Oconee Federal Savings and Loan Association is a federally chartered savings and loan association headquartered in Seneca, South Carolina. Oconee Federal Savings and Loan Association was originally chartered by the State of South Carolina in 1924 as Seneca Building and Loan Association. In 1958, it changed its name to “Oconee Savings and Loan Association” and in 1991 it converted to a federal charter under the name “Oconee Federal Savings and Loan Association.”

Oconee Federal Financial Corp. is a federally-chartered corporation that was incorporated in January, 2011 to be the mid-tier stock holding company for Oconee Federal Savings and Loan Association in connection with the mutual-to-stock conversion of Oconee Federal Savings and Loan Association.

Our principal business consists of attracting retail deposits from the general public in our market area and investing those deposits, together with funds generated from operations, in one‐ to four‐family residential mortgage loans and, to a much lesser extent, non‐residential mortgage, construction and land and other loans.


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TypePublic
HQSeneca, US
Founded1924
Size (employees)81 (est)+2%
Websiteoconeefederal.com
Oconee Federal Financial was founded in 1924 and is headquartered in Seneca, US
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Oconee Federal Financial Office Locations

Oconee Federal Financial has offices in Westminster, Walhalla, Clayton, Seneca and in 1 other location
Seneca, US (HQ)
115 E North 2nd St
Clayton, US
221 US-76
Seneca, US
813 By Pass 123
Seneca, US
201 E North 2nd St
Toccoa, US
12 E Doyle St
Toccoa, US
2859 GA 17Alt
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Oconee Federal Financial Financials and Metrics

Oconee Federal Financial Revenue

Oconee Federal Financial's revenue was reported to be $20.40 m in FY, 2016
USD

Revenue (Q3, 2017)

5.1 m

Gross profit (Q3, 2017)

4.7 m

Gross profit margin (Q3, 2017), %

93.5%

Net income (Q3, 2017)

4 m

EBIT (Q3, 2017)

3.8 m

Market capitalization (19-Sep-2018)

153.1 m

Closing stock price (19-Sep-2018)

26.5

Cash (31-Mar-2017)

25 m
Oconee Federal Financial's current market capitalization is $153.1 m.
Annual
USDFY, 2016

Revenue

20.4 m

Cost of goods sold

1.2 m

Gross profit

19.2 m

Gross profit Margin, %

94%
Quarterly
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Revenue

5.4 m4.9 m5.1 m4.8 m4.7 m5.1 m

Cost of goods sold

288 k295 k291 k320 k323 k329 k

Gross profit

5.1 m4.6 m4.8 m4.5 m4.4 m4.7 m

Gross profit Margin, %

95%94%94%93%93%94%
Annual
USDFY, 2014FY, 2015FY, 2016

Cash

11.9 m26.2 m27.7 m

Inventories

292.1 m

PP&E

3 m7.1 m6.8 m
Quarterly
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Cash

8.3 m21.3 m25.5 m16.2 m24.2 m27.6 m22.9 m25.7 m25 m

Inventories

846 k330.9 m322.4 m304.6 m297.2 m291.5 m295.5 m301.5 m896 k

PP&E

3 m7.1 m7.1 m7 m7 m6.9 m6.8 m6.7 m6.6 m

Goodwill

3.7 m2.9 m2.6 m2.6 m2.6 m2.6 m2.6 m2.6 m
Annual
USDFY, 2014FY, 2015FY, 2016

Net Income

3.6 m4.5 m5.2 m

Accounts Payable

(2 k)10 k

Cash From Operating Activities

4.5 m6 m8.2 m
Quarterly
USDQ1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017

Net Income

1 m2.1 m3.3 m1.4 m2.4 m3.8 m1.3 m2.6 m4 m

Accounts Payable

(309 k)(1 k)(2 k)(3 k)(7 k)(9 k)

Cash From Operating Activities

1.6 m1.8 m2.8 m2.4 m4.8 m6.5 m2 m5 m5.5 m

Cash From Investing Activities

(1.5 m)31.9 m(3 m)(8.7 m)(6.3 m)(4.3 m)(2 m)(576 k)
USDY, 2017

Revenue/Employee

63.3 k

Financial Leverage

5.7 x
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Oconee Federal Financial Company Life and Culture

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