Monedo stock price, funding rounds, valuation and financials

Monedo has raised $509.89 m in total funding. Monedo valuation is €500 m, and annual revenue was €43 m in FY 2019

€500 M

Monedo Mkt valuation

€43 M

Monedo Revenue FY, 2019
Monedo Revenue growth (FY, 2018 - FY, 2019), %(23%)
Monedo Cash, 31-Dec-201813.4 M
Monedo EV541.8 M

Monedo Funding

Summary Metrics

Monedo's latest funding round in September 2019 was reported to be $22 m. In total, Monedo has raised $509.9 m. Monedo's latest valuation is reported to be €500 m.

Monedo Capital Raised

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Monedo Revenue Breakdown

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Monedo revenue breakdown by business segment: 14.7% from Renewal Fees, 72.6% from Commissions, 5.5% from Other Fees and 7.2% from Other

Monedo Income Statement

Annual

EURFY, 2016FY, 2017FY, 2018FY, 2019E

Revenue

45.3m71.4m56.2m43.0m

Revenue growth, %

57%(21%)(23%)

Cost of goods sold

38.0m55.0m34.4m

Gross profit

7.4m16.4m21.7m

Gross profit Margin, %

16%23%39%

Sales and marketing expense

2.2m2.4m961.2k

R&D expense

11.9m16.3m16.2m

General and administrative expense

23.4m21.2m3.4m

Operating expense total

63.5m72.0m32.3m

EBIT

(56.0m)(53.0m)(10.3m)

EBIT margin, %

(123%)(74%)(18%)

Interest expense

1.5m4.2m3.3m

Pre tax profit

(57.8m)(58.2m)(13.6m)

Income tax expense

783.1k203.6k309.7k

Net Income

(58.6m)(58.4m)13.9m

Monedo Balance Sheet

Annual

EURFY, 2016FY, 2017FY, 2018

Cash

26.4m37.4m13.4m

Current Assets

55.2m89.8m53.6m

PP&E

983.1k1.3m1.2m

Goodwill

2.7m2.8m2.8m

Total Assets

73.1m122.3m85.7m

Accounts Payable

4.2m5.3m1.7m

Short-term debt

8.9m63.3m27.2m

Current Liabilities

22.0m74.3m37.6m

Long-term debt

36.5m34.6m28.0m

Non-Current Liabilities

49.8m52.1m28.9m

Total Debt

45.4m97.9m55.2m

Common Stock

164.8k204.0k15.7m

Additional Paid-in Capital

132.7m184.4m204.4m

Retained Earnings

(134.2m)(192.7m)(204.5m)

Total Equity

1.3m(4.2m)19.2m

Debt to Equity Ratio

34.4 x-23.3 x2.9 x

Debt to Assets Ratio

0.6 x0.8 x0.6 x

Financial Leverage

55.5 x-29 x4.5 x

Monedo Cash Flow

Annual

EURFY, 2016FY, 2017FY, 2018

Cash From Operating Activities

(62.5m)(89.2m)(13.8m)

Capital Expenditures

(1.1m)(1.2m)(2.9m)

Cash From Investing Activities

(1.1m)(571.4k)(1.7m)

Long-term Borrowings

(7.0m)(13.6m)(58.3m)

Cash From Financing Activities

35.2m100.9m(8.0m)

Net Change in Cash

(28.5m)11.1m(23.5m)

Interest Paid

4.1m(8.9m)(6.3m)

Income Taxes Paid

645.0k203.6k309.7k

Free Cash Flow

(63.6m)(90.4m)(16.8m)

Monedo Ratios

EURFY, 2016

EV/EBIT

-5.7 x

EV/CFO

-5.1 x

EV/FCF

-5 x

Revenue/Employee

195.8k

Debt/Equity

34.4 x

Debt/Assets

0.6 x

Financial Leverage

55.5 x

Monedo Operating Metrics

Monedo's Loans Issued was reported to be €107.3m in FY, 2018. Monedo's Customers was reported to be 1 m in May, 2020.
Jun, 2016FY, 2016FY, 2017FY, 2018May, 2020

Loans Issued

€127.30 m€185.24 m€107.30 m

Net Consumer Loans

€36.43 m€71.54 m€59.44 m

Gross Microcredit Loans

€27.21 m€20.01 m€10.42 m

Gross Installment Loans

€34.38 m€50.99 m€39.68 m

Gross PoS Loans

€28.87 m€28.61 m

Customer Acquisition Cost

€17.89 m€21.32 m€3.67 m

Customers

1 m

Loans Granted to Date, units

2 m

Data Points Analyzed

20 k

Monedo Human Capital

Gender

FY, 2018
Male, percent58 %
Female, percent42 %