$4.8 B

NYCB Mkt cap, 18-Oct-2018

$867.2 M

New York Community Bancorp Revenue Q2, 2018
New York Community Bancorp Gross profit (Q2, 2018)579.8 M
New York Community Bancorp Gross profit margin (Q2, 2018), %66.9%
New York Community Bancorp Net income (Q2, 2018)213.9 M
New York Community Bancorp EBIT (Q2, 2018)534.3 M
New York Community Bancorp Cash, 30-Jun-20182.2 B
New York Community Bancorp EV15.9 B

New York Community Bancorp Income Statement

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Revenue

1.7b1.7b1.7b1.7b

Revenue growth, %

(1%)1%(1%)

Cost of goods sold

1.3b387.5m452.2m

Gross profit

408.1m1.3b

Gross profit Margin, %

24%77%

Sales and marketing expense

351.4m361.0m

General and administrative expense

188.1m181.3m

Operating expense total

539.6m641.2m

EBIT

747.1m773.1m(132.0m)1.3b1.1b

EBIT margin, %

44%46%(8%)77%

Pre tax profit

(132.0m)777.1m668.2m

Income tax expense

(84.9m)281.7m202.0m

Net Income

475.5m485.4m(47.2m)495.4m466.2m

Quarterly

USDQ2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q1, 2018Q2, 2018

Revenue

483.5m454.1m459.0m457.0m456.7m431.3m449.5m427.2m867.2m

Cost of goods sold

136.5m137.1m95.9m94.0m97.7m104.2m111.3m134.0m287.4m

Gross profit

347.0m317.0m363.1m362.9m359.0m327.1m338.2m293.2m579.8m

Gross profit Margin, %

72%70%79%79%79%76%75%69%67%

Sales and marketing expense

83.1m84.2m89.3m85.8m86.1m95.6m92.9m84.0m164.3m

General and administrative expense

41.6m35.9m41.3m49.5m48.5m46.2m47.5m30.2m63.1m

Operating expense total

150.6m146.0m156.4m159.1m158.9m166.8m163.7m139.1m277.2m

EBIT

285.1m279.4m327.9m325.6m318.4m294.9m287.8m270.3m534.3m

EBIT margin, %

59%62%71%71%70%68%64%63%62%

Pre tax profit

194.7m178.7m204.8m201.1m197.4m164.2m180.7m144.5m288.3m

Income tax expense

71.0m64.0m74.9m74.7m72.1m60.2m65.4m37.9m74.4m

Net Income

233.9m354.2m119.3m123.7m114.7m129.9m126.5m125.3m104.0m115.3m106.6m213.9m

New York Community Bancorp Balance Sheet

Annual

USDFY, 2016FY, 2017

Cash

2.5b

Accounts Receivable

478.4m

Inventories

PP&E

368.7m

Goodwill

2.4b

Total Assets

49.1b

Accounts Payable

149.2m29.1b

Short-term debt

Long-term debt

12.1b

Total Debt

12.1b

Total Liabilities

42.3b

Retained Earnings

237.9m

Total Equity

6.8b

Financial Leverage

7.2 x

Quarterly

USDQ1, 2018Q2, 2018

Cash

2.7b2.2b

PP&E

364.3m359.7m

Goodwill

2.4b2.4b

Total Assets

49.7b50.5b

Accounts Payable

29.2b29.6b

Long-term debt

12.5b13.2b

Total Debt

12.5b13.2b

Total Liabilities

42.9b43.7b

Retained Earnings

255.8m271.6m

Total Equity

6.8b6.8b

Financial Leverage

7.3 x7.4 x

New York Community Bancorp Cash Flow

Annual

USDFY, 2013FY, 2014FY, 2015FY, 2016FY, 2017

Net Income

475.5m485.4m(47.2m)495.4m466.2m

Depreciation and Amortization

28.1m27.8m31.5m32.8m32.8m

Accounts Receivable

Inventories

Accounts Payable

Cash From Operating Activities

1.4b722.4m(420.4m)755.7m1.3b

Purchases of PP&E

(1.2b)

Cash From Investing Activities

(2.1b)(1.4b)1.2b1.1b

Cash From Financing Activities

2.0b1.3b1.8b(2.0b)(418.1m)

Interest Paid

552.5m553.8m540.8m382.1m447.5m

Income Taxes Paid

212.2m247.6m187.6m180.2m217.7m

Quarterly

USDQ3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q1, 2018Q2, 2018

Net Income

355.4m115.3m233.9m354.2m119.3m243.0m357.7m129.9m256.4m381.7m104.0m219.2m106.6m213.9m

Depreciation and Amortization

21.1m6.8m13.7m20.7m7.6m15.4m23.3m8.1m16.3m24.6m8.0m16.0m8.4m16.5m

Cash From Operating Activities

1.3b188.1m98.0m493.8m76.3m176.4m273.6m311.7m287.7m395.8m370.1m536.5m148.3m346.7m

Cash From Investing Activities

(3.7b)(859.7m)(1.7b)(2.1b)417.9m21.6m(363.2m)1.7b1.4b1.1b267.7m1.0b(465.8m)(1.8b)

Cash From Financing Activities

1.2b700.0m1.7b1.6b(475.9m)(173.5m)111.3m(1.9b)(1.6b)(1.3b)(211.3m)(986.4m)470.1m1.1b

Interest Paid

415.4m135.4m272.5m413.1m139.2m276.7m413.0m91.1m185.5m283.4m102.8m214.3m131.2m280.7m

Income Taxes Paid

118.3m17.4m123.9m176.7m10.7m116.7m187.7m2.0k125.2m135.2m1.0k67.7m5.2m13.9m

New York Community Bancorp Ratios

USDY, 2018

EV/EBIT

29.7 x

EV/CFO

45.7 x

Financial Leverage

7.4 x
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New York Community Bancorp Operating Metrics

New York Community Bancorp's Total Loans was reported to be $38.9b in Q2, 2017.
FY, 2014Q3, 2016FY, 2016Q1, 2017Q2, 2017

ATMs

285 271

Bank Branches

272 255 255 255 255

Countries

26 26

Non-accrual Loans

$67.60 m$31.19 m$38.73 m$31.18 m$31.24 m

Non-performing Loans

$76.95 m$43.40 m$56.47 m$60.14 m$81.99 m

Total Loans

$35.81 b$39.67 b$39.46 b$38.97 b$38.90 b
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