Lake Shore Savings (LSBK) stock price, revenue, and financials

Lake Shore Savings market cap is $71.3 m, and annual revenue was $1.82 m in FY 2019

$71.3 M

LSBK Mkt cap, 29-Oct-2020

$349 K

Lake Shore Savings Revenue Q2, 2020
Lake Shore Savings Net income (Q2, 2020)1.4 M
Lake Shore Savings Cash, 30-Jun-202078.9 M

Lake Shore Savings Income Statement

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

1.7m2.0m2.1m2.2m2.7m4.1m2.7m2.5m1.8m

Revenue growth, %

(4%)(2%)23%

Sales and marketing expense

353.0k436.0k440.0k429.0k362.0k536.0k596.0k606.0k708.0k

R&D expense

580.0k620.0k654.0k801.0k1.0m1.1m1.3m1.3m1.4m

Operating expense total

2.0m2.2m2.3m2.3m2.4m2.9m3.2m3.3m3.5m

Depreciation and amortization

834.0k

Interest expense

5.6m4.6m3.6m3.3m2.8m2.3m2.6m3.6m5.2m

Pre tax profit

5.1m4.6m4.7m3.7m4.1m4.3m4.6m4.6m4.7m

Income tax expense

1.4m984.0k968.0k567.0k716.0k775.0k1.2m585.0k655.0k

Net Income

3.7m3.6m3.7m3.2m3.3m3.5m3.4m4.0m4.1m

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Revenue

545.0k528.0k521.0k457.0k506.0k515.0k515.0k541.0k670.0k531.0k534.0k547.0k1.0m2.2m603.0k658.0k630.0k807.0k617.0k590.0k657.0k629.0k421.0k451.0k473.0k450.0k349.0k

Sales and marketing expense

130.0k129.0k172.0k81.0k82.0k91.0k173.0k93.0k169.0k85.0k106.0k103.0k92.0k113.0k189.0k81.0k167.0k145.0k127.0k153.0k169.0k151.0k158.0k194.0k168.0k173.0k198.0k

R&D expense

143.0k144.0k152.0k153.0k161.0k157.0k160.0k163.0k194.0k202.0k250.0k252.0k264.0k265.0k261.0k289.0k307.0k310.0k320.0k328.0k335.0k337.0k338.0k338.0k346.0k332.0k327.0k

Operating expense total

519.0k542.0k645.0k593.0k456.0k560.0k660.0k517.0k641.0k566.0k558.0k614.0k656.0k642.0k747.0k674.0k751.0k752.0k828.0k780.0k842.0k819.0k783.0k857.0k878.0k848.0k796.0k

Interest expense

1.4m1.4m1.3m1.2m1.1m912.0k897.0k886.0k830.0k851.0k786.0k716.0k662.0k587.0k570.0k565.0k590.0k617.0k682.0k776.0k860.0k955.0k1.1m1.3m1.4m1.4m1.1m

Pre tax profit

1.3m1.6m1.3m1.1m1.1m1.1m980.0k1.2m1.1m797.0k815.0k792.0k1.5m2.5m834.0k945.0k871.0k1.4m1.2m1.1m1.2m1.2m1.0m932.0k1.4m853.0k1.6m

Income tax expense

268.0k412.0k297.0k253.0k221.0k210.0k180.0k222.0k199.0k109.0k246.0k93.0k263.0k501.0k170.0k188.0k155.0k295.0k254.0k153.0k161.0k144.0k151.0k127.0k191.0k122.0k233.0k

Net Income

987.0k1.2m1.0m895.0k863.0k906.0k800.0k986.0k899.0k688.0k569.0k699.0k1.2m2.0m664.0k757.0k716.0k1.1m940.0k936.0k1.0m1.1m898.0k805.0k1.2m731.0k1.4m

Lake Shore Savings Balance Sheet

Annual

USDFY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

23.7m19.8m17.2m35.8m34.2m45.5m40.9m30.8m30.3m

Accounts Receivable

275.1m272.9m277.3m284.9m297.1m365.1m392.5m470.8m

PP&E

8.5m9.7m9.6m9.5m9.1m8.7m9.4m9.4m9.4m

Total Assets

488.6m482.4m482.2m487.5m473.4m489.2m519.0m545.7m610.9m

Accounts Payable

385.9m

Short-term debt

11.7m

Long-term debt

7.0m8.0m19.3m19.0m26.6m

Total Debt

7.0m19.5m19.3m21.2m19.0m27.0m24.7m

Total Liabilities

424.7m415.4m416.9m415.8m399.5m413.1m440.6m465.9m528.0m

Common Stock

66.0k66.0k66.0k67.0k67.0k68.0k68.0k68.0k

Additional Paid-in Capital

28.0m28.0m28.0m28.7m29.4m30.5m30.7m30.9m31.1m

Retained Earnings

39.8m42.5m45.6m48.2m50.9m53.5m56.2m59.1m62.0m

Total Equity

63.9m67.0m65.3m71.6m73.9m76.0m78.4m79.8m82.8m

Debt to Equity Ratio

0.1 x0.3 x0.3 x0.3 x0.2 x0.3 x0.3 x

Debt to Assets Ratio

0 x0 x0 x0 x0 x0.1 x0 x

Financial Leverage

7.6 x7.2 x7.4 x6.8 x6.4 x6.4 x6.6 x6.8 x7.4 x

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Cash

27.1m29.6m29.7m29.4m39.0m26.5m36.1m19.5m41.0m41.9m32.9m27.8m32.6m46.2m41.2m38.5m33.9m33.0m44.4m47.5m43.1m38.1m31.1m21.8m20.6m45.5m78.9m

Accounts Receivable

271.7m275.8m270.4m266.2m265.1m272.1m269.9m273.8m276.6m275.2m286.6m296.6m294.6m301.7m315.2m320.4m345.0m364.0m362.4m371.2m382.3m388.4m401.0m440.2m463.0m473.4m487.9m

PP&E

8.8m8.6m8.6m8.5m8.4m9.9m9.9m9.8m9.6m9.5m9.4m9.3m9.2m9.0m8.9m8.7m8.6m9.3m9.4m9.3m9.4m9.4m9.3m9.4m9.3m9.5m9.2m

Total Assets

483.4m493.8m494.1m492.1m498.7m488.2m489.0m485.4m490.6m486.6m482.9m481.6m472.3m474.3m480.0m478.4m493.9m504.9m512.8m530.1m543.3m546.2m554.5m578.1m596.8m628.3m677.8m

Short-term debt

13.7m13.2m11.7m8.0m

Long-term debt

10.5m9.8m9.3m19.1m19.1m19.2m

Total Debt

24.1m22.9m21.0m19.0m19.0m19.2m19.0m19.0m19.0m19.0m19.0m19.0m27.0m27.0m27.0m24.7m24.7m24.7m29.7m34.7m

Total Liabilities

424.3m430.8m429.8m426.4m431.7m421.2m424.2m420.1m421.6m416.9m410.4m409.7m399.0m398.5m402.9m401.1m417.3m427.5m434.6m451.9m464.8m467.4m473.4m496.4m514.4m544.5m593.3m

Common Stock

66.0k66.0k66.0k66.0k66.0k66.0k66.0k66.0k66.0k66.0k67.0k67.0k67.0k68.0k68.0k68.0k68.0k68.0k68.0k68.0k68.0k68.0k68.0k68.0k68.0k68.0k68.0k

Additional Paid-in Capital

28.0m28.0m28.0m28.0m28.0m28.0m28.0m28.0m28.1m28.1m28.8m28.8m28.9m29.7m30.1m30.5m30.6m30.6m30.7m30.8m30.8m30.9m31.0m31.0m31.0m31.1m31.1m

Retained Earnings

38.3m39.3m40.6m41.4m41.8m43.2m43.9m44.7m47.0m47.5m48.6m49.2m50.2m52.7m53.2m53.6m54.1m55.0m55.8m56.7m57.5m58.3m59.8m60.3m61.0m62.4m63.5m

Total Equity

59.1m63.0m64.3m65.7m67.1m67.0m64.8m65.4m69.0m69.7m72.5m71.8m73.3m75.8m77.0m77.3m76.6m77.4m78.2m78.2m78.5m78.8m81.1m81.7m82.5m83.8m84.5m

Debt to Equity Ratio

0.4 x0.4 x0.3 x0.3 x0.3 x0.3 x0.3 x0.3 x0.2 x0.2 x0.2 x0.2 x0.3 x0.3 x0.3 x0.3 x0.3 x0.3 x0.4 x0.4 x

Debt to Assets Ratio

0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0 x0.1 x0.1 x0.1 x0 x0 x0 x0.1 x0.1 x

Financial Leverage

8.2 x7.8 x7.7 x7.5 x7.4 x7.3 x7.5 x7.4 x7.1 x7 x6.7 x6.7 x6.4 x6.3 x6.2 x6.2 x6.4 x6.5 x6.6 x6.8 x6.9 x6.9 x6.8 x7.1 x7.2 x7.5 x8 x

Lake Shore Savings Cash Flow

Quarterly

USDQ2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019Q1, 2020Q2, 2020

Net Income

1.9m3.1m1.0m1.9m2.8m906.0k1.7m2.7m1.7m2.4m569.0k1.3m2.5m2.0m2.6m3.4m716.0k1.9m2.8m936.0k1.9m3.0m898.0k1.7m2.9m731.0k2.1m

Depreciation and Amortization

332.0k495.0k160.0k326.0k495.0k166.0k338.0k516.0k366.0k559.0k205.0k415.0k625.0k216.0k430.0k646.0k225.0k441.0k648.0k196.0k384.0k579.0k198.0k397.0k600.0k210.0k420.0k

Accounts Receivable

2.0m

Cash From Operating Activities

3.5m5.0m1.3m2.8m4.6m210.0k2.4m4.4m2.6m3.5m1.1m2.5m4.1m880.0k2.0m3.5m1.2m2.6m4.0m478.0k2.2m3.8m303.0k2.0m4.3m1.4m3.0m

Purchases of PP&E

(121.0k)(171.0k)(180.0k)(297.0k)(401.0k)(379.0k)(577.0k)(636.0k)(321.0k)(446.0k)(66.0k)(147.0k)(262.0k)(91.0k)(151.0k)(240.0k)(105.0k)(967.0k)(1.3m)(150.0k)(379.0k)(589.0k)(86.0k)(338.0k)(507.0k)(253.0k)(193.0k)

Cash From Investing Activities

(9.7m)(11.0m)(705.0k)1.0m4.8m3.5m2.7m(10.8m)17.6m22.3m1.6m(4.6m)10.1m12.2m1.4m(1.0m)(16.6m)(29.2m)(25.9m)(5.1m)(23.9m)(32.3m)(6.8m)(39.7m)(59.9m)(2.3m)(17.7m)

Short-term Borrowings

(950.0k)350.0k(6.2m)(7.4m)(7.2m)(2.4m)(1.9m)

Long-term Borrowings

(6.6m)(7.7m)(7.9m)(10.1m)(12.1m)(5.9m)(6.6m)(7.0m)(4.1m)(4.1m)(3.2m)(3.2m)(8.2m)(2.2m)(2.2m)(2.2m)(700.0k)(1.7m)(1.7m)(1.5m)(3.8m)(3.8m)(750.0k)(4.0m)(4.0m)(1.2m)(3.5m)

Dividends Paid

(367.0k)(513.0k)(147.0k)(296.0k)(698.0k)(159.0k)(294.0k)(441.0k)(294.0k)(442.0k)(154.0k)(307.0k)(459.0k)(157.0k)(313.0k)(727.0k)(186.0k)(373.0k)(559.0k)(230.0k)(458.0k)(686.0k)(267.0k)(532.0k)(1.0m)(259.0k)(513.0k)

Cash From Financing Activities

(195.0k)2.1m5.4m1.8m5.9m3.0m11.3m6.1m3.6m(1.1m)(5.6m)(5.9m)(17.5m)(1.0m)3.5m1.7m3.8m14.1m20.7m11.2m23.9m25.6m6.8m28.7m45.4m16.2m63.3m

Net Change in Cash

(6.4m)(3.9m)6.0m5.7m15.3m6.7m16.3m(294.0k)23.8m24.7m(2.9m)(8.0m)(3.2m)12.0m7.0m4.3m(11.6m)(12.5m)(1.1m)6.6m2.2m(2.8m)355.0k(9.0m)(10.2m)15.3m48.6m

Interest Paid

3.0m4.3m1.3m2.5m3.6m934.0k1.8m2.7m1.6m2.5m788.0k1.5m2.2m592.0k1.2m1.7m588.0k1.2m1.9m765.0k1.6m2.6m1.1m2.4m3.8m1.4m2.5m

Income Taxes Paid

365.0k876.0k238.0k706.0k891.0k371.0k711.0k868.0k285.0k648.0k15.0k370.0k370.0k580.0k760.0k440.0k750.0k277.0k477.0k305.0k530.0k

Lake Shore Savings Ratios

USDQ2, 2011

Financial Leverage

8.2 x

Lake Shore Savings Employee Rating

2.75 votes
Culture & Values
3
Work/Life Balance
2.6
Senior Management
2.6
Salary & Benefits
2.5
Career Opportunities
2.5
Source