m	89.5m	44.9m	97.0m	53.9m	118.5m
Cash From Investing Activities	(63.5m)	(98.4m)	(134.3m)	(311.1m)	(449.1m)	(117.4m)	(90.6m)	(98.7m)	(177.7m)
Long-term Borrowings			(21.4m)	(312.4m)	(328.3m)			(14.6m)	(324.8m)
Cash From Financing Activities	(27.4m)	(44.5m)	91.0m	176.9m	285.2m	65.5m	(8.7m)	45.4m	64.3m
Interest Paid	8.1m	11.7m	4.1m	9.4m	16.3m	10.3m	21.3m	10.5m	21.4m