Kreditech Group is a technology company that delivers a range of custom-tailored financial services with a focus on underbanked consumers across the globe. Kreditech uses big data, proprietary algorithms and automated workflows to acquire, identify and underwrite customers within seconds. Automated processes combined with self-learning algorithms ensure fast and convenient customer service, minimizing cost and human error while continually improving by incorporating new customer data. Since its founding, Kreditech has scored more than two million individual loan applications, using up to 20,000 data points per application.

Kreditech’s global subsidiaries offer products from individually tailored installment loans and microloans to payment and other financial services. Kreditech’s Monedo brand provides an integrated suite of financial products, including a digital wallet and a personal finance manager designed to help customers manage their credit score and plan their spending. Founded in 2012 by Sebastian Diemer and Alexander Graubner-Müller, Kreditech Group has a team of over 200 passionate employees with over 40 nationalities.

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Hamburg, DE
Size (employees)
310 (est)
Kreditech is headquartered in Hamburg, DE
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Key People/Management at Kreditech

Rene Griemens

Rene Griemens

Oliver Prill

Oliver Prill

Chief Operating Officer
Alexander Graubner-Müller

Alexander Graubner-Müller

Founder & CTO
Jose Garcia Moreno-Torres

Jose Garcia Moreno-Torres

Chief Data Officer

Kreditech Office Locations

Kreditech has an office in Hamburg
Hamburg, DE (HQ)
1 Ludwig-Erhard-Straße
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Kreditech Financials and Metrics

Summary Metrics

Total Funding

$485.4 m

Latest funding size

$120 m

Time since last funding

a year ago


Kreditech's latest funding round in May 2017 was reported to be $120 m. In total, Kreditech has raised $485.4 m. Kreditech's latest valuation is reported to be €300 m.

Kreditech Financials

Market valuation

300 m
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Kreditech News and Updates

How AI and machine learning are shaping the payments landscape

Below are just some of the ways that this technology is taking the payments industry by storm.

Global Financial Technology Market 2017 Industry Key Players -Ant Finacial, Qudian, Oscar, Lending Club, Atom Bank, Kreditech, Avant,.. adds “Financial Technology Market 2017 Global Analysis, Growth, Trends and Opportunities Research Report Forecasting to 2022”reports to its database. Posted via Industry Today. Follow us on Twitter @IndustryToday

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