Old Second Financials
$415.9 M
Mkt cap, 18-Apr-2018Net income (FY, 2017)15.1 M
Cash, 31-Dec-201755.8 M
Revenue/Financials
Income Statement
Annual
| USD | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 | FY, 2017 |
|---|---|---|---|---|---|
Revenue | 69 m | 68 m | 68.2 m | 102 m | |
Revenue growth, % | (1%) | 0% | 50% | ||
Cost of goods sold | 13.8 m | 11 m | 9.1 m | 9.9 m | 12.6 m |
Gross profit | 55.3 m | 57.1 m | 59.1 m | 92 m | |
Gross profit Margin, % | 80% | 84% | 87% | 90% | |
Operating expense total | 69.1 m | ||||
EBIT | 63.8 m | 60.4 m | 63.5 m | ||
EBIT margin, % | 92% | 89% | 93% | ||
Pre tax profit | 11.8 m | 15.9 m | 24.4 m | 24.5 m | 34.3 m |
Income tax expense | (70.2 m) | 5.8 m | 9 m | 8.8 m | 19.2 m |
Net Income | 82.1 m | 10.1 m | 15.4 m | 15.7 m | 15.1 m |
Quarterly
| USD | Q3, 2013 | Q1, 2014 | Q2, 2014 | Q3, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | Q1, 2017 | Q2, 2017 | Q3, 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 26.1 m | 23 m | 24.1 m | 25.5 m | 25.4 m | 22.7 m | 23.9 m | 25.1 m | 24.4 m | 27.8 m | 29.4 m | ||
Cost of goods sold | 3.4 m | 3.1 m | 3 m | 2.5 m | 2.2 m | 2.3 m | 2.4 m | 2.4 m | 2.5 m | 3.1 m | 3.1 m | ||
Gross profit | 22.7 m | 19.9 m | 21.1 m | 23 m | 23.2 m | 20.5 m | 21.5 m | 22.6 m | 21.9 m | 24.7 m | 26.3 m | ||
Gross profit Margin, % | 87% | 86% | 88% | 90% | 91% | 90% | 90% | 90% | 90% | 89% | 89% | ||
Sales and marketing expense | 9.3 m | 9.1 m | 9.2 m | 8.9 m | 9.1 m | 8.3 m | 9 m | 8.8 m | 9 m | 10.6 m | 10.5 m | ||
Operating expense total | 21.5 m | 17.5 m | 19.1 m | 18.3 m | 18.9 m | 16.2 m | 16.3 m | 16.7 m | 16.6 m | 18.1 m | 18 m | ||
EBIT | 16 m | 14.7 m | 14.7 m | 17.2 m | 16.9 m | 15.2 m | 15.4 m | ||||||
EBIT margin, % | 61% | 61% | 57% | 68% | 74% | 64% | 61% | ||||||
Pre tax profit | 2.9 m | 3.4 m | 3.1 m | 4.7 m | 6.6 m | 6.3 m | 5.2 m | 5.9 m | 5.4 m | 6.7 m | 7.6 m | 9.9 m | |
Income tax expense | (70 m) | 1.2 m | 1.1 m | 1.7 m | 2.4 m | 2.4 m | 1.9 m | 2.1 m | 1.9 m | 2.1 m | 2.1 m | 1.8 m | |
Net Income | 72.9 m | 2.2 m | 2 m | 2.9 m | 3.5 m | 4.1 m | 3.9 m | 3.3 m | 3.8 m | 3.5 m | 4.6 m | 5.5 m | 8.1 m |
Balance Sheet
Annual
| USD | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 | FY, 2017 |
|---|---|---|---|---|---|
Cash | 47.7 m | 44.2 m | 40.3 m | 47.3 m | 55.8 m |
Accounts Receivable | |||||
Inventories | 1.5 b | 1.6 b | |||
PP&E | 46 m | 42.3 m | 39.6 m | 39 m | 37.6 m |
Total Assets | 2 b | 2.1 b | 2.1 b | 2.3 b | 2.4 b |
Accounts Payable | 1.9 b | 1.9 b | |||
Short-term debt | |||||
Long-term debt | |||||
Total Liabilities | 2.1 b | 2.2 b | |||
Common Stock | 18.8 m | 34.4 m | 34.4 m | 34.5 m | 34.6 m |
Preferred Stock | 72.9 m | 47.3 m | 47.3 m | ||
Additional Paid-in Capital | 66.2 m | 115.3 m | 115.9 m | 116.7 m | 117.7 m |
Retained Earnings | 92.5 m | 100.7 m | 114.2 m | 129 m | 143 m |
Total Equity | 147.7 m | 194.2 m | 155.9 m | 175.2 m | 200.4 m |
Financial Leverage | 13.6 x | 10.6 x | 13.3 x | 12.8 x | 11.9 x |
Quarterly
| USD | Q3, 2013 | Q1, 2014 | Q2, 2014 | Q3, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | Q1, 2017 | Q2, 2017 | Q3, 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash | 80.1 m | 54.5 m | 93.1 m | 44.1 m | 74.2 m | 38.5 m | 53.8 m | 36.6 m | 40.3 m | 189.9 m | 60.7 m | 51.1 m | 47.5 m |
Inventories | 1.1 b | 1.1 b | 1.1 b | 1.1 b | 1.2 b | 1.2 b | 1.1 b | 1.1 b | 1.2 b | 1.2 b | 1.5 b | 1.5 b | |
PP&E | 46.4 m | 45.7 m | 45.2 m | 42.6 m | 42 m | 41.7 m | 39.7 m | 39.2 m | 39 m | 39.1 m | 38.6 m | 38.1 m | |
Total Assets | 2 b | 2.1 b | 2 b | 2 b | 2.1 b | 2.1 b | 2 b | 2.1 b | 2.2 b | 2.1 b | 2.4 b | 2.3 b | 2.4 b |
Accounts Payable | 1.7 b | 1.7 b | 1.7 b | 1.7 b | 1.7 b | 1.7 b | 1.7 b | 1.8 b | 1.8 b | 1.8 b | 1.9 b | 1.9 b | |
Total Liabilities | 1.9 b | 1.9 b | 1.9 b | 1.8 b | 1.9 b | 1.9 b | 1.9 b | 2 b | 2 b | 1.9 b | 2.2 b | 2.2 b | 2.2 b |
Common Stock | 18.8 m | 18.8 m | 34.4 m | 34.4 m | 34.4 m | 34.4 m | 34.4 m | 34.4 m | 34.5 m | 34.5 m | 34.6 m | 34.6 m | 34.6 m |
Preferred Stock | 72.7 m | 73 m | 47.3 m | 47.3 m | 31.6 m | 31.6 m | 47.3 m | ||||||
Additional Paid-in Capital | 66.2 m | 66.3 m | 115.2 m | 115.3 m | 115.5 m | 115.7 m | 115.8 m | 116.1 m | 116.3 m | 116.5 m | 116.9 m | 117.2 m | 117.5 m |
Retained Earnings | 92.6 m | 94.7 m | 96.9 m | 98.8 m | 103.4 m | 106.8 m | 110.4 m | 117.5 m | 121.1 m | 124.3 m | 133.3 m | 138.4 m | 145.8 m |
Total Equity | 142 m | 149.5 m | 192.6 m | 192.7 m | 181.8 m | 185.2 m | 153.6 m | 156.7 m | 167.6 m | 171.6 m | 182.3 m | 191.1 m | 200.8 m |
Financial Leverage | 14.3 x | 13.8 x | 10.6 x | 10.6 x | 11.5 x | 11.1 x | 13.3 x | 13.5 x | 12.9 x | 12.3 x | 12.9 x | 12.3 x | 11.8 x |
Cash Flow
Annual
| USD | FY, 2013 | FY, 2014 | FY, 2015 | FY, 2016 | FY, 2017 |
|---|---|---|---|---|---|
Net Income | 82.1 m | 10.1 m | 15.4 m | 15.7 m | 15.1 m |
Accounts Receivable | |||||
Inventories | |||||
Accounts Payable | |||||
Cash From Operating Activities | 35.3 m | (6.3 m) | 21.1 m | 27.3 m | 37.1 m |
Cash From Investing Activities | 9.6 m | (66.1 m) | (32.2 m) | (123.1 m) | (132.5 m) |
Dividends Paid | (12.4 m) | (2.4 m) | (2.4 m) | ||
Cash From Financing Activities | (125.7 m) | 69 m | 7.2 m | 102.8 m | 103.9 m |
Income Taxes Paid | 266 k | 40 k | 118 k | 211 k | 430 k |
Quarterly
| USD | Q3, 2013 | Q1, 2014 | Q2, 2014 | Q3, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | Q1, 2017 | Q2, 2017 | Q3, 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net Income | 81.9 m | 2.2 m | 4.2 m | 7.1 m | 3.5 m | 7.6 m | 11.6 m | 3.3 m | 7.2 m | 10.7 m | 4.6 m | 10 m | 8.1 m |
Cash From Operating Activities | 19.7 m | (4.9 m) | (20 m) | (14.4 m) | 3.4 m | 7.2 m | 15.3 m | 3.1 m | 7.7 m | 17.2 m | 6.7 m | 34.3 m | 28.5 m |
Cash From Investing Activities | 18.4 m | (46 m) | 6.4 m | (34.4 m) | (6.8 m) | (10.1 m) | 12.7 m | (49.2 m) | (74.3 m) | 117.4 m | (87.2 m) | (88.7 m) | (105.7 m) |
Dividends Paid | (10.3 m) | (11.3 m) | (1 m) | (1.7 m) | (2.4 m) | (1 m) | (1.7 m) | (2.4 m) | |||||
Cash From Financing Activities | (86.5 m) | 57.8 m | 59 m | 45.2 m | 33.3 m | (2.7 m) | (18.4 m) | 42.4 m | 66.6 m | 15 m | 93.9 m | 58.1 m | 77.3 m |
Income Taxes Paid | 266 k | 100 k | 130 k | 250 k | 100 k | 100 k | 160 k | 100 k | 230 k | 230 k |
Ratios
| USD | Y, 2017 |
|---|---|
Financial Leverage | 11.9 x |
Report incorrect company information
Operating Metrics
Old Second's Total Loans was reported to be $1.5b in Q2, 2017.
| FY, 2014 | Q1, 2015 | Q2, 2015 | Q3, 2015 | FY, 2015 | Q1, 2016 | Q2, 2016 | Q3, 2016 | FY, 2016 | Q1, 2017 | Q2, 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
Bank Branches | 25 | 24 | 26 | ||||||||
Non-performing Loans | $27.08 m | $23.36 m | $19.28 m | $18.53 m | $14.62 m | $14.04 m | $18.42 m | $17.38 m | $16 m | $12.52 m | $15.62 m |
Total Loans | $1.16 b | $1.15 b | $1.16 b | $1.13 b | $1.13 b | $1.14 b | $1.16 b | $1.20 b | $1.48 b | $1.49 b | $1.54 b |
Report incorrect company information
