Kemper (KMPR) stock price, revenue, and financials

Kemper market cap is $4.8 b, and annual revenue was $5.04 b in FY 2019

$4.8 B

KMPR Mkt cap, 27-Mar-2020

$5 B

Kemper Revenue FY, 2019
Kemper Net income (FY, 2019)531.1 M
Kemper EBIT (FY, 2019)531.1 M
Kemper Cash, 31-Dec-2019136.8 M
Kemper EV6.2 B

Kemper Revenue Breakdown

Embed Graph

Kemper revenue breakdown by business segment: 32.7% from Life & Health Insurance and 67.3% from Property & Casualty Insurance

Kemper Income Statement

Annual

USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Revenue

2.7b2.5b2.5b2.4b2.2b2.3b2.5b2.7b3.7b5.0b

Revenue growth, %

(9%)7%8%

Cost of goods sold

1.6b1.3b1.2b991.9m1.3b1.5b1.8b1.8b2.5b

Gross profit

1.1b1.2b1.2b1.4b934.9m873.2m741.1m886.0m1.3b

Gross profit Margin, %

40%48%50%59%43%37%29%33%34%

Operating expense total

1.1b1.2b728.4m766.1m1.1b1.0b

Depreciation and amortization

13.5m37.8m

EBIT

60.2m63.9m12.7m119.9m188.4m531.1m

EBIT margin, %

2%3%1%4%5%11%

Interest expense

37.3m38.0m

Investment income

(100.0k)

Pre tax profit

261.3m82.6m122.4m314.4m160.2m100.3m3.5m161.1m199.1m661.6m

Income tax expense

77.4m11.7m30.6m99.9m47.6m20.1m(9.2m)41.2m10.7m130.5m

Net Income

184.6m83.7m103.4m217.7m114.5m85.7m16.8m120.9m190.1m531.1m

Quarterly

USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q1, 2019Q3, 2019

Revenue

651.3m673.8m657.4m660.7m592.8m611.2m608.9m645.6m615.9m588.9m635.7m554.6m542.5m539.8m499.2m609.2m615.4m611.3m627.2m640.7m651.4m684.4m690.3m693.0m741.9m1.2b1.2b

Cost of goods sold

398.0m404.0m392.3m477.1m399.6m284.2m423.8m368.7m256.3m354.2m338.3m238.0m347.5m300.5m297.7m375.1m378.8m436.2m436.1m490.2m477.4m447.4m440.1m436.9m499.5m765.4m

Gross profit

253.3m269.8m265.1m183.6m193.2m327.0m185.1m276.9m359.6m234.7m297.4m316.6m195.0m239.3m201.5m234.1m236.6m175.1m191.1m150.5m174.0m237.0m250.2m256.1m242.4m470.9m

Gross profit Margin, %

39%40%40%28%33%54%30%43%58%40%47%57%36%44%40%38%38%29%30%23%27%35%36%37%33%38%

Operating expense total

9.3m184.8m281.0m192.3m243.1m300.0m189.6m239.5m177.3m168.8m174.4m200.4m202.4m202.5m204.9m315.6m

Depreciation and amortization

300.0k

EBIT

8.4m46.0m(7.2m)33.8m59.6m45.1m(200.0k)(2.2m)(18.3m)(400.0k)36.6m47.8m53.6m37.5m155.3m

EBIT margin, %

1%8%(1%)5%10%8%0%0%(3%)0%5%7%8%5%13%

Interest expense

9.3m9.7m9.2m9.6m9.5m9.6m9.5m200.0k2.9m11.1m11.1m

Investment income

(500.0k)(300.0k)

Pre tax profit

53.9m52.2m79.3m(8.8m)(800.0k)50.4m(3.5m)81.5m84.6m46.4m102.0m51.9m11.2m4.0m17.8m34.3m49.8m(6.5m)2.6m(33.2m)(3.5m)52.1m68.3m67.0m45.5m194.7m161.5m

Income tax expense

15.9m16.4m23.5m(7.3m)(4.6m)14.1m(5.1m)25.9m26.0m13.9m33.4m16.7m1.9m(800.0k)4.3m6.9m11.8m(4.3m)(1.5m)(14.9m)(3.1m)15.5m20.5m13.4m8.0m39.4m32.5m

Net Income

37.8m35.7m54.1m(500.0k)4.7m43.6m2.3m55.6m58.4m34.0m70.1m35.1m9.3m4.7m13.5m29.7m37.9m(2.1m)4.0m(16.3m)(300.0k)36.6m47.7m53.8m37.6m155.3m222.2m

Kemper Balance Sheet

Annual

USDFY, 2010FY, 2011FY, 2012FY, 2013FY, 2014FY, 2015FY, 2016FY, 2017FY, 2018FY, 2019

Cash

117.2m251.2m96.3m66.5m76.1m161.7m115.7m45.7m286.1m136.8m

Accounts Receivable

606.7m218.7m206.1m193.1m187.0m193.2m198.6m194.3m245.4m219.7m

Inventories

6.6b

Goodwill

311.8m311.8m311.8m311.8m311.8m323.0m323.0m323.0m1.1b

Total Assets

8.4b8.1b8.0b7.7b7.8b8.0b8.2b8.4b11.5b13.0b

Accounts Payable

4.4b

Short-term debt

31.5m

Long-term debt

751.6m1.2b1.8b1.6b

Total Debt

751.6m1.2b909.0m1.6b

Total Liabilities

6.2b5.9b5.8b5.6b5.7b6.0b6.2b6.3b8.5b9.0b

Common Stock

6.1m6.0m5.8m5.6m5.2m5.1m5.1m5.1m6.5m6.7m

Additional Paid-in Capital

751.1m743.9m725.0m694.8m660.1m654.0m660.3m673.1m1.7b1.8b

Retained Earnings

1.2b1.2b1.1b1.2b1.2b1.2b1.2b1.2b1.4b1.8b

Total Equity

2.1b2.2b2.2b2.1b2.1b2.0b2.0b2.1b3.1b4.0b

Debt to Equity Ratio

0.4 x0.3 x

Debt to Assets Ratio

0.1 x0.1 x

Financial Leverage

4 x3.6 x3.7 x3.7 x3.7 x4 x4.2 x4 x3.8 x3.3 x

Quarterly

USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Cash

97.9m149.6m77.5m123.8m471.0m128.7m249.5m318.7m97.5m69.5m76.1m65.0m61.8m93.1m87.7m93.8m147.1m160.4m159.8m171.1m120.0m160.9m137.6m188.8m169.0m688.5m350.4m104.4m133.6m

Accounts Receivable

610.3m630.7m619.9m591.9m604.4m210.5m207.0m207.6m202.7m206.2m203.9m225.5m190.5m247.5m197.0m198.9m193.9m192.7m197.9m206.1m190.1m182.4m187.9m189.2m243.1m254.6m248.1m217.1m

Goodwill

311.8m311.8m311.8m311.8m311.8m311.8m311.8m311.8m311.8m311.8m311.8m311.8m311.8m311.8m311.8m318.5m323.0m323.0m323.0m323.0m323.0m323.0m323.0m323.0m323.0m1.1b1.1b

Total Assets

8.5b8.5b8.2b8.2b8.2b8.0b8.0b8.1b8.1b7.8b7.7b7.9b8.0b7.9b7.9b8.1b8.1b8.2b8.3b8.4b8.3b8.2b8.3b8.4b8.8b11.8b12.2b12.6b12.8b

Long-term debt

1.5b1.2b1.2b1.2b1.9b2.3b908.5m873.3m778.7m

Total Debt

751.8m592.1m1.2b1.2b1.9b2.3b908.5m873.3m778.7m

Total Liabilities

6.4b6.3b6.1b6.0b6.0b5.8b5.9b5.9b5.9b5.8b5.7b5.8b5.8b5.8b5.8b6.0b6.1b6.1b6.2b6.3b6.3b6.2b6.2b6.3b6.8b8.7b8.9b8.9b8.9b

Common Stock

6.2m6.1m6.0m6.0m6.1m6.0m5.9m5.8m5.8m5.7m5.6m5.5m5.3m5.3m5.2m5.2m5.1m5.1m5.1m5.1m5.1m5.1m5.1m5.1m5.2m6.5m6.5m6.7m6.7m

Additional Paid-in Capital

761.1m756.0m743.3m744.2m745.4m737.5m729.7m722.8m722.5m709.1m698.0m693.5m671.3m662.2m655.1m657.1m651.9m652.6m654.6m656.9m663.7m666.9m672.1m676.9m681.5m1.7b1.8b1.8b

Retained Earnings

1.1b1.2b1.2b1.2b1.2b1.1b1.1b1.1b1.2b1.2b1.2b1.2b1.2b1.2b1.2b1.2b1.2b1.2b1.2b1.2b1.2b1.2b1.2b1.3b1.3b1.4b1.5b1.6b1.7b

Total Equity

2.1b2.2b2.1b2.1b2.2b2.1b2.1b2.2b2.2b2.0b2.0b2.1b2.1b2.1b2.1b2.0b2.0b2.0b2.1b2.1b2.0b2.0b2.1b2.1b2.0b3.1b3.3b3.7b3.9b

Debt to Equity Ratio

0.4 x0.3 x0.2 x0.2 x

Debt to Assets Ratio

0.1 x0.1 x0.1 x0.1 x

Financial Leverage

4.1 x3.9 x3.9 x3.8 x3.7 x3.7 x3.7 x3.7 x3.7 x3.9 x3.9 x3.7 x3.7 x3.8 x3.7 x4 x4 x4 x3.9 x4 x4.2 x4 x4 x4.1 x4.3 x3.8 x3.7 x3.4 x3.3 x

Kemper Cash Flow

Quarterly

USDQ2, 2010Q3, 2010Q1, 2011Q2, 2011Q3, 2011Q1, 2012Q2, 2012Q3, 2012Q1, 2013Q2, 2013Q3, 2013Q1, 2014Q2, 2014Q3, 2014Q1, 2015Q2, 2015Q3, 2015Q1, 2016Q2, 2016Q3, 2016Q1, 2017Q2, 2017Q3, 2017Q1, 2018Q2, 2018Q3, 2018Q1, 2019Q2, 2019Q3, 2019

Net Income

86.0m121.7m54.1m53.6m58.3m43.6m45.9m101.5m58.4m92.4m162.5m35.1m44.4m49.1m13.5m43.2m81.1m(2.1m)1.9m(14.4m)(300.0k)36.3m84.0m53.8m91.4m183.6m155.3m277.4m406.4m

Depreciation and Amortization

6.8m10.4m3.3m6.2m11.1m4.2m8.6m12.7m4.3m8.8m13.0m3.2m11.0m22.8m5.6m10.3m15.0m4.4m8.8m13.7m5.3m1.8m118.3m3.1m14.8m21.7m

Accounts Receivable

(28.2m)(12.3m)(13.4m)12.3m(2.8m)7.5m12.0m4.6m8.7m9.0m13.5m(13.6m)28.9m21.0m(8.4m)7.9m29.4m(10.1m)(6.1m)(23.8m)(22.2m)(9.2m)(27.2m)(14.5m)(38.7m)(102.3m)(56.1m)(104.4m)

Cash From Operating Activities

50.0m60.2m73.2m21.2m(10.1m)55.6m56.7m99.6m81.3m76.6m92.9m37.1m72.6m99.4m29.0m80.7m167.6m77.2m116.9m170.5m48.3m104.0m164.5m74.0m191.4m345.3m236.5m366.5m

Purchases of PP&E

(53.8m)

Cash From Investing Activities

118.5m287.0m68.6m357.1m684.6m(146.7m)8.2m66.9m(60.3m)(31.5m)14.2m(162.2m)(125.7m)(72.3m)27.7m(4.1m)(9.6m)(63.0m)(91.2m)(122.6m)(32.7m)124.6m50.5m(2.0m)68.2m(516.7m)(219.7m)(413.6m)(381.2m)

Long-term Borrowings

(30.0m)(300.3m)(10.0m)(10.0m)(10.0m)(360.0m)(360.0m)(300.0k)(500.0k)

Dividends Paid

(27.5m)(41.1m)(14.7m)(29.2m)(43.7m)(14.5m)(28.8m)(42.9m)(14.0m)(27.9m)(41.5m)(13.3m)(26.6m)(39.2m)(12.3m)(24.8m)(37.3m)(12.2m)(24.5m)(36.9m)(12.3m)(24.7m)(37.1m)(12.5m)(24.9m)(40.7m)(16.4m)(32.8m)(49.1m)

Cash From Financing Activities

(211.4m)(341.3m)(181.5m)(371.7m)(320.7m)(31.4m)(66.6m)(99.0m)(19.8m)(71.9m)(127.3m)123.6m48.4m(500.0k)(45.1m)(58.9m)(87.0m)(15.5m)(27.6m)(38.5m)(11.3m)(183.4m)(193.1m)(2.3m)344.6m218.5m162.6m206.4m73.2m

Net Change in Cash

6.6m353.8m(122.5m)(1.7m)67.5m1.2m(26.8m)(20.2m)(1.5m)(4.7m)26.6m11.6m17.7m71.0m(1.3m)(1.9m)9.4m4.3m45.2m21.9m69.7m604.2m47.1m31.9m29.3m58.5m

Interest Paid

19.4m1.8m20.2m20.5m100.0k18.7m22.2m

Income Taxes Paid

18.1m18.2m2.4m28.8m29.4m200.0k39.5m

Kemper Ratios

USDY, 2019

EV/EBIT

11.7 x

EV/CFO

11.6 x

Revenue/Employee

566.2k

Financial Leverage

3.3 x

Kemper Operating Metrics

FY, 2014FY, 2015FY, 2016

Agents

17.70 k20.20 k20.20 k

Locations

48 26 26

Kemper Employee Rating

2.4448 votes
Culture & Values
2.5
Work/Life Balance
2.8
Senior Management
2.3
Salary & Benefits
2.9
Career Opportunities
2.6
Source