National General Holdings (NGHC) stock price, revenue, and financials

National General Holdings market cap is $3.9 b, and annual revenue was $5.18 b in FY 2019

$3.9 B

NGHC Mkt cap, 24-Nov-2020

$1.4 B

National General Holdings Revenue Q3, 2020
National General Holdings Gross profit (Q3, 2020)668.8 M
National General Holdings Gross profit margin (Q3, 2020), %46.4%
National General Holdings Net income (Q3, 2020)116.9 M
National General Holdings Cash, 30-Sept-2020188.3 M
National General Holdings EV4.4 B

National General Holdings Revenue

National General Holdings revenue was $5.18 b in FY, 2019

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National General Holdings Revenue Breakdown

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National General Holdings revenue breakdown by business segment: 83.8% from Property and Casualty and 16.2% from Accident and Health

National General Holdings Income Statement

Annual

USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

1.9b2.5b3.6b4.4b4.6b5.2b

Revenue growth, %

35%41%

Cost of goods sold

1.1b1.4b2.0b2.6b2.7b2.9b

Gross profit

809.0m1.1b1.6b1.8b1.9b2.3b

Gross profit Margin, %

43%45%45%41%42%45%

General and administrative expense

348.8m530.3m844.1m913.0m938.0m1.0b

Operating expense total

348.8m531.1m870.6m913.2m938.0m1.1b

Interest expense

17.7m28.9m40.2m47.1m51.4m51.5m

Investment income

1.2m10.6m25.4m(8.8m)

Pre tax profit

127.4m164.6m210.1m172.3m221.0m404.4m

Income tax expense

23.9m19.0m42.6m61.3m53.5m77.0m

Net Income

102.2m142.3m172.2m105.8m207.4m348.1m

Quarterly

National General Holdings Balance Sheet

Annual

USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

132.6m282.3m220.3m292.3m193.9m135.9m

Accounts Receivable

311.0k389.0k

Prepaid Expenses

155.8m155.0m94.6m

Inventories

205.0k244.0k3.5b

PP&E

30.6m42.9m114.5m324.0m308.0m403.8m

Goodwill

70.8m112.4m155.3m174.2m180.2m179.3m

Total Assets

4.4b5.6b7.2b8.4b9.4b9.8b

Accounts Payable

317.5m284.9m342.0m431.9m398.1m315.4m

Short-term debt

304.0m491.5m

Long-term debt

304.0m491.5m713.7m675.4m686.0m

Total Debt

608.0m983.1m713.7m675.4m686.0m

Total Liabilities

5.3b6.5b7.2b7.1b

Common Stock

1.1m1.1m1.1m

Preferred Stock

420.0m450.0m450.0m

Additional Paid-in Capital

690.7m900.1m914.7m917.8m1.1b1.1b

Retained Earnings

292.8m412.0m545.1m597.9m764.1m1.1b

Total Equity

1.5b1.9b2.0b2.2b2.6b

Debt to Equity Ratio

0.6 x

Debt to Assets Ratio

0.1 x0.2 x

Financial Leverage

3.6 x3.8 x4.3 x4.3 x3.7 x

Quarterly

USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Cash

108.4m111.9m118.1m229.1m168.1m278.9m274.7m271.7m216.4m209.6m241.8m330.7m321.9m335.3m395.1m188.1m211.6m199.4m309.8m297.3m188.3m

Prepaid Expenses

8.7m12.2m14.7m53.1m42.7m36.2m43.9m39.2m43.0m63.0m52.7m41.8m134.8m155.9m144.0m74.0m39.4m45.2m86.4m74.2m66.9m

PP&E

29.6m34.0m29.3m29.5m28.7m31.9m69.1m79.2m83.7m125.8m129.3m319.6m316.4m307.8m298.0m413.2m405.8m403.9m398.2m388.9m382.7m

Goodwill

82.7m96.6m97.7m92.1m113.8m125.2m119.6m209.0m211.7m173.5m189.6m190.7m174.2m181.8m184.0m180.2m183.4m181.6m179.3m179.3m179.3m

Total Assets

3.4b3.8b4.4b4.6b4.7b5.1b5.8b6.5b6.9b7.8b7.8b8.5b8.7b9.1b9.2b9.6b9.7b10.1b9.9b10.0b10.2b

Accounts Payable

183.4m239.4m263.8m178.6m188.8m229.0m305.3m279.3m323.5m477.1m468.1m612.3m411.5m664.8m464.9m362.3m309.2m317.7m313.6m327.9m420.1m

Long-term debt

79.9m259.1m300.2m305.4m302.9m401.5m446.2m678.7m675.5m746.0m754.7m754.9m713.9m705.1m675.3m710.2m708.7m688.0m685.1m682.3m679.4m

Total Debt

159.7m518.2m600.4m610.8m605.8m803.0m892.5m678.7m675.5m746.0m754.7m754.9m713.9m705.1m675.3m710.2m708.7m688.0m685.1m682.3m679.4m

Total Liabilities

2.6b2.8b3.3b3.4b3.4b3.6b4.2b4.8b4.9b5.8b5.8b6.5b6.7b7.1b7.2b7.3b7.2b7.5b7.2b7.0b7.1b

Common Stock

933.0k933.0k934.0k935.0k937.0k1.1m1.1m1.1m1.1m1.1m1.1m1.1m1.1m1.1m1.1m1.1m1.1m1.1m1.1m1.1m1.1m

Preferred Stock

55.0m55.0m205.0m220.0m220.0m220.0m220.0m420.0m420.0m420.0m420.0m420.0m420.0m450.0m450.0m450.0m450.0m450.0m450.0m450.0m

Additional Paid-in Capital

615.9m613.8m690.9m687.2m689.0m896.7m903.9m908.3m905.8m917.1m920.3m919.5m919.0m921.7m923.1m1.1b1.1b1.1b1.1b1.1b1.1b

Retained Earnings

223.0m252.4m283.5m332.7m364.6m401.5m461.6m502.7m518.4m575.0m565.6m607.6m662.7m695.1m751.3m843.4m907.8m965.5m1.1b1.3b1.4b

Total Equity

855.6m954.1m1.1b1.3b1.3b1.5b1.6b1.7b1.9b2.0b2.0b2.0b2.0b2.0b2.0b2.3b2.5b2.5b2.7b3.0b3.1b

Debt to Equity Ratio

0.2 x0.5 x0.6 x0.5 x0.5 x0.5 x0.6 x

Debt to Assets Ratio

0 x0.1 x0.1 x0.1 x0.1 x0.2 x0.2 x

Financial Leverage

4 x4 x4 x3.6 x3.6 x3.3 x3.6 x3.8 x3.5 x4 x4 x4.3 x4.4 x4.6 x4.5 x4.1 x3.9 x4 x3.7 x3.4 x3.3 x

National General Holdings Cash Flow

Annual

USDFY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Net Income

104.7m156.3m192.9m102.2m167.5m327.4m

Accounts Receivable

311.0k(74.0k)(207.0k)(276.6m)(168.4m)(112.6m)

Inventories

205.0k(47.0k)(255.0k)

Accounts Payable

148.5m(99.0m)(45.0m)(54.5m)98.3m(8.0m)

Cash From Operating Activities

58.8m149.7m315.4m317.3m598.1m521.6m

Purchases of PP&E

(746.3m)(1.3b)(95.7m)(102.4m)(91.7m)

Cash From Investing Activities

(656.5m)(720.6m)(462.0m)(171.5m)(790.8m)(498.3m)

Short-term Borrowings

(172.8m)(39.0m)(32.3m)

Dividends Paid

(17.0m)(17.1m)(19.2m)

Cash From Financing Activities

329.7m554.6m155.4m(81.9m)73.5m(89.4m)

Net Change in Cash

71.6m(123.9m)(69.1m)

Interest Paid

17.1m21.2m32.7m49.5m44.9m42.2m

Income Taxes Paid

54.0m77.0m41.6m20.8m26.8m38.7m

Quarterly

USDQ1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020Q3, 2020

Net Income

26.4m56.7m89.3m42.9m79.3m124.0m56.8m114.5m145.7m35.9m38.5m93.9m56.0m92.9m149.2m85.3m162.4m222.6m100.6m275.2m392.1m

Depreciation and Amortization

6.8m13.3m19.7m49.5m35.3m54.2m71.2m20.1m42.0m65.0m27.1m57.1m87.1m21.3m41.5m60.8m

Accounts Receivable

(247.5m)(184.7m)(232.8m)(147.7m)(103.0m)(92.3m)(113.8m)(101.8m)(121.0m)(320.8m)(268.5m)(286.5m)(200.1m)(177.0m)(208.8m)(228.2m)(172.7m)(172.0m)(139.3m)(118.2m)(223.9m)

Accounts Payable

93.0m131.2m116.3m(34.1m)(23.2m)526.0k(16.9m)(73.9m)(26.7m)118.1m31.1m(3.6m)(52.8m)(16.2m)24.9m9.5m(29.7m)(578.0k)6.6m6.4m38.7m

Cash From Operating Activities

161.9m234.2m314.2m(5.4m)84.3m211.3m29.8m155.1m314.0m137.3m199.3m290.2m51.9m164.2m460.1m115.2m295.2m509.5m144.0m308.5m451.3m

Purchases of PP&E

(3.5m)(5.5m)(7.0m)(2.1m)(3.7m)(9.6m)(5.0m)(14.5m)(24.3m)(17.7m)(28.6m)(93.5m)(5.7m)(81.7m)(84.8m)(57.6m)(77.7m)(84.3m)(9.8m)(18.5m)(25.8m)

Cash From Investing Activities

(261.1m)(544.8m)(650.2m)7.2m(217.6m)(514.6m)(93.8m)(269.8m)(554.3m)(156.5m)(192.7m)(134.8m)(16.9m)(76.8m)(324.7m)(106.6m)(245.4m)(438.6m)51.8m(91.8m)(301.5m)

Short-term Borrowings

(1.4m)(80.9m)(84.4m)(631.0k)(631.0k)(631.0k)(44.0k)(86.4m)(86.4m)(9.0m)(39.0m)

Long-term Borrowings

(3.0m)(6.6m)(29.8m)(3.1m)(6.9m)(10.0m)

Dividends Paid

(932.0k)(1.9m)(2.8m)(1.9m)(3.7m)(5.6m)(3.2m)(6.3m)(9.5m)(4.3m)(8.5m)(12.8m)(4.3m)(8.5m)(12.8m)(4.5m)(9.0m)(13.6m)(5.7m)(11.4m)(17.0m)

Cash From Financing Activities

133.8m348.7m380.3m95.0m168.9m450.0m55.7m105.3m176.3m(12.0m)(14.6m)(28.4m)(13.0m)(35.2m)(46.9m)(20.5m)(37.0m)(74.0m)(20.4m)(46.2m)(62.9m)

Net Change in Cash

34.5m38.1m44.3m96.5m35.4m146.3m(7.5m)(10.6m)(65.9m)20.6m43.8m77.4m(13.3m)10.8m(6.3m)175.4m170.5m86.9m

Interest Paid

728.0k3.1m9.1m31.0k8.5m8.5m2.0m15.7m18.1m3.0m25.7m29.9m

Income Taxes Paid

1.7m14.2m39.0m2.9m31.1m52.7m3.2m4.2m20.8m21.1m20.7m

National General Holdings Ratios

USDQ1, 2014

Debt/Equity

0.2 x

Financial Leverage

4 x

National General Holdings Operating Metrics

FY, 2014FY, 2015FY, 2016

Agents

23.30 k41.80 k53.50 k